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Best Personal Loan Rates in Camp Lake, Wisconsin - July 2026

Current personal loan options available to borrowers in Camp Lake, Wisconsin include: PCM Credit UnionPCM Credit UnionA+5.0 ★Texas Ratio: 3.56% offering Collateral Loans at 3.99% APR, Oakdale Credit UnionOakdale Credit UnionA+5.0 ★Texas Ratio: 0.42% offering Recreational - Used Loan at 3.99% APR, Governmental Employees Credit UnionGovernmental Employees Credit UnionA5.0 ★Texas Ratio: 6.35% offering 2025 and newer (<15,000 miles): 1-36 months Loan at 3.99% APR, Compassionate Care Credit UnionCompassionate Care Credit UnionA+5.0 ★Texas Ratio: 2.95% offering 36 Months Loan at 3.99% APR, and Brokaw Credit UnionBrokaw Credit UnionA+5.0 ★Texas Ratio: 1.68% offering 24 Month Loan at 4.19% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.

Camp Lake borrowers have access to 29 lenders serving the Wisconsin area, with personal loan rates as low as 3.99% APR from PCM Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Camp Lake, Wisconsin.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Camp Lake, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026

Camp Lake Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
3.99%
APR3.99%
Last UpdatedJuly 11, 2026
Details

Credit Score 735+

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Recreational - Used Loan
3.99%
APR3.99%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
Recreational Loan
3.99%
APR3.99%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 1-36 months Loan
3.99%
APR3.99%
Last UpdatedJuly 11, 2026
Details

As low as

Compassionate Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
36 Months Loan
3.99%
APR3.99%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Bicycle Loan
3.99%
APR3.99%
Last UpdatedJuly 11, 2026
Details

As low as

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
24 Month Loan
4.19%
APR4.19%
Last UpdatedJuly 11, 2026
Details

As Low As

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 36 months Loan
4.23%
APR4.23%
Last UpdatedJuly 11, 2026
Details

with Direct Deposit & Autopay**: 3.73%

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 48 months Loan
4.23%
APR4.23%
Last UpdatedJuly 11, 2026
Details

with Direct Deposit & Autopay**: 3.73%

Compassionate Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
48 Months Loan
4.24%
APR4.24%
Last UpdatedJuly 11, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 (<15,000 miles) Loan
4.24%
APR4.24%
Last UpdatedJuly 11, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 37-48 months Loan
4.24%
APR4.24%
Last UpdatedJuly 11, 2026
Details

As low as

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
4.24%
APR4.24%
Last UpdatedJuly 11, 2026
Details

Credit Score 735+

N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
Consumer Loans
4.25%
APR4.25%
Last UpdatedJuly 11, 2026
Details

As Low As

Focus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
New Motorcyle Loans
4.29%
APR4.29%
Last UpdatedJuly 11, 2026
Details

The lowest rates around for your new Cycle!

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Up to 36 months Loan
4.34%
APR4.34%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $500

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 (<15,000 miles) Loan
4.39%
APR4.39%
Last UpdatedJuly 11, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2023 - newer Loan
4.42%
APR4.42%
Last UpdatedJuly 11, 2026
Details

As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
New - 2017 Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
New - 2017 72 Months Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As; Rates as low as

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
New - 2017 60 Months Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As; Rates as low as

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
New - 2017 36 Months Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As; Rates as low as

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
New - 2017 48 Months Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As; Rates as low as

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
25 - 36 months Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
13 - 24 months Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
12 month or less Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2020 - 2022 Loan
4.45%
APR4.45%
Last UpdatedJuly 11, 2026
Details

As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 60 months Loan
4.48%
APR4.48%
Last UpdatedJuly 11, 2026
Details

with Direct Deposit & Autopay**: 3.98%

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 49-60 months Loan
4.49%
APR4.49%
Last UpdatedJuly 11, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
4.49%
APR4.49%
Last UpdatedJuly 11, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 49-60 months Loan
4.49%
APR4.49%
Last UpdatedJuly 11, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 1-36 months Loan
4.49%
APR4.49%
Last UpdatedJuly 11, 2026
Details

