The best checking rates for Manitowoc, Wisconsin include Shoreline Credit UnionShoreline Credit Union4400 Calumet Ave, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 5.83% Hometown Cash Back Checking at 5.00% APY, Fox Communities Credit UnionFox Communities Credit Union4102 Calumet Ave, Manitowoc, WI 54220 5441A+5.0 ★Texas Ratio: 2.46% Fox Rewards Checking at 5.00% APY, UnitedOne Credit UnionUnitedOne Credit Union1117 S 10th St, Manitowoc, WI 54220 5211A+5.0 ★Texas Ratio: 0.69% at 5.00% APY, Community First Credit UnionCommunity First Credit Union1100 S 30th St, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 0.81% Member's Choice Checking at 0.30% APY, and Bank First, NABank First, NA402 N 8th St, Manitowoc, WI 54220A+5.0 ★Texas Ratio: 0.91% Military First Interest Checking at 0.25% APY.
Looking for the best checking accounts in Manitowoc, Wisconsin? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Manitowoc, Wisconsin, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Manitowoc, Wisconsin. Checking Account Rates Last Updated and Verified: March 21, 2026
Compare local Manitowoc, WI checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wisconsin high-yield checking rates rose 0.412 points this week to 0.550% APY, up from 0.138% last week.
Wisconsin rewards checking rates rose 0.743 points this week to 2.187% APY, up from 1.444% last week.
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Qualifying balance up to $5,000.00
Qualifying balance up to $7,500
All Balances 2
$10,000.00 to $24,999.99
$25,000.00 & Over
$50,000+
No additional details provided.
$2,500.00 to $9,999.99
$2,500.00 to $9,999.99
$2,499.99 & Under
$25,000-$49,999.99
No additional details provided.
$2,499.99 & Under
$2,500-$24,999.99
No additional details provided.
No additional details provided.
No additional details provided.
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Qualifying balance up to $15000
No additional details provided.
Qualifying balance up to $7,500
Qualifying balance up to $5,000.00
$10,000.00 to $24,999.99
$25,000.00 & Over
$2,500.00 to $9,999.99
$2,500.00 to $9,999.99
$2,499.99 & Under
$2,499.99 & Under
Qualifying balance up to $15000
Qualifying balance up to $500.00
No additional details provided.
Qualifying balance up to $500.00
Qualifications Required: ACH direct deposit(s) of $500 or more to your checking account; enrollment in eStatements; a minimum of fifteen (15) purchases using your debit card; Qualifying balance up to $777
$0 - $10,000; Qualifying balance up to $10,000.00
No additional details provided.
Qualifications Required; Qualifying balance up to $5,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $15,000.00
Qualifications Met*
Qualifying balance up to $7,500
Qualifying balance up to $5,000.00
No additional details provided.
$0 - $10,000; Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $8.75
Qualifications Required; Qualifying balance up to $15,000.01
Qualifying balance up to $10,000.00
Up to $10,000.00; Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
Minimum Opening Deposit $50.00; Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $20,000.00
Qualifying balance up to $15,000.00
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over $25,000
No additional details provided.
Qualifying balance up to $7,500
No additional details provided.
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$0 - $10,000; Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
No additional details provided.
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Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
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$100 to open account. Avoid $3 monthly service charge with eStatements OR direct deposit.
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$50,000+
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$25,000-$49,999.99
$2,500-$24,999.99
No additional details provided.
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Qualifying balance up to $4,999.99
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$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter
$15,000.01
No additional details provided.
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$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter
No additional details provided.
No additional details provided.
$5,000.01 - $15,000.00
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Manitowoc, Wisconsin directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Manitowoc, Wisconsin. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WI.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.