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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
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Mortgage Rate Trends

Boaz, Wisconsin Mortgage Rates - October 2026

Boaz, Wisconsin mortgage rates from lenders serving Wisconsin range from 5.24% to 9.12%, verified by MonitorBankRates as of October 12, 2026. Current 30-year fixed mortgage rates for Boaz, Wisconsin borrowers from lenders serving Wisconsin include Citizens Bank Mukwonago, WICitizens Bank Mukwonago, WIA+5.0 ★Texas Ratio: 1.51% at 6.625%, Tri City National BankTri City National BankA+5.0 ★Texas Ratio: 4.17% at 6.625%, Educators Credit UnionEducators Credit UnionA+5.0 ★Texas Ratio: 4.30% at 6.875%, Evergreen Credit UnionEvergreen Credit UnionA+5.0 ★Texas Ratio: 5.16% at 7.00%, and TruStone Financial Credit UnionTruStone Financial Credit UnionA+5.0 ★Texas Ratio: 4.56% at 7.00%. Mortgage rates as of October 12, 2026 according to verified data from MonitorBankRates.

Boaz borrowers can compare 223 mortgage rates from 67 lenders serving the Wisconsin area, with mortgage rates as low as 6.625% from Citizens Bank Mukwonago, WI. Use the tabs below to compare available loan types. Rates are continually updated, so we recommend checking back frequently.

Mortgage Rates reflect actual verified offers from lenders actively lending to Wisconsin borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 12, 2026

Compare Mortgage Rates Today in Boaz, Wisconsin & the Surrounding Area

Boaz 30 Year Fixed Mortgage Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Citizens Bank Mukwonago, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
WHEDA First Time Homebuyer Program - 30 Year Fixed
30 Year
6.625%
6.697%
▼
Rate6.625%
APR6.697%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 6.70% APR · checked 3 times
6.20%6.70%7.20%Oct 7, 2026: 6.70% APROct 7, 2026Oct 13, 2026
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
30 Year Fixed Rate Mortgage - WHEDA First-time Homebuyer
30 years
6.625%
6.703%
▼
Rate6.625%
APR6.703%
Points0.000
UpdatedOct 7, 2026
Details

WHEDA First-time Homebuyer*

Rate History
No change since Sep 24, 2026 · 6.70% APR · checked 6 times
6.20%6.70%7.20%Sep 24, 2026: 6.70% APRSep 24, 2026Oct 13, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
30-year Fixed
30-year
6.875%
6.928%
▼
Rate6.875%
APR6.928%
Points0.000
UpdatedOct 9, 2026
Details

VA Mortgage Products. No down payment required. $1,600 closing costs. Minimum credit score 620. Certificate of Eligibility required. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. No down payment required.

Rate History
No change since Oct 9, 2026 · 6.93% APR
6.43%6.93%7.43%Oct 9, 2026: 6.93% APROct 9, 2026Oct 13, 2026
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
Primary Home-First Mortgage - 30 Year Fixed
30 Year
7.00%
7.04%
▼
Rate7.00%
APR7.04%
Points0.000
UpdatedOct 9, 2026
Details

Monthly payment example on $100,000.00, 30-year amortization results in 359 payments of $665.30 and a final payment of $668.28. Payment examples do not include taxes and insurance premiums. APR is based on <= 90% loan to value and include $399.00 in origination costs. For limited cash out refinance or purchase.

Rate History
No change since Sep 18, 2026 · 7.04% APR · checked 5 times
6.54%7.04%7.54%Sep 18, 2026: 7.04% APRSep 18, 2026Oct 13, 2026
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
VA 30-Year Fixed
7.00%
7.126%
▼
Rate7.00%
APR7.126%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.52% → 7.13% ▲ 0.60 pts · high 7.14% / low 6.52%
5.90%6.83%7.77%Sep 14, 2026: 6.52% APRSep 18, 2026: 6.65% APRSep 22, 2026: 6.65% APRSep 27, 2026: 7.13% APROct 1, 2026: 7.12% APROct 2, 2026: 7.14% APROct 10, 2026: 7.13% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.13%▼ from 7.14%
  • Oct 2, 20267.14%▲ from 7.12%
  • Oct 1, 20267.12%▼ from 7.13%
  • Sep 27, 20267.13%▲ from 6.65%
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
FHA 30-Year Fixed
6.875%
7.192%
▼
Rate6.875%
APR7.192%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.65% → 7.19% ▲ 0.55 pts · high 7.29% / low 6.65%
6.00%6.97%7.94%Sep 14, 2026: 6.65% APRSep 18, 2026: 6.66% APRSep 22, 2026: 6.76% APRSep 27, 2026: 7.20% APROct 1, 2026: 7.17% APROct 2, 2026: 7.29% APROct 10, 2026: 7.19% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.19%▼ from 7.29%
  • Oct 2, 20267.29%▲ from 7.17%
  • Oct 1, 20267.17%▼ from 7.20%
  • Sep 27, 20267.20%▲ from 6.76%
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
30-Year Fixed Rate - MN AZ FL
7.125%
7.251%
▼
Rate7.125%
APR7.251%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.74% → 7.25% ▲ 0.51 pts · high 7.28% / low 6.74%
6.21%7.01%7.82%Sep 14, 2026: 6.74% APRSep 18, 2026: 6.88% APRSep 22, 2026: 6.87% APRSep 27, 2026: 7.13% APROct 1, 2026: 7.25% APROct 2, 2026: 7.28% APROct 10, 2026: 7.25% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.25%▼ from 7.28%
  • Oct 2, 20267.28%▲ from 7.25%
  • Oct 1, 20267.25%▲ from 7.13%
  • Sep 27, 20267.13%▲ from 6.87%
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
30-Year Fixed Rate - WI
7.125%
7.265%
▼
Rate7.125%
APR7.265%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.76% → 7.27% ▲ 0.51 pts · high 7.29% / low 6.76%
6.22%7.02%7.83%Sep 14, 2026: 6.76% APRSep 18, 2026: 6.89% APRSep 22, 2026: 6.88% APRSep 27, 2026: 7.14% APROct 1, 2026: 7.27% APROct 2, 2026: 7.29% APROct 10, 2026: 7.27% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.27%▼ from 7.29%
  • Oct 2, 20267.29%▲ from 7.27%
  • Oct 1, 20267.27%▲ from 7.14%
  • Sep 27, 20267.14%▲ from 6.88%
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
Purchase: 30-Year Fixed Conventional
7.13%
7.27%
▼
Rate7.13%
APR7.27%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Sep 18, 2026 · 6.76% → 7.27% ▲ 0.51 pts · high 7.27% / low 6.76%
6.25%7.02%7.78%Sep 18, 2026: 6.76% APROct 9, 2026: 7.27% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20267.27%▲ from 6.76%
  • Sep 18, 20266.76%first recorded
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
30-Year Fixed Rate Refinance
30 years
7.125%
7.28%
▼
Rate7.125%
APR7.28%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
5 changes since Sep 14, 2026 · 6.63% → 7.28% ▲ 0.65 pts · high 7.37% / low 6.63%
5.89%7.00%8.11%Sep 14, 2026: 6.63% APRSep 18, 2026: 6.89% APRSep 22, 2026: 6.88% APRSep 27, 2026: 7.14% APROct 2, 2026: 7.37% APROct 10, 2026: 7.28% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.28%▼ from 7.37%
  • Oct 2, 20267.37%▲ from 7.14%
  • Sep 27, 20267.14%▲ from 6.88%
  • Sep 22, 20266.88%▼ from 6.89%
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
Purchase: 30-Year Fixed Conventional
7.25%
7.29%
▼
Rate7.25%
APR7.29%
Points0.000
UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.32%, 7.34%.

Rate History
1 change since Sep 18, 2026 · 6.76% → 7.29% ▲ 0.53 pts · high 7.29% / low 6.76%
6.23%7.03%7.82%Sep 18, 2026: 6.76% APROct 9, 2026: 7.29% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20267.29%▲ from 6.76%
  • Sep 18, 20266.76%first recorded
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
30 Year Fixed Mortgage
7.00%
7.301%
▼
Rate7.00%
APR7.301%
Points875.000
UpdatedOct 10, 2026
Details

Rates quoted are based on a purchase transaction with a loan-to-value of 70%, primary residence, and a credit score of 760 or higher. Actual rates may be higher depending on the loan amount, loan purpose, credit history or loan-to-value. All interest rates, APRs, and costs are indications only and are subject to change without notice. Contact your Empeople Loan Originator for more information. Payments are only examples. Taxes & insurance premiums are not included in the payment, if included the actual payment obligation will be greater. Rates may vary based on loan size & geographical location. Loans with a loan to value greater than 80% may require private mortgage insurance, which will increase the monthly payment amount. Cost equals discount points paid.

Rate History
1 change since Sep 14, 2026 · 6.79% → 7.30% ▲ 0.51 pts · high 7.30% / low 6.79%
6.28%7.05%7.81%Sep 14, 2026: 6.79% APROct 10, 2026: 7.30% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.30%▲ from 6.79%
  • Sep 14, 20266.79%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Construction 30 Yr Loan
30 years
7.25%
7.313%
▼
Rate7.25%
APR7.313%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
1 change since Sep 15, 2026 · 7.06% → 7.31% ▲ 0.25 pts · high 7.31% / low 7.06%
6.56%7.19%7.81%Sep 15, 2026: 7.06% APRSep 27, 2026: 7.31% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 20267.31%▲ from 7.06%
  • Sep 15, 20267.06%first recorded
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
30-Year Fixed Service Released
30 years
7.25%
7.325%
▼
Rate7.25%
APR7.325%
Points0.125
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
1 change since Oct 8, 2026 · 7.45% → 7.33% ▼ 0.13 pts · high 7.45% / low 7.33%
6.83%7.39%7.95%Oct 8, 2026: 7.45% APROct 12, 2026: 7.33% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20267.33%▼ from 7.45%
  • Oct 8, 20267.45%first recorded
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
30 Year Fixed
360 months
7.25%
7.331%
▼
Rate7.25%
APR7.331%
Points0.000
UpdatedOct 9, 2026
Details

Interest rates and APRs (Annual Percentage Rate) are effective as of 10/01/2025 and subject to change at any time and without notice. Your actual rate is based on your credit score, loan-to-value (LTV), loan amount, and other factors. Closing costs may vary and can be obtained with the request of a Loan Estimate from UnitedOne Credit Union. Rates quoted are available only on 1st mortgage, owner-occupied homes located in Wisconsin. Private mortgage insurance may be required on loans in excess of 80% LTV (loan-to-value). Interest Rate, APR, and payment examples are based upon a refinance transaction with a loan amount of $200,000, credit score above 750, and 60% LTV. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation may be greater. Other mortgage programs and rates are available. All offers are subject to credit approval and not all applicants will qualify. Not all applicants will qualify for the lowest rate. Membership Eligibility Required. Equal Housing Lender.

Rate History
2 changes since Sep 16, 2026 · 6.95% → 7.33% ▲ 0.38 pts · high 7.33% / low 6.95%
6.45%7.14%7.83%Sep 16, 2026: 6.95% APRSep 22, 2026: 7.08% APRSep 26, 2026: 7.33% APRSep 16, 2026Oct 13, 2026
  • Sep 26, 20267.33%▲ from 7.08%
  • Sep 22, 20267.08%▲ from 6.95%
  • Sep 16, 20266.95%first recorded
The Equitable Bank, S.S.B.
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
30 Year Fixed Purchase
30 Year
7.25%
7.335%
▼
Rate7.25%
APR7.335%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
6 changes since Sep 16, 2026 · 6.96% → 7.34% ▲ 0.38 pts · high 7.46% / low 6.96%
6.46%7.21%7.96%Sep 16, 2026: 6.96% APRSep 24, 2026: 7.21% APRSep 28, 2026: 7.34% APROct 1, 2026: 7.46% APROct 3, 2026: 7.34% APROct 8, 2026: 7.46% APROct 12, 2026: 7.34% APRSep 16, 2026Oct 13, 2026
  • Oct 12, 20267.34%▼ from 7.46%
  • Oct 8, 20267.46%▲ from 7.34%
  • Oct 3, 20267.34%▼ from 7.46%
  • Oct 1, 20267.46%▲ from 7.34%
The Equitable Bank, S.S.B.
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
30 Year Fixed Refinance
30 Year
7.25%
7.335%
▼
Rate7.25%
APR7.335%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
7 changes since Sep 16, 2026 · 7.08% → 7.34% ▲ 0.25 pts · high 7.59% / low 6.96%
6.33%7.27%8.22%Sep 16, 2026: 7.08% APRSep 20, 2026: 6.96% APRSep 24, 2026: 7.21% APRSep 28, 2026: 7.34% APROct 1, 2026: 7.59% APROct 3, 2026: 7.34% APROct 8, 2026: 7.46% APROct 12, 2026: 7.34% APRSep 16, 2026Oct 13, 2026
  • Oct 12, 20267.34%▼ from 7.46%
  • Oct 8, 20267.46%▲ from 7.34%
  • Oct 3, 20267.34%▼ from 7.59%
  • Oct 1, 20267.59%▲ from 7.34%
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
30 Year Fixed Rate Mortgage
30 years
7.25%
7.335%
▼
Rate7.25%
APR7.335%
Points0.000
UpdatedOct 12, 2026
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 7.250% interest rate, the APR for this loan type is 7.335%. The payment schedule would be: 359 payments of $1,705.44 at an interest rate of 7.250%; 1 payment of $1,705.77 at an interest rate of 7.250%. The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Rate History
2 changes since Sep 20, 2026 · 7.21% → 7.34% ▲ 0.13 pts · high 7.59% / low 7.21%
6.71%7.40%8.09%Sep 20, 2026: 7.21% APROct 8, 2026: 7.59% APROct 12, 2026: 7.34% APRSep 20, 2026Oct 13, 2026
  • Oct 12, 20267.34%▼ from 7.59%
  • Oct 8, 20267.59%▲ from 7.21%
  • Sep 20, 20267.21%first recorded
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
Refinance: 30-Year Fixed Conventional
30-Year
7.13%
7.35%
▼
Rate7.13%
APR7.35%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Oct 1, 2026 · 7.28% → 7.35% ▲ 0.07 pts · high 7.35% / low 7.28%
6.78%7.31%7.85%Oct 1, 2026: 7.28% APROct 2, 2026: 7.35% APROct 1, 2026Oct 13, 2026
  • Oct 2, 20267.35%▲ from 7.28%
  • Oct 1, 20267.28%first recorded
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
30 Year Fixed Rate Mortgage
30 years
7.375%
7.416%
▼
Rate7.375%
APR7.416%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
3 changes since Sep 14, 2026 · 6.92% → 7.42% ▲ 0.50 pts · high 7.54% / low 6.92%
6.29%7.23%8.17%Sep 14, 2026: 6.92% APRSep 22, 2026: 7.04% APROct 2, 2026: 7.54% APROct 9, 2026: 7.42% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.42%▼ from 7.54%
  • Oct 2, 20267.54%▲ from 7.04%
  • Sep 22, 20267.04%▲ from 6.92%
  • Sep 14, 20266.92%first recorded
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
30-year Fixed
30 years
7.375%
7.43%
▼
Rate7.375%
APR7.43%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 7.43% APR
6.93%7.43%7.93%Oct 9, 2026: 7.43% APROct 9, 2026Oct 13, 2026
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
Refinance: 30-Year Fixed Conventional
30-Year
7.38%
7.43%
▼
Rate7.38%
APR7.43%
Points0.000
UpdatedOct 9, 2026
Details

Additional APR listed for this product: 7.45%.

