Current Winnebago, Wisconsin CD rates include CO-OP Credit UnionCO-OP Credit UnionA+5.0 ★Texas Ratio: 3.80% offering Youth Saver Certificate - 12-month at 6.00% APY, Gundersen Credit UnionGundersen Credit UnionA+5.0 ★Texas Ratio: 0.79% offering Teenager (Age 13-17) - 12 Month Term Certificates at 5.50% APY, Northwoods Community Credit UnionNorthwoods Community Credit UnionA+5.0 ★Texas Ratio: 4.18% offering Share Certificate Special Youth Accounts 6 Month at 5.06% APY, School Employees Credit UnionSchool Employees Credit UnionA5.0 ★Texas Ratio: 9.48% offering 24 month CD at 4.25% APY, and State Bank of NewburgState Bank of NewburgA+5.0 ★Texas Ratio: 0.29% offering 18 mo Variable Rate IRA 18 mo Certificate of Deposit at 4.22% APY. CD rates as of April 9, 2026 according to verified data from MonitorBankRates.
Winnebago is a smaller community with no bank or credit union branches currently in our database. 453 institutions serving the Wisconsin area are available to Winnebago residents, with CD rates as high as 6.00% APY from CO-OP Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 9, 2026
Relationship
** = Indicates certificate is not available as an IRA.
Minimum deposit $500.00
Opening Balance Under $10,000
Teen Cents Club Junior Savers Kangaroo Kids Club Minimum $100.00 Maximum $5,000.00 (Aggregate)
Opening Balance $10,000 or above
LIMITED TIME OFFER
** = Indicates certificate is not available as an IRA.
APY up to
A penalty may be imposed for early withdrawals.
Minimum deposit $500.00
APY up to
Opening Balance $10,000 or above
A penalty may be imposed for early withdrawals.
Certificates are subject to early withdrawal penalties and renew automatically
LIMITED TIME OFFER
$50,000.00 and up
$1,000.00 - $9,999.99
Relationship
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
$50,000.00 and up
Minimum Deposit $1000.00
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Opening Balance $10,000 or above
Non-Relationship
LIMITED TIME OFFER
$10,000.00 or More
Minimum Deposit $1000.00
Opening Balance $10,000 or above
Relationship
A penalty may be imposed for early withdrawals.
LIMITED TIME OFFER
Early Withdrawal Penalties: 540 Days Interest
$1,000
$10,000.00 or More
Minimum Deposit $2500.00
$50,000.00 and up
Relationship
LIMITED TIME OFFER
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Early Withdrawal Penalties(3): 12 mos. Interest
$10,000.00 or More
Minimum Deposit $2500.00
Minimum Initial Deposit of $500
Opening Balance $10,000 or above
LIMITED TIME OFFER
Non-Relationship
$1,000
Early Withdrawal Penalties(3): 12 mos. Interest
Minimum Deposit $2500.00
$10,000.00 or More
Minimum Initial Deposit of $500
Compare local Winnebago, WI CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin 12-month CD rates rose 0.309 points over the past 7 days to 2.690% APY.
Wisconsin 6-month CD rates rose 0.328 points over the past 7 days to 2.724% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Winnebago, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Winnebago, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.