☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Wisconsin / Madison

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Madison, Wisconsin

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Madison, Wisconsin mortgage lenders include The Park BankThe Park Bank33 E Main St, Madison, WI 53703A+5.0 ★Texas Ratio: 1.98%, Johnson BankJohnson Bank5201 E Terrace Dr, Madison, WI 53718A+5.0 ★Texas Ratio: 1.47%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4225 E Towne Blvd, Madison, WI 53704A+5.0 ★Texas Ratio: 3.68%, Lake Ridge BankLake Ridge Bank1965 Atwood Ave, Madison, WI 53704A+5.0 ★Texas Ratio: 2.83%, Old National BankOld National Bank23 W Main St, Madison, WI 53703A+5.0 ★Texas Ratio: 4.98%, US Bank, N.A.US Bank, N.A.2961 Yarmouth Greenway Dr, Madison, WI 53711A+5.0 ★Texas Ratio: 2.85%, Heartland Credit UnionHeartland Credit Union5325 High Crossing Blvd, Madison, WI 53718 2301, Associated Bank NAAssociated Bank NA4402 E Towne Blvd, Madison, WI 53704A+5.0 ★Texas Ratio: 3.45%, Town Bank, N.A.Town Bank, N.A.8040 Excelsior Drive, Madison, WI 53717A+5.0 ★Texas Ratio: 1.59%, and Capitol BankCapitol Bank7707 N Brookline Dr, Madison, WI 53719A+5.0 ★Texas Ratio: 0.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Madison, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Madison are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Madison, Wisconsin