Rate History
No change since Oct 1, 2026 · 7.43% APR · checked 3 times
6.93%7.43%7.93%Oct 1, 2026: 7.43% APROct 1, 2026Oct 13, 2026
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
30 Year Fixed Mortgage
30 Year
7.375%
7.434%
▼
Rate7.375%
APR7.434%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 7.43% APR
6.93%7.43%7.93%Oct 9, 2026: 7.43% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
30 Year Fixed Rate
30 years
7.375%
7.441%
▼
Rate7.375%
APR7.441%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
4 changes since Sep 14, 2026 · 6.94% → 7.44% ▲ 0.50 pts · high 7.57% / low 6.94%
6.31%7.25%8.20%Sep 14, 2026: 6.94% APRSep 18, 2026: 7.06% APROct 1, 2026: 7.32% APROct 2, 2026: 7.57% APROct 9, 2026: 7.44% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.44%▼ from 7.57%
  • Oct 2, 20267.57%▲ from 7.32%
  • Oct 1, 20267.32%▲ from 7.06%
  • Sep 18, 20267.06%▲ from 6.94%
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
30 Year Fixed Rate (Secondary Market)
30 Year
7.375%
7.443%
▼
Rate7.375%
APR7.443%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
4 changes since Sep 14, 2026 · 6.69% → 7.44% ▲ 0.75 pts · high 7.44% / low 6.69%
5.94%7.07%8.20%Sep 14, 2026: 6.69% APRSep 18, 2026: 6.94% APRSep 26, 2026: 7.07% APROct 1, 2026: 7.32% APROct 9, 2026: 7.44% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.44%▲ from 7.32%
  • Oct 1, 20267.32%▲ from 7.07%
  • Sep 26, 20267.07%▲ from 6.94%
  • Sep 18, 20266.94%▲ from 6.69%
Heartland Credit Union Madison, WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
30 Year Fixed
30 years
7.375%
7.45%
▼
Rate7.375%
APR7.45%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Oct 1, 2026 · 7.58% → 7.45% ▼ 0.13 pts · high 7.58% / low 7.45%
6.95%7.51%8.08%Oct 1, 2026: 7.58% APROct 9, 2026: 7.45% APROct 1, 2026Oct 13, 2026
  • Oct 9, 20267.45%▼ from 7.58%
  • Oct 1, 20267.58%first recorded
Heartland Credit Union Madison, WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
First-Time Homebuyer - 30 Year Fixed
7.375%
7.45%
▼
Rate7.375%
APR7.45%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 7.45% APR
6.95%7.45%7.95%Oct 9, 2026: 7.45% APROct 9, 2026Oct 13, 2026
Heartland Credit Union Madison, WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
HomeReady 30 YR Fixed
30 years
7.375%
7.45%
▼
Rate7.375%
APR7.45%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Oct 1, 2026 · 7.58% → 7.45% ▼ 0.13 pts · high 7.58% / low 7.45%
6.95%7.51%8.08%Oct 1, 2026: 7.58% APROct 9, 2026: 7.45% APROct 1, 2026Oct 13, 2026
  • Oct 9, 20267.45%▼ from 7.58%
  • Oct 1, 20267.58%first recorded
FNB of River Falls
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
30 Year Mortgage
30 Year
7.375%
7.451%
▼
Rate7.375%
APR7.451%
Points0.500
UpdatedOct 11, 2026
Details

based on a 30 day lock

Rate History
No change since Oct 11, 2026 · 7.45% APR
6.95%7.45%7.95%Oct 11, 2026: 7.45% APROct 11, 2026Oct 13, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Fixed Rate Mortgages - 30 Year Fixed
30 years
7.375%
7.47%
▼
Rate7.375%
APR7.47%
Points0.000
UpdatedOct 9, 2026
Details

As low as

Rate History
4 changes since Sep 18, 2026 · 7.08% → 7.47% ▲ 0.39 pts · high 7.62% / low 7.08%
6.55%7.35%8.15%Sep 18, 2026: 7.08% APRSep 22, 2026: 7.11% APROct 1, 2026: 7.49% APROct 2, 2026: 7.62% APROct 9, 2026: 7.47% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20267.47%▼ from 7.62%
  • Oct 2, 20267.62%▲ from 7.49%
  • Oct 1, 20267.49%▲ from 7.11%
  • Sep 22, 20267.11%▲ from 7.08%
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Fox First Home Advantage (30 Year Fixed)
30 Year
7.375%
7.47%
▼
Rate7.375%
APR7.47%
Points0.000
UpdatedOct 9, 2026
Details

As Low As; Rate: 7.375%

Rate History
5 changes since Sep 14, 2026 · 6.96% → 7.47% ▲ 0.51 pts · high 7.62% / low 6.96%
6.31%7.29%8.27%Sep 14, 2026: 6.96% APRSep 18, 2026: 7.08% APRSep 22, 2026: 7.11% APROct 1, 2026: 7.49% APROct 2, 2026: 7.62% APROct 9, 2026: 7.47% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.47%▼ from 7.62%
  • Oct 2, 20267.62%▲ from 7.49%
  • Oct 1, 20267.49%▲ from 7.11%
  • Sep 22, 20267.11%▲ from 7.08%
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Federal VA 30 Year Fixed Rate
30 years
7.125%
7.474%
▼
Rate7.125%
APR7.474%
Points0.000
UpdatedOct 7, 2026
Details

Terms and Conditions

Rate History
3 changes since Sep 15, 2026 · 7.09% → 7.47% ▲ 0.38 pts · high 7.47% / low 7.09%
6.59%7.28%7.97%Sep 15, 2026: 7.09% APRSep 18, 2026: 7.22% APRSep 24, 2026: 7.34% APRSep 27, 2026: 7.47% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 20267.47%▲ from 7.34%
  • Sep 24, 20267.34%▲ from 7.22%
  • Sep 18, 20267.22%▲ from 7.09%
  • Sep 15, 20267.09%first recorded
Marathon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Mortgage Loans - 30 Year Fixed
30 Year
7.375%
7.488%
▼
Rate7.375%
APR7.488%
Points0.000
UpdatedOct 11, 2026
Details

No additional details available.

Rate History
1 change since Sep 19, 2026 · 7.11% → 7.49% ▲ 0.38 pts · high 7.49% / low 7.11%
6.61%7.30%7.99%Sep 19, 2026: 7.11% APROct 7, 2026: 7.49% APRSep 19, 2026Oct 13, 2026
  • Oct 7, 20267.49%▲ from 7.11%
  • Sep 19, 20267.11%first recorded
Great Midwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Conventional Fixed Rate Mortgages - 30 YR Fixed
30 years
7.50%
7.50%
▼
Rate7.50%
APR7.50%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
4 changes since Sep 15, 2026 · 7.13% → 7.50% ▲ 0.37 pts · high 7.50% / low 6.63%
5.76%7.07%8.37%Sep 15, 2026: 7.13% APRSep 19, 2026: 7.16% APRSep 27, 2026: 7.41% APROct 1, 2026: 6.63% APROct 3, 2026: 7.50% APRSep 15, 2026Oct 13, 2026
  • Oct 3, 20267.50%▲ from 6.63%
  • Oct 1, 20266.63%▼ from 7.41%
  • Sep 27, 20267.41%▲ from 7.16%
  • Sep 19, 20267.16%▲ from 7.13%
Fidelity Bank & Trust (IA)
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
30 Year Fixed Mortgage
30 Year
7.375%
7.508%
▼
Rate7.375%
APR7.508%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
3 changes since Sep 15, 2026 · 7.13% → 7.51% ▲ 0.38 pts · high 7.51% / low 7.07%
6.57%7.29%8.01%Sep 15, 2026: 7.13% APRSep 18, 2026: 7.07% APRSep 24, 2026: 7.13% APROct 7, 2026: 7.51% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.51%▲ from 7.13%
  • Sep 24, 20267.13%▲ from 7.07%
  • Sep 18, 20267.07%▼ from 7.13%
  • Sep 15, 20267.13%first recorded
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Home and Advantage Home Loans - 30 Year Fixed Rate Mortgage Loan
30 Year
7.50%
7.54%
▼
Rate7.50%
APR7.54%
Points0.000
UpdatedOct 9, 2026
Details

Rates as Low as*

Rate History
2 changes since Sep 18, 2026 · 7.16% → 7.54% ▲ 0.38 pts · high 7.54% / low 7.16%
6.66%7.35%8.04%Sep 18, 2026: 7.16% APRSep 26, 2026: 7.42% APROct 1, 2026: 7.54% APRSep 18, 2026Oct 13, 2026
  • Oct 1, 20267.54%▲ from 7.42%
  • Sep 26, 20267.42%▲ from 7.16%
  • Sep 18, 20267.16%first recorded
Capitol Bank Madison, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
30 Year Fixed Rate
30 Year
7.50%
7.542%
▼
Rate7.50%
APR7.542%
Points0.000
UpdatedOct 7, 2026
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $500,000. The property is located in WI and is within Dane county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 780. At a 7.500% interest rate, the APR for this loan type is 7.542%. The payment schedule would be: 359 payments of $2,097.64 at an interest rate of 7.500%; 1 payment of $2,098.91 at an interest rate of 7.500%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate History
No change since Oct 7, 2026 · 7.54% APR
7.04%7.54%8.04%Oct 7, 2026: 7.54% APROct 7, 2026Oct 13, 2026
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
30 Year Fixed Rate
30 Year
7.50%
7.551%
▼
Rate7.50%
APR7.551%
Points0.000
UpdatedOct 9, 2026
Details

As Low As; Home Loans - Purchase

Rate History
3 changes since Sep 14, 2026 · 7.05% → 7.55% ▲ 0.50 pts · high 7.55% / low 7.05%
6.55%7.30%8.05%Sep 14, 2026: 7.05% APRSep 18, 2026: 7.18% APRSep 26, 2026: 7.43% APROct 1, 2026: 7.55% APRSep 14, 2026Oct 13, 2026
  • Oct 1, 20267.55%▲ from 7.43%
  • Sep 26, 20267.43%▲ from 7.18%
  • Sep 18, 20267.18%▲ from 7.05%
  • Sep 14, 20267.05%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
30 Yr Fixed Purchase
30 years
7.50%
7.553%
▼
Rate7.50%
APR7.553%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 7.18% → 7.55% ▲ 0.38 pts · high 7.55% / low 7.18%
6.68%7.36%8.05%Sep 15, 2026: 7.18% APRSep 24, 2026: 7.30% APROct 1, 2026: 7.55% APRSep 15, 2026Oct 13, 2026
  • Oct 1, 20267.55%▲ from 7.30%
  • Sep 24, 20267.30%▲ from 7.18%
  • Sep 15, 20267.18%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Current Mortgage - 30 Year Fixed
7.50%
7.553%
▼
Rate7.50%
APR7.553%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
2 changes since Sep 24, 2026 · 7.30% → 7.55% ▲ 0.25 pts · high 7.55% / low 7.30%
6.80%7.43%8.05%Sep 24, 2026: 7.30% APRSep 27, 2026: 7.43% APROct 7, 2026: 7.55% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 20267.55%▲ from 7.43%
  • Sep 27, 20267.43%▲ from 7.30%
  • Sep 24, 20267.30%first recorded
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Mortgages - 30 Year Fixed
30 Year
7.50%
7.557%
▼
Rate7.50%
APR7.557%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 6.55% → 7.56% ▲ 1.01 pts · high 7.56% / low 6.55%
5.55%7.05%8.56%Sep 16, 2026: 6.55% APROct 2, 2026: 7.56% APRSep 16, 2026Oct 13, 2026
  • Oct 2, 20267.56%▲ from 6.55%
  • Sep 16, 20266.55%first recorded
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
30 Year Fixed
30 Year
7.50%
7.561%
▼
Rate7.50%
APR7.561%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
1 change since Oct 3, 2026 · 7.44% → 7.56% ▲ 0.13 pts · high 7.56% / low 7.44%
6.94%7.50%8.06%Oct 3, 2026: 7.44% APROct 8, 2026: 7.56% APROct 3, 2026Oct 13, 2026
  • Oct 8, 20267.56%▲ from 7.44%
  • Oct 3, 20267.44%first recorded
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Home Mortgage - 30 Year Fixed
30 years
7.50%
7.561%
▼
Rate7.50%
APR7.561%
Points0.000
UpdatedOct 12, 2026
Details

Payment Schedule: 360 payments of $1,048.82 at an interest rate of 7.500%

Rate History
2 changes since Sep 24, 2026 · 7.06% → 7.56% ▲ 0.50 pts · high 7.56% / low 7.06%
6.56%7.31%8.06%Sep 24, 2026: 7.06% APRSep 28, 2026: 7.44% APROct 8, 2026: 7.56% APRSep 24, 2026Oct 13, 2026
  • Oct 8, 20267.56%▲ from 7.44%
  • Sep 28, 20267.44%▲ from 7.06%
  • Sep 24, 20267.06%first recorded
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
30 Year Fixed - 10% Down with No Mortgage Insurance
30 years
7.50%
7.562%
▼
Rate7.50%
APR7.562%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
4 changes since Sep 14, 2026 · 7.06% → 7.56% ▲ 0.50 pts · high 7.69% / low 7.06%
6.43%7.37%8.32%Sep 14, 2026: 7.06% APRSep 18, 2026: 7.19% APROct 1, 2026: 7.44% APROct 2, 2026: 7.69% APROct 9, 2026: 7.56% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.56%▼ from 7.69%
  • Oct 2, 20267.69%▲ from 7.44%
  • Oct 1, 20267.44%▲ from 7.19%
  • Sep 18, 20267.19%▲ from 7.06%
Royal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
30 Year Fixed Rate Purchase Mortgage
30 Year
7.50%
7.574%
▼
Rate7.50%
APR7.574%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
3 changes since Sep 14, 2026 · 7.07% → 7.57% ▲ 0.50 pts · high 7.57% / low 7.07%
6.57%7.32%8.08%Sep 14, 2026: 7.07% APRSep 18, 2026: 7.20% APROct 1, 2026: 7.45% APROct 2, 2026: 7.57% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.57%▲ from 7.45%
  • Oct 1, 20267.45%▲ from 7.20%
  • Sep 18, 20267.20%▲ from 7.07%
  • Sep 14, 20267.07%first recorded
Citizens State Bank Cadott, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.46%
30 Year Fixed Mortgage
30 Year
7.50%
7.587%
▼
Rate7.50%
APR7.587%
Points0.000
UpdatedOct 11, 2026
Details

No additional details available.

