Best Personal Loan Rates in Amery, Wisconsin - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Amery, Wisconsin include: WESTconsin Credit UnionWESTconsin Credit Union1060 Cornwall Ave, Amery, WI, 54001A+5.0 ★Texas Ratio: 4.27% offering Unsecured Personal Loans at 11.50% APR, PCM Credit UnionPCM Credit UnionA+5.0 ★Texas Ratio: 3.56% offering Collateral Loans at 3.99% APR, Governmental Employees Credit UnionGovernmental Employees Credit UnionA5.0 ★Texas Ratio: 6.35% offering 2025 and newer (<15,000 miles): 1-36 months Loan at 3.99% APR, Compassionate Care Credit UnionCompassionate Care Credit UnionA+5.0 ★Texas Ratio: 2.95% offering 36 Months Loan at 3.99% APR, and Oakdale Credit UnionOakdale Credit UnionA+5.0 ★Texas Ratio: 0.42% offering Recreational - Used Loan at 3.99% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Amery has 1 local institution in our database, with personal loan rates as low as 11.50% APR from WESTconsin Credit Union at 1060 Cornwall Ave, Amery, WI, 54001. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Amery, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Amery, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Amery Personal Loan Rates
As Low As*
As Low As*
Credit Score 735+
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No additional details available.
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As Low As
with Direct Deposit & Autopay**: 3.73%
with Direct Deposit & Autopay**: 3.73%
Credit Score 735+
As low as
No additional details available.
Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As
The lowest rates around for your new Cycle!
As Low As; Minimum Loan Amount: $500
Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
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As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
with Direct Deposit & Autopay**: 3.98%
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As low as
No additional details available.
12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
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As Low As; Minimum Loan Amount: $500
As Low As; Minimum Loan Amount: $500
As Low As; Monthly Payment Per $1000 Borrowed: $43.71
No additional details available.
As Low As; Minimum Loan Amount: $5,000
As Low As
Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
No additional details available.
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No additional details available.
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No additional details available.
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No additional details available.
As Low As; Minimum Loan Amount: $5,000
As Low As; 3.79%
As Low As
with Direct Deposit & Autopay**: 4.48%
As Low As; Minimum Loan Amount: $5,000
As Low As; *
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Rates as low as:**
As Low As; *
No additional details available.
As Low As
Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
No additional details available.
Rates as low as:**
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Credit Score 636-734
As low as
Rates as low as:**
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Rates as low as:**
No additional details available.
As Low As; Monthly Payment Per $1000 Borrowed: $29.99
No additional details available.
As Low As
No additional details available.
Balloons note amortized up to 10 years
As Low As; Minimum Loan Amount: $10,000
As Low As; Monthly Payment Per $1000 Borrowed: $23.09
Balloons note amortized up to 10 years
As Low As
Balloons note amortized up to 10 years
Credit Score 735+ + 1%
As Low As
As low as
As Low as
No additional details available.
Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications.
As Low as
As Low As; *
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Balloons note amortized up to 10 years
No additional details available.
As Low As; Minimum Loan Amount: $5,000
As Low As; Minimum Loan Amount: $10,000
As Low As
No additional details available.
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As Low As; Minimum Loan Amount: $10,000
As Low As; Minimum Loan Amount: $15,000
No additional details available.
As Low As; Annual Percentage Rate (APR) is based on creditworthiness, vehicle age, and loan terms. The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay. Minimum loan amount: $5,000. Maximum loan amount is determined by creditworthiness and loan-to-value (LTV). Vehicle loans currently financed with PCU are not eligible. Membership eligibility required. Rates subject to change without notice.
with Direct Deposit & Autopay**: 4.98%
As low as
As Low As; Rates as low as
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Minimum Finance: $15,000
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Rates as low as:**
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As Low As; 11
No additional details available.
1-year term with conversion to 5-year ARM after completion. Maximum 90% LTV. $1,600 closing cost + cost of title.
Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
Rates subject to change daily. Loan rates based on creditworthiness and credit approval. Membership eligibility required.
As Low As; The advertised APR includes a one-time $25 processing fee and a 0.50% discount for PCU checking and auto pay.
As Low As; Minimum Loan Amount: $10,000
As Low As; Accurate as of 07/06/2026
As Low As*
As Low As; Accurate as of 07/06/2026
with Direct Deposit & Autopay**: 5.23%
100% Max LTV
Credit Score: 780 - 799
Credit Score: 800 & Higher
Amery Personal Loan Rates
As Low As*
As Low As*
As Low As; Minimum Loan Amount: $5,000
As Low As; Minimum Loan Amount: $10,000
Amery Debt Consolidation Loan Rates
Amery Signature Loan Rates
Amery, WI Personal Loan Rate Trends
Compare local Amery, WI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin personal loan rates fell 0.531 points over the past 7 days to 10.898% APR.
Wisconsin signature loan rates fell 0.246 points over the past 7 days to 10.685% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Amery, Wisconsin personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Amery, Wisconsin directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Amery, Wisconsin. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in WI.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wisconsin?
Are credit unions or banks better for personal loans in Amery, Wisconsin?
What are the best personal loan rates in Amery, Wisconsin?
- WESTconsin Credit Union: 11.50% (Unsecured Personal Loans)
- PCM Credit Union: 3.99% (Collateral Loans)
- Governmental Employees Credit Union: 3.99% (2025 and newer (<15,000 miles): 1-36 months Loan)
- Compassionate Care Credit Union: 3.99% (36 Months Loan)
- Oakdale Credit Union: 3.99% (Recreational - Used Loan)
Personal Loan Calculators