Market share is the lender's share of all home loans closed in Madison, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
The Park Bank 4 offices in Madison 33 E Main St, Madison, WI 53703 A+5.0 ★Texas Ratio: 1.98%	Conventional, Jumbo	147	4.4%	87.9%	$278,401	View
Johnson Bank 2 offices in Madison 5201 E Terrace Dr, Madison, WI 53718 A+5.0 ★Texas Ratio: 1.47%	Conventional, VA, Jumbo, HELOC	65 +33 HELOCs	1.9%	98.6%	$425,307	View
JPMorgan Chase Bank, NA 5 offices in Madison 4225 E Towne Blvd, Madison, WI 53704 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	58 +4 HELOCs	1.7%	95.1%	$400,344	View
Lake Ridge Bank 1 office in Madison 1965 Atwood Ave, Madison, WI 53704 A+5.0 ★Texas Ratio: 2.83%	Conventional, Jumbo, HELOC	49 +65 HELOCs	1.5%	94.2%	$329,897	View
Old National Bank 7 offices in Madison 23 W Main St, Madison, WI 53703 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, VA, HELOC	43 +37 HELOCs	1.3%	93.6%	$290,348	View
US Bank, N.A. 7 offices in Madison 2961 Yarmouth Greenway Dr, Madison, WI 53711 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	43 +21 HELOCs	1.3%	87.8%	$334,534	View
Heartland Credit Union 5325 High Crossing Blvd, Madison, WI 53718 2301	Conventional, HELOC	30 +82 HELOCs	0.9%	96.9%	$206,333
Associated Bank NA 6 offices in Madison 4402 E Towne Blvd, Madison, WI 53704 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	24 +44 HELOCs	0.7%	85.7%	$302,500	View
Town Bank, N.A. 1 office in Madison 8040 Excelsior Drive, Madison, WI 53717 A+5.0 ★Texas Ratio: 1.59%	Conventional, Jumbo	23	0.7%	100%	$584,565	View
Capitol Bank 1 office in Madison 7707 N Brookline Dr, Madison, WI 53719 A+5.0 ★Texas Ratio: 0.12%	Conventional, Jumbo	15	0.4%	100%	$310,333	View
Wells Fargo Bank NA 2 offices in Madison 4302 E Towne Blvd, Madison, WI 53704 A+5.0 ★Texas Ratio: 5.36%	Conventional	13	0.4%	76.5%	$297,307	View
BMO Harris Bank NA 6 offices in Madison 4726 E Towne Blvd, Madison, WI 53704 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	11 +81 HELOCs	0.3%	68.8%	$211,363	View
Starion Bank 1 office in Madison 1574 W Broadway, Madison, WI 53713 A5.0 ★Texas Ratio: 10.59%	Conventional	6	0.2%	100%	$286,666	View
Umb Bank NA 1 office in Madison 119 Junction Rd, Madison, WI 53717 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$190,000	View
Uw Credit Union	Conventional, Jumbo, HELOC	664 +1,335 HELOCs	19.8%	94.3%	$307,936
Thompson Kane & Company, Inc	Conventional, FHA, VA, Jumbo	209	6.2%	99.1%	$385,765
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	139 +1 HELOCs	4.2%	96.6%	$369,316
Educated Mortgage Services LLC	Conventional	23	0.7%	100%	$331,521
Bank of America NA 1 office in Madison A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +2 HELOCs	0.2%	100%	$261,666	View
Summit Credit Union 567 State St, Madison, WI 53703 A+5.0 ★Texas Ratio: 4.84%	Conventional, Jumbo, HELOC	432 +1,056 HELOCs	12.9%	92.1%	$309,652	View
The Bank of New Glarus 12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01%	Conventional	47	1.4%	100%	$395,425	View
Bank of Sun Prairie 419 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 0.50%	Conventional	21	0.6%	79.3%	$261,190	View
Ixonia Bank 491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	14	0.4%	100%	$318,571	View
Huntington National Bank 12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	13	0.4%	93.3%	$436,538	View
Mound City Bank 112 S Mound Ave, Belmont, WI 53510 A+5.0 ★Texas Ratio: 0.68%	Conventional, Jumbo	13	0.4%	100%	$414,230	View
Bank Five Nine 5315 Wall St Ste 200, Madison, WI 53718 A5.0 ★Texas Ratio: 8.25%	Conventional, Jumbo	13	0.4%	100%	$523,461	View
Bank of Deerfield 15 S Main St, Deerfield, WI 53531 A+5.0 ★Texas Ratio: 1.10%	Conventional	12	0.4%	100%	$315,000	View
Oak Bank 5951 Mckee Rd, Fitchburg, WI 53719 A+5.0 ★Texas Ratio: 0.29%	Conventional	8	0.2%	100%	$562,500	View
The Bank of Brodhead 806 E Exchange St, Brodhead, WI 53520 A5.0 ★Texas Ratio: 9.85%	Conventional	7	0.2%	100%	$537,857	View
Great Midwest Bank SSB 6702 Odana Rd, Madison, WI 53719	Conventional	7	0.2%	100%	$282,142
Landmark Credit Union 1101 Spring St, Madison, WI 53715 A+5.0 ★Texas Ratio: 3.05%	Conventional, HELOC	6 +9 HELOCs	0.2%	85.7%	$288,333	View
Educators Credit Union 1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30%	Conventional	6	0.2%	100%	$175,000	View
Farmers Savings Bank 1113 N Johns St, Dodgeville, WI 53533 A+5.0 ★Texas Ratio: 0.22%	Conventional	5	0.1%	87.5%	$323,000	View