Rate History
No change since Oct 11, 2026 · 7.59% APR
7.09%7.59%8.09%Oct 11, 2026: 7.59% APROct 11, 2026Oct 13, 2026
Landmark Credit Union WI
Institution Rating:
A+5.0 ★Texas Ratio: 3.05%
30-Year Fixed
30 years
7.50%
7.593%
▼
Rate7.50%
APR7.593%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
1 change since Sep 24, 2026 · 7.47% → 7.59% ▲ 0.13 pts · high 7.59% / low 7.47%
6.97%7.53%8.09%Sep 24, 2026: 7.47% APROct 7, 2026: 7.59% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 20267.59%▲ from 7.47%
  • Sep 24, 20267.47%first recorded
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
30 Year Fixed Rate Mortgage - Tri City Servicing
30 years
7.50%
7.609%
▼
Rate7.50%
APR7.609%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
3 changes since Sep 24, 2026 · 7.22% → 7.61% ▲ 0.39 pts · high 7.62% / low 7.22%
6.72%7.42%8.12%Sep 24, 2026: 7.22% APRSep 27, 2026: 7.60% APROct 1, 2026: 7.62% APROct 7, 2026: 7.61% APRSep 24, 2026Oct 13, 2026
  • Oct 7, 20267.61%▼ from 7.62%
  • Oct 1, 20267.62%▲ from 7.60%
  • Sep 27, 20267.60%▲ from 7.22%
  • Sep 24, 20267.22%first recorded
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
30 Year Mortgage
30 Year
7.613%
7.613%
▼
Rate7.613%
APR7.613%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
2 changes since Sep 18, 2026 · 7.11% → 7.61% ▲ 0.51 pts · high 7.61% / low 7.11%
6.60%7.36%8.12%Sep 18, 2026: 7.11% APRSep 27, 2026: 7.49% APROct 1, 2026: 7.61% APRSep 18, 2026Oct 13, 2026
  • Oct 1, 20267.61%▲ from 7.49%
  • Sep 27, 20267.49%▲ from 7.11%
  • Sep 18, 20267.11%first recorded
Lake Ridge Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
30-Year Fixed Rate
30 years
7.50%
7.613%
▼
Rate7.50%
APR7.613%
Points0.000
UpdatedOct 7, 2026
Details

359 payments of $1153.70 at an interest rate of 7.500% 1 payment of $1159.00 at an interest rate of 7.500%

Rate History
No change since Oct 7, 2026 · 7.61% APR · checked 2 times
7.11%7.61%8.11%Oct 7, 2026: 7.61% APROct 7, 2026Oct 13, 2026

Boaz 15 Year Fixed Mortgage Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
15-Year Fixed
15 Years
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 5.61% APR · checked 6 times
5.11%5.61%6.11%Sep 14, 2026: 5.61% APRSep 14, 2026Oct 13, 2026
Valley Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
1st Mortgage: 15 Year Fixed
15 years
5.615%
5.66%
▼
Rate5.615%
APR5.66%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 5.40% → 5.66% ▲ 0.26 pts · high 5.66% / low 5.40%
4.90%5.53%6.16%Sep 16, 2026: 5.40% APROct 1, 2026: 5.66% APRSep 16, 2026Oct 13, 2026
  • Oct 1, 20265.66%▲ from 5.40%
  • Sep 16, 20265.40%first recorded
Winnebago Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
First Mortgage Loan - 15 Year Fixed
5.49%
5.678%
▼
Rate5.49%
APR5.678%
Points0.000
UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Oct 1, 2026 · 5.68% APR · checked 3 times
5.18%5.68%6.18%Oct 1, 2026: 5.68% APROct 1, 2026Oct 13, 2026
Oakdale Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Mortgages - 15 Year Fixed
180 months
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedOct 9, 2026
Details

First Mortgage - Primary Residence Only

Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 8 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Governmental Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
15 year fixed rate
15 year
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedOct 9, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 6.00% APR · checked 6 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
15 Year Fixed Rate
180 months
6.00%
6.109%
▼
Rate6.00%
APR6.109%
Points0.000
UpdatedOct 9, 2026
Details

For general information about the types of mortgage loans we offer, contact our Mortgage Specialists or email us at [email protected] or by phone at 715 843-4663.

Rate History
No change since Oct 5, 2026 · 6.11% APR · checked 2 times
5.61%6.11%6.61%Oct 5, 2026: 6.11% APROct 5, 2026Oct 13, 2026
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
1st Mortgage - 15 Year Fixed Rate
180 months
6.00%
6.109%
▼
Rate6.00%
APR6.109%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Sep 18, 2026 · 6.11% APR · checked 6 times
5.61%6.11%6.61%Sep 18, 2026: 6.11% APRSep 18, 2026Oct 13, 2026
Racine Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
15 Year Fixed Rate Home Loan
180 months
6.25%
6.25%
▼
Rate6.25%
APR6.25%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Ripple Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
15 Year Fixed Mortgage
15 Year
6.25%
6.25%
▼
Rate6.25%
APR6.25%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Sep 22, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Sep 22, 2026: 6.25% APRSep 22, 2026Oct 13, 2026
Gundersen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
In-House Second Mortgage - 15 Year Fixed
15 Year
6.50%
6.50%
▼
Rate6.50%
APR6.50%
Points0.000
UpdatedOct 9, 2026
Details

Contact the credit union for details.

Rate History
1 change since Sep 14, 2026 · 5.50% → 6.50% ▲ 1.00 pts · high 6.50% / low 5.50%
4.50%6.00%7.50%Sep 14, 2026: 5.50% APROct 9, 2026: 6.50% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.50%▲ from 5.50%
  • Sep 14, 20265.50%first recorded
Evergreen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
Primary Home-First Mortgage - 15 Year Fixed
15 Year
6.50%
6.563%
▼
Rate6.50%
APR6.563%
Points0.000
UpdatedOct 9, 2026
Details

Monthly payment example on $100,000.00, 15-year amortization results in 179 payments of $871.11 and a final payment of $870.20. Payment examples do not include taxes and insurance premiums. APR is based on <= 90% loan to value. For limited cash out refinance or purchase.

Rate History
No change since Sep 18, 2026 · 6.56% APR · checked 5 times
6.06%6.56%7.06%Sep 18, 2026: 6.56% APRSep 18, 2026Oct 13, 2026
N.E.W. Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Mortgages - 15 Year Fixed
15 Year
6.49%
6.574%
▼
Rate6.49%
APR6.574%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Sep 16, 2026 · 5.57% → 6.57% ▲ 1.00 pts · high 6.57% / low 5.57%
4.57%6.07%7.58%Sep 16, 2026: 5.57% APROct 2, 2026: 6.57% APRSep 16, 2026Oct 13, 2026
  • Oct 2, 20266.57%▲ from 5.57%
  • Sep 16, 20265.57%first recorded
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
15-year Fixed
15-year
6.50%
6.585%
▼
Rate6.50%
APR6.585%
Points0.000
UpdatedOct 9, 2026
Details

VA Mortgage Products. No down payment required. $1,600 closing costs. Minimum credit score 620. Certificate of Eligibility required. APR calculated on loan amount of $100,000. Rates are subject to change. Rates are not guaranteed until a formal lock is processed. No down payment required.

Rate History
No change since Oct 9, 2026 · 6.59% APR
6.09%6.59%7.09%Oct 9, 2026: 6.59% APROct 9, 2026Oct 13, 2026
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
15-Year Fixed Rate
6.375%
6.618%
▼
Rate6.375%
APR6.618%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.21% → 6.62% ▲ 0.41 pts · high 6.72% / low 6.21%
5.69%6.46%7.23%Sep 14, 2026: 6.21% APRSep 18, 2026: 6.34% APRSep 22, 2026: 6.32% APRSep 27, 2026: 6.70% APROct 1, 2026: 6.61% APROct 2, 2026: 6.72% APROct 10, 2026: 6.62% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.62%▼ from 6.72%
  • Oct 2, 20266.72%▲ from 6.61%
  • Oct 1, 20266.61%▼ from 6.70%
  • Sep 27, 20266.70%▲ from 6.32%
Taylor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
15-Year Fixed
15 Years
6.50%
6.62%
▼
Rate6.50%
APR6.62%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 6.62% APR · checked 6 times
6.12%6.62%7.12%Sep 14, 2026: 6.62% APRSep 14, 2026Oct 13, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
15-year Fixed
15 years
6.625%
6.711%
▼
Rate6.625%
APR6.711%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 6.71% APR
6.21%6.71%7.21%Oct 9, 2026: 6.71% APROct 9, 2026Oct 13, 2026
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
15-Year Fixed Rate Refinance
15 years
6.50%
6.723%
▼
Rate6.50%
APR6.723%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
5 changes since Sep 14, 2026 · 6.09% → 6.72% ▲ 0.64 pts · high 6.75% / low 6.09%
5.43%6.42%7.40%Sep 14, 2026: 6.09% APRSep 18, 2026: 6.37% APRSep 22, 2026: 6.35% APRSep 27, 2026: 6.73% APROct 2, 2026: 6.75% APROct 10, 2026: 6.72% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.72%▼ from 6.75%
  • Oct 2, 20266.75%▲ from 6.73%
  • Sep 27, 20266.73%▲ from 6.35%
  • Sep 22, 20266.35%▼ from 6.37%
Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
15 Year Fixed
180 Months
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 6.20% → 6.75% ▲ 0.55 pts · high 6.75% / low 6.20%
5.65%6.48%7.30%Sep 14, 2026: 6.20% APRSep 26, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Sep 26, 20266.75%▲ from 6.20%
  • Sep 14, 20266.20%first recorded
Ripco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
15 Year Fixed Mortgage
15 Year
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details

As Low As

Rate History
1 change since Oct 5, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50%
6.00%6.63%7.25%Oct 5, 2026: 6.50% APROct 9, 2026: 6.75% APROct 5, 2026Oct 13, 2026
  • Oct 9, 20266.75%▲ from 6.50%
  • Oct 5, 20266.50%first recorded
Ripco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Mobile-friendly Comparison table of Mortgage Rates. - 15 Year Fixed
15 Year
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.25%Sep 14, 2026: 6.25% APRSep 22, 2026: 6.50% APROct 9, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.75%▲ from 6.50%
  • Sep 22, 20266.50%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
15 Year Fixed
180 months
6.625%
6.753%
▼
Rate6.625%
APR6.753%
Points0.000
UpdatedOct 9, 2026
Details

Interest rates and APRs (Annual Percentage Rate) are effective as of 10/01/2025 and subject to change at any time and without notice. Your actual rate is based on your credit score, loan-to-value (LTV), loan amount, and other factors. Closing costs may vary and can be obtained with the request of a Loan Estimate from UnitedOne Credit Union. Rates quoted are available only on 1st mortgage, owner-occupied homes located in Wisconsin. Private mortgage insurance may be required on loans in excess of 80% LTV (loan-to-value). Interest Rate, APR, and payment examples are based upon a refinance transaction with a loan amount of $200,000, credit score above 750, and 60% LTV. Payments do not include amounts for taxes and insurance premiums, and the actual payment obligation may be greater. Other mortgage programs and rates are available. All offers are subject to credit approval and not all applicants will qualify. Not all applicants will qualify for the lowest rate. Membership Eligibility Required. Equal Housing Lender.

Rate History
1 change since Sep 16, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.26%Sep 16, 2026: 6.25% APROct 5, 2026: 6.75% APRSep 16, 2026Oct 13, 2026
  • Oct 5, 20266.75%▲ from 6.25%
  • Sep 16, 20266.25%first recorded
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
15 Year Fixed Mortgage
15 Year
6.675%
6.768%
▼
Rate6.675%
APR6.768%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 6.77% APR
6.27%6.77%7.27%Oct 9, 2026: 6.77% APROct 9, 2026Oct 13, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
15-Year Fixed Service Released
15 years
6.75%
6.848%
▼
Rate6.75%
APR6.848%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
1 change since Oct 8, 2026 · 6.97% → 6.85% ▼ 0.13 pts · high 6.97% / low 6.85%
6.35%6.91%7.47%Oct 8, 2026: 6.97% APROct 12, 2026: 6.85% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.85%▼ from 6.97%
  • Oct 8, 20266.97%first recorded
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
15 Year Fixed Mortgage
6.375%
6.849%
▼
Rate6.375%
APR6.849%
Points875.000
UpdatedOct 10, 2026
Details

Rates quoted are based on a purchase transaction with a loan-to-value of 70%, primary residence, and a credit score of 760 or higher. Actual rates may be higher depending on the loan amount, loan purpose, credit history or loan-to-value. All interest rates, APRs, and costs are indications only and are subject to change without notice. Contact your Empeople Loan Originator for more information. Payments are only examples. Taxes & insurance premiums are not included in the payment, if included the actual payment obligation will be greater. Rates may vary based on loan size & geographical location. Loans with a loan to value greater than 80% may require private mortgage insurance, which will increase the monthly payment amount. Cost equals discount points paid.

