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Mortgage Lenders and Brokers in Janesville, Wisconsin

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Janesville, Wisconsin mortgage lenders include Johnson BankJohnson Bank1 S Main St, Janesville, WI 53545A+5.0 ★Texas Ratio: 1.47%, US Bank, N.A.US Bank, N.A.2732 Milton Ave, Janesville, WI 53545A+5.0 ★Texas Ratio: 2.85%, Associated Bank NAAssociated Bank NA2720 N Lexington Dr, Janesville, WI 53545A+5.0 ★Texas Ratio: 3.45%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA18 N Arch St, Janesville, WI 53548A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank2215 Holiday Dr, Janesville, WI 53545A+5.0 ★Texas Ratio: 4.98%, BMO Harris Bank NABMO Harris Bank NA4323 Milton Ave, Janesville, WI 53546A+5.0 ★Texas Ratio: 3.54%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA2525 Milton Ave, Janesville, WI 53545A+5.0 ★Texas Ratio: 3.88%, Lake Ridge BankLake Ridge Bank2605 Kennedy Rd, Janesville, WI 53545A+5.0 ★Texas Ratio: 2.83%, PremierBankPremierBank1400 Black Bridge Road, Janesville, WI 53545A+5.0 ★Texas Ratio: 2.14%, and Farmers & Merchants Union BankFarmers & Merchants Union Bank1101 N Parker Dr, Janesville, WI 53545A+5.0 ★Texas Ratio: 1.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Janesville, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Janesville are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Janesville, Wisconsin

