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Wisconsin Savings Rate Trends

Appleton, Wisconsin (WI) Savings Rates - March 2026

The best savings rates for Appleton, Wisconsin and the surrounding area include Capital Credit UnionCapital Credit Union926 W College Ave, Appleton, WI 54914 5261A5.0 ★Texas Ratio: 7.58% SavingsPlus at 5.00% APY, Bank First, NABank First, NA4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 0.91% Investment Savings at 3.35% APY, North Shore BankNorth Shore Bank1100 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 0.63% Premier Health Savings Account at 3.00% APY, Prospera Credit UnionProspera Credit Union4830 N Ballard Rd, Appleton, WI 54913A+5.0 ★Texas Ratio: 2.24% Connect Savings at 3.00% APY, and Fox Communities Credit UnionFox Communities Credit Union3401 E Calumet St, Appleton, WI 54915 4757A+5.0 ★Texas Ratio: 2.46% Health Savings Accounts (HSA) at 2.50% APY.

To see how these savings rates in Appleton, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Appleton, Wisconsin (WI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Appleton, Wisconsin and the surrounding area. Last Updated and Verified: March 20, 2026

Appleton, WI Savings Rate Trends

Compare local Appleton, WI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Savings Trends →
High-Yield Savings — WI Avg
1.112%

Wisconsin high-yield savings rates currently average 1.112% APY based on data from institutions in our monitoring network.

Standard Savings — WI Avg
0.481%

Wisconsin standard savings rates currently average 0.481% APY based on data from institutions in our monitoring network.

As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Appleton, Wisconsin & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
SavingsPlus
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $500.00

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Investment Savings
3.35%
$50,000
Rate3.31%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$250,000.00 - $499,999.99

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
Premier Health Savings Account
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
Connect Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifications Required: Refer to Connect Plus Checking qualifications, which then apply to Connect Savings.; Qualifying balance up to $40,000.00

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Investment Savings
3.00%
$50,000
Rate2.97%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$150,000.00 - $249,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Investment Savings
2.50%
$50,000
Rate2.48%
Min Deposit$50,000
Min Balance
UpdatedMar 16, 2026
Details

$50,000.00 - $149,999.99

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Health Savings Accounts (HSA)
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Rewards Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Fox Rewards Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Health Savings Accounts (HSA)
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
Premier Health Savings Account
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Health Savings Accounts (HSA)
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Savings Elite
1.66%
$0
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$100,000.00 & Over

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
Premier Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Health Savings Accounts (HSA)
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Savings Elite
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 to $99,999.99

North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
1100 W Northland Ave, Appleton, WI 54914
Premier Health Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
3111 E Calumet St, Appleton, WI 54915
Junior Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Savings Elite
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Health Savings Account (HSA)
0.75%
$500
Rate0.75%
Min Deposit$500
Min Balance
UpdatedMar 18, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
HSA Checking (Health Savings Account)
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
Back to School Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Dividend credited to account at maturity. If account is closed before dividend is paid, accrued dividends are forfeited. $5.00 penalty applies on early withdrawals from Mistletoe Savings and Back to School Savings accounts.

Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1435 Oneida St, Appleton, WI 54915
Verve Premier Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifications Required: Monthly ACH direct deposits totaling $500; Valid email address on file; Enrolled in and receive eStatements; when BUNDLED with QUALIFYING Verve Premier Checking

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
Mistletoe Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Dividend credited to account at maturity. If account is closed before dividend is paid, accrued dividends are forfeited. $5.00 penalty applies on early withdrawals from Mistletoe Savings and Back to School Savings accounts.

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Health Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
Christmas Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Savings Elite
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
Health Savings Account
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
IRA Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 to $99,999.99

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
Health Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
Health Savings Account - 49,999.99
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$1,500.00

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
IRA Traditional, Roth, & Coverdell Education IRA Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
Club Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1435 Oneida St, Appleton, WI 54915
Verve Essential Savings
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Qualifications Required; when BUNDLED with QUALIFYING Verve Essential Checking

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
Coverdell Education Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
Membership & Regular Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
Health Savings Account - 1,499.99
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$500.00

Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2626 S Oneida St, Appleton, WI 54915 2101
Youth Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
Adventure Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
Seed Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
133 N Richmond St, Appleton, WI 54911 4635
Sub Shares
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
4830 N Ballard Rd, Appleton, WI 54913
Individual Retirement Account (IRA) Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
IRA Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00 to $24,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
First Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Verve a Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1435 Oneida St, Appleton, WI 54915
Verve Premier Savings
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

when BUNDLED with NON-QUALIFYING Verve Premier Checking

Horicon Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.70%
100 E Midway Rd, Appleton, WI 54915
Business Savings
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Simple way to build your business savings

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
IRA Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$2,500.00 to $9,999.99

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
Holiday Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
4201 W Wisconsin Ave, Appleton, WI 54913
First Savings Business
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$25,000.00 & Over

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
3111 E Calumet St, Appleton, WI 54915
Personal Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
3111 E Calumet St, Appleton, WI 54915
Health Savings Account (HSA)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
IRA - Savings Rate Open Deposit
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Membership Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
Regular Savings
0.15%
$25
Rate0.15%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

$100+

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
3401 E Calumet St, Appleton, WI 54915 4757
Regular Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

KAPOW Club Savings

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Appleton, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Appleton, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Appleton, Wisconsin

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.

Are savings accounts in Appleton, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do savings rates change in Appleton, Wisconsin?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Appleton, Wisconsin may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Appleton, Wisconsin?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Appleton, Wisconsin offer in-person customer service, which some customers prefer.

How do I open a savings account in Appleton, Wisconsin?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Appleton, Wisconsin

Here are recent savings rates observed in Appleton, Wisconsin and the surrounding area:
  • Capital Credit Union
    SavingsPlus — 5.00% APY
  • Bank First, NA
    Investment Savings — 3.35% APY
  • North Shore Bank
    Premier Health Savings Account — 3.00% APY
  • Prospera Credit Union
    Connect Savings — 3.00% APY
  • Fox Communities Credit Union
    Health Savings Accounts (HSA) — 2.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Appleton, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026