Rate History
2 changes since Sep 14, 2026 · 6.88% → 6.85% ▼ 0.03 pts · high 7.65% / low 6.85%
6.05%7.25%8.45%Sep 14, 2026: 6.88% APROct 2, 2026: 7.65% APROct 10, 2026: 6.85% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.85%▼ from 7.65%
  • Oct 2, 20267.65%▲ from 6.88%
  • Sep 14, 20266.88%first recorded
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
Purchase: 15-Year Fixed Conventional
6.75%
6.88%
▼
Rate6.75%
APR6.88%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
2 changes since Sep 18, 2026 · 6.50% → 6.88% ▲ 0.38 pts · high 6.88% / low 6.50%
6.00%6.69%7.38%Sep 18, 2026: 6.50% APRSep 22, 2026: 6.63% APROct 9, 2026: 6.88% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20266.88%▲ from 6.63%
  • Sep 22, 20266.63%▲ from 6.50%
  • Sep 18, 20266.50%first recorded
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
Refinance: 15-Year Fixed Conventional
15-Year
6.75%
6.88%
▼
Rate6.75%
APR6.88%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
3 changes since Sep 14, 2026 · 6.50% → 6.88% ▲ 0.38 pts · high 7.00% / low 6.50%
6.00%6.75%7.50%Sep 14, 2026: 6.50% APROct 1, 2026: 6.88% APROct 2, 2026: 7.00% APROct 9, 2026: 6.88% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.88%▼ from 7.00%
  • Oct 2, 20267.00%▲ from 6.88%
  • Oct 1, 20266.88%▲ from 6.50%
  • Sep 14, 20266.50%first recorded
The Equitable Bank, S.S.B.
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
15 Year Fixed Purchase
15 Year
6.75%
6.885%
▼
Rate6.75%
APR6.885%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
5 changes since Sep 16, 2026 · 6.51% → 6.89% ▲ 0.38 pts · high 7.01% / low 6.51%
6.01%6.76%7.51%Sep 16, 2026: 6.51% APRSep 20, 2026: 6.63% APRSep 24, 2026: 6.76% APRSep 28, 2026: 6.89% APROct 1, 2026: 7.01% APROct 3, 2026: 6.89% APRSep 16, 2026Oct 13, 2026
  • Oct 3, 20266.89%▼ from 7.01%
  • Oct 1, 20267.01%▲ from 6.89%
  • Sep 28, 20266.89%▲ from 6.76%
  • Sep 24, 20266.76%▲ from 6.63%
The Equitable Bank, S.S.B.
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
15 Year Fixed Refinance
15 Year
6.75%
6.885%
▼
Rate6.75%
APR6.885%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
6 changes since Sep 16, 2026 · 6.63% → 6.89% ▲ 0.25 pts · high 7.01% / low 6.63%
6.13%6.82%7.51%Sep 16, 2026: 6.63% APRSep 24, 2026: 6.76% APRSep 28, 2026: 6.89% APROct 1, 2026: 7.01% APROct 3, 2026: 6.89% APROct 8, 2026: 7.01% APROct 12, 2026: 6.89% APRSep 16, 2026Oct 13, 2026
  • Oct 12, 20266.89%▼ from 7.01%
  • Oct 8, 20267.01%▲ from 6.89%
  • Oct 3, 20266.89%▼ from 7.01%
  • Oct 1, 20267.01%▲ from 6.89%
Capitol Bank Madison, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
15 Year Fixed Rate
15 Year
6.875%
6.941%
▼
Rate6.875%
APR6.941%
Points0.000
UpdatedOct 7, 2026
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $500,000. The property is located in WI and is within Dane county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 780. At a 6.875% interest rate, the APR for this loan type is 6.941%. The payment schedule would be: 179 payments of $2,675.56 at an interest rate of 6.875%; 1 payment of $2,676.07 at an interest rate of 6.875%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate History
No change since Oct 7, 2026 · 6.94% APR
6.44%6.94%7.44%Oct 7, 2026: 6.94% APROct 7, 2026Oct 13, 2026
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
15 Year Fixed
15 Year
6.875%
6.947%
▼
Rate6.875%
APR6.947%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 6.95% APR
6.45%6.95%7.45%Oct 9, 2026: 6.95% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
15 Year Fixed Rate
15 years
6.875%
6.976%
▼
Rate6.875%
APR6.976%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
4 changes since Sep 14, 2026 · 6.60% → 6.98% ▲ 0.38 pts · high 7.10% / low 6.60%
6.10%6.85%7.60%Sep 14, 2026: 6.60% APRSep 18, 2026: 6.73% APROct 1, 2026: 6.98% APROct 2, 2026: 7.10% APROct 9, 2026: 6.98% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.98%▼ from 7.10%
  • Oct 2, 20267.10%▲ from 6.98%
  • Oct 1, 20266.98%▲ from 6.73%
  • Sep 18, 20266.73%▲ from 6.60%
Marathon County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1st Mortgage Home Loan 15-Year Fixed Rate (70% LTV)
15 years
6.99%
6.99%
▼
Rate6.99%
APR6.99%
Points0.000
UpdatedOct 9, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 13, 2026
Heartland Credit Union Madison, WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
15 Year Fixed
15 years
6.875%
6.993%
▼
Rate6.875%
APR6.993%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Oct 1, 2026 · 6.99% → 6.99% ▲ 0.00 pts · high 6.99% / low 6.99%
6.49%6.99%7.49%Oct 1, 2026: 6.99% APROct 9, 2026: 6.99% APROct 1, 2026Oct 13, 2026
  • Oct 9, 20266.99%▲ from 6.99%
  • Oct 1, 20266.99%first recorded
Heartland Credit Union Madison, WI
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
First-Time Homebuyer - 15 Year Fixed
6.875%
6.993%
▼
Rate6.875%
APR6.993%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 6.99% APR
6.49%6.99%7.49%Oct 9, 2026: 6.99% APROct 9, 2026Oct 13, 2026
Great Midwest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
Conventional Fixed Rate Mortgages - 15 YR Fixed
15 years
6.95%
7.00%
▼
Rate6.95%
APR7.00%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
6 changes since Sep 15, 2026 · 6.59% → 7.00% ▲ 0.41 pts · high 7.04% / low 6.04%
5.04%6.54%8.05%Sep 15, 2026: 6.59% APRSep 19, 2026: 6.79% APRSep 24, 2026: 6.67% APRSep 27, 2026: 7.04% APROct 1, 2026: 6.04% APROct 3, 2026: 6.90% APROct 7, 2026: 7.00% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.00%▲ from 6.90%
  • Oct 3, 20266.90%▲ from 6.04%
  • Oct 1, 20266.04%▼ from 7.04%
  • Sep 27, 20267.04%▲ from 6.67%
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15 Year Fixed Rate
15 Year
6.90%
7.007%
▼
Rate6.90%
APR7.007%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 6.26% → 7.01% ▲ 0.75 pts · high 7.01% / low 6.26%
5.50%6.63%7.76%Sep 14, 2026: 6.26% APROct 2, 2026: 6.51% APROct 9, 2026: 7.01% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.01%▲ from 6.51%
  • Oct 2, 20266.51%▲ from 6.26%
  • Sep 14, 20266.26%first recorded
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.84%
15-Year Fixed Rate
15-Year
7.00%
7.019%
▼
Rate7.00%
APR7.019%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Sep 22, 2026 · 6.14% → 7.02% ▲ 0.88 pts · high 7.02% / low 6.14%
5.27%6.58%7.90%Sep 22, 2026: 6.14% APROct 5, 2026: 7.02% APRSep 22, 2026Oct 13, 2026
  • Oct 5, 20267.02%▲ from 6.14%
  • Sep 22, 20266.14%first recorded
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
Fixed Rate Mortgages - 15 Year Fixed
15 years
6.875%
7.023%
▼
Rate6.875%
APR7.023%
Points0.000
UpdatedOct 9, 2026
Details

As low as

Rate History
5 changes since Sep 18, 2026 · 6.77% → 7.02% ▲ 0.26 pts · high 7.11% / low 6.73%
6.23%6.92%7.61%Sep 18, 2026: 6.77% APRSep 22, 2026: 6.73% APROct 1, 2026: 6.98% APROct 2, 2026: 6.98% APROct 5, 2026: 7.11% APROct 9, 2026: 7.02% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20267.02%▼ from 7.11%
  • Oct 5, 20267.11%▲ from 6.98%
  • Oct 2, 20266.98%▼ from 6.98%
  • Oct 1, 20266.98%▲ from 6.73%
WCCU Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
15 Year Fixed Rate
15 Year
6.875%
7.05%
▼
Rate6.875%
APR7.05%
Points0.000
UpdatedOct 9, 2026
Details

Loan Type: Conventional*

Rate History
3 changes since Sep 14, 2026 · 6.16% → 7.05% ▲ 0.89 pts · high 7.18% / low 6.16%
5.15%6.67%8.19%Sep 14, 2026: 6.16% APRSep 18, 2026: 6.80% APROct 2, 2026: 7.18% APROct 9, 2026: 7.05% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.05%▼ from 7.18%
  • Oct 2, 20267.18%▲ from 6.80%
  • Sep 18, 20266.80%▲ from 6.16%
  • Sep 14, 20266.16%first recorded
Unison Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
New Home and Advantage Home Loans - 15 Year Fixed Rate Mortgage Loan
15 Year
7.00%
7.063%
▼
Rate7.00%
APR7.063%
Points0.000
UpdatedOct 9, 2026
Details

Rates as Low as*

Rate History
2 changes since Sep 18, 2026 · 6.56% → 7.06% ▲ 0.50 pts · high 7.06% / low 6.56%
6.06%6.81%7.56%Sep 18, 2026: 6.56% APRSep 26, 2026: 6.94% APROct 1, 2026: 7.06% APRSep 18, 2026Oct 13, 2026
  • Oct 1, 20267.06%▲ from 6.94%
  • Sep 26, 20266.94%▲ from 6.56%
  • Sep 18, 20266.56%first recorded
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
15 Year Fixed Rate Mortgage
15 years
7.00%
7.065%
▼
Rate7.00%
APR7.065%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 6.56% → 7.07% ▲ 0.50 pts · high 7.07% / low 6.56%
6.06%6.81%7.57%Sep 14, 2026: 6.56% APRSep 22, 2026: 6.69% APROct 2, 2026: 7.07% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.07%▲ from 6.69%
  • Sep 22, 20266.69%▲ from 6.56%
  • Sep 14, 20266.56%first recorded
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
15 Year Fixed Rate Mortgage
7.00%
7.075%
▼
Rate7.00%
APR7.075%
Points0.000
UpdatedOct 7, 2026
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740.

Rate History
1 change since Sep 15, 2026 · 6.57% → 7.08% ▲ 0.50 pts · high 7.08% / low 6.57%
6.07%6.82%7.58%Sep 15, 2026: 6.57% APROct 7, 2026: 7.08% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.08%▲ from 6.57%
  • Sep 15, 20266.57%first recorded
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
15 Year Fixed Rate Mortgage
15 years
7.00%
7.075%
▼
Rate7.00%
APR7.075%
Points0.000
UpdatedOct 12, 2026
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. For example, at a 7.000% interest rate, the APR for this loan type is 7.075%. The payment schedule would be: 179 payments of $2,247.07 at an interest rate of 7.000%; 1 payment of $2,247.25 at an interest rate of 7.000%. The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Rate History
1 change since Sep 20, 2026 · 6.70% → 7.08% ▲ 0.38 pts · high 7.08% / low 6.70%
6.20%6.89%7.58%Sep 20, 2026: 6.70% APROct 8, 2026: 7.08% APRSep 20, 2026Oct 13, 2026
  • Oct 8, 20267.08%▲ from 6.70%
  • Sep 20, 20266.70%first recorded
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
15 Year Fixed Rate
15 Year
7.00%
7.081%
▼
Rate7.00%
APR7.081%
Points0.000
UpdatedOct 9, 2026
Details

As Low As; Home Loans - Purchase

Rate History
2 changes since Sep 14, 2026 · 6.58% → 7.08% ▲ 0.50 pts · high 7.08% / low 6.58%
6.08%6.83%7.58%Sep 14, 2026: 6.58% APRSep 18, 2026: 6.71% APRSep 26, 2026: 7.08% APRSep 14, 2026Oct 13, 2026
  • Sep 26, 20267.08%▲ from 6.71%
  • Sep 18, 20266.71%▲ from 6.58%
  • Sep 14, 20266.58%first recorded
Fidelity Bank & Trust (IA)
Institution Rating:
A5.0 ★Texas Ratio: 12.05%
15 Year Fixed Mortgage
15 Year
6.875%
7.085%
▼
Rate6.875%
APR7.085%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 6.59% → 7.09% ▲ 0.50 pts · high 7.09% / low 6.59%
6.09%6.84%7.59%Sep 15, 2026: 6.59% APRSep 18, 2026: 6.71% APROct 7, 2026: 7.09% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.09%▲ from 6.71%
  • Sep 18, 20266.71%▲ from 6.59%
  • Sep 15, 20266.59%first recorded
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
15 Year Fixed
15 Year
7.00%
7.096%
▼
Rate7.00%
APR7.096%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
No change since Oct 3, 2026 · 7.10% APR · checked 3 times
6.60%7.10%7.60%Oct 3, 2026: 7.10% APROct 3, 2026Oct 13, 2026
Mound City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
Home Mortgage - 15 Year Fixed
15 years
7.00%
7.096%
▼
Rate7.00%
APR7.096%
Points0.000
UpdatedOct 12, 2026
Details

Payment Schedule: 180 payments of $1,348.24 at an interest rate of 7.000%

Rate History
1 change since Sep 24, 2026 · 6.72% → 7.10% ▲ 0.38 pts · high 7.10% / low 6.72%
6.22%6.91%7.60%Sep 24, 2026: 6.72% APRSep 28, 2026: 7.10% APRSep 24, 2026Oct 13, 2026
  • Sep 28, 20267.10%▲ from 6.72%
  • Sep 24, 20266.72%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
15 Year Fixed Rate (Secondary Market)
15 Year
7.00%
7.107%
▼
Rate7.00%
APR7.107%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
4 changes since Sep 14, 2026 · 6.36% → 7.11% ▲ 0.75 pts · high 7.11% / low 6.36%
5.60%6.73%7.86%Sep 14, 2026: 6.36% APRSep 18, 2026: 6.61% APRSep 26, 2026: 6.73% APROct 1, 2026: 6.98% APROct 9, 2026: 7.11% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.11%▲ from 6.98%
  • Oct 1, 20266.98%▲ from 6.73%
  • Sep 26, 20266.73%▲ from 6.61%
  • Sep 18, 20266.61%▲ from 6.36%
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Conventional 15 Year Fixed
15 Year
7.00%
7.108%
▼
Rate7.00%
APR7.108%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
2 changes since Sep 24, 2026 · 6.86% → 7.11% ▲ 0.25 pts · high 7.11% / low 6.86%
6.36%6.98%7.61%Sep 24, 2026: 6.86% APRSep 27, 2026: 6.98% APROct 1, 2026: 7.11% APRSep 24, 2026Oct 13, 2026
  • Oct 1, 20267.11%▲ from 6.98%
  • Sep 27, 20266.98%▲ from 6.86%
  • Sep 24, 20266.86%first recorded
Citizens State Bank Cadott, WI
Institution Rating:
A5.0 ★Texas Ratio: 11.46%
15 Year Fixed Mortgage
15 Year
7.00%
7.136%
▼
Rate7.00%
APR7.136%
Points0.000
UpdatedOct 11, 2026
Details

No additional details available.