Market share is the lender's share of all home loans closed in Janesville, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Johnson Bank 2 offices in Janesville 1 S Main St, Janesville, WI 53545 A+5.0 ★Texas Ratio: 1.47%	Conventional, VA, HELOC	104 +95 HELOCs	7.1%	95.8%	$298,942	View
US Bank, N.A. 1 office in Janesville 2732 Milton Ave, Janesville, WI 53545 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, HELOC	28 +8 HELOCs	1.9%	82.4%	$226,785	View
Associated Bank NA 1 office in Janesville 2720 N Lexington Dr, Janesville, WI 53545 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA, HELOC	23 +49 HELOCs	1.6%	85.2%	$218,043	View
JPMorgan Chase Bank, NA 2 offices in Janesville 18 N Arch St, Janesville, WI 53548 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	16 +4 HELOCs	1.1%	100%	$210,625	View
Old National Bank 1 office in Janesville 2215 Holiday Dr, Janesville, WI 53545 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, VA, HELOC	15 +24 HELOCs	1%	71.4%	$188,333	View
BMO Harris Bank NA 3 offices in Janesville 4323 Milton Ave, Janesville, WI 53546 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	8 +58 HELOCs	0.5%	72.7%	$212,500	View
First Mid Bank and Trust, NA 1 office in Janesville 2525 Milton Ave, Janesville, WI 53545 A+5.0 ★Texas Ratio: 3.88%	Conventional, FHA, HELOC	8 +3 HELOCs	0.5%	61.5%	$213,750	View
Lake Ridge Bank 1 office in Janesville 2605 Kennedy Rd, Janesville, WI 53545 A+5.0 ★Texas Ratio: 2.83%	Conventional, HELOC	5 +4 HELOCs	0.3%	100%	$331,000	View
PremierBank 1 office in Janesville 1400 Black Bridge Road, Janesville, WI 53545 A+5.0 ★Texas Ratio: 2.14%	Conventional	5	0.3%	100%	$173,000	View
Farmers & Merchants Union Bank 1 office in Janesville 1101 N Parker Dr, Janesville, WI 53545 A+5.0 ★Texas Ratio: 1.98%	Conventional	3	0.2%	60%	$185,000	View
Sauk Valley Bank & Trust Company 1 office in Janesville 2509 Morse St, Janesville, WI 53545 A5.0 ★Texas Ratio: 7.96%	Conventional	2	0.1%	100%	$140,000	View
Bank First N.A. 1 office in Janesville 2636 S Us Highway 51, Janesville, WI 53546 A+5.0 ★Texas Ratio: 3.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Blackhawk Community Credit Uni	Conventional, HELOC	71 +225 HELOCs	4.9%	88.8%	$203,028
Summit Credit Union 2330 Kennedy Rd, Janesville, WI 53545 A+5.0 ★Texas Ratio: 4.84%	Conventional, HELOC	102 +203 HELOCs	7%	89.3%	$242,647	View
Educators Credit Union 2652 N Lexington Dr, Janesville, WI 53545 0330 A+5.0 ★Texas Ratio: 4.30%	Conventional, HELOC	50 +16 HELOCs	3.4%	78.3%	$104,600	View
First Community Bank 202 Merchant Row, Milton, WI 53563 A+5.0 ★Texas Ratio: 2.76%	Conventional	36	2.5%	100%	$206,388	View
First Community Credit Union of Beloit 2701 N Pontiac Dr, Janesville, WI 53545 A5.0 ★Texas Ratio: 6.15%	Conventional	32	2.2%	91.4%	$166,562	View
Bank of Milton 111 N Main St, Edgerton, WI 53534 B4.4 ★Texas Ratio: 21.94%	Conventional, Jumbo	29	2%	96.9%	$216,724	View
First National Bank and Trust 2636 S Us Highway 51, Janesville, WI 53546	Conventional, HELOC	14 +1 HELOCs	1%	93.3%	$305,714
The Bank of Brodhead 806 E Exchange St, Brodhead, WI 53520 A5.0 ★Texas Ratio: 9.85%	Conventional	14	1%	93.3%	$180,000	View
The Bank of New Glarus 12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01%	Conventional	12	0.8%	100%	$287,500	View
Bank of Sun Prairie 419 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 0.50%	Conventional	5	0.3%	70%	$305,000	View
Bankers' Bank 7700 Mineral Point Rd, Madison, WI 53717 A5.0 ★Texas Ratio: 7.37%	Conventional	5	0.3%	83.3%	$229,000	View
Ixonia Bank 491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	5	0.3%	100%	$257,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$212,500	View
Wisconsin Mortgage Corporation 1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA	4	0.3%	100%	$260,000	View
Marine Credit Union 302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08%	Conventional	4	0.3%	45.5%	$220,000	View
Mound City Bank 112 S Mound Ave, Belmont, WI 53510 A+5.0 ★Texas Ratio: 0.68%	Conventional	4	0.3%	100%	$130,000	View
Bank Five Nine 18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25%	Conventional, VA	4	0.3%	100%	$282,500	View
Bank of Deerfield 15 S Main St, Deerfield, WI 53531 A+5.0 ★Texas Ratio: 1.10%	Conventional	4	0.3%	100%	$155,000	View
Wells Fargo Bank NA 3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.2%	100%	$231,666	View
Landmark Credit Union 106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05%	Conventional, HELOC	2 +5 HELOCs	0.1%	40%	$65,000	View
Flagstar Bank NA 100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11%	VA, USDA	2	0.1%	100%	$235,000	View
Capitol Bank 7707 N Brookline Dr, Madison, WI 53719 A+5.0 ★Texas Ratio: 0.12%	Conventional	2	0.1%	100%	$155,000	View
Fox Communities Credit Union 3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.1%	100%	$165,000	View
Heartland Credit Union 3400 E Racine St, Janesville, WI 53546	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$145,000
East Wisconsin Savings Bank 1501 N Casaloma Dr, Appleton, WI 54913 B-3.3 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$235,000	View
Huntington National Bank 12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$265,000	View
The Park Bank 2407 Brewery Road, Cross Plains, WI 53528 A+5.0 ★Texas Ratio: 1.98%	Conventional	1	0.1%	100%	$255,000	View
Waukesha State Bank 18300 W Capitol Dr, Brookfield, WI 53045 A+5.0 ★Texas Ratio: 1.44%	Conventional	1	0.1%	100%	$175,000	View
Merchants Bank, National Association 2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28%	Conventional	1	0.1%	100%	$215,000	View
Security Financial Bank 141 W Main St, Alma Center, WI 54611 A5.0 ★Texas Ratio: 11.46%	Conventional	1	0.1%	100%	$155,000	View
Dmb Community Bank 321 N Main St, Deforest, WI 53532 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$425,000	View
Covantage Credit Union Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08%	Conventional	1	0.1%	100%	$155,000	View
Baraboo State Bank 1120 8th St, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 0.04%	Conventional	1	0.1%	100%	$125,000	View
Altra Federal Credit Union 1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27%	Conventional	1	0.1%	100%	$215,000	View
Town Bank, N.A. 2664 Prairie Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$245,000	View
Bristol Morgan Bank 171 S Pioneer Rd, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.1%	100%	$285,000	View
Badger Bank 102 W Main St, Cambridge, WI 53523 A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0.1%	100%	$335,000	View
Farmers & Merchants State Bank 550 W Tyranena Park Rd, Lake Mills, WI 53551 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$185,000	View
Westconsin Credit Union 1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
One Community Bank 501 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +1 HELOCs	0%	n/a		View
Uw Credit Union	Conventional, FHA, HELOC	32 +71 HELOCs	2.2%	82.1%	$240,000
Thompson Kane & Company, Inc	Conventional, FHA, VA	31	2.1%	96.9%	$250,806
Fairway Independent Mort Corp	Conventional, FHA, VA	31	2.1%	83.8%	$265,967
Educated Mortgage Services LLC	Conventional, FHA	14	1%	87.5%	$257,857
Compeer Financial	Conventional	3	0.2%	60%	$465,000
Gateway Mortgage Corporation	Conventional	2	0.1%	100%	$215,000
