Current Slinger, Wisconsin CD rates include Horicon BankHoricon BankA5.0 ★Texas Ratio: 6.70%Real return: +0.68%APY minus CPI (February 2026) offering 182 Day CD (6 Month) at 3.48% APY, Forte BankForte BankA+5.0 ★Texas Ratio: 0.80%Real return: -0.78%APY minus CPI (February 2026) offering Business Certificate of Deposit 60 Month at 2.02% APY, CO-OP Credit UnionCO-OP Credit UnionA+5.0 ★Texas Ratio: 3.80%Real return: +3.20%APY minus CPI (February 2026) offering 12-month Youth Saver Certificate at 6.00% APY, La Crosse Burlington Credit UnionLa Crosse Burlington Credit UnionA+5.0 ★Texas Ratio: 2.48%Real return: +3.20%APY minus CPI (February 2026) offering 12-month Youth Saver Certificate at 6.00% APY, and 1st Community Credit Union1st Community Credit UnionA+5.0 ★Texas Ratio: 4.79%Real return: +2.33%APY minus CPI (February 2026) offering 36-MONTH TEEN CERTIFICATE SPECIAL at 5.13% APY. CD rates as of May 15, 2026 according to verified data from MonitorBankRates.
Slinger has 21 local institutions in our database, with CD rates as high as 3.48% APY from Horicon Bank at 326 E Lake St, Horicon, WI 53032. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 15, 2026
** = Indicates certificate is not available as an IRA.
** = Indicates certificate is not available as an IRA.
$100 Minimum to Open or Earn Dividends.
Opening Balance Under $10,000
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
New money only
New money only.
$1,000 Minimum to Open or Earn Dividends.
As high as; APY shown accurate as of 4/1/26 and available for a limited time. Other terms and conditions apply. Penalty for early withdrawal.
APY shown accurate as of 4/1/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
APY shown accurate as of 4/1/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Required Deposit: $2,000.00 to $9,999.00
Opening Balance $10,000 or above
Opening Balance Under $10,000
Minimum Opening Balance of $100,000 required. At least $100,000 must be "new funds" which means not on deposit at DMB Community Bank within the past 30 days. Penalty for early withdrawal. Rates subject to change without notice. Fees could reduce earnings.
APY up to
$100
[New Money]
(No longer available for new accounts)
$100
$500
$25,000.00 minimum to open
$25,000.00 minimum to open
$100 Minimum to Open or Earn Dividends.
Opening Balance $10,000 or above
Opening Balance Under $10,000
$500
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Bump-Up Flex SC*; $5,000 new money. Deposit anytime.
$5,000 new money.
$500
Opening Balance $10,000 or above
Opening Balance Under $10,000
A penalty may be imposed for early withdrawals.
A penalty may be imposed for early withdrawals.
$500
Traditional / Roth and Education SAs
Traditional / Roth and Education SAs
(Ages 0-17)
Minimum deposit of $500, Maximum $10,000. Annual Percentage Yield is based on assumption that dividends will remain in account until maturity. A penalty may be imposed for withdrawals before maturity. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions. Youth members may have one of each Youth Certificate type. Teen members may have one Teen Certificate and one of each Youth Certificate type. Certificates are subject to age restrictions. Cannot be opened as UTMA account. Certificate must be in the minor's name. Membership eligibility required. Anyone who lives or works in La Crosse, Monroe, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Federally insured by NCUA.
Opening Balance $10,000 or above
$500
Opening Balance Under $10,000
(Ages 0-17)
Traditional / Roth and Education SAs
Traditional / Roth and Education SAs
What to know about CD rates in Slinger, Wisconsin at a glance.
Compare local Slinger, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin 12-month CD rates rose 0.249 points over the past 7 days to 2.408% APY.
Wisconsin 6-month CD rates rose 0.103 points over the past 7 days to 1.940% APY.
Where are Wisconsin CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.527% | $76.36 | $152.71 | $381.78 | $763.55 |
| 6-Month CD | 1.940% | $97.02 | $194.03 | $485.08 | $970.15 |
| 12-Month CD | 2.408% | $120.40 | $240.79 | $601.98 | $1,203.95 |
| 18-Month CD | 2.659% | $132.95 | $265.89 | $664.73 | $1,329.45 |
| 24-Month CD | 2.458% | $122.90 | $245.79 | $614.48 | $1,228.95 |
| 36-Month CD | 2.507% | $125.33 | $250.66 | $626.65 | $1,253.30 |
| 48-Month CD | 2.435% | $121.77 | $243.54 | $608.85 | $1,217.70 |
| 60-Month CD | 2.669% | $133.45 | $266.90 | $667.25 | $1,334.50 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 15, 2026. | |||||
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.527% | $76.36 |
| 2 | 6-Month CD | $5,000 | 1.940% | $97.02 |
| 3 | 12-Month CD | $5,000 | 2.408% | $120.40 |
| 4 | 24-Month CD | $5,000 | 2.458% | $122.90 |
| 5 | 36-Month CD | $5,000 | 2.507% | $125.33 |
| Total ($25,000 invested) | $25,000 | 2.168% blended | $542.01/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
MonitorBankRates tracks 1,289 CD rates from 50 banks and 73 credit unions with locations in Slinger, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Horicon Bank offers a CD at 3.48% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Slinger, Wisconsin.
What to compare when shopping for a CD in Slinger, Wisconsin
To find the best APYs in Slinger, Wisconsin, start with credit unions and online-only banks — Slinger, Wisconsin has 73 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
17.1% of residents are 65 or older, in line with the national average of 17.3%. At today’s WI 12-month CD average of 2.408%, saving 10% of the local median salary ($5,219/year) and putting it in a CD would earn an additional $126 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
At today’s WI top rate of 3.48% APY, a $10,000 deposit earns $348 in the first year. Enter your amount to see your exact return.
Slinger, Wisconsin CD LadderWI CD rates currently range from 1.527% (3-month) to 2.507% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Slinger, Wisconsin CD at 3.48% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsWisconsin’s average 12-month CD is 2.408% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Slinger, Wisconsin CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Slinger, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Slinger, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.