Rate History
No change since Oct 11, 2026 · 7.14% APR
6.64%7.14%7.64%Oct 11, 2026: 7.14% APROct 11, 2026Oct 13, 2026

Boaz 5/1 ARM Mortgage Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
First Mortgage - 5/1 Year ARM
5/1 Year ARM
5.50%
5.86%
▼
Rate5.50%
APR5.86%
Points0.000
UpdatedOct 9, 2026
Details

First lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required.

Rate History
No change since Sep 14, 2026 · 5.86% APR · checked 8 times
5.36%5.86%6.36%Sep 14, 2026: 5.86% APRSep 14, 2026Oct 13, 2026
R.I.A. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
5/1 Adjustable-Rate Mortgages (ARM)
60 months
6.25%
6.25%
▼
Rate6.25%
APR6.25%
Points0.000
UpdatedOct 9, 2026
Details

The maximum lifetime cap is 6%.

Rate History
No change since Oct 9, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 9, 2026: 6.25% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Balloon Mortgages - 5/1 ARM
5.375%
6.493%
▼
Rate5.375%
APR6.493%
Points0.000
UpdatedOct 9, 2026
Details

As low as

Rate History
1 change since Sep 14, 2026 · 6.27% → 6.49% ▲ 0.22 pts · high 6.49% / low 6.27%
5.77%6.38%6.99%Sep 14, 2026: 6.27% APROct 9, 2026: 6.49% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.49%▲ from 6.27%
  • Sep 14, 20266.27%first recorded
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
5/6 Month ARM
6.514%
6.514%
▼
Rate6.514%
APR6.514%
Points0.000
UpdatedOct 9, 2026
Details

As low as

Rate History
No change since Oct 9, 2026 · 6.51% APR
6.01%6.51%7.01%Oct 9, 2026: 6.51% APROct 9, 2026Oct 13, 2026
Shoreline Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.64%
Adjustable Rate Mortgage (ARM) - 5/1 ARM
5/1 ARM
5.875%
6.544%
▼
Rate5.875%
APR6.544%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 1, 2026 · 6.54% APR · checked 3 times
6.04%6.54%7.04%Oct 1, 2026: 6.54% APROct 1, 2026Oct 13, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
5/1 ARM
up to 30 months
6.50%
6.552%
▼
Rate6.50%
APR6.552%
Points0.000
UpdatedOct 9, 2026
Details

Term: Up to 30-year amortization; 5/1* ARM means that the first five years have a locked APR set at closing. The rate can then change by 1% after the first five years and every year after. The rate cannot increase more than 8% during the life of the loan. Investments 1% higher on the current ARM rate. $1,900 closing cost.

Rate History
No change since Oct 9, 2026 · 6.55% APR
6.05%6.55%7.05%Oct 9, 2026: 6.55% APROct 9, 2026Oct 13, 2026
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
1st Mortgage - 5/1 ARM
360 months
6.125%
6.568%
▼
Rate6.125%
APR6.568%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Sep 18, 2026 · 6.27% → 6.57% ▲ 0.30 pts · high 6.57% / low 6.27%
5.77%6.42%7.07%Sep 18, 2026: 6.27% APROct 1, 2026: 6.57% APRSep 18, 2026Oct 13, 2026
  • Oct 1, 20266.57%▲ from 6.27%
  • Sep 18, 20266.27%first recorded
Cloverbelt Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
5/1 ARM
360 months
6.125%
6.568%
▼
Rate6.125%
APR6.568%
Points0.000
UpdatedOct 9, 2026
Details

For general information about the types of mortgage loans we offer, contact our Mortgage Specialists or email us at [email protected] or by phone at 715 843-4663.

Rate History
No change since Oct 5, 2026 · 6.57% APR · checked 2 times
6.07%6.57%7.07%Oct 5, 2026: 6.57% APROct 5, 2026Oct 13, 2026
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Mortgage Loans (Purchase) - 5/6 ARM Conforming
6.00%
6.572%
▼
Rate6.00%
APR6.572%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.38% → 6.57% ▲ 0.19 pts · high 6.63% / low 6.30%
5.80%6.46%7.13%Sep 14, 2026: 6.38% APRSep 18, 2026: 6.45% APRSep 22, 2026: 6.30% APRSep 27, 2026: 6.54% APROct 1, 2026: 6.56% APROct 2, 2026: 6.63% APROct 10, 2026: 6.57% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.57%▼ from 6.63%
  • Oct 2, 20266.63%▲ from 6.56%
  • Oct 1, 20266.56%▲ from 6.54%
  • Sep 27, 20266.54%▲ from 6.30%
Fox Communities Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5/1 ARM
5/1 ARM
6.375%
6.639%
▼
Rate6.375%
APR6.639%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
No change since Oct 9, 2026 · 6.64% APR
6.14%6.64%7.14%Oct 9, 2026: 6.64% APROct 9, 2026Oct 13, 2026
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
Mortgage Loans (Refinance) - 5/6 ARM Refinance
5/6 ARM
6.00%
6.673%
▼
Rate6.00%
APR6.673%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
5 changes since Sep 14, 2026 · 6.30% → 6.67% ▲ 0.37 pts · high 6.73% / low 6.30%
5.80%6.52%7.23%Sep 14, 2026: 6.30% APRSep 18, 2026: 6.53% APRSep 22, 2026: 6.39% APRSep 27, 2026: 6.63% APROct 2, 2026: 6.73% APROct 10, 2026: 6.67% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20266.67%▼ from 6.73%
  • Oct 2, 20266.73%▲ from 6.63%
  • Sep 27, 20266.63%▲ from 6.39%
  • Sep 22, 20266.39%▼ from 6.53%
Bank of Prairie du Sac
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5/6-month SOFR ARM Mortgage
5/6-month SOFR ARM
6.25%
6.679%
▼
Rate6.25%
APR6.679%
Points0.000
UpdatedOct 12, 2026
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $250,000 and an estimated property value of $312,500. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 780. At a 6.250% initial interest rate, the APR for this loan type is 6.679%, subject to increase. Based on current market conditions, the payment schedule would be: 60 payments of $1,539.29 at an interest rate of 6.250%; 299 payments of $1,612.20 at an interest rate of 6.750%; 1 payment of $1,611.05 at an interest rate of 6.750%. The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Rate History
1 change since Sep 20, 2026 · 6.50% → 6.68% ▲ 0.18 pts · high 6.68% / low 6.50%
6.00%6.59%7.18%Sep 20, 2026: 6.50% APROct 12, 2026: 6.68% APRSep 20, 2026Oct 13, 2026
  • Oct 12, 20266.68%▲ from 6.50%
  • Sep 20, 20266.50%first recorded
Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Second Mortgage - 5/1 Year ARM
5/1 Year ARM
6.50%
6.689%
▼
Rate6.50%
APR6.689%
Points0.000
UpdatedOct 9, 2026
Details

Second lien mortgage position and owner occupied properties. Wisconsin properties only. Membership eligibility required.

Rate History
No change since Sep 14, 2026 · 6.69% APR · checked 8 times
6.19%6.69%7.19%Sep 14, 2026: 6.69% APRSep 14, 2026Oct 13, 2026
Ripco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
5/1 ARM Mortgage
5/1 ARM
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details

As Low As

Rate History
No change since Oct 5, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 5, 2026: 6.75% APROct 5, 2026Oct 13, 2026
Ripco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Mobile-friendly Comparison table of Mortgage Rates. - 5/1 ARM
5/1 ARM
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.25%Sep 14, 2026: 6.25% APRSep 18, 2026: 6.50% APROct 5, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
  • Oct 5, 20266.75%▲ from 6.50%
  • Sep 18, 20266.50%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
5/5 ARM
6.75%
6.75%
▼
Rate6.75%
APR6.75%
Points0.000
UpdatedOct 9, 2026
Details

Adjustable Rate; PMI required over 80% LTV. 99% LTV. 30-year amortization. Minimum credit score 740+. Occupation restrictions apply. No closing costs. APR calculated on loan amount of $100,000. Rates are not guaranteed until a formal lock is processed. No prepayment penalty. Single family owner occupied homes only. Contact us for more information about investment properties or non-owner occupied homes.

Rate History
No change since Oct 9, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 9, 2026: 6.75% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Lot Loans - 5/1 ARM
5.875%
6.793%
▼
Rate5.875%
APR6.793%
Points0.000
UpdatedOct 9, 2026
Details

As Low As; Note Rate

Rate History
2 changes since Sep 18, 2026 · 6.61% → 6.79% ▲ 0.18 pts · high 6.79% / low 6.61%
6.11%6.70%7.29%Sep 18, 2026: 6.61% APRSep 22, 2026: 6.73% APROct 1, 2026: 6.79% APRSep 18, 2026Oct 13, 2026
  • Oct 1, 20266.79%▲ from 6.73%
  • Sep 22, 20266.73%▲ from 6.61%
  • Sep 18, 20266.61%first recorded
Marathon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Mortgage Loans - 5/1 ARM (30 Year Amortization )
5 years
6.75%
6.859%
▼
Rate6.75%
APR6.859%
Points0.000
UpdatedOct 11, 2026
Details

Term: 5/1 ARM (30 Year Amortization)

Rate History
No change since Sep 19, 2026 · 6.86% APR · checked 3 times
6.36%6.86%7.36%Sep 19, 2026: 6.86% APRSep 19, 2026Oct 13, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
5/5 ARM - Maximum second mortgage 5% LTV
6.875%
6.875%
▼
Rate6.875%
APR6.875%
Points0.000
UpdatedOct 9, 2026
Details

90% LTV. 30-year amortization (based on $100K loan amount). Minimum credit score 660.

Rate History
No change since Oct 9, 2026 · 6.88% APR
6.38%6.88%7.38%Oct 9, 2026: 6.88% APROct 9, 2026Oct 13, 2026
Empeople Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
5/1 ARM Mortgage
360 months
6.375%
6.936%
▼
Rate6.375%
APR6.936%
Points0.000
UpdatedOct 10, 2026
Details

Term: 360 payments (30-year term); Rates quoted are based on a purchase transaction with a loan-to-value of 70%, primary residence, and a credit score of 760 or higher. Actual rates may be higher depending on the loan amount, loan purpose, credit history or loan-to-value. All interest rates, APRs, and costs are indications only and are subject to change without notice. Contact your Empeople Loan Originator for more information. Payments are only examples. Taxes & insurance premiums are not included in the payment, if included the actual payment obligation will be greater. Rates may vary based on loan size & geographical location. Loans with a loan to value greater than 80% may require private mortgage insurance, which will increase the monthly payment amount. Cost equals discount points paid. Payment Examples Payments are based upon a purchase transaction with a loan-to-value of 70%, 1-unit primary residence, and a credit score of 760 or higher. Taxes & insurance premiums are

Rate History
2 changes since Sep 18, 2026 · 6.51% → 6.94% ▲ 0.42 pts · high 6.94% / low 6.51%
6.01%6.72%7.44%Sep 18, 2026: 6.51% APRSep 22, 2026: 6.81% APROct 10, 2026: 6.94% APRSep 18, 2026Oct 13, 2026
  • Oct 10, 20266.94%▲ from 6.81%
  • Sep 22, 20266.81%▲ from 6.51%
  • Sep 18, 20266.51%first recorded
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
5/5 ARM - Maximum second mortgage 7% LTV
7.00%
7.00%
▼
Rate7.00%
APR7.00%
Points0.000
UpdatedOct 9, 2026
Details

90% LTV. 30-year amortization (based on $100K loan amount). Minimum credit score 660.