A+ Mortgage Services, Inc.	FHA	1	0.1%	100%	$225,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Guild Mortgage Company	Conventional, FHA, VA, USDA	134	9.2%	98.6%	$216,940
Rocket Mortgage	Conventional, FHA, VA	115	7.9%	87.4%	$185,608
Mortgage Research Center	Conventional, VA	41	2.8%	68.3%	$321,097
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	40 +2 HELOCs	2.7%	87.2%	$240,250
Zippy Loans, LLC	Conventional	40	2.7%	48.2%	$54,500
Pennymac Loan Services LLC	Conventional, FHA, VA	22	1.5%	76.7%	$220,909
Mortgage Center LC	Conventional, FHA	21	1.4%	84%	$156,904
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1.1%	77.3%	$256,250
loanDepot.com LLC	Conventional, FHA, VA, HELOC	13 +2 HELOCs	0.9%	93.3%	$175,000
Newrez LLC	Conventional, FHA, VA	13	0.9%	66.7%	$242,692
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	12	0.8%	80%	$251,666	View
Cardinal Financial Company, Li	Conventional, FHA	11	0.8%	93.8%	$165,909
Nations Lending Corporation	Conventional, FHA, VA	11	0.8%	80%	$244,090
Nationstar Mortgage	Conventional, FHA, VA	11	0.8%	100%	$153,181
New American Funding, LLC.	Conventional, FHA, VA, HELOC	10 +1 HELOCs	0.7%	76.9%	$171,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	9 +3 HELOCs	0.6%	100%	$250,555
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA	9	0.6%	90%	$258,333	View
Guaranteed Rate, Inc.	Conventional, FHA	8	0.5%	88.9%	$280,000
Greenstate Credit Union	Conventional, FHA	8	0.5%	69.2%	$241,250
Amerisave Mortgage Company	Conventional, FHA	5	0.3%	55.6%	$117,000
Servion A+5.0 ★Texas Ratio: 0.09%	Conventional, FHA, VA	4	0.3%	100%	$232,500	View
Lakeview Loan Servicing, LLC	Conventional	4	0.3%	44.4%	$190,000
Das Acquisition Company, LLC	Conventional, FHA	4	0.3%	100%	$220,000
Churchill Mortgage Corporation	Conventional, VA	4	0.3%	100%	$172,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.3%	80%	$252,500	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.3%	71.4%	$192,500
HomeBridge Financial Services, Inc	FHA, VA, HELOC	3 +2 HELOCs	0.2%	75%	$298,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	100%	$385,000	View
Cornerstone First Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$228,333
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$185,000
ClearPath Lending	Conventional, VA	3	0.2%	100%	$201,666
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	3	0.2%	100%	$155,000	View
Dupaco Community Credit Union A+5.0 ★Texas Ratio: 3.87%	Conventional	3	0.2%	100%	$231,666
Zillow Home Loans, LLC	Conventional	3	0.2%	75%	$201,666
Mutual of Omaha Mortgage	FHA, VA	3	0.2%	100%	$311,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	100%	$161,666	View
Paramount Residential Mortgage	Conventional, FHA	3	0.2%	100%	$188,333
Ark-La-Tex Financial Services LLC	FHA, VA	3	0.2%	100%	$225,000
Navy Federal Credit Union	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$115,000
Lower, LLC	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$520,000
Primelending	Conventional	2	0.1%	100%	$290,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$270,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.1%	66.7%	$235,000
Triad Financial Services, Inc.	Conventional	2	0.1%	33.3%	$65,000
Movement Mortgage, LLC	Conventional, VA	2	0.1%	100%	$430,000
PHH Mortgage Corporation	Conventional, VA	2	0.1%	100%	$185,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	2	0.1%	100%	$190,000	View
United Trust Bank	VA	2	0.1%	100%	$330,000
AdvantageFirst Lending Inc	VA	2	0.1%	100%	$245,000
American Financial Network, Inc.	VA	2	0.1%	100%	$250,000
Discover Bank	Conventional	2	0.1%	20%	$50,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$145,000
Union Home Mortgage Corp.	Conventional, FHA	2	0.1%	100%	$240,000
Stillman Banccorp NA A+5.0 ★Texas Ratio: 3.99%	Conventional	2	0.1%	100%	$175,000	View
New Day Financial, LLC.	VA	2	0.1%	100%	$485,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$305,000	View
Endeavor Capital, LLC	FHA, VA	2	0.1%	100%	$230,000
Prosperity Home Mortgage, LLC	Conventional, FHA	2	0.1%	50%	$245,000
Consumers Credit Union	Conventional	2	0.1%	100%	$260,000
Spring Eq, LLC	Conventional, HELOC	1 +3 HELOCs	0.1%	25%	$55,000
North Shore Trust & Savings A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$275,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$225,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$375,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$365,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$125,000
Success Lending, LLC	Conventional	1	0.1%	100%	$225,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$225,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$255,000
Nbkc Bank	Conventional	1	0.1%	100%	$185,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$325,000	View
Emporium Tpo LLC	Conventional	1	0.1%	100%	$365,000
Diamond Residential Mtg Corp	FHA	1	0.1%	100%	$385,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	FHA	1	0.1%	100%	$275,000	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	VA	1	0.1%	100%	$615,000	View
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$205,000
Sun West Mortgage Company, Inc	VA	1	0.1%	100%	$235,000
American Financing Corporation	FHA	1	0.1%	50%	$155,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$315,000
First Northern Credit Union	Conventional	1	0.1%	100%	$235,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$155,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$435,000
Calcon Mutual Mortgage LLC	VA	1	0.1%	100%	$375,000
Nfm, Inc	Conventional	1	0.1%	100%	$215,000
Planet Home Lending, LLC	VA	1	0.1%	33.3%	$135,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$375,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$245,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$265,000	View
Veridian Credit Union	Conventional	1	0.1%	100%	$245,000
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$225,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	FHA	1	0.1%	100%	$285,000	View
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$195,000
American Heritage Federal Credit Union	Conventional	1	0.1%	100%	$315,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$395,000	View
Wings Financial Credit Union	Conventional	1	0.1%	100%	$715,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$105,000	View
V.I.P. Mortgage, Inc.	VA	1	0.1%	100%	$305,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$285,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	50%	$395,000
Home State Bank National Association A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	50%	$245,000	View
RoundPoint Mortgage Servicing LLC	FHA	1	0.1%	100%	$215,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$215,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$295,000	View
Central Bank Illinois A-5.0 ★Texas Ratio: 15.39%	Conventional	1	0.1%	100%	$195,000	View
Marquette Bank A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.1%	100%	$25,000	View
21St Mortgage	Conventional	1	0.1%	12.5%	$25,000
Goprime Mortgage, Inc. A5.0 ★Texas Ratio: 10.89%	VA	1	0.1%	100%	$215,000	View
Gershman Investment Corp.	Conventional	1	0.1%	100%	$195,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$485,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$385,000	View
Village Capital & Investment	VA	1	0.1%	100%	$285,000
Advia Credit Union	HELOC	0 +54 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Janesville Mortgage Rate Trends

Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.

30-Year Fixed WI Avg

7.558%

▲ 0.070 vs 7 days ago

15-Year Fixed WI Avg

7.006%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Janesville, Wisconsin

Looking for mortgage lenders near me or mortgage brokers near me in Janesville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Janesville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Janesville, WI

Use these to narrow the list above. Each category shows how many Janesville, WI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 86 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 66 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 47 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WI 47 lenders headquartered in Wisconsin, the closest thing to a mortgage lender near you

Who Lends in Janesville, WI

Independent mortgage companies closed 47.4 percent of home loans in Janesville, Wisconsin in 2025, banks 29.1 percent and credit unions 23.5 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Johnson Bank the largest bank and Blackhawk Community Credit Uni the largest credit union. Among lenders headquartered in Wisconsin, Johnson Bank led with 104 loans.

47.4%

Mortgage companies

29.1%

Banks

23.5%

Credit unions

12%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.

More Wisconsin Mortgage Lender Pages

All Wisconsin lenders 760 lenders Milwaukee 256 lenders Madison 197 lenders Appleton 171 lenders Green Bay 152 lenders Kenosha 160 lenders Oshkosh 147 lenders Waukesha 156 lenders Eau Claire 149 lenders Racine 139 lenders West Allis 149 lenders Fond du Lac 131 lenders Sheboygan 127 lenders

Frequently Asked Questions About Mortgage Lenders in Janesville, WI

Who is the largest mortgage lender in Janesville, WI?

By home loans closed in 2025, Johnson Bank was the largest mortgage lender in Janesville, Wisconsin with 104 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Janesville, WI have the highest approval rates?

Among lenders with meaningful volume in Janesville, Wisconsin, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.6 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Janesville, WI mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Janesville, Wisconsin in 2025, led by Rocket Mortgage with 37. 47 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Janesville, WI lender list?

Yes. 66 banks and 27 credit unions closed home loans in Janesville, Wisconsin in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Janesville, WI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Janesville, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Janesville, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Janesville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.