Appleton, Wisconsin CD Rates Today - Compare Best APYs for May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Appleton, Wisconsin CD rates include Wings Financial Credit UnionWings Financial Credit Union835 W Northland Ave, Appleton, WI 54914 1424A+5.0 ★Texas Ratio: 1.78%Real return: +1.10%APY minus CPI (February 2026) offering 6-month certificate at 3.90% APY, Evergreen Credit UnionEvergreen Credit Union133 N Richmond St, Appleton, WI 54911 4635A+5.0 ★Texas Ratio: 3.38%Real return: +0.99%APY minus CPI (February 2026) offering 36 months Certificates of Deposits at 3.79% APY, Fox Communities Credit UnionFox Communities Credit Union3401 E Calumet St, Appleton, WI 54915 4757A+5.0 ★Texas Ratio: 2.46%Real return: +0.95%APY minus CPI (February 2026) offering Jumbo Certificates and IRAs 6 Months at 3.75% APY, Horicon BankHoricon Bank100 E Midway Rd, Appleton, WI 54915A5.0 ★Texas Ratio: 6.70%Real return: +0.68%APY minus CPI (February 2026) offering 182 Day CD (6 Month) at 3.48% APY, and Verve a Credit UnionVerve a Credit Union1435 Oneida St, Appleton, WI 54915A+5.0 ★Texas Ratio: 2.81%Real return: -0.05%APY minus CPI (February 2026) offering Share/IRA Certificates 24-month at 2.75% APY. CD rates as of May 6, 2026 according to verified data from MonitorBankRates.
Appleton has 61 local institutions in our database, with CD rates as high as 3.90% APY from Wings Financial Credit Union at 835 W Northland Ave, Appleton, WI 54914 1424. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 6, 2026
Compare Best CD Rates in Appleton, Wisconsin & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.45%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.15%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate of Deposit (CDs) 90 Day
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Month Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.85%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedApr 19, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
3-Month Certificate
$250
2.75%
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedApr 19, 2026
Details
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
3 Month Share/IRA Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
3-Month Share Certificate
$1,000
2.40%
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 MO Share Certificate
$500
2.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 90 Day
$0
1.91%
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
3 Month Certificate & IRA Certificate
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
90 Day Certificate
$500
1.51%
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
3 Month IRA Certificates
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 3 Month
$500
1.41%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 32 - 90 Days
$500
1.41%
▼
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.40%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
Individual Retirement Accounts (IRA) Share Certificates 90 Day
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
90 Day Term Share Certificates
$500
1.01%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 2, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
3 Month Share Certificate
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Pineries Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Fixed Rate Certificates of Deposit 3 Month
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
Individual Retirement Accounts 3 Month
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
3 Month Individual Retirement Accounts
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
3 mo Certificate of Deposit
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Under $10,000
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
3 Month Certificates of Deposit
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Jumbo Certificates 3-month
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.55%
3 Month CD Specials
$5,000
0.50%
▼
Rate0.50%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Penalty: 30 days
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
Certificates of Deposit 90 Days
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
90 Days
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate0.50%
Min Deposit$250
Min Balance—
UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Forte Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
Business Certificate of Deposit 3 Month
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
MCU Financial Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
IRA/Share Certificates 3 Months
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wings Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
835 W Northland Ave, Appleton, WI 54914 1424
6-month certificate
$500
3.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
New money only.
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Jumbo Certificates and IRAs 6 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
182 Day CD (6 Month)
$0
3.48%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
182 Day IRA (6 Month)
$0
3.48%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
6 Month
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
6 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
6 months Certificates of Deposits
$1,000
2.26%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
American National Bank - Fox Cities
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2200 N Richmond St, Appleton, WI 54911
Certificates of Deposit 6 months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
6-month CD
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
6 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
6 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
7/6-month SOFR ARM
$0
6.30%
▼
Rate5.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
5/6-month SOFR ARM
$0
6.26%
▼
Rate5.38%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Share Certificate Special Youth Accounts 6 Month
$100
5.06%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedApr 8, 2026
Details
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Rate3.95%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Months Share Certificate
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Months Certificates
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.82%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
6 Month Certificates of Deposit Special
$500
3.80%
▼
Rate3.73%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
6 Month CD/IRA
$2,000
3.75%
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
UpdatedMay 5, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Share Certificates 6 months
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
6 Month IRA Certificates
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Individual Retirement Accounts (IRAs) - Share Certificates 6 Month
$2,000
3.70%
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Roth and Traditional IRA Certificates 6 Month
$2,000
3.70%
▼
Rate3.67%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details
Dividend Compounded: At Maturity; Dividend Added: At Maturity
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Badger Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Certificate of Deposit (CDs) 6 Month
$1,000
3.67%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 6 Month
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
PyraMax Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
6 Month Fixed Rate Special
$5,000
3.65%
▼
Rate3.65%
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
FNB of River Falls
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
6 Month Special
$2,500
3.50%
▼
Rate3.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Marine Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.80%
Certificate Special 6-month
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
APY shown accurate as of 4/1/26 and available for a limited time. Penalty for early withdrawal. Fees could reduce the earnings on the account for maintenance and activity fees.
