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Mortgage Lenders and Brokers in Waukesha, Wisconsin

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Waukesha, Wisconsin mortgage lenders include Waukesha State BankWaukesha State Bank151 E Saint Paul Ave, Waukesha, WI 53188A+5.0 ★Texas Ratio: 1.44%, US Bank, N.A.US Bank, N.A.101 E Sunset Dr, Waukesha, WI 53189A+5.0 ★Texas Ratio: 2.85%, Associated Bank NAAssociated Bank NA1270 W Sunset Dr, Waukesha, WI 53189A+5.0 ★Texas Ratio: 3.45%, Johnson BankJohnson BankN22w23991 Ridgeview Pkwy W, Waukesha, WI 53188A+5.0 ★Texas Ratio: 1.47%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2402 E Moreland Blvd, Waukesha, WI 53186A+5.0 ★Texas Ratio: 3.68%, Pyramax Bank FSBPyramax Bank FSB1500 E Moreland Blvd, Waukesha, WI 53186A+5.0 ★Texas Ratio: 1.62%, Citizens BankCitizens Bank2109 Corporate Dr, Waukesha, WI 53189A+5.0 ★Texas Ratio: 1.51%, Tri City National BankTri City National Bank201 E Sunset Dr, Waukesha, WI 53189A+5.0 ★Texas Ratio: 4.17%, BMO Harris Bank NABMO Harris Bank NAN14w23999 Stone Ridge Dr, Waukesha, WI 53188A+5.0 ★Texas Ratio: 3.54%, and PNC Bank N.A.PNC Bank N.A.2116 E Moreland Blvd, Waukesha, WI 53186A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Waukesha, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waukesha are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Waukesha, Wisconsin

