Mortgage Lenders and Brokers in Manitowoc, Wisconsin
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Manitowoc, Wisconsin mortgage lenders include Unitedone Credit UnionUnitedone Credit Union1117 S 10th St, Manitowoc, WI 54220 5211A+5.0 ★Texas Ratio: 1.62%, Bank First N.A.Bank First N.A.2915 Custer St, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 3.47%, Associated Bank NAAssociated Bank NA1121 Franklin St, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 3.45%, US Bank, N.A.US Bank, N.A.1617 Washington St, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA3600 Calumet Ave, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA1013 S 8th St, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 3.54%, Nicolet National BankNicolet National Bank860 N Rapids Rd, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 2.28%, Community First Credit UnionCommunity First Credit Union1100 S 30th St, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 0.82%, Kohler Credit UnionKohler Credit Union1818 S Rapids Rd, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 2.37%, and Fox Communities Credit UnionFox Communities Credit Union4102 Calumet Ave, Manitowoc, WI 54220 5441A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manitowoc, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manitowoc are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Manitowoc, Wisconsin
Market share is the lender's share of all home loans closed in Manitowoc, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1117 S 10th St, Manitowoc, WI 54220 5211 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 119 | 14.4% | 88.2% | $124,411 | View |
|
1 office in Manitowoc 2915 Custer St, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 3.47% |
Conventional, Jumbo, HELOC | 52 +37 HELOCs |
6.3% | 94.5% | $193,076 | View |
|
1 office in Manitowoc 1121 Franklin St, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 3.45% |
Conventional, VA, Jumbo, HELOC | 39 +18 HELOCs |
4.7% | 95.1% | $232,179 | View |
|
1 office in Manitowoc 1617 Washington St, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 17 +7 HELOCs |
2.1% | 90% | $263,235 | View |
|
1 office in Manitowoc 3600 Calumet Ave, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 8 | 1% | 88.9% | $165,000 | View |
|
1 office in Manitowoc 1013 S 8th St, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 4 +7 HELOCs |
0.5% | 100% | $215,000 | View |
|
1 office in Manitowoc 860 N Rapids Rd, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 4 +6 HELOCs |
0.5% | 80% | $227,500 | View |
|
1100 S 30th St, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 103 | 12.4% | 90.4% | $106,747 | View |
|
1818 S Rapids Rd, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 2.37% |
Conventional, HELOC | 63 +27 HELOCs |
7.6% | 95.5% | $137,698 | View |
|
4102 Calumet Ave, Manitowoc, WI 54220 5441 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 55 +14 HELOCs |
6.6% | 98.4% | $152,454 | View |
|
4400 Calumet Ave, Manitowoc, WI 54220 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 41 | 4.9% | 87.2% | $115,243 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 11 | 1.3% | 61.1% | $143,181 | View |
|
222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 7 +1 HELOCs |
0.8% | 100% | $390,714 | View |
|
926 W College Ave, Appleton, WI 54914 5261 A+5.0 ★Texas Ratio: 5.78% |
Conventional, HELOC | 5 +1 HELOCs |
0.6% | 100% | $99,000 | View |
|
700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.5% | 100% | $230,000 | View |
|
10 Phoenix St, Cedar Grove, WI 53013 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 3 | 0.4% | 100% | $165,000 | View |
|
1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 3 | 0.4% | 100% | $95,000 | View |
|
Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $360,000 | View |
|
1250 W Washington Ave, Cleveland, WI 53015 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 2 | 0.2% | 100% | $165,000 | View |
|
12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.2% | 100% | $195,000 | View |
|
901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 2 | 0.2% | 100% | $160,000 | View |
|
601 Willard Dr, Green Bay, WI 54304 A+5.0 ★Texas Ratio: 4.06% |
Conventional | 2 | 0.2% | 100% | $240,000 | View |
|
106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional | 2 | 0.2% | 100% | $345,000 | View |
|
171 S Pioneer Rd, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.2% | 100% | $150,000 | View |
|
102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $245,000 | View |
|
1435 Oneida St, Appleton, WI 54915 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | View |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $155,000 | View |
|
314 S Main St, Brillion, WI 54110 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
|
W6490 Greenville Dr, Greenville, WI 54942 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
1707 Indiana Ave, Sheboygan, WI 53081 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
401 E Spruce St, Abbotsford, WI 54405 A5.0 ★Texas Ratio: 11.72% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
|
140 W Huron St, Berlin, WI 54923 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
|
141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
110 Linn St, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
|
19601 W Bluemound Rd, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.91% |
VA | 1 | 0.1% | 100% | $395,000 | View |
|
116 W Sumner St, Hartford, WI 53027 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
|
18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.1% | 66.7% | $125,000 | View |
|
4251 Southtowne Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 5.91% |
Conventional, Jumbo | 1 | 0.1% | 100% | $855,000 | View |
|
