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Citizens Bank Mukwonago, WI Rates & Review August 2026

Citizens Bank Mukwonago, WI's 14-Month SPECIAL rates are at 4.00%, 26-Month SPECIAL rates are at 4.00%, 14-Months Business 14-Month Special rates are at 4.00%, 26-Months Business 26-Month Special rates are at 4.00%, 7-Month SPECIAL rates are at 3.80%. Citizens Bank Mukwonago, WI's savings rates are at 0.03%. Citizens Bank Mukwonago, WI's money market rates are at 1.00%. Citizens Bank Mukwonago, WI's 5 Year ARM Construction rates are at 6.00%, 5/1 Year ARM rates are at 6.00%, 3 Year ARM Construction rates are at 5.88%, 3/1 Year ARM rates are at 5.88%, 1 Year ARM Construction rates are at 5.62%. MonitorBankRates evaluates the financial stability of Citizens Bank Mukwonago, WI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.39%. Rates last updated and verified on 08/28/2026.

Citizens Bank Mukwonago, WI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank Mukwonago, WI? Share your experience about Citizens Bank Mukwonago, WI by leaving a review below, or read customer reviews before you decide to use Citizens Bank Mukwonago, WI.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.39%
Excellent Lower than avg
Citizens Bank
301 N Rochester St
Mukwonago, WI 53149
https://www.citizenbank.bank
Member FDIC

Citizens Bank Mukwonago, WI CD Rates

Product Rate APY Term View More
14 Month SPECIAL 3.93% 4.00% 14 Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
26 Month SPECIAL 3.93% 4.00% 26 Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business 14 Month Special 3.93% 4.00% 14 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business 26 Month Special 3.93% 4.00% 26 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
7 Month SPECIAL 3.74% 3.80% 7 Month
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business 7 Month Special 3.74% 3.80% 7 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Fixed Rate 4 Year 1.49% 1.50% 4 Year
Min Deposit $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Fixed Rate 3 Year 1.39% 1.40% 3 Year
Min Deposit $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
5 Year 1.24% 1.25% 5 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business 5 Year 1.24% 1.25% 5 year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
4 Year 1.14% 1.15% 4 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business 4 Year 1.14% 1.15% 4 year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Fixed Rate 2 Year 1.09% 1.10% 2 Year
Min Deposit $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
3 Year 1.05% 1.06% 3 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business 3 Year 1.05% 1.06% 3 year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Fixed Rate 1 Year 1.00% 1.00% 1 Year
Min Deposit $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Fixed Rate 6 Month 0.75% 0.75% 6 Month
Min Deposit $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
2 Year 0.70% 0.70% 2 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business 2 Year 0.70% 0.70% 2 year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
1 Year 0.60% 0.60% 1 Year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business 1 Year 0.60% 0.60% 1 year
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Citizens Bank Mukwonago, WI Savings Rates

Product Rate APY View More
Health Savings Account (HSA) Tier 3 1.49% 1.50%
Min Deposit $100
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Health Savings Account (HSA) Tier 4 1.49% 1.50%
Min Deposit $100
Min Balance $300,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Health Savings Account (HSA) Tier 5 1.49% 1.50%
Min Deposit $100
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Health Savings Account (HSA) Tier 2 1.00% 1.00%
Min Deposit $100
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Health Savings Account (HSA) Tier 1 0.20% 0.20%
Min Deposit $100
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Advantage Savings Tier 1 0.03% 0.03%
Min Deposit $100
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Advantage Savings Tier 2 0.03% 0.03%
Min Deposit $100
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Advantage Savings Tier 1 0.03% 0.03%
Min Deposit $100
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Advantage Savings Tier 2 0.03% 0.03%
Min Deposit $100
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Ca$h Savings Club 0.03% 0.03%
Min Deposit $10
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Citizens Bank Mukwonago, WI Money Market Rates

Product Rate APY View More
Business Classic Money Market Account - Tier 3 1.49% 1.50%
Min Deposit $1,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Classic Money Market Account - Tier 4 1.49% 1.50%
Min Deposit $1,000
Min Balance $300,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Classic Money Market Account - Tier 5 1.49% 1.50%
Min Deposit $1,000
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Classic Money Market Account - Tier 3 1.49% 1.50%
Min Deposit $1,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Classic Money Market Account - Tier 4 1.49% 1.50%
Min Deposit $1,000
Min Balance $300,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Classic Money Market Account - Tier 5 1.49% 1.50%
Min Deposit $1,000
Min Balance $500,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Classic Money Market Account - Tier 1 1.00% 1.00%
Min Deposit $1,000
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Classic Money Market Account - Tier 2 1.00% 1.00%
Min Deposit $1,000
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Classic Money Market Account - Tier 1 1.00% 1.00%
Min Deposit $1,000
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Classic Money Market Account - Tier 2 1.00% 1.00%
Min Deposit $1,000
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Citizens Bank Mukwonago, WI Checking Rates

Product Rate APY View More
Advantage Plus Checking 0.02% 0.02%
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
Business Advantage Plus Checking 0.02% 0.02%
Min Deposit $100
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Citizens Bank Mukwonago, WI Mortgage Rates

Product Rate Points APR Term View More
5 Year ARM Construction 6.00% 0.000% 6.60% 5 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
5/1 Year ARM 6.00% - 6.64% 360 months
Details Initial Rate Period: 5 Years; First Adjusted Rate thereafter variable: 6.750%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
3 Year ARM Construction 5.88% 0.000% 6.67% 3 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
3/1 Year ARM 5.88% - 6.71% 360 months
Details Initial Rate Period: 3 Years; First Adjusted Rate thereafter variable: 6.750%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
1 Year ARM Construction 5.63% 0.000% 6.77% 1 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%
7/1 Year ARM 6.50% - 6.81% 360 months
Details Initial Rate Period: 7 Years; First Adjusted Rate thereafter variable: 6.750%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Citizens Bank Mukwonago, WI Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 5.49%
Details Promotional Rate
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.39%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens Bank Mukwonago, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens Bank Mukwonago, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens Bank Mukwonago, WI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens Bank Mukwonago, WI
Bank Holding Company CITIZENS BANK HOLDING INC
Address 301 N Rochester St, Mukwonago, WI 53149  ·  Waukesha
FDIC Certificate # 13055
Established 12/12/1892
FDIC Insurance Date 01/01/1934
Domestic Offices 11
Total Branches 11
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.39%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2333%
Return on Equity (ROE) 10.7700%
Non-Performing Loans (NPL) 0.33%
Total Assets $1,175,177,000
Total Deposits $993,305,000
Equity Capital $150,671,000
Net Income $15,487,000
Headquarters Mukwonago
Total Branches and Offices 11
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Citizens Bank Mukwonago, WI

How many branches does Citizens Bank Mukwonago, WI operate?

Citizens Bank Mukwonago, WI currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens Bank Mukwonago, WI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens Bank Mukwonago, WI provides members with tools to manage their accounts and build a solid financial history.

Does Citizens Bank Mukwonago, WI offer online and mobile banking?

Most modern institutions like Citizens Bank Mukwonago, WI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citizenbank.bank.

Current Citizens Bank Mukwonago, WI Rates

  • 12-Month CD0.60%
  • 24-Month CD0.70%
  • 36-Month CD1.06%
  • 48-Month CD1.15%
  • 60-Month CD1.25%
  • Savings0.03%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.