The Peoples Community Bank 614 Us Highway 14, Arena, WI 53503 A+5.0 ★Texas Ratio: 0.74%	Conventional	5	0.1%	100%	$373,000	View
One Community Bank 501 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	4 +17 HELOCs	0.1%	100%	$465,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.1%	100%	$442,500	View
State Bank of The Lakes, N.A. 235 Freeman St, Genoa City, WI 53128 A+5.0 ★Texas Ratio: 1.38%	Conventional, Jumbo	4	0.1%	100%	$1,092,500	View
Connexus Credit Union 3201 Mitchell St, Madison, WI 53704 A-5.0 ★Texas Ratio: 15.51%	Conventional, HELOC	3 +3 HELOCs	0.1%	60%	$78,333	View
Dmb Community Bank 10 Terrace Ct, Madison, WI 53718 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.1%	83.3%	$331,666	View
Nicolet National Bank 205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28%	Conventional	3	0.1%	100%	$495,000	View
PremierBank 70 N Main St, Fort Atkinson, WI 53538 A+5.0 ★Texas Ratio: 2.14%	Conventional	3	0.1%	100%	$178,333	View
Badger Bank 102 W Main St, Cambridge, WI 53523 A+5.0 ★Texas Ratio: 0.55%	Conventional	3	0.1%	100%	$468,333	View
Bank First N.A. 4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47%	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$260,000	View
Kohler Credit Union 2550 Washington St, Grafton, WI 53024 9397 A+5.0 ★Texas Ratio: 2.37%	Conventional	2	0.1%	100%	$215,000	View
Fox Communities Credit Union 3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.1%	100%	$160,000	View
CIBM Bank 19601 W Bluemound Rd, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.91%	Conventional, FHA	2	0.1%	100%	$375,000	View
Merchants Bank, National Association 2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28%	Conventional	1	0%	100%	$345,000	View
Flagstar Bank NA 100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0%	100%	$485,000	View
Wisconsin Mortgage Corporation 1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	100%	$185,000	View
Woodford State Bank 101 Spruce Street, Argyle, WI 53504 A-4.3 ★Texas Ratio: 4.34%	Conventional	1	0%	100%	$245,000	View
Peoples State Bank 115 S Bagley Ave, Bagley, WI 53801 A+5.0 ★Texas Ratio: 1.34%	Conventional	1	0%	100%	$245,000	View
Citizens Bank W236s7050 Big Bend Dr, Big Bend, WI 53103 A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0%	100%	$315,000	View
Community First Credit Union 2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82%	Conventional	1	0%	100%	$475,000	View
Capital Credit Union 926 W College Ave, Appleton, WI 54914 5261 A+5.0 ★Texas Ratio: 5.78%	Conventional	1	0%	100%	$25,000	View
First National Bank and Trust 1550 E Main St, Arcadia, WI 54612	Conventional	1	0%	100%	$155,000
Fidelity Bank & Trust 6 Insight Dr, Platteville, WI 53818 A5.0 ★Texas Ratio: 12.05%	Conventional	1	0%	100%	$105,000	View
Fortifi Bank 140 W Huron St, Berlin, WI 54923 A-5.0 ★Texas Ratio: 14.91%	Conventional	1	0%	100%	$605,000	View
Incrediblebank 141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	66.7%	$25,000	View
Marine Credit Union 302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08%	Conventional	1	0%	40%	$405,000	View
Peoples State Bank 1011 E Wall St, Eagle River, WI 54521 A5.0 ★Texas Ratio: 11.20%	Conventional	1	0%	100%	$385,000	View
Altra Federal Credit Union 1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27%	Conventional	1	0%	100%	$375,000	View
Pcm Credit Union 601 Willard Dr, Green Bay, WI 54304 A+5.0 ★Texas Ratio: 4.06%	Conventional	1	0%	100%	$285,000	View
The Port Washington State Bank 545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97%	Conventional	1	0%	100%	$155,000	View
Royal Bank 185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41%	Conventional	1	0%	100%	$165,000	View
The Equitable Bank Ssb N15w30921 Golf Rd, Delafield, WI 53018 A+5.0 ★Texas Ratio: 0.46%	Conventional	1	0%	100%	$405,000	View
First Community Bank 202 Merchant Row, Milton, WI 53563 A+5.0 ★Texas Ratio: 2.76%	Conventional	1	0%	100%	$385,000	View
State Bank Financial 4020 Mormon Coulee Rd, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 0.02%	Conventional	1	0%	100%	$175,000	View
Farmers & Merchants Union Bank 159 W James St, Columbus, WI 53925 A+5.0 ★Texas Ratio: 1.98%	Conventional	1	0%	100%	$305,000	View
Prime Financial Credit Union 6402 W Brown Deer Rd, Brown Deer, WI 53223 A5.0 ★Texas Ratio: 10.89%	Conventional	1	0%	100%	$155,000	View
National Exchange Bank and Trust 901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09%	HELOC	0 +2 HELOCs	0%	n/a		View
Covantage Credit Union Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08%	HELOC	0 +1 HELOCs	0%	n/a		View