Rate History
No change since Oct 9, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 9, 2026: 7.00% APROct 9, 2026Oct 13, 2026
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
5/6mo SOFR ARM Purchase
7.00%
7.012%
▼
Rate7.00%
APR7.012%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
1 change since Sep 18, 2026 · 6.76% → 7.01% ▲ 0.25 pts · high 7.01% / low 6.76%
6.26%6.89%7.51%Sep 18, 2026: 6.76% APROct 7, 2026: 7.01% APRSep 18, 2026Oct 13, 2026
  • Oct 7, 20267.01%▲ from 6.76%
  • Sep 18, 20266.76%first recorded
Kohler Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.37%
5/1 ARM
5/1 ARM
6.35%
7.022%
▼
Rate6.35%
APR7.022%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Sep 18, 2026 · 6.53% → 7.02% ▲ 0.50 pts · high 7.02% / low 6.53%
6.03%6.77%7.52%Sep 18, 2026: 6.53% APROct 2, 2026: 7.02% APRSep 18, 2026Oct 13, 2026
  • Oct 2, 20267.02%▲ from 6.53%
  • Sep 18, 20266.53%first recorded
Capitol Bank Madison, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Residential 5/1 Portfolio T-Bill ARM
5 months
6.25%
7.031%
▼
Rate6.25%
APR7.031%
Points0.000
UpdatedOct 7, 2026
Details

Term: Residential 5/1 Portfolio T-Bill ARM; The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $500,000. The property is located in WI and is within Dane county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 780. At a 6.250% initial interest rate, the APR for this loan type is 7.031%, subject to increase. Based on current market conditions, the payment schedule would be: 60 payments of $1,847.15 at an interest rate of 6.250%; 299 payments of $2,069.26 at an interest rate of 7.500%; 1 payment of $2,069.99 at an interest rate of 7.500%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate History
No change since Oct 7, 2026 · 7.03% APR
6.53%7.03%7.53%Oct 7, 2026: 7.03% APROct 7, 2026Oct 13, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
Construction 5/1 Adjustable Rate Service Retained Loan
6.50%
7.212%
▼
Rate6.50%
APR7.212%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
4 changes since Sep 16, 2026 · 6.92% → 7.21% ▲ 0.30 pts · high 7.21% / low 6.92%
6.42%7.06%7.71%Sep 16, 2026: 6.92% APRSep 24, 2026: 7.09% APROct 1, 2026: 7.13% APROct 3, 2026: 7.14% APROct 8, 2026: 7.21% APRSep 16, 2026Oct 13, 2026
  • Oct 8, 20267.21%▲ from 7.14%
  • Oct 3, 20267.14%▲ from 7.13%
  • Oct 1, 20267.13%▲ from 7.09%
  • Sep 24, 20267.09%▲ from 6.92%
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
WESTconsin 5/6 mo. ARM
7.25%
7.217%
▼
Rate7.25%
APR7.217%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
2 changes since Sep 14, 2026 · 7.00% → 7.22% ▲ 0.22 pts · high 7.25% / low 7.00%
6.50%7.13%7.75%Sep 14, 2026: 7.00% APROct 1, 2026: 7.25% APROct 9, 2026: 7.22% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.22%▼ from 7.25%
  • Oct 1, 20267.25%▲ from 7.00%
  • Sep 14, 20267.00%first recorded
Citizens Bank Mukwonago, WI
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
5/1 Year ARM
5 Years
6.75%
7.246%
▼
Rate6.75%
APR7.246%
Points0.000
UpdatedOct 7, 2026
Details

First Adjusted Rate (thereafter variable): 7.250%

Rate History
3 changes since Sep 15, 2026 · 6.82% → 7.25% ▲ 0.43 pts · high 7.25% / low 6.82%
6.32%7.03%7.75%Sep 15, 2026: 6.82% APRSep 24, 2026: 7.07% APRSep 27, 2026: 7.17% APROct 1, 2026: 7.25% APRSep 15, 2026Oct 13, 2026
  • Oct 1, 20267.25%▲ from 7.17%
  • Sep 27, 20267.17%▲ from 7.07%
  • Sep 24, 20267.07%▲ from 6.82%
  • Sep 15, 20266.82%first recorded
State Bank of Chilton
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
5/1 Adjustable-Rate Mortgage
5 years
6.50%
7.274%
▼
Rate6.50%
APR7.274%
Points0.000
UpdatedOct 12, 2026
Details

Term: 5/1 Adjustable-Rate Mortgage

Rate History
1 change since Sep 28, 2026 · 7.22% → 7.27% ▲ 0.05 pts · high 7.27% / low 7.22%
6.72%7.25%7.77%Sep 28, 2026: 7.22% APROct 8, 2026: 7.27% APRSep 28, 2026Oct 13, 2026
  • Oct 8, 20267.27%▲ from 7.22%
  • Sep 28, 20267.22%first recorded
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
Mortgage - 5/1 ARM
5/1 ARM
6.70%
7.656%
▼
Rate6.70%
APR7.656%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
1 change since Sep 26, 2026 · 7.20% → 7.66% ▲ 0.46 pts · high 7.66% / low 7.20%
6.70%7.43%8.16%Sep 26, 2026: 7.20% APROct 9, 2026: 7.66% APRSep 26, 2026Oct 13, 2026
  • Oct 9, 20267.66%▲ from 7.20%
  • Sep 26, 20267.20%first recorded
Port Washington State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
5/1 Adjustable Rate Mortgage
5 years
8.125%
7.898%
▼
Rate8.125%
APR7.898%
Points0.000
UpdatedOct 7, 2026
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $180,000 and an estimated property value of $225,000. The property is located in WI and is within Ozaukee county. The property is an existing single family home and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740. At a 8.125% initial interest rate, the APR for this loan type is 7.898%, subject to increase. Based on current market conditions, the monthly payment schedule would be: 60 payments of $1,336.49 at an interest rate of 8.125% 299 payments of $1,280.01 at an interest rate of 7.625% 1 payment of $1,278.67 at an interest rate of 7.625%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate History
No change since Oct 7, 2026 · 7.90% APR · checked 3 times
7.40%7.90%8.40%Oct 7, 2026: 7.90% APROct 7, 2026Oct 13, 2026
WESTconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Vacant Land 5/6 mo. ARM
7.75%
8.093%
▼
Rate7.75%
APR8.093%
Points0.000
UpdatedOct 9, 2026
Details

No additional details available.

Rate History
3 changes since Sep 14, 2026 · 7.84% → 8.09% ▲ 0.25 pts · high 8.09% / low 7.84%
7.34%7.97%8.59%Sep 14, 2026: 7.84% APRSep 18, 2026: 7.84% APROct 1, 2026: 8.02% APROct 9, 2026: 8.09% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.09%▲ from 8.02%
  • Oct 1, 20268.02%▲ from 7.84%
  • Sep 18, 20267.84%▼ from 7.84%
  • Sep 14, 20267.84%first recorded
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
5/5 ARM - Maximum second mortgage 5% LTV
8.875%
8.875%
▼
Rate8.875%
APR8.875%
Points0.000
UpdatedOct 9, 2026
Details

90% LTV. 30-year amortization (based on $100K loan amount). Minimum credit score 660.

Rate History
No change since Oct 9, 2026 · 8.88% APR
8.38%8.88%9.38%Oct 9, 2026: 8.88% APROct 9, 2026Oct 13, 2026
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
5/5 ARM - Maximum second mortgage 7% LTV
9.125%
9.125%
▼
Rate9.125%
APR9.125%
Points0.000
UpdatedOct 9, 2026
Details

90% LTV. 30-year amortization (based on $100K loan amount). Minimum credit score 660.

Rate History
No change since Oct 9, 2026 · 9.13% APR
8.63%9.13%9.63%Oct 9, 2026: 9.13% APROct 9, 2026Oct 13, 2026

Boaz 30-Year Jumbo Mortgage Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Jumbo Mortgage - 6 Year Balloon
6 Year
5.24%
5.28%
▼
Rate5.24%
APR5.28%
Points0.000
UpdatedOct 9, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 5.28% APR · checked 5 times
4.78%5.28%5.78%Sep 14, 2026: 5.28% APRSep 14, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Jumbo Mortgages - 6 Year Balloon
6 Year
5.24%
5.28%
▼
Rate5.24%
APR5.28%
Points0.000
UpdatedOct 9, 2026
Details

$832,750; As low as

Rate History
No change since Oct 9, 2026 · 5.28% APR
4.78%5.28%5.78%Oct 9, 2026: 5.28% APROct 9, 2026Oct 13, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Jumbo Mortgage - 7/1 ARM
7/1 ARM
5.625%
6.377%
▼
Rate5.625%
APR6.377%
Points0.000
UpdatedOct 9, 2026
Details

As low as

Rate History
2 changes since Sep 14, 2026 · 6.20% → 6.38% ▲ 0.18 pts · high 6.38% / low 6.20%
5.70%6.29%6.88%Sep 14, 2026: 6.20% APRSep 22, 2026: 6.32% APROct 1, 2026: 6.38% APRSep 14, 2026Oct 13, 2026
  • Oct 1, 20266.38%▲ from 6.32%
  • Sep 22, 20266.32%▲ from 6.20%
  • Sep 14, 20266.20%first recorded
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Jumbo Mortgages - 7/1 ARM
7/1 ARM
5.625%
6.377%
▼
Rate5.625%
APR6.377%
Points0.000
UpdatedOct 9, 2026
Details

$832,750; As low as

Rate History
No change since Oct 9, 2026 · 6.38% APR
5.88%6.38%6.88%Oct 9, 2026: 6.38% APROct 9, 2026Oct 13, 2026
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
5 Year ARM Jumbo
6.50%
7.102%
▼
Rate6.50%
APR7.102%
Points0.000
UpdatedOct 12, 2026
Details

No additional details available.

Rate History
3 changes since Sep 24, 2026 · 6.98% → 7.10% ▲ 0.12 pts · high 7.10% / low 6.98%
6.48%7.04%7.60%Sep 24, 2026: 6.98% APROct 1, 2026: 7.03% APROct 3, 2026: 7.03% APROct 8, 2026: 7.10% APRSep 24, 2026Oct 13, 2026
  • Oct 8, 20267.10%▲ from 7.03%
  • Oct 3, 20267.03%▲ from 7.03%
  • Oct 1, 20267.03%▲ from 6.98%
  • Sep 24, 20266.98%first recorded
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 years
6.875%
7.215%
▼
Rate6.875%
APR7.215%
Points0.770
UpdatedOct 7, 2026
Details

ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.

Rate History
No change since Oct 7, 2026 · 7.22% APR · checked 2 times
6.72%7.22%7.72%Oct 7, 2026: 7.22% APROct 7, 2026Oct 13, 2026
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Jumbo 30 Year Loan
30 years
7.25%
7.262%
▼
Rate7.25%
APR7.262%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
1 change since Sep 18, 2026 · 7.01% → 7.26% ▲ 0.25 pts · high 7.26% / low 7.01%
6.51%7.14%7.76%Sep 18, 2026: 7.01% APRSep 27, 2026: 7.26% APRSep 18, 2026Oct 13, 2026
  • Sep 27, 20267.26%▲ from 7.01%
  • Sep 18, 20267.01%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Jumbo 30 Yr Purchase Loan
30 years
7.25%
7.262%
▼
Rate7.25%
APR7.262%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
1 change since Sep 15, 2026 · 7.01% → 7.26% ▲ 0.25 pts · high 7.26% / low 7.01%
6.51%7.14%7.76%Sep 15, 2026: 7.01% APRSep 27, 2026: 7.26% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 20267.26%▲ from 7.01%
  • Sep 15, 20267.01%first recorded
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 years
7.125%
7.35%
▼
Rate7.125%
APR7.35%
Points0.955
UpdatedOct 7, 2026
Details

ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.

Rate History
No change since Oct 1, 2026 · 7.35% APR · checked 4 times
6.85%7.35%7.85%Oct 1, 2026: 7.35% APROct 1, 2026Oct 13, 2026
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Jumbo loans 30-year
30-year
7.50%
7.682%
▼
Rate7.50%
APR7.682%
Points0.895
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 7.68% APR · checked 2 times
7.18%7.68%8.18%Oct 7, 2026: 7.68% APROct 7, 2026Oct 13, 2026
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Jumbo loans 20-year
20-year
7.50%
7.725%
▼
Rate7.50%
APR7.725%
Points0.825
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 7.73% APR · checked 2 times
7.23%7.73%8.23%Oct 7, 2026: 7.73% APROct 7, 2026Oct 13, 2026
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Jumbo 30 Year Fixed
30 years
7.75%
7.777%
▼
Rate7.75%
APR7.777%
Points0.000
UpdatedOct 7, 2026
Details

Terms and Conditions

Rate History
3 changes since Sep 15, 2026 · 7.15% → 7.78% ▲ 0.63 pts · high 7.78% / low 7.15%
6.52%7.46%8.40%Sep 15, 2026: 7.15% APRSep 18, 2026: 7.53% APROct 2, 2026: 7.65% APROct 7, 2026: 7.78% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.78%▲ from 7.65%
  • Oct 2, 20267.65%▲ from 7.53%
  • Sep 18, 20267.53%▲ from 7.15%
  • Sep 15, 20267.15%first recorded

Boaz 15-Year Jumbo Mortgage Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Jumbo loans 15-year
15-year
7.25%
7.524%
▼
Rate7.25%
APR7.524%
Points0.810
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 7.52% APR · checked 2 times
7.02%7.52%8.02%Oct 7, 2026: 7.52% APROct 7, 2026Oct 13, 2026

Boaz 5/1 Jumbo ARM Mortgage Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 years
6.75%
7.198%
▼
Rate6.75%
APR7.198%
Points0.660
UpdatedOct 7, 2026
Details

ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.