119 Depot St, Waldo, WI 53093 B+4.7 ★Texas Ratio: 19.10% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
|
100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
|
Conventional, HELOC | 6 +3 HELOCs |
0.7% | 100% | $280,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 0.6% | 83.3% | $183,000 | |
|
A+5.0 ★Texas Ratio: 2.07% |
Conventional | 2 | 0.2% | 100% | $185,000 | View |
Thompson Kane & Company, Inc
|
Conventional | 1 | 0.1% | 100% | $505,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 35 | 4.2% | 72% | $168,142 | |
Mortgage Research Center
|
Conventional, FHA, VA | 18 | 2.2% | 100% | $244,444 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 15 | 1.8% | 100% | $247,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 10 | 1.2% | 71.4% | $153,000 | |
|
A+5.0 ★Texas Ratio: 0.09% |
Conventional, VA | 9 | 1.1% | 90% | $201,666 | View |
Planet Home Lending, LLC
|
Conventional, VA | 9 | 1.1% | 90% | $261,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1% | 88.9% | $190,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1% | 100% | $171,250 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 8 | 1% | 81.8% | $196,250 | |
First Colony Mortgage Corporat
|
Conventional, VA | 8 | 1% | 100% | $255,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 6 | 0.7% | 87.5% | $196,666 | |
Nations Lending Corporation
|
Conventional, VA | 6 | 0.7% | 100% | $350,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.6% | 83.3% | $211,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 5 | 0.6% | 100% | $163,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 5 | 0.6% | 100% | $267,000 | View |
Nationstar Mortgage
|
Conventional | 5 | 0.6% | 62.5% | $85,000 | |
Newrez LLC
|
Conventional, VA | 4 | 0.5% | 50% | $287,500 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA | 4 | 0.5% | 100% | $225,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $175,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 0.5% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 0.4% | 50% | $185,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 3 | 0.4% | 60% | $191,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $245,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $198,333 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.4% | 42.9% | $75,000 | |
Cardinal Financial Company, Li
|
Conventional | 3 | 0.4% | 100% | $121,666 | |
Lower, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $195,000 | |
Navy Federal Credit Union
|
Conventional, VA | 3 | 0.4% | 60% | $191,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 33.3% | $65,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 2 | 0.2% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.2% | 100% | $85,000 | View |
Greenstate Credit Union
|
Conventional | 2 | 0.2% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.2% | 100% | $160,000 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, USDA | 2 | 0.2% | 100% | $120,000 | View |
Point Mortgage Corp
|
Conventional | 2 | 0.2% | 100% | $200,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 0.2% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
FHA | 2 | 0.2% | 100% | $185,000 | View |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $55,000 | |
Nbkc Bank
|
VA | 1 | 0.1% | 100% | $635,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.1% | 33.3% | $135,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $65,000 | |
Valon Mortgage
|
FHA | 1 | 0.1% | 100% | $185,000 | |
GreenStone Farm Credit Services
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
New Day Financial, LLC.
|
VA | 1 | 0.1% | 25% | $235,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $185,000 | View |
Servis One, Inc
|
FHA | 1 | 0.1% | 100% | $175,000 | |
Wolfe Financial Inc
|
VA | 1 | 0.1% | 100% | $195,000 | |
Iowa Bankers Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
Better Mortgage Corporation
|
Conventional | 1 | 0.1% | 50% | $105,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $295,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.1% | 33.3% | $275,000 | |
|
A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $515,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
United Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Manitowoc Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Manitowoc, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Manitowoc? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manitowoc in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Manitowoc, WI
Use these to narrow the list above. Each category shows how many Manitowoc, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Manitowoc, WI
Independent mortgage companies closed 27.1 percent of home loans in Manitowoc, Wisconsin in 2025, banks 22.1 percent and credit unions 50.8 percent. Fairway Independent Mort Corp was the largest mortgage company, Bank First N.A. the largest bank and Unitedone Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Unitedone Credit Union led with 119 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Manitowoc, WI
By home loans closed in 2025, Unitedone Credit Union was the largest mortgage lender in Manitowoc, Wisconsin with 119 loans, about 14.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Manitowoc, Wisconsin, Fox Communities Credit Union approved the highest share of completed applications in 2025 at 98.4 percent, against a 88.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Manitowoc, Wisconsin in 2025, led by Rocket Mortgage with 11. 25 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 20 credit unions closed home loans in Manitowoc, Wisconsin in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manitowoc, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manitowoc, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manitowoc. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
