Best Personal Loan Rates in Reedsburg, Wisconsin - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Reedsburg, Wisconsin include: Oakdale Credit UnionOakdale Credit Union132 S Park St, Reedsburg, WI, 53959A+5.0 ★Texas Ratio: 0.42% offering Recreational - Used Loan at 3.99% APR, PCM Credit UnionPCM Credit UnionA+5.0 ★Texas Ratio: 3.56% offering Collateral Loans Credit Score 735+ at 3.99% APR, Governmental Employees Credit UnionGovernmental Employees Credit UnionA5.0 ★Texas Ratio: 6.35% offering 2025 and newer (<15,000 miles) Loan at 3.99% APR, Wolf River Community BankWolf River Community BankA+5.0 ★Texas Ratio: 1.13% offering Flood Relief Loan at 4.00% APR, and Evergreen Credit UnionEvergreen Credit UnionA+5.0 ★Texas Ratio: 3.34% offering Signature Loans at 4.00% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Reedsburg has 1 local institution in our database, with personal loan rates as low as 3.99% APR from Oakdale Credit Union at 132 S Park St, Reedsburg, WI, 53959. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Reedsburg, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Reedsburg, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Reedsburg Personal Loan Rates
No additional details available.
No additional details available.
$1000.00; Actual loan rate may vary based on credit score and other factors. No credit union fees apply. Rate above includes a .25% deduction for automatic payments.
Under $1000.00; Actual loan rate may vary based on credit score and other factors. No credit union fees apply. Rate above includes a .25% deduction for automatic payments.
May qualify for .25% rate discount. Please contact a loan officer for details.
As Low As
As Low As; Vehicle Age
As Low As
No payments for 90 days; No origination fee; Applications accepted through August 1, 2026
4.00% above Seed Savings
with Direct Deposit & Autopay**: 3.73%
with Direct Deposit & Autopay**: 3.73%
May qualify for .25% rate discount. Please contact a loan officer for details.
As Low As; Annual Percentage Rate. Loan amount >$30,000 on current model year vehicles only. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/06/2026.
As Low As; Annual Percentage Rate. Loan amount >$30,000 on current model year vehicles only. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/06/2026.
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As Low As; Vehicle Age
No additional details available.
No additional details available.
0.50% Rate Discount Special
As Low As
0.50% Rate Discount Special
The lowest rates around for your new Cycle!
As Low As; Minimum Loan Amount: $500
No additional details available.
As Low As; Includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
As Low As
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As Low As; Rates as low as
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As Low As; Includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
with Direct Deposit & Autopay**: 3.98%
Intro rate expires: Not specified; Regular APR: Not specified
As Low As
As Low As; Vehicle Age
As Low As
As Low As
As Low As
As Low As; Annual Percentage Rate. Loan amount >$30,000 on current model year vehicles only. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/06/2026.
As Low As; Vehicle Age
As Low As; Annual Percentage Rate. Loan amount >$30,000 on current model year vehicles only. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/06/2026.
0.50% Rate Discount Special
0.50% Rate Discount Special
As Low As
12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $500
No additional details available.
No additional details available.
0.50% Rate Discount Special
No additional details available.
As Low As; Minimum Loan Amount: $500
As Low As; Minimum Loan Amount: $5,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate. Loan amount >$30,000 on current model year vehicles only. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/06/2026.
As Low As
As Low As
As Low As
As Low As; Vehicle Age
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; *
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As Low As
No additional details available.
As Low As; Minimum Loan Amount: $500
No additional details available.
No additional details available.
As Low As; 3.79%
As Low As; Minimum Loan Amount: $5,000
As Low As
No additional details available.
No additional details available.
As Low As
with Direct Deposit & Autopay**: 4.48%
Rates as low as:**; Per $1000 Borrowed
Rates as low as:**; Per $1000 Borrowed
Rates as low as:**; Per $1000 Borrowed
Rates as low as:**; Per $1000 Borrowed
Rates as low as:**; Per $1000 Borrowed
Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; Minimum Loan Amount: $5,000
As Low As
As Low As; *
As Low As; *
As Low As; Vehicle Age
No additional details available.
As low as
As Low As; *
As Low As
0.50% Rate Discount Special
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
$10,000; May qualify for .25% rate discount. Please contact a loan officer for details.
May qualify for .25% rate discount. Please contact a loan officer for details.
As Low As; Merit based pricing in effect; actual rate may vary based on your credit score and account relationship (direct deposit and active checking). $15,000 minimum loan on balloon terms. Affordable terms from 10 to 30 years.
As Low As
As Low As
As Low As; Vehicle Age
As Low As
No additional details available.
No additional details available.
As Low As; New Vehicle Loan
No additional details available.
***Balloons note amortized up to 10 years
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $10,000
***Balloons note amortized up to 10 years
As Low As
As Low As
No additional details available.
As Low As
Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low as
As Low As
May qualify for .25% rate discount. Please contact a loan officer for details.
May qualify for .25% rate discount. Please contact a loan officer for details.
$10,000; May qualify for .25% rate discount. Please contact a loan officer for details.
As Low as
As Low As; *
As Low As; *
As Low As; *
No additional details available.
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $5,000
As Low As; Minimum Loan Amount: $10,000
No additional details available.
As Low As
Reedsburg Personal Loan Rates
Under $1000.00; Actual loan rate may vary based on credit score and other factors. No credit union fees apply. Rate above includes a .25% deduction for automatic payments.
Reedsburg Debt Consolidation Loan Rates
Rates as low as 6.99 APR*
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
As Low As; Minimum Amount May Apply. Please call (518) 483-8668 for more information.
Reedsburg Signature Loan Rates
4.00% above Seed Savings
Reedsburg, WI Personal Loan Rate Trends
Compare local Reedsburg, WI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin personal loan rates fell 0.024 points over the past 7 days to 10.878% APR.
Wisconsin signature loan rates rose 0.273 points over the past 7 days to 10.961% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Reedsburg, Wisconsin personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Reedsburg, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Reedsburg, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wisconsin?
Are credit unions or banks better for personal loans in Reedsburg, Wisconsin?
What are the best personal loan rates in Reedsburg, Wisconsin?
- Oakdale Credit Union: 3.99% (Recreational - Used Loan)
- PCM Credit Union: 3.99% (Collateral Loans Credit Score 735+)
- Governmental Employees Credit Union: 3.99% (2025 and newer (<15,000 miles) Loan)
- Wolf River Community Bank: 4.00% (Flood Relief Loan)
- Evergreen Credit Union: 4.00% (Signature Loans)
Personal Loan Calculators