Rate History
No change since Oct 7, 2026 · 7.20% APR · checked 2 times
6.70%7.20%7.70%Oct 7, 2026: 7.20% APROct 7, 2026Oct 13, 2026

Boaz FHA Loan Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
FHA 30-Year Fixed
6.875%
7.192%
▼
Rate6.875%
APR7.192%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.65% → 7.19% ▲ 0.55 pts · high 7.29% / low 6.65%
6.00%6.97%7.94%Sep 14, 2026: 6.65% APRSep 18, 2026: 6.66% APRSep 22, 2026: 6.76% APRSep 27, 2026: 7.20% APROct 1, 2026: 7.17% APROct 2, 2026: 7.29% APROct 10, 2026: 7.19% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.19%▼ from 7.29%
  • Oct 2, 20267.29%▲ from 7.17%
  • Oct 1, 20267.17%▼ from 7.20%
  • Sep 27, 20267.20%▲ from 6.76%
Tri City National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
30 Year Fixed Rate Mortgage - FHA
30 Year
7.25%
7.666%
▼
Rate7.25%
APR7.666%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
1 change since Sep 27, 2026 · 8.18% → 7.67% ▼ 0.51 pts · high 8.18% / low 7.67%
7.15%7.92%8.69%Sep 27, 2026: 8.18% APROct 1, 2026: 7.67% APRSep 27, 2026Oct 13, 2026
  • Oct 1, 20267.67%▼ from 8.18%
  • Sep 27, 20268.18%first recorded
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
FHA 30 Year Fixed
30 years
6.99%
7.793%
▼
Rate6.99%
APR7.793%
Points0.000
UpdatedOct 7, 2026
Details

Terms and Conditions

Rate History
No change since Oct 2, 2026 · 7.79% APR · checked 3 times
7.29%7.79%8.29%Oct 2, 2026: 7.79% APROct 2, 2026Oct 13, 2026
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
FHA Mortgages - 30 Year FHA
30 years
7.125%
8.002%
▼
Rate7.125%
APR8.002%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Oct 7, 2026: 8.00% APROct 7, 2026Oct 13, 2026
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Federal Housing Administration (FHA) loans 30-year
30-year
7.75%
8.68%
▼
Rate7.75%
APR8.68%
Points0.914
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 8.68% APR · checked 2 times
8.18%8.68%9.18%Oct 7, 2026: 8.68% APROct 7, 2026Oct 13, 2026
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
FHA 30 Yr Purchase Loan
30 years
7.25%
9.565%
▼
Rate7.25%
APR9.565%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
2 changes since Sep 15, 2026 · 8.96% → 9.57% ▲ 0.60 pts · high 9.57% / low 8.96%
8.36%9.26%10.17%Sep 15, 2026: 8.96% APRSep 24, 2026: 9.26% APRSep 27, 2026: 9.57% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 20269.57%▲ from 9.26%
  • Sep 24, 20269.26%▲ from 8.96%
  • Sep 15, 20268.96%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Current Mortgage - FHA 30 Year
7.25%
9.569%
▼
Rate7.25%
APR9.569%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
1 change since Sep 24, 2026 · 9.26% → 9.57% ▲ 0.31 pts · high 9.57% / low 9.26%
8.76%9.42%10.07%Sep 24, 2026: 9.26% APRSep 27, 2026: 9.57% APRSep 24, 2026Oct 13, 2026
  • Sep 27, 20269.57%▲ from 9.26%
  • Sep 24, 20269.26%first recorded

Boaz VA Loan Rates

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
VA 30-Year Fixed
7.00%
7.126%
▼
Rate7.00%
APR7.126%
Points0.000
UpdatedOct 10, 2026
Details

No additional details available.

Rate History
6 changes since Sep 14, 2026 · 6.52% → 7.13% ▲ 0.60 pts · high 7.14% / low 6.52%
5.90%6.83%7.77%Sep 14, 2026: 6.52% APRSep 18, 2026: 6.65% APRSep 22, 2026: 6.65% APRSep 27, 2026: 7.13% APROct 1, 2026: 7.12% APROct 2, 2026: 7.14% APROct 10, 2026: 7.13% APRSep 14, 2026Oct 13, 2026
  • Oct 10, 20267.13%▼ from 7.14%
  • Oct 2, 20267.14%▲ from 7.12%
  • Oct 1, 20267.12%▼ from 7.13%
  • Sep 27, 20267.13%▲ from 6.65%
Associated Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
VA Mortgages - 30 Year VA
30 years
7.125%
7.449%
▼
Rate7.125%
APR7.449%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 7.45% APR · checked 2 times
6.95%7.45%7.95%Oct 7, 2026: 7.45% APROct 7, 2026Oct 13, 2026
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
Federal VA 30 Year Fixed Rate
30 years
7.125%
7.474%
▼
Rate7.125%
APR7.474%
Points0.000
UpdatedOct 7, 2026
Details

Terms and Conditions

Rate History
3 changes since Sep 15, 2026 · 7.09% → 7.47% ▲ 0.38 pts · high 7.47% / low 7.09%
6.59%7.28%7.97%Sep 15, 2026: 7.09% APRSep 18, 2026: 7.22% APRSep 24, 2026: 7.34% APRSep 27, 2026: 7.47% APRSep 15, 2026Oct 13, 2026
  • Sep 27, 20267.47%▲ from 7.34%
  • Sep 24, 20267.34%▲ from 7.22%
  • Sep 18, 20267.22%▲ from 7.09%
  • Sep 15, 20267.09%first recorded
US Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Veterans Affairs (VA) loans 30-year
30-year
7.25%
7.637%
▼
Rate7.25%
APR7.637%
Points0.764
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
No change since Oct 7, 2026 · 7.64% APR · checked 2 times
7.14%7.64%8.14%Oct 7, 2026: 7.64% APROct 7, 2026Oct 13, 2026
Bank First, NA
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
VA 30 Year Fixed
30 Year
7.375%
7.686%
▼
Rate7.375%
APR7.686%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
2 changes since Sep 24, 2026 · 7.18% → 7.69% ▲ 0.51 pts · high 7.69% / low 7.18%
6.66%7.43%8.20%Sep 24, 2026: 7.18% APRSep 27, 2026: 7.56% APROct 1, 2026: 7.69% APRSep 24, 2026Oct 13, 2026
  • Oct 1, 20267.69%▲ from 7.56%
  • Sep 27, 20267.56%▲ from 7.18%
  • Sep 24, 20267.18%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Current Mortgage - VA 30 Year Loan
7.625%
7.917%
▼
Rate7.625%
APR7.917%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
3 changes since Sep 15, 2026 · 7.04% → 7.92% ▲ 0.88 pts · high 7.92% / low 7.04%
6.16%7.48%8.80%Sep 15, 2026: 7.04% APRSep 24, 2026: 7.16% APRSep 27, 2026: 7.42% APROct 7, 2026: 7.92% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.92%▲ from 7.42%
  • Sep 27, 20267.42%▲ from 7.16%
  • Sep 24, 20267.16%▲ from 7.04%
  • Sep 15, 20267.04%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Refinance - VA 30 Year Loan
30 years
7.625%
7.917%
▼
Rate7.625%
APR7.917%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
3 changes since Sep 18, 2026 · 7.04% → 7.92% ▲ 0.88 pts · high 7.92% / low 7.04%
6.16%7.48%8.80%Sep 18, 2026: 7.04% APRSep 24, 2026: 7.16% APRSep 27, 2026: 7.42% APROct 7, 2026: 7.92% APRSep 18, 2026Oct 13, 2026
  • Oct 7, 20267.92%▲ from 7.42%
  • Sep 27, 20267.42%▲ from 7.16%
  • Sep 24, 20267.16%▲ from 7.04%
  • Sep 18, 20267.04%first recorded
Old National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
VA 30 Yr Purchase Loan
30 years
7.625%
7.917%
▼
Rate7.625%
APR7.917%
Points0.000
UpdatedOct 7, 2026
Details

No additional details available.

Rate History
4 changes since Sep 15, 2026 · 7.04% → 7.92% ▲ 0.88 pts · high 7.92% / low 7.04%
6.16%7.48%8.80%Sep 15, 2026: 7.04% APRSep 24, 2026: 7.16% APRSep 27, 2026: 7.42% APROct 1, 2026: 7.54% APROct 7, 2026: 7.92% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.92%▲ from 7.54%
  • Oct 1, 20267.54%▲ from 7.42%
  • Sep 27, 20267.42%▲ from 7.16%
  • Sep 24, 20267.16%▲ from 7.04%
The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

Boaz, WI Mortgage Rate Trends

Compare local Boaz, WI mortgage rate quotes against the statewide average

Daily mortgage rate averages tracked across our database of verified mortgage rate quotes, updated every evening.

View Full Wisconsin Mortgage Trends
30-Year Fixed WI Avg
7.551%
▲ 0.007 vs 7 days ago

Wisconsin 30-year fixed rates rose 0.007 points over the past 7 days to 7.551%.

15-Year Fixed WI Avg
7.015%
▲ 0.035 vs 7 days ago

Wisconsin 15-year fixed rates rose 0.035 points over the past 7 days to 7.015%.

As of Oct 13, 2026 • Rate data sourced from our monitored institution network
Powered by MonitorBankRates

Wisconsin Mortgage Rate Forecast, Next 12 Months

Where are Wisconsin mortgage rates headed through October 2027?

Based on Fed funds rate futures, 10-year Treasury path, and historical mortgage spread model. Not financial advice.

Current WI Avg
7.551%
30-Year Fixed
6-Month Forecast
7.551%
Range: 7.20%, 7.85%
12-Month Forecast
7.801%
Range: 7.45%, 8.10%
12-Mo Payment Chg.
+$16/mo
vs. today on median home

What Forecast Rates Mean for Boaz, WI Home Buyers

Monthly principal & interest payment on Boaz, WI median home of $113,800 (20% down, 30-year fixed, city-level Census ACS median)

Scenario Rate Mo. Payment vs. Today % of Income
Today (WI avg) 7.551% $640 12.1%
6-Month Forecast 7.551% (7.20, 7.85%) $640 +$0/mo 12.1%
12-Month Forecast 7.801% (7.45, 8.10%) $655 +$16/mo 12.4%

Income column = annual mortgage payment as % of Boaz, WI median household income ($63,438). Above 30% is generally considered cost-burdened.

Projections based on Fed funds futures and mortgage-to-fed-funds spread model. Not a guarantee of future rates.

MonitorBankRates Housing Affordability Index (MBR-HAI)

A daily-updated affordability score for Boaz, Wisconsin , computed from local Census Bureau data combined with current Wisconsin mortgage rates.

Wisconsin HAI Analysis
Boaz Metro MBR-HAI
165.7
Highly Affordable
National Average
97.1
Score of 100 = baseline
vs. National
+68.6
more affordable
Median Home Value
$113,800
Census ACS 5-Yr 2024
Median Income
$63,438
Household income

What This Score Means for Boaz, Wisconsin Home Buyers

With a score of 165.7, Boaz, Wisconsin is 68.6 points more affordable than the national average of 97.1. The area’s median home value of $113,800 against a median household income of $63,438 produces a price-to-income ratio of 1.8x , relatively affordable compared to national levels. At the current Wisconsin mortgage rate of 7.551%, a buyer purchasing the median-priced home with 20% down would carry a monthly payment of approximately $640 in principal and interest.

Beyond the mortgage payment, the median total monthly owner cost in this area is $638, covering mortgage, property taxes, insurance, and utilities. Property taxes alone average $110/month ($1,318/year). These ongoing costs factor directly into the MBR-HAI alongside the mortgage rate and income data.

Score Interpretation
120+  Highly Affordable
110-119  More Affordable Than Average
90-109  Near National Average
70-89  Moderately Less Affordable
50-69  Significantly Less Affordable
Below 50  Least Affordable
As of Oct 13, 2026 • Updated each morning

Score computed from local U.S. Census Bureau ACS 5-Year Estimates (2024) and CPS/HVS Q4 2025 data, combined with the current Wisconsin live mortgage rate. Score of 100 = national average at 6.5% reference rate. Full methodology

How Mortgage Rates Impact Home Affordability in Boaz, Wisconsin

Boaz, Wisconsin Housing Market Overview

According to the U.S. Census Bureau, the median owner-occupied home value in Boaz, Wisconsin is approximately $113,800. The 2026 FHFA conforming loan limit for this area is $832,750, meaning most buyers financing at 80% LTV will qualify for conforming loan pricing, making rate comparison across local lenders especially valuable.

Boaz, Wisconsin Homeownership Rate

Boaz Metro
71.2%
+5.5% vs. national avg
Wisconsin Statewide
71.2%
0% vs. Wisconsin
U.S. National Rate
65.7%
CPS/HVS Q4 2025
Homeowner Vacancy Rate
1%
Tight market: low inventory

With a homeownership rate of 71.2%, well above the national average of 65.7%, Boaz, Wisconsin has a strong ownership culture, making competitive mortgage rates especially important for buyers entering the market. The homeowner vacancy rate of 1% signals a tight market with limited available inventory, making it critical to secure the best possible rate quickly when a suitable property becomes available.

Monthly Payment Estimates for Boaz, Wisconsin Buyers

Even a small difference in your interest rate can add up to tens of thousands of dollars over the life of a loan. The table below shows monthly principal and interest payments on a $90,000 mortgage, based on a 20% down payment on the Boaz, Wisconsin median home value.

Interest Rate Loan Term Monthly Payment Total Interest Paid
7.051% 30-year fixed $602 $126,669
7.551% Current Avg 30-year fixed $632 $137,678
8.051% 30-year fixed $664 $148,893
7.015% 15-year fixed $810 $55,746

A 0.500% rate increase on a $90,000 loan adds roughly $31 per month and over $11,215 in total interest over a 30-year term. That’s why comparing verified, current rates from multiple lenders, using the rate table above, is one of the most impactful financial decisions a Boaz, Wisconsin buyer can make.

Data sources: U.S. Census Bureau; Federal Housing Finance Agency (FHFA). Monthly payments shown are principal & interest only; taxes, insurance, and PMI not included.

Boaz, Wisconsin Income & Housing Affordability

At a price-to-income ratio of 1.8x, Boaz, Wisconsin is a relatively affordable housing market compared to national averages. That ratio, median home value divided by median household income, is a standard benchmark used by housing economists to gauge how accessible homeownership is relative to local earnings. The national baseline is approximately 3.8x.

Boaz Median Income
$63,438
-21.4% vs. national median
ACS 5-Year 2024
Wisconsin Median Income
$77,485
-4% vs. national median
ACS 5-Year 2024
U.S. Median Income
$80,734
National baseline
ACS 5-Year 2024
Price-to-Income Ratio
1.8x
National avg: 3.8x
Home value / household income

What This Means for Boaz, Wisconsin Buyers

With a median household income of $63,438 per year in Boaz, Wisconsin ($5,287/month) and a median home value of approximately $113,800, a buyer financing at 80% LTV at the current average rate would commit roughly 12% of gross monthly income to principal and interest alone. that falls within a manageable range relative to income, though taxes, insurance, HOA fees, and PMI will add to the true monthly cost of ownership.

Compared to the Wisconsin statewide price-to-income ratio of 3.4x, Boaz is more affordable relative to local incomes than the Wisconsin average, a relative bright spot for buyers within the state. In either case, even a 0.25% improvement in your mortgage rate meaningfully reduces both the income needed to qualify and the total cost over the loan term.

Data sources: U.S. Census Bureau. Monthly payment estimate assumes 80% LTV at current average rate; principal and interest only.

