CD Rates Appleton, Wisconsin (WI) for March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Appleton, Wisconsin CD rates include Community First Credit UnionCommunity First Credit Union2626 S Oneida St, Appleton, WI 54915 2101A+5.0 ★Texas Ratio: 0.81% offering IRA Certificates 5 Year at 4.00% APY, Capital Credit UnionCapital Credit Union926 W College Ave, Appleton, WI 54914 5261A5.0 ★Texas Ratio: 7.58% offering 60-Month Certificates/IRA Rate at 3.95% APY, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 1.78% offering 6-Month Certificate at 3.90% APY, Nicolet BankNicolet Bank519 Main St, Kewaunee, WI 54216A+5.0 ★Texas Ratio: 2.86% offering 60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs) at 3.75% APY, and Prospera Credit UnionProspera Credit Union4830 N Ballard Rd, Appleton, WI 54913A+5.0 ★Texas Ratio: 2.24% offering 3 year Share Certificates & IRA Share Certificates at 3.60% APY.
To help you find the best CD rates in Appleton, Wisconsin, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 20, 2026
Appleton, WI CD Rate Trends
Compare local Appleton, WI CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WI Avg
2.435%
▼ 0.673 from last week
Wisconsin 12-month CD rates fell 0.673 points this week to 2.435% APY, down from 3.108% last week.
6-Month CD — WI Avg
2.128%
▼ 0.394 from last week
Wisconsin 6-month CD rates fell 0.394 points this week to 2.128% APY, down from 2.522% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Best CD Rates in Appleton, Wisconsin & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
3 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.05%
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
3 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Non-Relationship
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
3-Month Certificate
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
3-Month Certificates/IRA Rate
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
90 Day Certificate of Deposits & IRAs
$1,000
4.11%
▼
Rate4.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Blackhawk Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
2640 W Court St, Janesville, WI 53548
3 Month (No IRA Available) Jumbo Share or IRA Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
14985 Glazier Ave, Apple Valley, MN 55124
6-Month Certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details
New money only.
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
6 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
182 Day CD (6 Month)
$0
3.48%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
182 Day IRA (6 Month)
$0
3.48%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
6 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Non-Relationship
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
6-Month Certificate
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
6-Month Certificates/IRA Rate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
6 month Share Certificates & IRA Share Certificates
$0
2.40%
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
6 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
6-month CD
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Share Certificate Special Youth Accounts 6 Month
$100
5.06%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Sheboygan Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
1707 Indiana Ave, Sheboygan, WI 53081
6 Month Term Share Certificate Including, IRA Share Certificates
$1,000
4.04%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
6 Month Certificate of Deposits & IRAs
$500
4.00%
▼
Rate3.96%
Min Deposit$500
Min Balance—
UpdatedMar 18, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 1 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
12 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Non-Relationship
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
1 year Share Certificates & IRA Share Certificates
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
1 Year Variable Rate IRA*
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
1 Year CD
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
1 Year IRA
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
12-Month Certificate
$1,000
3.00%
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
12-Month Certificates/IRA Rate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
12 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
740 W Johnson St, Fond du Lac, WI 54935 2016
Share/IRA Certificates 12-month
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
200 W Base St, Madison, FL 32340
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
1-year CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
1-year IRA CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 18 Month
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
18 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
18 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Non-Relationship
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
18-Month Certificate
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
18-Month Certificates/IRA Rate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
18 month Share Certificates & IRA Share Certificates
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
740 W Johnson St, Fond du Lac, WI 54935 2016
Share/IRA Certificates 18-month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
18 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.22%
▼
Rate4.15%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.45%
3227 Schneider Ave SE, Menomonie, WI 54751
18 Month Variable Rate IRA Share Certificates and IRAs
$0
4.18%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
100 E Main St, Black River Falls, WI 54615
18 month Certificates minimum)
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$100
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
15 E Main St, Crosby, MN 56441
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 2 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
24 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
24-Month Certificate
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
24-Month Certificates/IRA Rate
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
24 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Non-Relationship
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
2 year Share Certificates & IRA Share Certificates
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
2 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
