Best Personal Loan Rates in Manitowoc, Wisconsin (WI) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Manitowoc, Wisconsin include: UnitedOne Credit UnionUnitedOne Credit Union1117 S 10th St, Manitowoc, WI, 54220 5211A+5.0 ★Texas Ratio: 0.69% offering IMAGINE Loans at 9.99% APR, Shoreline Credit UnionShoreline Credit Union4400 Calumet Ave, Manitowoc, WI, 54220A+5.0 ★Texas Ratio: 5.83% offering Personal Loans at 9.99% APR, Community First Credit UnionCommunity First Credit Union1100 S 30th St, Manitowoc, WI, 54220A+5.0 ★Texas Ratio: 0.81% offering Personal Signature Loan at 10.49% APR, Fox Communities Credit UnionFox Communities Credit Union4102 Calumet Ave, Manitowoc, WI, 54220 5441A+5.0 ★Texas Ratio: 2.46% offering Unsecured Loans at 10.99% APR, and Kohler Credit UnionKohler Credit Union1818 S Rapids Rd, Manitowoc, WI, 54220A+5.0 ★Texas Ratio: 4.40% offering Personal Loans at 11.59% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Manitowoc, Wisconsin can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Manitowoc, Wisconsin.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Manitowoc, Wisconsin. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
As Low As; APR = Annual Percentage Rates. Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact [email protected] for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required.
As Low As
As Low As; APR = Annual Percentage Rates. Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact [email protected] for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required.
As Low As
As Low As
As Low As; Terms up to 60 Months based on amount borrowed.
As Low As
As Low As
As Low As
As Low As; APR = Annual Percentage Rates. Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact [email protected] for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required.
As Low As
As Low As
As Low As; Secured Loan Special: Effective: March 2, 2026. *APR equals annual percentage rate. Membership eligibility required. Not all applicants will qualify for the lowest rate. Individual credit score may affect posted rate. APR posted is based on credit score of 740 or above and maximum 125% loan to value. 2020 or newer titled, registered, or other collateral. Subject to credit approval. Existing PFCU loans are not eligible for refinancing at this rate. Rate discount for automatic payment is not available with this offer. Loan exception additional 0.50% APR maximum term 72 months. Monthly payment example based on principal and interest: rate of 3.99% APR*, 60 monthly payments of $18.41 per $1000.00 borrowed. Rate and offer are subject to change at any time. Loan application must be received by June 18, 2026. Contact a Member Relations Specialist for full details.
No additional details available.
Credit Score 735+
No additional details available.
As Low As
As Low As; The lowest rates around for your new Cycle!
As Low As
Credit Score 735+
As Low As; Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 03/10/2026.
12 payments of Interest Only on the amount of credit outstanding during the construction period at an interest rate of 3.890% one payment of $375,000 and any unpaid interest due at maturity
No additional details available.
As Low As
As Low As
As Low As
Credit Score 735+
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Must have Wolf River Community Bank checking account with direct deposit and automatic payment; One promotional rate per individual or entity; Valid on residential lots in Wisconsin only; Maximum loan amount of $100,000; New money only, subject to credit approval
Credit Score 735+
As Low As
As Low As
As Low As
2-year ARM minimum $25K (APR based on $100K). 15-year amortization. $1,600 closing cost. Maximum 90% LTV on purchases and maximum 80% on refinance.
***Balloons note amortized up to 10 years
***Balloons note amortized up to 10 years
***Balloons note amortized up to 10 years
+ 1% Credit Score 636-734
As Low As
No additional details available.
***Balloons note amortized up to 10 years
Credit Score 735+
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; Installation-Up to 18 Months
+ 1% Credit Score 636-734
No additional details available.
No additional details available.
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12 months
No additional details available.
As Low As
As Low As
Credit Score 735+
No additional details available.
+ 2% Credit Score 635 or less
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
Maximun 15-yr term. Maximum loan is 90% of appraised value or purchase price - whichever is less. Maximum loan is $500,000.00. Lots can be in a subdivision. Land is for recreatioanl purpose or future, primary, single-family residence.
+ 1% Credit Score 636-734
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
with BLC Relationship
No additional details available.
No additional details available.
As Low As
As Low As
+ 2% Credit Score 635 or less
As Low As
As Low As
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Borrow up to $50,000; No origination or prepayment penalties; Flexible repayment & in-school deferment options
No additional details available.
18 months
As Low As
As Low As
As Low As
As Low As
As Low As
+ 1% Credit Score 636-734
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
No additional details available.
As Low As
without Relationship
As Low As
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
+ 2% Credit Score 635 or less
As Low As
As Low As
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
No additional details available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Available in Arizona, FL, Iowa, Minnesota and Wisconsin.
No additional details available.
+ 2% Credit Score 635 or less
As Low As
24 months
Only 10% Down; Rate is fixed for the first three years with variable rates each year after for the duration of the loan. These loans have a 10-year term based on a 20-year amortization rate. Purchase money only.
As Low As; Up to $15,000
As Low As; Up to $50,000
No additional details available.
As Low As
As Low As
Based on $10,000 loan amount
No additional details available.
Based on $10,000 loan amount
require 20% down payment. Refinance or purchase transactions available.
As Low As
No additional details available.
Available in Arizona, FL, Iowa, Minnesota and Wisconsin.
As Low As
No additional details available.
No additional details available.
No additional details available.
above 24 months
As Low As
As Low As
As Low As; Up to $5,000 max 36 month term
As Low As
As Low As
As Low As
As Low As
No additional details available.
up to $7,500; As Low As
$500; As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
Self-general projects are subject to a 1% origination fee
with Direct Deposit & Autopay: 9.20%
As Low As
As Low As
As Low As
As Low As
12 months
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
As Low As
As Low As
18 months
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
24 months
As Low As; Up to $50,000
As Low As
No additional details available.
As Low As
above 24 months
As Low As
As Low As
As Low As
with Direct Deposit & Autopay: 9.20%
As Low As
No additional details available.
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As Low As
As Low As
As Low As
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As Low As
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As Low As
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Frequently Asked Questions
What credit score do I need for a personal loan in Wisconsin?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wisconsin?
Are credit unions or banks better for personal loans in Manitowoc, Wisconsin?
What are the best personal loan rates in Manitowoc, Wisconsin?
- UnitedOne Credit Union: 9.99% (IMAGINE Loans)
- Shoreline Credit Union: 9.99% (Personal Loans)
- Community First Credit Union: 10.49% (Personal Signature Loan)
- Fox Communities Credit Union: 10.99% (Unsecured Loans)
- Kohler Credit Union: 11.59% (Personal Loans)
Personal Loan Calculators