A+ Mortgage Services, Inc.	Conventional, FHA	7	0.2%	100%	$329,285
Blackhawk Community Credit Uni	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$265,000
Waterstone Mortgage Corporation A+5.0 ★Texas Ratio: 2.07%	Conventional	1	0%	100%	$225,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA, Jumbo	163	4.9%	96.5%	$395,245	View
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	115 +1 HELOCs	3.4%	84.3%	$285,695
Guild Mortgage Company	Conventional, FHA, VA	99	3%	98.2%	$325,909
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, HELOC	86 +5 HELOCs	2.6%	95.7%	$401,860	View
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	59	1.8%	98.3%	$423,813
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	53	1.6%	94.6%	$379,716
United Wholesale Mortgage	Conventional, FHA, VA	39	1.2%	89.1%	$359,871
Newrez LLC	Conventional, FHA, VA, Jumbo	30	0.9%	75.6%	$330,333
Nations Lending Corporation	Conventional, FHA	29	0.9%	96.8%	$347,758
Mortgage Research Center	Conventional, FHA, VA	25	0.7%	96.2%	$345,800
Nationstar Mortgage	Conventional, FHA	22	0.7%	91.7%	$249,090
loanDepot.com LLC	Conventional, FHA, HELOC	19 +1 HELOCs	0.6%	90.5%	$202,368
CrossCountry Mortgage, LLC	Conventional, FHA	18	0.5%	100%	$333,888
Navy Federal Credit Union	Conventional, VA, HELOC	14 +2 HELOCs	0.4%	93.3%	$311,428
Freedom Mortgage Corporation	Conventional, FHA, VA	14	0.4%	88.9%	$322,857
Wings Financial Credit Union	Conventional, HELOC	11 +2 HELOCs	0.3%	100%	$325,909
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	11	0.3%	100%	$237,727
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional	11	0.3%	100%	$375,000	View
Mutual of Omaha Mortgage	Conventional, FHA	10	0.3%	78.6%	$333,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	10	0.3%	90.9%	$242,000	View
Guidance Residential, LLC	Conventional	9	0.3%	100%	$461,666
Pennymac Loan Services LLC	Conventional, FHA, VA	9	0.3%	90.9%	$315,000
Sage Home Loans Corporation	Conventional	8	0.2%	100%	$443,750
Triad Financial Services, Inc.	Conventional	8	0.2%	55.6%	$82,500
Amerisave Mortgage Company	Conventional, FHA	8	0.2%	32%	$146,250
Churchill Mortgage Corporation	Conventional	8	0.2%	72.7%	$82,500
New American Funding, LLC.	Conventional, FHA, Jumbo	7	0.2%	77.8%	$377,857
Dupaco Community Credit Union A+5.0 ★Texas Ratio: 3.87%	Conventional, HELOC	6 +14 HELOCs	0.2%	54.5%	$326,666
Lakeview Loan Servicing, LLC	Conventional, VA	6	0.2%	57.1%	$258,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.2%	100%	$386,666	View
Sierra Pacific Mortgage Co. Inc	Conventional	6	0.2%	100%	$403,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	6	0.2%	100%	$545,000	View
Envoy Mortgage, Ltd	Conventional, FHA	5	0.1%	83.3%	$331,000
Nbkc Bank	Conventional, VA	5	0.1%	100%	$439,000
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.1%	83.3%	$427,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	5	0.1%	100%	$433,000	View
Ark-La-Tex Financial Services LLC	Conventional, VA	5	0.1%	83.3%	$449,000
Better Mortgage Corporation	Conventional, HELOC	4 +1 HELOCs	0.1%	80%	$252,500
Guaranteed Rate Affinity, LLC	Conventional, FHA	4	0.1%	100%	$485,000
Zillow Home Loans, LLC	Conventional, VA	4	0.1%	80%	$375,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	4	0.1%	57.1%	$205,000
Genisys Credit Union	Conventional, Jumbo	3	0.1%	100%	$721,666
American Financial Resources LLC	Conventional, FHA	3	0.1%	100%	$425,000
Primelending	Conventional	3	0.1%	100%	$271,666
Equity Prime Mortgage LLC	FHA, VA	3	0.1%	100%	$295,000
Kind Lending, LLC	Conventional	3	0.1%	50%	$491,666
Movement Mortgage, LLC	Conventional	3	0.1%	100%	$251,666
AdvantageFirst Lending Inc	Conventional, FHA	3	0.1%	75%	$355,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo	3	0.1%	100%	$545,000	View
Trustone Financial Credit Union A+5.0 ★Texas Ratio: 4.56%	Conventional	3	0.1%	100%	$321,666
First State Mortgage Services	Conventional	3	0.1%	100%	$371,666
Union Home Mortgage Corp.	Conventional	3	0.1%	100%	$455,000
Provident Funding Associates	Conventional	3	0.1%	80%	$365,000
American Pacific Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$225,000
Lake Michigan Credit Union	Conventional	3	0.1%	100%	$501,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.1%	100%	$275,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.1%	60%	$185,000
Tomo Mortgage LLC	Conventional	3	0.1%	60%	$395,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0.1%	66.7%	$530,000	View
Greenstate Credit Union	Conventional	2	0.1%	100%	$350,000
Servion A+5.0 ★Texas Ratio: 0.09%	Conventional, VA	2	0.1%	100%	$235,000	View
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$580,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.1%	100%	$365,000	View
Discover Bank	Conventional	2	0.1%	16.7%	$160,000
ClearPath Lending	VA	2	0.1%	100%	$265,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$165,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$315,000
Lendsure Mortgage Corp.	Conventional	2	0.1%	100%	$225,000
Uif Corporation	Conventional	2	0.1%	100%	$445,000
Endeavor Capital, LLC	FHA	2	0.1%	100%	$295,000
Lower, LLC	Conventional	2	0.1%	66.7%	$360,000
Union Federal Savings and Loan	Conventional	2	0.1%	100%	$250,000
Compass Mortgage, Inc.	Conventional	2	0.1%	100%	$435,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	100%	$500,000	View
Alliant Credit Union	Conventional	1	0%	100%	$315,000
American Airlines Federal Cred	Conventional	1	0%	100%	$295,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0%	100%	$505,000	View
Canopy Mortgage, LLC	Conventional	1	0%	100%	$565,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$475,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0%	100%	$255,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$585,000	View
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$195,000	View
United Trust Bank	Conventional	1	0%	100%	$155,000
Oaktree Funding Corp	Conventional	1	0%	100%	$445,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$365,000
AmWest Funding Corp	Conventional	1	0%	100%	$245,000
HomeXpress Mortgage Corp.	Conventional	1	0%	100%	$225,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$735,000	View
HomeBridge Financial Services, Inc	FHA	1	0%	100%	$315,000
Bayshore Mortgage Funding	Conventional	1	0%	100%	$315,000
Affinity Plus Federal Credit Union	Conventional	1	0%	100%	$15,000
Honor Credit Union	Conventional	1	0%	100%	$325,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$425,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0%	100%	$605,000	View
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$335,000
R.I.A. Federal Credit Union A+5.0 ★Texas Ratio: 4.99%	Conventional	1	0%	100%	$205,000
First Colony Mortgage Corporat	Conventional	1	0%	100%	$325,000
Real Genius LLC	Conventional	1	0%	100%	$395,000
Service Federal Credit Union A+5.0 ★Texas Ratio: 0.09%	Conventional	1	0%	100%	$465,000	View
Nfm, Inc	Conventional	1	0%	100%	$225,000
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0%	100%	$455,000	View
New Day Financial, LLC.	VA	1	0%	50%	$185,000
Servis One, Inc	Conventional	1	0%	50%	$325,000
Midwestone Bank	Conventional	1	0%	100%	$295,000
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional	1	0%	100%	$245,000	View
Together Credit Union	Conventional	1	0%	100%	$335,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$275,000
Gateway Bank A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0%	100%	$135,000	View
Libertyville Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0%	100%	$1,205,000	View
Schaumburg Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 0.87%	Conventional, Jumbo	1	0%	100%	$885,000	View
Macatawa Bank, N.A. A+5.0 ★Texas Ratio: 0.50%	Conventional	1	0%	100%	$715,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$335,000	View
Mit Federal Credit Union	Conventional	1	0%	100%	$365,000
Self Help Federal Credit Union	Conventional	1	0%	100%	$385,000
V.I.P. Mortgage, Inc.	VA	1	0%	100%	$675,000
Home State Bank National Association A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0%	100%	$265,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0%	50%	$265,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	100%	$255,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$575,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0%	100%	$555,000
Amalgamated Bank A5.0 ★Texas Ratio: 11.81%	Conventional	1	0%	100%	$345,000	View
Thrivent Bank	Conventional	1	0%	100%	$15,000	View
21St Mortgage	Conventional	1	0%	100%	$55,000
Nexera Holding LLC	Conventional	1	0%	100%	$375,000
Village Capital & Investment	VA	1	0%	100%	$235,000
Figure Lending LLC	HELOC	0 +8 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Msu Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	100%
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Advia Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Spring Eq, LLC	HELOC	0 +1 HELOCs	0%	0%
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Madison Mortgage Rate Trends

Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.

30-Year Fixed WI Avg

7.558%

▲ 0.070 vs 7 days ago

15-Year Fixed WI Avg

7.006%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Madison, Wisconsin

Looking for mortgage lenders near me or mortgage brokers near me in Madison? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Madison in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Madison, WI

Use these to narrow the list above. Each category shows how many Madison, WI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 82 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 89 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 38 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 36 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 34 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 23 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WI 59 lenders headquartered in Wisconsin, the closest thing to a mortgage lender near you

Who Lends in Madison, WI

Independent mortgage companies closed 33 percent of home loans in Madison, Wisconsin in 2025, banks 31 percent and credit unions 36 percent. Thompson Kane & Company, Inc was the largest mortgage company, The Park Bank the largest bank and Heartland Credit Union the largest credit union. Among lenders headquartered in Wisconsin, The Park Bank led with 147 loans.

33%

Mortgage companies

31%

Banks

36%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.

More Wisconsin Mortgage Lender Pages

All Wisconsin lenders 760 lenders Milwaukee 256 lenders Appleton 171 lenders Green Bay 152 lenders Kenosha 160 lenders Oshkosh 147 lenders Janesville 166 lenders Waukesha 156 lenders Eau Claire 149 lenders Racine 139 lenders West Allis 149 lenders Fond du Lac 131 lenders Sheboygan 127 lenders

Frequently Asked Questions About Mortgage Lenders in Madison, WI

Who is the largest mortgage lender in Madison, WI?

By home loans closed in 2025, The Park Bank was the largest mortgage lender in Madison, Wisconsin with 147 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Madison, WI have the highest approval rates?

Among lenders with meaningful volume in Madison, Wisconsin, Thompson Kane & Company, Inc approved the highest share of completed applications in 2025 at 99.1 percent, against a 91.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Madison, WI mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Madison, Wisconsin in 2025, led by Thompson Kane & Company, Inc with 10. 34 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Madison, WI lender list?

Yes. 89 banks and 38 credit unions closed home loans in Madison, Wisconsin in 2025, alongside 82 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Madison, WI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Madison, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Madison, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Madison. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.