Market share is the lender's share of all home loans closed in Waukesha, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Waukesha State Bank 5 offices in Waukesha 151 E Saint Paul Ave, Waukesha, WI 53188 A+5.0 ★Texas Ratio: 1.44%	Conventional, FHA, HELOC	63 +42 HELOCs	4.8%	91.9%	$189,126	View
US Bank, N.A. 1 office in Waukesha 101 E Sunset Dr, Waukesha, WI 53189 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	24 +11 HELOCs	1.8%	72.7%	$264,583	View
Associated Bank NA 2 offices in Waukesha 1270 W Sunset Dr, Waukesha, WI 53189 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA, HELOC	21 +37 HELOCs	1.6%	100%	$279,761	View
Johnson Bank 1 office in Waukesha N22w23991 Ridgeview Pkwy W, Waukesha, WI 53188 A+5.0 ★Texas Ratio: 1.47%	Conventional, HELOC	18 +10 HELOCs	1.4%	95%	$384,444	View
JPMorgan Chase Bank, NA 2 offices in Waukesha 2402 E Moreland Blvd, Waukesha, WI 53186 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	15 +2 HELOCs	1.1%	93.8%	$299,666	View
Pyramax Bank FSB 1 office in Waukesha 1500 E Moreland Blvd, Waukesha, WI 53186 A+5.0 ★Texas Ratio: 1.62%	Conventional	8	0.6%	100%	$332,500	View
Citizens Bank 1 office in Waukesha 2109 Corporate Dr, Waukesha, WI 53189 A+5.0 ★Texas Ratio: 1.51%	Conventional	6	0.5%	100%	$273,333	View
Tri City National Bank 1 office in Waukesha 201 E Sunset Dr, Waukesha, WI 53189 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	5 +6 HELOCs	0.4%	100%	$305,000	View
BMO Harris Bank NA 2 offices in Waukesha N14w23999 Stone Ridge Dr, Waukesha, WI 53188 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	4 +15 HELOCs	0.3%	50%	$197,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Waukesha 2116 E Moreland Blvd, Waukesha, WI 53186 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$285,000	View
Waterstone Bank Ssb 1 office in Waukesha 21505 Us 18 E, Brookfield, WI 53045 A+5.0 ★Texas Ratio: 2.07%	Conventional	1	0.1%	33.3%	$85,000	View
National Exchange Bank and Trust 1 office in Waukesha W239 N1700 Busse Road, Waukesha, WI 53188 A+5.0 ★Texas Ratio: 1.09%	Conventional	1	0.1%	100%	$505,000	View
Peoples State Bank 1 office in Waukesha 521 W Sunset Dr, Waukesha, WI 53189 A5.0 ★Texas Ratio: 11.20%	Conventional	1	0.1%	33.3%	$145,000	View
Landmark Credit Union 2400 N Grandview Blvd, Waukesha, WI 53188 A+5.0 ★Texas Ratio: 3.05%	Conventional, HELOC	127 +247 HELOCs	9.7%	87.6%	$241,771	View
Educators Credit Union 1600 Summit Ave, Waukesha, WI 53188 3236 A+5.0 ★Texas Ratio: 4.30%	Conventional, HELOC	48 +28 HELOCs	3.7%	80.3%	$195,833	View
Summit Credit Union 1103 Spring City Ln, Waukesha, WI 53186 A+5.0 ★Texas Ratio: 4.84%	Conventional, HELOC	47 +189 HELOCs	3.6%	88.9%	$280,957	View
Bank Five Nine 18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25%	Conventional, FHA, VA	38	2.9%	100%	$335,526	View
Ixonia Bank 491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	38	2.9%	100%	$330,000	View
Wisconsin Mortgage Corporation 1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, VA	20	1.5%	100%	$300,500	View
Huntington National Bank 12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	15 +2 HELOCs	1.1%	88.2%	$283,666	View
Great Midwest Bank SSB 505 W Brown Deer Rd, Bayside, WI 53217	Conventional, Jumbo	12	0.9%	100%	$506,666
Wells Fargo Bank NA 3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36%	Conventional	7	0.5%	77.8%	$255,000	View
The Equitable Bank Ssb N15w30921 Golf Rd, Delafield, WI 53018 A+5.0 ★Texas Ratio: 0.46%	Conventional	7	0.5%	77.8%	$310,714	View
CIBM Bank 19601 W Bluemound Rd, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.91%	Conventional, FHA	6	0.5%	100%	$275,000	View
North Shore Bank 1100 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 0.50%	Conventional, HELOC	3 +6 HELOCs	0.2%	100%	$265,000	View
Northwestern Mutual CU 1 Northwestern Mutual Way, Franklin, WI 53132 A+5.0 ★Texas Ratio: 0.01%	Conventional	3	0.2%	100%	$421,666	View
Marine Credit Union 302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08%	Conventional	3	0.2%	50%	$68,333	View
Westbury Bank N16w23250 Stone Ridge Dr, Waukesha, WI 53188 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	100%	$325,000	View
Glacier Hills Credit Union 608 W Johnson St, Fond Du Lac, WI 54935 3134 A+5.0 ★Texas Ratio: 5.72%	Conventional	2	0.2%	100%	$80,000	View
Bank First N.A. 4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47%	Conventional	2	0.2%	100%	$315,000	View
Guardian Credit Union 1501 E Sunset Dr, Waukesha, WI 53189 8029 A+5.0 ★Texas Ratio: 2.06%	Conventional	2	0.2%	100%	$210,000	View
Town Bank, N.A. 2664 Prairie Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 1.59%	Conventional	2	0.2%	100%	$445,000	View
Covantage Credit Union Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000	View