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
6 Month Special Certificates of Deposits/IRAs
$25,000
3.48%
▼
Rate3.40%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6-Month Term Certificate of Deposit
$30,000
3.43%
▼
Rate3.40%
Min Deposit$30,000
Min Balance—
UpdatedMay 5, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
6 Month Regular
$1,000
3.40%
▼
Rate3.37%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
6 Month Share Certificate
$2,000
3.33%
▼
Rate3.30%
Min Deposit$2,000
Min Balance—
UpdatedApr 8, 2026
Details
$2,000.00 to $9,999.00
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6-Month Term Certificate of Deposit
$10,000
3.33%
▼
Rate3.30%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
AbbyBank
Institution Rating:
C+4.2 ★Texas Ratio: 24.98%
6 Months Certificates of Deposits2,3
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6-Month Term Certificate of Deposit
$1,000
3.23%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
6 mo Certificate of Deposit
$1,000
3.20%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
$10,000 or above
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Jumbo Certificates and IRAs 12 Months
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
12 months Certificates of Deposits
$1,000
3.53%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
1 Year Variable Rate IRA*
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
1 Year CD
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
1 Year IRA
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
12 Month
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
12 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1435 Oneida St, Appleton, WI 54915
Share/IRA Certificates 12-month
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
1 year Standard Fixed Rate Relationship
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
1 year Standard Fixed Rate
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
118 S State St, Appleton, WI 54911
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
American National Bank - Fox Cities
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2200 N Richmond St, Appleton, WI 54911
Certificates of Deposit 12 months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
1-year CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
1-year IRA CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Teenager (Age 13-17) - 12 Month Term Certificates
$0
5.50%
▼
Rate5.39%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate4.55%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate4.55%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Youngster (Age 0-12) - 12 Month Term Certificates
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
12 Month Jumbo Share Certificate
$100,000
4.03%
▼
Rate3.95%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
12 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1 Year CD Milton Grand Opening CD Special
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Milton office only; Customer must open account in person at 735 Sunnyside Drive, Milton, WI 53563.
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
Individual Retirement Accounts 1 Year
$0
3.95%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
1 Year Individual Retirement Accounts
$0
3.95%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Months Certificates
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
IRA Certificates - 1 year (13 months)
$500
3.85%
▼
Rate3.79%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
12 month Certificates minimum)
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$100
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
12 Month CD/IRA
$2,000
3.70%
▼
Rate3.65%
Min Deposit$2,000
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 12 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Ladysmith Federal S&L
Institution Rating:
B4.5 ★Texas Ratio: 20.88%
1 Year Certificates of Deposit
$1,000
3.70%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Months Share Certificate
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
12 Month (Moneywise Available) IRA Certificates
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
IRA 12-month Fixed
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Individual Retirement Accounts (IRAs) - Share Certificates 12 Month
$2,000
3.65%
▼
Rate3.65%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
Roth and Traditional IRA Certificates 12 Month
$2,000
3.65%
▼
Rate3.65%
Min Deposit$2,000
Min Balance—
UpdatedApr 19, 2026
Details
Dividend Compounded: At Maturity; Dividend Added: At Maturity
The Bank of Brodhead
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
12 Month Certificates of Deposit Special
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
1 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.50%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
12-Month Term Certificate of Deposit
$30,000
3.55%
▼
Rate3.55%
Min Deposit$30,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1435 Oneida St, Appleton, WI 54915
Share/IRA Certificates 18-month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
18 Month
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
18 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
American National Bank - Fox Cities
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2200 N Richmond St, Appleton, WI 54911
Certificates of Deposit 18 months
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
18 mo Variable Rate IRA 18 mo Certificate of Deposit
$500
4.73%
▼
Rate4.65%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
Classic IRA 18 mo Certificate of Deposit
$500
4.06%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
(No longer available for new accounts)
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
18 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.89%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
18-Month CD
$0
3.92%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Certificates
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
18 month Certificates minimum)
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$100
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
18 Month CD
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 18 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
18-Month CD
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
18 Months Term Share Certificates
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Months Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
18 Month IRA
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
18 Month Certificates of Deposit
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
18 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
18 Month CD Specials*
$25,000
3.25%
▼
Rate3.22%
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
5 Star Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
18 MO Share Certificate
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 19, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18-Month Term Certificate of Deposit
$30,000
3.23%
▼
Rate3.20%
Min Deposit$30,000
Min Balance—
UpdatedMay 5, 2026
Details
GreenLeaf Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
18 Month Variable (IRA)
$500
3.20%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Share IRA - 18 Month
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18-Month Term Certificate of Deposit
$10,000
3.12%
▼
Rate3.10%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
18 Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
18 month Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
A penalty may be imposed for early withdrawals.