As low as

Compassionate Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
60 Months Loan
4.49%
APR4.49%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 1-36 months Loan
4.49%
APR4.49%
Last UpdatedJuly 11, 2026
Details

As low as

Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
12 Month Construction Loan
4.49%
APR4.49%
Last UpdatedJuly 11, 2026
Details

12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 (<15,000 miles) Loan
4.54%
APR4.54%
Last UpdatedJuly 11, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Up to 36 months Loan
4.59%
APR4.59%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $500

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
36 Month Loan
4.59%
APR4.59%
Last UpdatedJuly 11, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.64%
APR4.64%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
37 to 48 months Loan
4.64%
APR4.64%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
4.64%
APR4.64%
Last UpdatedJuly 11, 2026
Details

As Low As; Monthly Payment Per $1000 Borrowed: $43.71

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Up to 36 months Loan
4.64%
APR4.64%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $500

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
48 Month Loan
4.69%
APR4.69%
Last UpdatedJuly 11, 2026
Details

As Low As

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 (<15,000 miles) Loan
4.69%
APR4.69%
Last UpdatedJuly 11, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
36 Months Loan
4.70%
APR4.70%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
48 Months Loan
4.70%
APR4.70%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
60 Months Loan
4.70%
APR4.70%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
72 Months Loan
4.70%
APR4.70%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Bank of Sun Prairie
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
84 Months Loan
4.70%
APR4.70%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Compassionate Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
72 Months Loan
4.74%
APR4.74%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 37-48 months Loan
4.74%
APR4.74%
Last UpdatedJuly 11, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 37-48 months Loan
4.74%
APR4.74%
Last UpdatedJuly 11, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
4.74%
APR4.74%
Last UpdatedJuly 11, 2026
Details

As Low As

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
New Yet to be Titled Loan
4.75%
APR4.75%
Last UpdatedJuly 11, 2026
Details

As Low As

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
37 - 48 months Loan
4.75%
APR4.75%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
49 - 60 months Loan
4.75%
APR4.75%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
61 - 72 months Loan
4.75%
APR4.75%
Last UpdatedJuly 11, 2026
Details

As Low As; *

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.84%
APR4.84%
Last UpdatedJuly 11, 2026
Details

No additional details available.

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
4.89%
APR4.89%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Loan
4.89%
APR4.89%
Last UpdatedJuly 11, 2026
Details

As Low As*

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
66 Month Loan
4.89%
APR4.89%
Last UpdatedJuly 11, 2026
Details

As Low As

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
60 Month Loan
4.89%
APR4.89%
Last UpdatedJuly 11, 2026
Details

As Low As

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
37 to 48 months Loan
4.94%
APR4.94%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $5,000

The Park Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.36%
Construction Loans
4.94%
APR4.94%
Last UpdatedJuly 11, 2026
Details

As Low As; 3.79%

Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
10 Years Old & Newer Loan
4.95%
APR4.95%
Last UpdatedJuly 11, 2026
Details

As Low As

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 72 months Loan
4.98%
APR4.98%
Last UpdatedJuly 11, 2026
Details

with Direct Deposit & Autopay**: 4.48%

Wolf River Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Residential Lot Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 (<15,000 miles) Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
5 Year Balloon Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
25 - 36 months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
13 - 24 months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
12 months or less Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
37 to 48 months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
48 Months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

Rates as low as:**

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
60 Months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

Rates as low as:**

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Construction Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
36 Months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

Rates as low as:**

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

Credit Score 636-734

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 49-60 months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As low as

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
24 Months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

Rates as low as:**

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 61-72 months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 61-72 months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 1-36 months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 49-60 months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

As low as

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
12 Months Loan
4.99%
APR4.99%
Last UpdatedJuly 11, 2026
Details

Rates as low as:**

Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.02%
Credit Builder Loan
5.00%
APR5.00%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
5.04%
APR5.04%
Last UpdatedJuly 11, 2026
Details