2 Year IRA
$0
3.01%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
740 W Johnson St, Fond du Lac, WI 54935 2016
Share/IRA Certificates 24-month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
24 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
2-year CD
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
School Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
3025 Tower Ave, Superior, WI 54880 5369
24 month CD
$0
4.25%
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Share Certificates and IRA Certificates 24 month
$0
4.03%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH 45044 4140
24-Month Certificates
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI 53045
2-year CD Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 3 Year
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
36-Month Certificate
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
36-Month Certificates/IRA Rate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
3 year Share Certificates & IRA Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
36 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
3 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
3 Year IRA
$0
3.01%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
36 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Non-Relationship
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
36 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
3-year CD
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
36 Month Certificate of Deposits, IRAs, and HSA
$2,500
3.90%
▼
Rate3.86%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Bank of Deerfield
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
15 S Main St, Deerfield, WI 53531
Certificate of Deposits, IRAs, and HSA 36 Month
$2,500
3.90%
▼
Rate3.86%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Share Certificates and IRA Certificates 36 month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI 53045
3-year CD Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Bump-Up Flex Certificate 36 month
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$5,000 new money. Deposit anytime.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
48-Month Certificate
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
48-Month Certificates/IRA Rate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
48 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
4 year Share Certificates & IRA Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
48 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Non-Relationship
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
4 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
4 Year IRA
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
48 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
4-year CD
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Share Certificates IRA 48 Month
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Bank of Cashton
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
724 Front St, Cashton, WI 54619
4 Year IRA CD
$25,000
3.85%
▼
Rate3.80%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details
* Rate may change after the account is opened.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
IRA Certificates 5 Year
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
60-Month Certificate
$1,000
3.95%
▼
Rate3.89%
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
60-Month Certificates/IRA Rate
$0
3.95%
▼
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Relationship
Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
5 year Share Certificates & IRA Share Certificates
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
519 Main St, Kewaunee, WI 54216
60 Month Certificates of Deposit/IRA Certificates of Deposit (CDs)
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Non-Relationship
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
5 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
326 E Lake St, Horicon, WI 53032
5 Year IRA
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
345 E Grand Ave, Beloit, WI 53511
60 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 16, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
15700 W Bluemound Rd, Brookfield, WI 53005
5-year CD
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Share Certificates IRA 60 Month
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedMar 17, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI 54241
Share Certificates and IRA Certificates 60 month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
60 mo Certificate of Deposit
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
255 Fiserv Dr, Brookfield, WI 53045
5-year CD Rate
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
300 Congress Dr Hwy 33, Newburg, WI 53060
60 mo Certificate of Deposit
$500
3.80%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedMar 20, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Frequently Asked Questions about CD Rates in Appleton, Wisconsin
Are CD rates in Appleton, Wisconsin FDIC insured?
Yes, most established banks in Appleton, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Appleton, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Appleton, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Appleton, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Appleton, Wisconsin?
Here are recent top rates found for this area:
- Northwoods Community Credit Union: 5.06% APY (Share Certificate Special Youth Accounts 6 Month)
- School Employees Credit Union: 4.25% APY (24 month CD)
- State Bank of Newburg: 4.22% APY (18 mo Variable Rate IRA 18 mo Certificate of Deposit)
- WESTconsin Credit Union: 4.18% APY (18 Month Variable Rate IRA Share Certificates and IRAs)
- Bank of Deerfield: 4.11% APY (90 Day Certificate of Deposits & IRAs)
- Sheboygan Area Credit Union: 4.04% APY (6 Month Term Share Certificate Including, IRA Share Certificates)
- Shoreline Credit Union: 4.03% APY (Share Certificates and IRA Certificates 24 month)
- Middletown Area Schools Credit Union: 4.00% APY (24-Month Certificates)
- PCM Credit Union: 4.00% APY (Share Certificates IRA 48 Month)
- Community First Credit Union: 4.00% APY (IRA Certificates 5 Year)
Rates reflect recent verified offers available in Appleton, Wisconsin. Last Updated: March 20, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Appleton, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Appleton, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 20, 2026