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18-Month Term Certificate of Deposit
$1,000
3.02%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Everyday CD Options 18 Month
$1,000
3.02%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
18-Month Variable IRA
$0
2.97%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
18 Month Share Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
18 Month Share Certificates
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
IRA 18 Month
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Traditional / Roth and Education SAs
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
24 months Certificates of Deposits
$1,000
3.68%
▼
Rate3.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
2 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
2 Year IRA
$0
3.01%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1435 Oneida St, Appleton, WI 54915
Share/IRA Certificates 24-month
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
24 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
24 Month
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
American National Bank - Fox Cities
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2200 N Richmond St, Appleton, WI 54911
Certificates of Deposit 24 months
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
2-year CD
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate4.00%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate4.00%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
24-Month
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
24 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
2 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Unity Bank Augusta, WI
Institution Rating:
B-4.3 ★Texas Ratio: 23.34%
24 Month IRA CD
$2,500
3.85%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
Certificates of Deposits/IRAs 24 Month
$2,500
3.72%
▼
Rate3.60%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 24 Months
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
2 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
24 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
$10,000 or above
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
2 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
24 Month CD/IRA
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 5, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
2 Year Individual Retirement Accounts
$1
3.55%
▼
Rate3.50%
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
IRA Certificates 2 Year
$1
3.55%
▼
Rate3.50%
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
24 mo Certificate of Deposit
$500
3.55%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Under $10,000
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Chilton
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
24-Month Fixed Rate CD Special
$2,500
3.50%
▼
Rate3.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
2 Years Certificates of Deposit
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months Certificates
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
24 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
24 Month IRA Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Traditional IRA/Roth IRA Term Share Certificates 24 Months
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate3.40%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Certificate of Deposit - CD Option of IntraFi Network Deposits 2 Year (104 Week)
$0
3.29%
▼
Rate3.24%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Early Withdrawal Penalties: 360 Days Interest
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
24 month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
A penalty may be imposed for early withdrawals.
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
Share Certificates 2 years
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2-year Share Certificates
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 19, 2026
Details
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share Certificates - minimum deposit: 2-year
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 19, 2026
Details
$5,000
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
36 months Certificates of Deposits
$1,000
3.79%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
3 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
3 Year IRA
$0
3.01%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
36 Month
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
36 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
American National Bank - Fox Cities
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2200 N Richmond St, Appleton, WI 54911
Certificates of Deposit 36 months
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
3-year CD
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
36 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 36 Months
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate3.75%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.75%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
IRA 36-month Fixed
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 mo Certificate of Deposit
$500
3.61%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
$10,000 or above
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
3 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
3 Years Certificates of Deposit
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
36 mo Certificate of Deposit
$500
3.55%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Under $10,000
Iron County Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
36 month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
A penalty may be imposed for early withdrawals.
