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Prime Financial Credit Union

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Prime Financial Credit Union Rates & Review April 2026

Q: Is a member application needed to join Prime Financial Credit Union?

Yes, to access services at Prime Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Prime Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare Prime Financial Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 0.05%. Savings rates are at 0.10% and money market rates are at 3.82%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to Prime Financial Credit Union rates. MonitorBankRates evaluates the financial stability of Prime Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.69%. Rates were last updated on 04/25/2026.

Prime Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Prime Financial Credit Union? Share your experience about Prime Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Prime Financial Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

12.69%

Excellent Higher than avg

Prime Financial Credit Union
Prime Financial Credit Union

5656 S Packard Ave
Cudahy, WI 53110 2657

https://www.primefinancialcu.org

Current Rate Availability

We do not have Prime Financial Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Prime Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Prime Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Prime Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Prime Financial Credit Union

Website https://www.primefinancialcu.org

Address 5656 S Packard Ave, Cudahy, WI 53110 2657

Phone 414-486-4500

Fax 414-486-4510

President Kelly Martyka

CEO Christine Moczynski

Full-Time Employees 59

Part-Time Employees 4

Branch Locations 5

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

12.69%

Return on Assets (ROA)

0.5841%

Return on Equity (ROE)

5.7848%

Non-Performing Loans Ratio (NPL)

1.60%

Total Assets

160,538,063

Total Amount of Shares and Deposits

136,454,594

Total Shares and Deposits < 1 Year

133,434,496

Total Shares and Deposits 1 3 Years

2,166,142

Total Shares and Deposits > 3 Years

853,956

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,355,920

Total Uninsured Shares and Deposits > $250K (F+J)

3,355,920

Total Insured Shares and Deposits > $250K (item 17 less item K)

133,098,674

Total Interest Expense (Sum of items 6 8)

764,008

Share Certificates

697

Number of Accounts for Share Drafts

8,774

IRA KEOGH Accounts

360

Number of Accounts for Regular Shares

19,408

Non Member Deposits

Money Market Shares

431

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

14,626,577

Total Liabilities

144,441,101

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Prime Financial Credit Union

Is Prime Financial Credit Union a safe place to deposit money?

Yes, Prime Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 12.68611743384%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Prime Financial Credit Union operate?

Prime Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Prime Financial Credit Union?

Yes, to access services at Prime Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Prime Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Prime Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Prime Financial Credit Union offer online and mobile banking?

Most modern institutions like Prime Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primefinancialcu.org.