The Bank of New Glarus 12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01%	Conventional	1	0.1%	100%	$405,000	View
Simplicity Credit Union 1401 E Becker Road, 54449, WI 00000 A5.0 ★Texas Ratio: 9.92%	Conventional	1	0.1%	100%	$275,000	View
Heartland Credit Union 120 Vinburn Rd, DeForest, WI 53532 1487	Conventional	1	0.1%	100%	$105,000
First National Bank and Trust 1550 E Main St, Arcadia, WI 54612	Conventional	1	0.1%	100%	$215,000
The Port Washington State Bank 545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97%	Conventional	1	0.1%	100%	$635,000	View
State Bank of Chilton 103 N Main St, Brillion, WI 54110 A+5.0 ★Texas Ratio: 3.85%	Conventional	1	0.1%	100%	$225,000	View
West Pointe Bank 1750 Witzel Ave, Oshkosh, WI 54902 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.1%	100%	$515,000	View
PremierBank 70 N Main St, Fort Atkinson, WI 53538 A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$135,000	View
Spring Bank 16620 W Bluemound Rd Ste 100a, Brookfield, WI 53005 B4.6 ★Texas Ratio: 20.13%	Conventional	1	0.1%	100%	$285,000	View
Forte Bank 116 W Sumner St, Hartford, WI 53027 A+5.0 ★Texas Ratio: 0.44%	Conventional	1	0.1%	100%	$385,000	View
Frandsen Bank & Trust 4251 Southtowne Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 5.91%	Conventional	1	0.1%	100%	$315,000	View
Horicon Bank 100 E Midway Rd, Appleton, WI 54915 A5.0 ★Texas Ratio: 6.71%	Conventional	1	0.1%	100%	$105,000	View
First American Bank 1350 22nd Ave, Kenosha, WI 53140 A+5.0 ★Texas Ratio: 2.93%	Conventional	1	0.1%	100%	$55,000	View
First Ciitizens Bank and Trust 12655 W Capitol Dr, Brookfield, WI 53005 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +2 HELOCs	0%	n/a		View
Alerus Financial NA 1870 Meadow Ln, Pewaukee, WI 53072 A+5.0 ★Texas Ratio: 3.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Old National Bank 102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98%	HELOC	0 +1 HELOCs	0%	0%		View
Connexus Credit Union 1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51%	HELOC	0 +1 HELOCs	0%	n/a		View
Prime Financial Credit Union 6402 W Brown Deer Rd, Brown Deer, WI 53223 A5.0 ★Texas Ratio: 10.89%	HELOC	0 +1 HELOCs	0%	0%		View
A+ Mortgage Services, Inc.	Conventional, FHA, VA	51	3.9%	100%	$335,392
Fairway Independent Mort Corp	Conventional, FHA, VA	51	3.9%	100%	$335,784
Uw Credit Union	Conventional, FHA, VA, HELOC	34 +78 HELOCs	2.6%	94.4%	$315,000
Thompson Kane & Company, Inc	Conventional, FHA	3	0.2%	100%	$325,000
Waterstone Mortgage Corporation A+5.0 ★Texas Ratio: 2.07%	Conventional	3	0.2%	100%	$198,333	View
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$220,000	View
Educated Mortgage Services LLC	Conventional	1	0.1%	100%	$285,000
Rocket Mortgage	Conventional, FHA, VA	83	6.3%	89.5%	$251,746
United Wholesale Mortgage	Conventional, FHA, VA	48	3.7%	89.3%	$314,375
Newrez LLC	Conventional, FHA, VA	39	3%	83.3%	$336,025
Guild Mortgage Company	Conventional, FHA	39	3%	90.9%	$291,666
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	23 +1 HELOCs	1.7%	100%	$264,130	View
Pennymac Loan Services LLC	Conventional, FHA, VA	22	1.7%	84.6%	$315,000
Nationstar Mortgage	Conventional, FHA, VA	20	1.5%	87%	$195,000
Freedom Mortgage Corporation	Conventional, FHA, VA	18	1.4%	86.4%	$304,444
Mortgage Research Center	Conventional, FHA, VA	18	1.4%	81.8%	$325,000
Guaranteed Rate, Inc.	Conventional, VA	14	1.1%	100%	$380,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA	14	1.1%	100%	$342,857	View
Ark-La-Tex Financial Services LLC	Conventional, VA	14	1.1%	100%	$364,285
loanDepot.com LLC	Conventional, FHA, VA, HELOC	13 +1 HELOCs	1%	100%	$206,538
Planet Home Lending, LLC	Conventional, FHA, VA	12	0.9%	92.3%	$350,833
New American Funding, LLC.	Conventional, FHA, VA	12	0.9%	100%	$313,333
First Colony Mortgage Corporat	Conventional, FHA, VA	10	0.8%	75%	$355,000
Nations Lending Corporation	Conventional, VA	10	0.8%	100%	$351,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	8	0.6%	100%	$305,000	View
Guaranteed Rate Affinity, LLC	Conventional, VA	7	0.5%	100%	$196,428
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo	7	0.5%	100%	$402,142
Union Home Mortgage Corp.	Conventional, FHA	7	0.5%	100%	$343,571
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	7	0.5%	100%	$332,142
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	6	0.5%	100%	$416,666	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	6	0.5%	100%	$320,000	View
AmeriHome Mortgage Company, LLC	Conventional	6	0.5%	100%	$310,000
First State Mortgage Services	Conventional	6	0.5%	100%	$300,000
Provident Funding Associates	Conventional	6	0.5%	100%	$355,000
Spring Eq, LLC	Conventional, HELOC	5 +2 HELOCs	0.4%	46.2%	$63,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	5	0.4%	100%	$541,000	View
Trustone Financial Credit Union A+5.0 ★Texas Ratio: 4.56%	Conventional, HELOC	4 +4 HELOCs	0.3%	100%	$115,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	4	0.3%	80%	$260,000
Lower, LLC	Conventional, FHA	4	0.3%	100%	$260,000
Paramount Residential Mortgage	Conventional, FHA, VA	4	0.3%	100%	$347,500
Navy Federal Credit Union	Conventional, HELOC	3 +1 HELOCs	0.2%	75%	$281,666
Lakeview Loan Servicing, LLC	Conventional, VA	3	0.2%	33.3%	$201,666
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$285,000
Sun West Mortgage Company, Inc	Conventional	3	0.2%	100%	$491,666
Mortgage Center LC	Conventional	3	0.2%	100%	$181,666
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional, VA	3	0.2%	100%	$271,666	View
Pentagon Federal Credit Union	Conventional	3	0.2%	100%	$268,333
Endeavor Capital, LLC	FHA	3	0.2%	100%	$321,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	60%	$85,000	View
First Community Mortgage, Inc. A5.0 ★Texas Ratio: 8.84%	Conventional	2	0.2%	100%	$255,000	View
Primelending	Conventional	2	0.2%	100%	$345,000
Greenstate Credit Union	Conventional	2	0.2%	75%	$60,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.2%	100%	$365,000
Nbkc Bank	Conventional	2	0.2%	66.7%	$370,000
Movement Mortgage, LLC	Conventional, VA	2	0.2%	100%	$285,000
AdvantageFirst Lending Inc	FHA, VA	2	0.2%	66.7%	$335,000
Ameritrust Mortgage Corporation	Conventional	2	0.2%	100%	$295,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$150,000	View
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$235,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	66.7%	$255,000	View
Geneva Financial LLC	Conventional	2	0.2%	100%	$260,000
Self Help Federal Credit Union	Conventional	2	0.2%	66.7%	$295,000
Home State Bank National Association A+5.0 ★Texas Ratio: 0.47%	Conventional	2	0.2%	100%	$340,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$445,000	View
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$225,000
Genisys Credit Union	Conventional	1	0.1%	100%	$435,000
Alliant Credit Union	Conventional	1	0.1%	33.3%	$235,000
Southwest Airlines FCU	Conventional	1	0.1%	100%	$105,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0.1%	100%	$195,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$255,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$275,000
Residential Wholesale Mortgage	Conventional	1	0.1%	100%	$305,000
Goodleap, LLC	Conventional	1	0.1%	50%	$315,000
Servion A+5.0 ★Texas Ratio: 0.09%	FHA	1	0.1%	100%	$265,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$435,000
Go Mortgage, LLC	FHA	1	0.1%	100%	$295,000
Kind Lending, LLC	VA	1	0.1%	100%	$325,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$305,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$265,000	View
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	1	0.1%	100%	$835,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$425,000	View
Amerisave Mortgage Company	Conventional	1	0.1%	12.5%	$25,000
American Financial Network, Inc.	Conventional	1	0.1%	50%	$315,000
Diamond Residential Mtg Corp	Conventional	1	0.1%	100%	$235,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$225,000	View
Valon Mortgage	Conventional	1	0.1%	100%	$265,000
Think Mutual Bank A+5.0 ★Texas Ratio: 0.90%	Conventional	1	0.1%	100%	$125,000	View
American Financing Corporation	Conventional	1	0.1%	25%	$55,000
Nfm, Inc	Conventional	1	0.1%	100%	$445,000
Cardinal Financial Company, Li	Conventional	1	0.1%	50%	$295,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	25%	$355,000	View
Servis One, Inc	VA	1	0.1%	100%	$385,000
Republic Bank of Chicago A-5.0 ★Texas Ratio: 15.03%	Conventional	1	0.1%	100%	$145,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	VA	1	0.1%	100%	$195,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$305,000	View
Better Mortgage Corporation	Conventional	1	0.1%	100%	$335,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$185,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	100%	$185,000
The Loan Store, Inc	Conventional	1	0.1%	100%	$385,000
Mld Mortgage, Inc.Dba the Money Store	FHA	1	0.1%	100%	$535,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$275,000	View
21St Mortgage	Conventional	1	0.1%	50%	$45,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	25%	$195,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$205,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$135,000	View
Champions Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$885,000
Village Capital & Investment	FHA	1	0.1%	100%	$265,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$235,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$75,000
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Advia Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Waukesha Mortgage Rate Trends

Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.

30-Year Fixed WI Avg

7.558%

▲ 0.070 vs 7 days ago

15-Year Fixed WI Avg

7.006%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Waukesha, Wisconsin

Looking for mortgage lenders near me or mortgage brokers near me in Waukesha? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waukesha in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Waukesha, WI

Use these to narrow the list above. Each category shows how many Waukesha, WI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 77 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 65 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 43 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WI 45 lenders headquartered in Wisconsin, the closest thing to a mortgage lender near you

Who Lends in Waukesha, WI

Independent mortgage companies closed 49 percent of home loans in Waukesha, Wisconsin in 2025, banks 29 percent and credit unions 22 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Waukesha State Bank the largest bank and Landmark Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Waukesha State Bank led with 63 loans.

49%

Mortgage companies

29%

Banks

22%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.

More Wisconsin Mortgage Lender Pages

All Wisconsin lenders 760 lenders Milwaukee 256 lenders Madison 197 lenders Appleton 171 lenders Green Bay 152 lenders Kenosha 160 lenders Oshkosh 147 lenders Janesville 166 lenders Eau Claire 149 lenders Racine 139 lenders West Allis 149 lenders Fond du Lac 131 lenders Sheboygan 127 lenders

Frequently Asked Questions About Mortgage Lenders in Waukesha, WI

Who is the largest mortgage lender in Waukesha, WI?

By home loans closed in 2025, Waukesha State Bank was the largest mortgage lender in Waukesha, Wisconsin with 63 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Waukesha, WI have the highest approval rates?

Among lenders with meaningful volume in Waukesha, Wisconsin, A+ Mortgage Services, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Waukesha, WI mortgage lenders offer FHA, VA and USDA loans?

43 lenders closed FHA loans in Waukesha, Wisconsin in 2025, led by United Wholesale Mortgage with 18. 35 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Waukesha, WI lender list?

Yes. 65 banks and 23 credit unions closed home loans in Waukesha, Wisconsin in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Waukesha, WI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Waukesha, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waukesha, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waukesha. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.