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
36 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
36 Month IRA Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Traditional IRA/Roth IRA Term Share Certificates 36 Months
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.40%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
3-Year Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
One Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3 year 'options' (Promo)
$1,000
3.30%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
36 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
36 Month Share Certificates
$250
3.25%
▼
Rate3.21%
Min Deposit$250
Min Balance—
UpdatedApr 19, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
3 years
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Dairyland Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Months Certificates
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share Certificates - minimum deposit: 3-year
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 19, 2026
Details
$5,000
Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3-year Share Certificates
$5,000
3.25%
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Year Graduation CD
$0
3.20%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Certificate of Deposit - CD Option of IntraFi Network Deposits 3 Year (156 Week)
$0
3.19%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Early Withdrawal Penalties: 540 Days Interest
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
4 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
4 Year IRA
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
48 Month
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
48 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
American National Bank - Fox Cities
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2200 N Richmond St, Appleton, WI 54911
Certificates of Deposit 48 months
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
4-year CD
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
48 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
3.95%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 48 Months
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.75%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
4 Years Certificates of Deposit
$0
3.70%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
4 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
48 Month IRA Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
48 Months Term Share Certificates
$500
3.50%
▼
Rate3.47%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Traditional IRA/Roth IRA Term Share Certificates 48 Months
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.40%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
48 Month Share Certificates
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
IRA 48 Month
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Traditional / Roth and Education SAs
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
48 Month Share Certificates
$250
3.35%
▼
Rate3.31%
Min Deposit$250
Min Balance—
UpdatedApr 19, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
48 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Everyday CD Options 48 Month
$1,000
3.23%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.10%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 19, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year IRA Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year Certificate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
4 Year IRA Certificate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.00%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Badger Globe Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.13%
48 Month Share or IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
4 Year Certificates of Deposit
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
IRA (CD) Accounts 4 Year
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.90%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.90%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
60 months Certificates of Deposits
$5,000
3.79%
▼
Rate3.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 19, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
5 Year CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
5 Year IRA
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
60 Month Certificate of Deposits
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
60 Month
$1,000
2.28%
▼
Rate2.27%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
American National Bank - Fox Cities
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2200 N Richmond St, Appleton, WI 54911
Certificates of Deposit 60 months
$0
1.85%
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
5-year CD
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wisconsin Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Share/IRA Certificates 60 Months
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
5 Year Certificates of Deposit (Personal, IRA, or Business)
$100,000
4.05%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
60 Months Certificate
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 mo Certificate of Deposit
$500
3.87%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
$10,000 or above
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
5 Year Certificates of Deposit (Personal, IRA, or Business)
$25,000
3.85%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
PNB Peshtigo National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
5 Years Certificates of Deposit
$0
3.80%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
State Bank of Newburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
60 mo Certificate of Deposit
$500
3.80%
▼
Rate3.80%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Under $10,000
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
60 Months Term Share Certificates
$500
3.75%
▼
Rate3.71%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details
Southern Lakes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Traditional IRA/Roth IRA Term Share Certificates 60 Months
$0
3.75%
▼
Rate3.71%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
5 Year Certificates of Deposit (Personal, IRA, or Business)
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
60 Month IRA Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month Share Certificates
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
IRA 60 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Traditional / Roth and Education SAs
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
60 Month Share Certificates
$250
3.44%
▼
Rate3.40%
Min Deposit$250
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
60 Month Jumbo Share Certificate
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
F&M Union Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Everyday CD Options 60 Month
$1,000
3.28%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.20%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$35,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.10%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.10%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 19, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year IRA Certificate
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 17, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year Certificate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year IRA Certificate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months Certificate of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
60 Months Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Appleton, Wisconsin at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY currently available to Appleton depositors is 3.90% APY from Wings Financial Credit Union. The rate table above ranks every offer we track for this market, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Appleton, WI CD Rate Trends
Compare local Appleton, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — WI Avg
2.208%
▲ 0.078 vs 7 days ago
Wisconsin 12-month CD rates rose 0.078 points over the past 7 days to 2.208% APY.
6-Month CD — WI Avg
1.873%
▼ 0.053 vs 7 days ago
Wisconsin 6-month CD rates fell 0.053 points over the past 7 days to 1.873% APY.