As Low As; Monthly Payment Per $1000 Borrowed: $29.99

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
New 2024 to 2026 Loan
5.09%
APR5.09%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
72 Month Loan
5.09%
APR5.09%
Last UpdatedJuly 11, 2026
Details

As Low As

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
5.09%
APR5.09%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance)
5.10%
APR5.10%
Last UpdatedJuly 11, 2026
Details

Balloons note amortized up to 10 years

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
49 to 60 months Loan
5.14%
APR5.14%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Brokaw Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
2016 and Older Models Loan
5.14%
APR5.14%
Last UpdatedJuly 11, 2026
Details

As Low As; Monthly Payment Per $1000 Borrowed: $23.09

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance)
5.15%
APR5.15%
Last UpdatedJuly 11, 2026
Details

Balloons note amortized up to 10 years

N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
10 Year Balloon Loan
5.19%
APR5.19%
Last UpdatedJuly 11, 2026
Details

As Low As

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance)
5.20%
APR5.20%
Last UpdatedJuly 11, 2026
Details

Balloons note amortized up to 10 years

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Collateral Loans
5.24%
APR5.24%
Last UpdatedJuly 11, 2026
Details

Credit Score 735+ + 1%

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer Loan
5.24%
APR5.24%
Last UpdatedJuly 11, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 37-48 months Loan
5.24%
APR5.24%
Last UpdatedJuly 11, 2026
Details

As low as

Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Up to 12 Months Loan
5.24%
APR5.24%
Last UpdatedJuly 11, 2026
Details

As Low as

Compassionate Care Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
84 Months Loan
5.24%
APR5.24%
Last UpdatedJuly 11, 2026
Details

No additional details available.

1st Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
2026 (new) - 2027 (<15,000 miles) Loan
5.24%
APR5.24%
Last UpdatedJuly 11, 2026
Details

Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.

Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Loan to Value Up to 80%
5.25%
APR5.25%
Last UpdatedJuly 11, 2026
Details

As Low as

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
37 - 48 months Loan
5.25%
APR5.25%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
49 - 60 months Loan
5.25%
APR5.25%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
61 - 72 months Loan
5.25%
APR5.25%
Last UpdatedJuly 11, 2026
Details

As Low As; *

Athens Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Vacant Land Loans (Purchase or Refinance)
5.25%
APR5.25%
Last UpdatedJuly 11, 2026
Details

Balloons note amortized up to 10 years

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2019 & Older Loan
5.29%
APR5.29%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
5.29%
APR5.29%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
49 to 60 months Loan
5.29%
APR5.29%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Used 2018 to 2014 Loan
5.29%
APR5.29%
Last UpdatedJuly 11, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
New 2024 to 2026 Loan
5.39%
APR5.39%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Used 2018 to 2014 Loan
5.39%
APR5.39%
Last UpdatedJuly 11, 2026
Details

As Low As

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
49 to 60 months Loan
5.44%
APR5.44%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
61 to 72 months Loan
5.44%
APR5.44%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $15,000

CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Used 2025 with more than 15,000 miles - 2020 Loan
5.44%
APR5.44%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2021 - newer Loan
5.46%
APR5.46%
Last UpdatedJuly 11, 2026
Details

As Low As; Annual Percentage Rate (APR) is based on creditworthiness, vehicle age, and loan terms. The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay. Minimum loan amount: $5,000. Maximum loan amount is determined by creditworthiness and loan-to-value (LTV). Vehicle loans currently financed with PCU are not eligible. Membership eligibility required. Rates subject to change without notice.

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 24 months Loan
5.48%
APR5.48%
Last UpdatedJuly 11, 2026
Details

with Direct Deposit & Autopay**: 4.98%

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 49-60 months Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As low as

Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
New - 2017 84 Months Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As Low As; Rates as low as

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Used 2018 to 2014 Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
New 2024 to 2026 Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

Minimum Finance: $15,000

Meadowland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.57%
Up to 24 Months Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As Low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer: 61-72 months Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As low as

Tomah Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
72 Months Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

Rates as low as:**

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
8 years or newer Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles): 73-84 months Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (<15,000 miles) Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As Low As

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 73-84 months Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As low as

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2025 and newer (< 15,000 miles): 61-72 months Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As low as

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
2017-2019 Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

As Low As; 11

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Construction Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

No additional details available.

Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Construction Loan
5.49%
APR5.49%
Last UpdatedJuly 11, 2026
Details

1-year term with conversion to 5-year ARM after completion. Maximum 90% LTV. $1,600 closing cost + cost of title.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
WHEDA Loan
5.50%
APR5.50%
Last UpdatedJuly 11, 2026
Details

Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
VA Loan
5.50%
APR5.50%
Last UpdatedJuly 11, 2026
Details

Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
Construction Loan
5.50%
APR5.50%
Last UpdatedJuly 11, 2026
Details

Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.

Prospera Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
2017- 2019 Loan
5.51%
APR5.51%
Last UpdatedJuly 11, 2026
Details

As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
5.59%
APR5.59%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 16.30%
8-year Loan
5.61%
APR5.61%
Last UpdatedJuly 11, 2026
Details

As Low As; Accurate as of 07/06/2026

Indianhead Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Loan
5.64%
APR5.64%
Last UpdatedJuly 11, 2026
Details

As Low As*

Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 16.30%
10-year Loan
5.73%
APR5.73%
Last UpdatedJuly 11, 2026
Details

As Low As; Accurate as of 07/06/2026

Oshkosh Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.27%
Up to 36 months Loan
5.73%
APR5.73%
Last UpdatedJuly 11, 2026
Details

with Direct Deposit & Autopay**: 5.23%

PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
Equity Edge Loan
5.74%
APR5.74%
Last UpdatedJuly 11, 2026
Details

100% Max LTV

The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
A+ 52 Loan
5.74%
APR5.74%
Last UpdatedJuly 11, 2026
Details

Credit Score: 780 - 799

The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
A+ 53 Loan
5.74%
APR5.74%
Last UpdatedJuly 11, 2026
Details

Credit Score: 800 & Higher

Camp Lake Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
5.29%
APR5.29%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $5,000

Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
5.59%
APR5.59%
Last UpdatedJuly 11, 2026
Details

As Low As; Minimum Loan Amount: $10,000

Camp Lake Debt Consolidation Loan Rates

No debt consolidation personal loan rates found in Camp Lake, WI currently.

Camp Lake Signature Loan Rates

No signature loans personal loan rates found in Camp Lake, WI currently.

Camp Lake, WI Personal Loan Rate Trends

Compare local Camp Lake, WI personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Personal Loan Trends →
Personal Loan — WI Avg
10.898%
▼ 0.531 vs 7 days ago

Wisconsin personal loan rates fell 0.531 points over the past 7 days to 10.898% APR.

Signature Loan — WI Avg
10.685%
▼ 0.246 vs 7 days ago

Wisconsin signature loan rates fell 0.246 points over the past 7 days to 10.685% APR.

As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Camp Lake, Wisconsin personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Camp Lake, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Camp Lake, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WI.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Wisconsin?

Most lenders in Camp Lake, Wisconsin require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Wisconsin often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Camp Lake, Wisconsin require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Wisconsin?

Yes. Debt consolidation is one of the most common uses of personal loans in Camp Lake, Wisconsin. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Camp Lake, Wisconsin?

Credit unions in Camp Lake, Wisconsin often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Camp Lake, Wisconsin?

  • PCM Credit Union: 3.99% (Collateral Loans)
  • Oakdale Credit Union: 3.99% (Recreational - Used Loan)
  • Governmental Employees Credit Union: 3.99% (2025 and newer (<15,000 miles): 1-36 months Loan)
  • Compassionate Care Credit Union: 3.99% (36 Months Loan)
  • Brokaw Credit Union: 4.19% (24 Month Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Camp Lake, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 11, 2026.