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Wisconsin Savings Rate Trends

Beloit, Wisconsin (WI) Savings Rates - March 2026

The best savings rates for Beloit, Wisconsin and the surrounding area include Bank First, NABank First, NA345 E Grand Ave, Beloit, WI 53511A+5.0 ★Texas Ratio: 0.91% Investment Savings at 3.35% APY, Town BankTown Bank2664 Prairie Ave, Beloit, WI 53511A+5.0 ★Texas Ratio: 1.36% Statement Savings Advanced Special at 2.00% APY, Blackhawk Community Credit UnionBlackhawk Community Credit Union500 Public Ave Ste 101, Beloit, WI 53511 6339A+5.0 ★Texas Ratio: 3.25% Money Maker Savings 13 to 17 Years Old at 1.00% APY, Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.61% HSA2 (Health Savings Account) at 0.76% APY, and Teachers Credit UnionTeachers Credit Union2315 Prairie Ave, Beloit, WI 53511 2623A+5.0 ★Texas Ratio: 1.21% Jr. Savings / Special Savings at 0.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Beloit, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Beloit, Wisconsin (WI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Beloit, Wisconsin and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Beloit, Wisconsin & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.35%
$50,000
Rate3.31%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$250,000.00 - $499,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
3.00%
$50,000
Rate2.97%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$150,000.00 - $249,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
2.50%
$50,000
Rate2.48%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$50,000.00 - $149,999.99

Town Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
2664 Prairie Ave, Beloit, WI 53511
Statement Savings Advanced Special
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required: Open new Statement Savings Advanced account; mention offer during in-branch account opening or visit URL provided; deposit new money (money not currently held at any Wintrust Financial Corporation location) into the new Statement Savings Advanced account at account opening; New money only5

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Savings Elite
1.66%
$0
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$100,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Savings Elite
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 to $99,999.99

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
Money Maker Savings 13 to 17 Years Old
1.00%
$1,000
Rate1.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Savings Elite
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1154 Cranston Rd, Beloit, WI 53511
HSA2 (Health Savings Account)
0.76%
$0
Rate0.76%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1154 Cranston Rd, Beloit, WI 53511
IBEW Savings4
0.51%
$0
Rate0.51%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Health Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
Secondary Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
Primary Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
Money Minder Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

12 Years Old And Under

Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
500 Public Ave Ste 101, Beloit, WI 53511 6339
Money Maker Savings 13 to 17 Years Old
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Savings Elite
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI 53511 2623
Jr. Savings / Special Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
IRA Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 to $99,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI 53511 2623
Share Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI 53511 2623
Special Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
First Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
IRA Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
IRA Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
First Savings Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Holiday Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
First Savings Business
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
First Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
IRA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Holiday Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
First Savings Business
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
First Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1154 Cranston Rd, Beloit, WI 53511
Prime Share Savings
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
1154 Cranston Rd, Beloit, WI 53511
Special & Club Savings Accounts
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Holiday Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
400 Broad St, Beloit, WI 53511
Retail Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 18, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Savings Elite
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,499.99 & Under

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
Investment Savings
0.00%
$50,000
Rate0.00%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$49,999.99 & Under

Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
Rate7.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Youth and Young Adult Savings
7.00%
$0
Rate6.82%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $2,500.00

River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
124 W Oak St, Sparta, WI 54656
Youth Savings
6.00%
$25
Rate5.87%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $5,000.00

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
6 Insight Dr, Platteville, WI 53818
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
TBD Savings
5.12%
$5
Rate5.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
SavingsPlus
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $500.00

Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Kasasa Saver® Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $20,000.00

Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Christmas Club Share
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings Account
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI 53718 7982
Savings Account
3.79%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
Goal Getter Savings
3.56%
$5
Rate3.50%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Super Shares
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.40%
$0
Rate3.36%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1100 E Business Highway 151, Platteville, WI 53818 3777
Launchpad Savings Account
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Max Balance $1,000

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Super Shares
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Beloit, WI Savings Rate Trends

Compare local Beloit, WI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Savings Trends →
High-Yield Savings — WI Avg
1.174%
▼ 0.308 from last week

Wisconsin high-yield savings rates fell 0.308 points this week to 1.174% APY, down from 1.482% last week.

Standard Savings — WI Avg
0.492%
▲ 0.178 from last week

Wisconsin standard savings rates rose 0.178 points this week to 0.492% APY, up from 0.314% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Beloit, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Beloit, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Beloit, Wisconsin

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.

Are savings accounts in Beloit, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do savings rates change in Beloit, Wisconsin?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Beloit, Wisconsin may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Beloit, Wisconsin?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Beloit, Wisconsin offer in-person customer service, which some customers prefer.

How do I open a savings account in Beloit, Wisconsin?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Beloit, Wisconsin

Here are recent savings rates observed in Beloit, Wisconsin and the surrounding area:
  • Bank First, NA
    Investment Savings — 3.35% APY
  • Town Bank
    Statement Savings Advanced Special — 2.00% APY
  • Blackhawk Community Credit Union
    Money Maker Savings 13 to 17 Years Old — 1.00% APY
  • Educators Credit Union
    HSA2 (Health Savings Account) — 0.76% APY
  • Teachers Credit Union
    Jr. Savings / Special Savings — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Beloit, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026