As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
WI CD Rate Forecast — Next 12 Months
Where are Wisconsin CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
WI 12-Month Avg APY
2.208%
6-Month Forecast
2.208%
Range: 2.01% – 2.36%
12-Month Forecast
1.958%
Range: 1.76% – 2.11%
Powered by
MonitorBankRates
What Your Savings Earn at WI CD Rates Today
Annual interest earnings at today’s Wisconsin average APYs. State average used where available; national average as fallback.
| CD Term | WI Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.406% | $70.31 | $140.62 | $351.55 | $703.10 |
| 6-Month CD | 1.873% | $93.64 | $187.28 | $468.20 | $936.40 |
| 12-Month CD | 2.208% | $110.42 | $220.83 | $552.08 | $1,104.15 |
| 18-Month CD | 2.482% | $124.08 | $248.16 | $620.40 | $1,240.80 |
| 24-Month CD | 2.251% | $112.53 | $225.05 | $562.63 | $1,125.25 |
| 36-Month CD | 2.327% | $116.37 | $232.73 | $581.83 | $1,163.65 |
| 48-Month CD | 2.288% | $114.42 | $228.83 | $572.08 | $1,144.15 |
| 60-Month CD | 2.441% | $122.07 | $244.14 | $610.35 | $1,220.70 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 6, 2026. | |||||
Sample CD Ladder for Appleton, Wisconsin Savers
$25,000 split equally across 5 terms using today’s Wisconsin average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | WI Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.406% | $70.31 |
| 2 | 6-Month CD | $5,000 | 1.873% | $93.64 |
| 3 | 12-Month CD | $5,000 | 2.208% | $110.42 |
| 4 | 24-Month CD | $5,000 | 2.251% | $112.53 |
| 5 | 36-Month CD | $5,000 | 2.327% | $116.37 |
| Total ($25,000 invested) | $25,000 | 2.013% blended | $503.27/yr | |
Ladder example uses equal $5,000 rungs and Wisconsin average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
917
CD Rates
Tracked in Appleton, Wisconsin
Tracked in Appleton, Wisconsin
62 Banks
47 Credit Unions
About Our Appleton, Wisconsin CD Rate Database
MonitorBankRates tracks 917 CD rates from 62 banks and 47 credit unions with locations in Appleton, Wisconsin, plus national online institutions available to Wisconsin residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Wings Financial Credit Union offers a CD at 3.90% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Appleton, Wisconsin.
How to Find the Best CD Rates in Appleton, Wisconsin
What to compare when shopping for a CD in Appleton, Wisconsin
To find the best APYs in Appleton, Wisconsin, start with credit unions and online-only banks — Appleton, Wisconsin has 47 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Appleton, Wisconsin
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Appleton, Wisconsin — 109 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Appleton, Wisconsin savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Appleton, Wisconsin money market rates
Appleton, Wisconsin Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.6%
National avg: 17.3%
Median Individual Earnings
$44,417
National avg: $47,340
Poverty Rate
8.3%
National avg: 11.1%
Unemployment Rate
3.5%
National avg: 4.8%
CD Earnings on 10% of Salary
$98/yr
At WI 12-mo avg 2.208% APY
16.6% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 3.5% reflects a strong local economy. At today’s WI 12-month CD average of 2.208%, saving 10% of the local median salary ($4,441/year) and putting it in a CD would earn an additional $98 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Appleton, Wisconsin
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Appleton, Wisconsin
Are CD rates in Appleton, Wisconsin FDIC insured?
Yes, most established banks in Appleton, Wisconsin are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Appleton, Wisconsin?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Appleton, Wisconsin.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Appleton, Wisconsin may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Appleton, Wisconsin?
Here are recent top rates found for this area:
- Wings Financial Credit Union: 3.90% APY (6-month certificate)
- Evergreen Credit Union: 3.79% APY (36 months Certificates of Deposits)
- Fox Communities Credit Union: 3.75% APY (Jumbo Certificates and IRAs 6 Months)
- Horicon Bank: 3.48% APY (182 Day CD (6 Month))
- Verve a Credit Union: 2.75% APY (Share/IRA Certificates 24-month)
- Bank First, NA: 2.28% APY (6 Month)
- American National Bank - Fox Cities: 1.85% APY (Certificates of Deposit 60 months)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate Relationship)
- North Shore Bank: 0.35% APY (5-year CD)
- Bank of Prairie du Sac: 6.30% APY (7/6-month SOFR ARM)
Rates reflect recent verified offers available in Appleton, Wisconsin. Last Updated: May 6, 2026
CD Calculators for Appleton, Wisconsin
Appleton, Wisconsin CD Calculator
At today’s WI top rate of 3.90% APY, a $10,000 deposit earns $390 in the first year. Enter your amount to see your exact return.
Appleton, Wisconsin CD LadderWI CD rates currently range from 1.406% (3-month) to 2.327% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Appleton, Wisconsin CD at 3.90% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsWisconsin’s average 12-month CD is 2.208% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Appleton, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Appleton, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 6, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking