Current Beloit, Wisconsin CD rates include Blackhawk Community Credit UnionBlackhawk Community Credit Union500 Public Ave Ste 101, Beloit, WI 53511 6339A+5.0 ★Texas Ratio: 3.25% offering 3 Month (No IRA Available) Jumbo Share or IRA Certificate at 3.85% APY, Teachers Credit UnionTeachers Credit Union2315 Prairie Ave, Beloit, WI 53511 2623A+5.0 ★Texas Ratio: 1.21% offering 12 month Share Certificate (CD) at 3.50% APY, First Mid Bank & TrustFirst Mid Bank & Trust400 Broad St, Beloit, WI 53511A+5.0 ★Texas Ratio: 2.74% offering 36 Month CD Special at 2.75% APY, Advia Credit UnionAdvia Credit Union1982 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.78% offering Regular CD 60-Month at 2.75% APY, and Bank First, NABank First, NA345 E Grand Ave, Beloit, WI 53511A+5.0 ★Texas Ratio: 0.91% offering 6 Month Certificate of Deposits at 2.28% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Beloit, Wisconsin, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
Relationship
** = Indicates certificate is not available as an IRA.
Opening Balance Under $10,000
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
New money only.
Relationship
APY shown accurate as of 3/2/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
Opening Balance $10,000 or above
LIMITED TIME OFFER
A penalty may be imposed for early withdrawals.
Minimum deposit $500.00
Rates are for new share certificates only and require $500 minimum. Penalty will or may be imposed for early withdrawal.
Limit one Youth Saver Certificate per member under the age of 18. Maximum deposit of $3,000. Once the member turns 18, the certificate will automatically renew into a 12-month share certificate at the current rate on the date of maturity.
Moneywise Available
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
$50,000.00 and up
Relationship
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
$50,000.00 and up
Minimum Deposit $1000.00
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Opening Balance $10,000 or above
LIMITED TIME OFFER
Non-Relationship
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Opening Balance $10,000 or above
Relationship
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
With bump-up feature
$10,000.00 or More
Minimum Deposit $2500.00
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Relationship
LIMITED TIME OFFER
$1,000 minimum balance to open
$10,000.00 or More
Minimum Deposit $2500.00
Opening Balance $10,000 or above
LIMITED TIME OFFER
Non-Relationship
Certificates are subject to early withdrawal penalties and renew automatically
$1,000 minimum balance to open
$10,000.00 or More
Compare local Beloit, WI CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin 12-month CD rates rose 0.191 points this week to 2.543% APY, up from 2.352% last week.
Wisconsin 6-month CD rates fell 0.040 points this week to 2.156% APY, down from 2.195% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Beloit, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Beloit, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.