Full Cost of Homeownership in Boaz, Wisconsin

A mortgage payment is just the starting point. Property taxes, insurance, and utilities add hundreds of dollars per month to the true cost of owning a home in Boaz, Wisconsin. Understanding the full picture before you buy is the difference between a home you can afford and one that stretches you thin.

Owner vs. Renter Costs

Median Monthly Owner Cost
$638
Mortgage, taxes, insurance & utilities
-48% vs. Wisconsin avg
Median Gross Rent
$925
Rent including utilities
-15% vs. Wisconsin avg
Ownership Premium
$287
Owner cost vs. rent per month
Owning costs 31% less than renting
Median Annual Property Tax
$1,318
$110/month added to housing costs

In Boaz, Wisconsin, the median homeowner with a mortgage pays approximately $638/month in total housing costs, covering the mortgage payment, property taxes, insurance, and utilities. The median renter pays $925/month including utilities. In this market, owning costs less per month than renting, a compelling financial case for buyers who can qualify for financing. Property taxes alone account for $110/month of the ownership cost, a figure that can vary dramatically by location and is often underestimated by first-time buyers.

Housing Cost Burden

The federal standard defines “cost burdened” as spending more than 30% of gross household income on housing. “Severely cost burdened” means spending 50% or more. Both thresholds leave little room for savings, emergencies, or other financial goals.

Owner Cost Burden (30%+)
7.1%
of mortgage holders
Renter Cost Burden (30%+)
20%
of renters
20% severely burdened (50%+)
National Owner Burden
28.0%
of mortgage holders nationally
47.6% of renters nationally

In Boaz, Wisconsin, 7.1% of homeowners with mortgages are cost burdened and 20% of renters are cost burdened. Renters face significantly higher burden rates than owners, a pattern that often reflects lower renter incomes rather than lower rental costs, and one that can make the path from renting to owning financially difficult even when mortgage payments might be affordable. The 7.1% owner burden rate is below the national average of 28.0%, suggesting this market offers relatively manageable ownership costs relative to local incomes.

Data sources: U.S. Census Bureau, American Community Survey 5-Year Estimates. Monthly owner costs include mortgage payment, taxes, insurance, and utilities. Property taxes reflect median annual taxes for mortgage holders. Rent reflects median gross rent including utilities. Cost burden figures reflect households spending 30%+ of gross income on housing.

Boaz, Wisconsin Mortgage Payment Calculator

See your estimated monthly principal & interest payment at today’s Boaz, Wisconsin rates. The home price is prefilled with the local median home value. Adjust anything, or click a current rate on the right to apply that loan type’s rate and term instantly.

Monthly P&I
$0
Loan Amount
$0
Total Interest
$0

Principal & interest only, excludes property taxes, homeowners insurance, PMI, and HOA dues. See the Full Cost of Homeownership section above for those figures. Estimates are for informational purposes only.

Current Boaz, Wisconsin Mortgage Rates

Lowest verified rate per loan type · click to use its rate and term
Lowest verified rate per loan type available in Boaz, Wisconsin. ARM rates apply for the initial fixed period only. See the loan-type tabs above for all offers.

Run the Numbers on Your Boaz, Wisconsin Home Loan

Rates are only part of the equation. Use these calculators to translate current Boaz, Wisconsin mortgage rates and home loan rates into real numbers for your specific situation before you request quotes from mortgage lenders.

Types of Mortgages Available in Boaz, Wisconsin

Not every loan program is right for every buyer in Boaz, Wisconsin. Rates, down payment requirements, eligibility rules, and long-term costs vary significantly across products, and the right choice depends on your credit profile, how long you plan to stay, and whether you qualify for any government-backed programs.

Fixed-Rate Mortgage

A fixed-rate mortgage locks your interest rate in for the entire loan term. Your principal and interest payment on day one is identical to payment 360. That predictability is valuable for long-term financial planning, especially in markets where housing costs represent a large share of household income.

Available in 10-, 15-, 20-, and 30-year terms. The 30-year minimizes monthly payments; the 15-year cuts total interest paid dramatically but requires a higher monthly commitment. The payment comparison table above shows exactly how those trade-offs look at today’s Boaz, Wisconsin rate levels.

Adjustable-Rate Mortgage (ARM)

An ARM offers a fixed introductory rate for an initial period, commonly 5, 7, or 10 years, after which the rate adjusts periodically based on a market index. The starting rate is typically lower than a comparable fixed-rate loan, which reduces your monthly payment during the initial window.

ARMs work best when you have a defined exit timeline: if you plan to sell or refinance before the fixed period ends, you capture the lower rate without exposure to future adjustments. Rate caps govern how much the rate can move at each adjustment and in total, so read those terms closely before committing.

FHA Loan

Backed by the Federal Housing Administration, FHA loans are built for buyers who don’t yet meet conventional loan standards. You can qualify with a credit score of 580 and just 3.5% down, and some lenders will consider scores as low as 500 with a 10% down payment.

The cost of that lower barrier is mortgage insurance. FHA loans carry an upfront MIP of 1.75% of the loan amount (which can be rolled in) plus an annual MIP of 0.15% to 0.75% depending on your term and LTV. For buyers who would otherwise wait years to save a larger down payment, given ongoing home price trends in Boaz, Wisconsin, FHA is often the faster path to ownership.

VA Loan

Available to eligible active-duty service members, veterans, reservists, National Guard members, and qualifying surviving spouses, VA loans are among the most favorable mortgage programs available anywhere. No down payment is required, there is no monthly mortgage insurance, and rates are generally competitive with, and often better than, conventional loan rates.

A one-time funding fee applies, 2.15% of the loan for first-time VA borrowers with no down payment, which can be financed into the loan. In Boaz, Wisconsin, where home prices require substantial savings for a conventional down payment, the zero-down VA benefit is an enormous advantage for those who qualify.

Jumbo Loan

The 2026 FHFA conforming loan limit for Boaz, Wisconsin is $832,750. Mortgages above that amount are classified as jumbo loans and are not eligible for purchase by Fannie Mae or Freddie Mac, which means lenders carry the full risk and price that risk accordingly.

Jumbo underwriting is stricter: lenders typically require a credit score of 700 or higher, substantial cash reserves, thorough income documentation, and a down payment of at least 10 to 20%. Rates may run slightly above conforming levels, though the gap narrows in competitive lending environments.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Boaz, Wisconsin mortgage rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Boaz, Wisconsin directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Boaz, Wisconsin. We feature a comprehensive mix of licensed NMLS financial institutions, from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data, including the Texas Ratio, ensuring you compare rates from secure, reliable lenders.

How a Mortgage Works in Boaz, Wisconsin

A mortgage is a loan used to buy a home in Boaz, Wisconsin, secured by the property itself as collateral. The borrower repays the amount over a set term, most commonly 30 or 15 years, in monthly installments that cover both principal and interest. Because the loan is secured, the lender can foreclose on the home if payments are not made, which is part of why mortgage rates are lower than rates on unsecured debt.

Fixed-Rate vs. Adjustable-Rate Mortgages for Boaz, Wisconsin Buyers

A fixed-rate mortgage keeps the same interest rate for the entire term, so a Boaz, Wisconsin homeowner’s principal-and-interest payment never changes. For example, Citizens Bank Mukwonago, WI is listing a WHEDA First Time Homebuyer Program - 30 Year Fixed at 6.625%. An adjustable-rate mortgage (ARM) starts with a fixed period, often five, seven, or ten years, and then adjusts periodically based on a market index. ARMs usually open with a lower rate, but the payment can rise once the fixed period ends, so they tend to suit Boaz, Wisconsin borrowers who expect to move or refinance before that point. On the adjustable-rate side, Fond Du Lac Credit Union is listing a First Mortgage - 5/1 Year ARM at 5.50%.

How Boaz, Wisconsin Mortgage Rates Are Set

Mortgage rates move with the broader bond market, particularly the yield on the 10-year Treasury, plus a spread that reflects lender costs and risk. On top of that national baseline, the rate a Wisconsin borrower is offered depends on individual factors: credit score, down payment size, loan amount, loan type, and the property itself. This is why the advertised rates above are a starting point, and a borrower’s final rate is set once an application is underwritten.

Points and Closing Costs in Boaz, Wisconsin

The interest rate is not the only cost of buying a home in Boaz, Wisconsin. Discount points are an optional upfront fee (one point equals one percent of the loan amount) paid to lower the rate over the life of the loan. Closing costs cover items such as origination fees, appraisal, title insurance, and recording, and typically run two to five percent of the loan. Comparing the annual percentage rate (APR) alongside the note rate helps Boaz, Wisconsin shoppers account for these costs when weighing lenders.

When Boaz, Wisconsin Homeowners Should Consider Refinancing

Refinancing replaces an existing mortgage with a new one, usually to secure a lower rate, change the term, or tap home equity. For Boaz, Wisconsin homeowners, the general guideline is that refinancing makes sense when the savings from a lower rate recoup the closing costs within the time the borrower plans to stay in the home, known as the break-even point. Borrowers also refinance to switch from an adjustable rate to a fixed rate, or to remove mortgage insurance once enough equity has built up. Current Boaz, Wisconsin refinance rates from local lenders are listed on our refinance page.

Frequently Asked Questions about Mortgage Rates in Boaz, Wisconsin

What are home loan rates in Boaz, WI today?

Home loan rates and mortgage rates mean the same thing. Boaz, Wisconsin mortgage rates from lenders serving Wisconsin range from 5.24% to 9.12%, verified by MonitorBankRates as of October 12, 2026. Current 30-year fixed mortgage rates for Boaz, Wisconsin borrowers from lenders serving Wisconsin include Citizens Bank Mukwonago, WICitizens Bank Mukwonago, WIA+5.0 ★Texas Ratio: 1.51% at 6.625%, Tri City National BankTri City National BankA+5.0 ★Texas Ratio: 4.17% at 6.625%, Educators Credit UnionEducators Credit UnionA+5.0 ★Texas Ratio: 4.30% at 6.875%, Evergreen Credit UnionEvergreen Credit UnionA+5.0 ★Texas Ratio: 5.16% at 7.00%, and TruStone Financial Credit UnionTruStone Financial Credit UnionA+5.0 ★Texas Ratio: 4.56% at 7.00%.

How does my credit score affect my rate in Wisconsin?

Your credit score is a major factor. Generally, borrowers in Boaz, Wisconsin with higher credit scores (760+) receive the lowest interest rates.

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Wisconsin because it offers lower monthly payments compared to shorter-term loans.

What are closing costs in Wisconsin?

Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Wisconsin, these may include appraisal fees, title insurance, and recording fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried rates might rise before closing on your home in Boaz, Wisconsin, locking your rate is a good idea. It guarantees your rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan in Boaz, Wisconsin?

A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Wisconsin, these limits are higher. These loans typically require stronger credit and larger down payments.

Do I need 20% down to buy a house in Wisconsin?

No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Boaz, Wisconsin offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

How do I compare mortgage lenders in Boaz, Wisconsin?

Start with the rate tables on this page, which list current rates from local banks, credit unions and other mortgage lenders serving Wisconsin. Narrow the list to three or four lenders, then compare each one's rate, APR, points and fees side by side rather than the rate alone.

How do I get mortgage quotes in Boaz, Wisconsin?

Ask two to four mortgage lenders for a Loan Estimate on the same loan amount, term and down payment. Lenders must send a Loan Estimate within three business days of your application, and requesting your mortgage quotes on the same day keeps daily rate changes from skewing the comparison. Mortgage rate shopping within a short window, typically 14 to 45 days, counts as a single credit inquiry for most credit scores.

What is the median home value in Boaz, Wisconsin?

According to the U.S. Census Bureau, the median owner-occupied home value in Boaz, Wisconsin is approximately $113,800. The 2026 FHFA conforming loan limit for this area is $832,750. Source: U.S. Census Bureau; Federal Housing Finance Agency (FHFA).

What is the homeownership rate in Boaz, Wisconsin?

According to the U.S. Census Bureau Housing Vacancies and Homeownership survey (CPS/HVS, Q4 2025), the homeownership rate in the Boaz, WI metro area is 71.2%, compared to the national rate of 65.7%. Source: census.gov/housing/hvs.

What is the conforming loan limit in Boaz, Wisconsin?

The 2026 FHFA conforming loan limit for Boaz, Wisconsin is $832,750. Mortgages above this amount are considered jumbo loans and typically require stronger credit, a larger down payment, and additional reserves. Source: Federal Housing Finance Agency, fhfa.gov/data/conforming-loan-limit.

What is the median monthly cost of homeownership in Boaz, Wisconsin?

According to the U.S. Census Bureau, the median monthly owner cost for mortgage holders in Boaz, Wisconsin is approximately $638 per month. This includes the mortgage payment, property taxes, insurance, and utilities.

What are the median property taxes in Boaz, Wisconsin?

The median annual property tax paid by homeowners with a mortgage in Boaz, Wisconsin is $1,318 per year ($110 per month). Source: U.S. Census Bureau.

What is the median rent in Boaz, Wisconsin?

The median gross rent in Boaz, Wisconsin is $925 per month, including utilities. Source: U.S. Census Bureau.

What percentage of homeowners are cost burdened in Boaz, Wisconsin?

7.1% of mortgage holders in Boaz, Wisconsin spend more than 30% of their gross household income on housing costs -- the federal definition of cost burdened. The national average for owner cost burden is 28.0%. Source: U.S. Census Bureau.

What percentage of renters are cost burdened in Boaz, Wisconsin?

20% of renters in Boaz, Wisconsin spend more than 30% of their gross income on rent, compared to the national average of 47.6%. 20% are severely cost burdened at 50% or more. Source: U.S. Census Bureau.

What are the best Mortgage rates in Boaz, Wisconsin?

  • Citizens Bank Mukwonago, WI: 6.625% (WHEDA First Time Homebuyer Program - 30 Year Fixed)
  • Tri City National Bank: 6.625% (30 Year Fixed Rate Mortgage - WHEDA First-time Homebuyer)
  • Educators Credit Union: 6.875% (30-year Fixed)
  • Evergreen Credit Union: 7.00% (Primary Home-First Mortgage - 30 Year Fixed)
  • TruStone Financial Credit Union: 7.00% (VA 30-Year Fixed)
Mortgage Rates reflect actual verified offers from lenders actively lending to Wisconsin borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 12, 2026

Boaz, Wisconsin Rates & Resources