Mortgage Rates Connecticut (CT) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Connecticut. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Connecticut as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: Milford BankMilford Bank142 Temple Street Suite 306, Milford, CT, 06460A+5.0 ★Texas Ratio: 3.51% at 5.62%, Newtown Savings BankNewtown Savings Bank112 Boston Ave, Bethel, CT, 06468A5.0 ★Texas Ratio: 6.92% at 5.75%, Riverbank Federal Credit UnionRiverbank Federal Credit Union516 Spring St, Windsor Locks, CT, 06096A+5.0 ★Texas Ratio: 0.46% at 5.75%, SUMA Federal Credit UnionSUMA Federal Credit Union39 Clovelly Rd, New Haven, CT, 06511 5301A5.0 ★Texas Ratio: 12.20% at 5.88%, and American Eagle Financial Credit UnionAmerican Eagle Financial Credit Union109 SYCAMORE ST, Avon, CT, 06001 2520A+5.0 ★Texas Ratio: 3.82% at 5.88%.
Mortgage rates in Connecticut (CT) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Connecticut borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Connecticut Mortgage Rate Trends
Compare local Connecticut mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — CT Avg
6.187%
▲ 0.102 from last week
For buyers in Connecticut, the broader Connecticut 30-year fixed average mortgage rate rose 0.102 points this week to 6.187%, according to MonitorBankRates trend data.
15-Year Fixed — CT Avg
5.761%
▼ 2.010 from last week
For buyers in Connecticut, the broader Connecticut 15-year fixed average mortgage rate fell 2.010 points this week to 5.761%, according to MonitorBankRates trend data.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Mortgage Rates Today in Connecticut
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
30 Year Fixed - First Time Buyer (Milford, Stratford, West Haven and Orange only)
5.62%
5.74%
▼
Rate5.62%
APR5.74%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
30 Year Fixed
30
5.50%
5.78%
▼
Rate5.50%
APR5.78%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
112 Boston Ave, Bethel, CT, 06468
30 Year Fixed Rate
5.75%
5.83%
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
30 Year Fixed
30
5.75%
5.85%
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedMar 11, 2026
Details
As Low As; 60 DAY LOCK
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
30 Year Fixed Rate
5.75%
5.85%
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedMar 11, 2026
Details
As Low As
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, New Haven, CT, 06511 5301
30 Year Fixed Mortgage
359
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
30 Year Fixed
30
5.75%
5.94%
▼
Rate5.75%
APR5.94%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT, 06001 2520
30-Year Fixed As Low As
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 17, 2026
Details
As Low As; Loan Amount: $226-250K
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
30 Year Fixed
30
5.88%
5.99%
▼
Rate5.88%
APR5.99%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
1336 E Main St, Ansonia, CT, 06032
30 Year Fixed
5.88%
5.99%
▼
Rate5.88%
APR5.99%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1006 Post Rd, Darien, CT, 06820
30 Year Fixed Rate Mortgage
5.99%
6.00%
▼
Rate5.99%
APR6.00%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
30 Year Fixed (HomeReady®)*
6.00%
6.03%
▼
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
10 Route 126, Bristol, CT, 06010
30 Year Fixed Rate First Time Home Buyer
5.62%
6.04%
▼
Rate5.62%
APR6.04%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
1009 New Haven Rd, Avon, CT, 06001
30 Year Fixed Mortgage
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT, 06001 2520
30-Year Fixed As Low As
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 17, 2026
Details
As Low As; Loan Amount: $351K+
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
10 Route 126, Bristol, CT, 06010
30 Year Fixed Rate Mortgage
5.88%
6.08%
▼
Rate5.88%
APR6.08%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
125 Boston Post Rd, Bozrah, CT, 06333
30 Year Fixed Conventional FNMA
30 Year
5.95%
6.09%
▼
Rate5.95%
APR6.09%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
100 Battistoni Rd, Avon, CT, 06001
30 Year Fixed
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
10 Route 126, Bristol, CT, 06010
Buyer's Boost - Purchase - No PMI - 30 Year Fixed Rate
6.00%
6.18%
▼
Rate6.00%
APR6.18%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1001 Boston Post Rd, Branford, CT, 06040
30-Year Fixed Rate
6.25%
6.35%
▼
Rate6.25%
APR6.35%
Points0.500
UpdatedMar 18, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 Eagle Rd, Ansonia, CT, 06002
30-Year Fixed Rate
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1001 Boston Post Rd, Branford, CT, 06040
30-Year Fixed Rate
6.38%
6.46%
▼
Rate6.38%
APR6.46%
Points0.375
UpdatedMar 18, 2026
Details
Rates shown include 0.125% autopay and paperless discount.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
1336 E Main St, Ansonia, CT, 06032
30 Year Fixed
6.62%
6.80%
▼
Rate6.62%
APR6.80%
Points0.250
UpdatedMar 17, 2026
Details
No additional details available.
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
10 Route 126, Bristol, CT, 06010
Investor - Non-Owner Occupied - 30 Year Fixed Rate
7.38%
7.71%
▼
Rate7.38%
APR7.71%
Points1.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
112 Boston Ave, Bethel, CT, 06468
15 Year Fixed Rate
5.12%
5.25%
▼
Rate5.12%
APR5.25%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, New Haven, CT, 06511 5301
15 Year Fixed Mortgage
179
5.25%
5.31%
▼
Rate5.25%
APR5.31%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
15 Year Fixed
15
4.85%
5.36%
▼
Rate4.85%
APR5.36%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
15 Year Fixed
15
5.05%
5.41%
▼
Rate5.05%
APR5.41%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
15 Year Fixed
15
5.25%
5.42%
▼
Rate5.25%
APR5.42%
Points0.000
UpdatedMar 11, 2026
Details
As Low As; 60 DAY LOCK
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT, 06096
15 Year Fixed Rate
5.25%
5.42%
▼
Rate5.25%
APR5.42%
Points0.000
UpdatedMar 11, 2026
Details
As Low As
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
15 Year Fixed
15
5.25%
5.46%
▼
Rate5.25%
APR5.46%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT, 06001 2520
15-Year Fixed
121 - 180 Months
5.50%
5.50%
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 17, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT, 06001 2520
15-Year Fixed As Low As
5.38%
5.54%
▼
Rate5.38%
APR5.54%
Points0.000
UpdatedMar 17, 2026
Details
As Low As; Loan Amount: Any
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1006 Post Rd, Darien, CT, 06820
15 Year Fixed Rate Mortgage
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
1336 E Main St, Ansonia, CT, 06032
15 Year Fixed
5.38%
5.56%
▼
Rate5.38%
APR5.56%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
1009 New Haven Rd, Avon, CT, 06001
15 Year Fixed Mortgage
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
125 Boston Post Rd, Bozrah, CT, 06333
15 Year Fixed Conventional FNMA
15 Year
5.45%
5.68%
▼
Rate5.45%
APR5.68%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
100 Battistoni Rd, Avon, CT, 06001
15 Year Fixed
5.50%
5.69%
▼
Rate5.50%
APR5.69%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 Eagle Rd, Ansonia, CT, 06002
15-Year Fixed Rate
5.50%
5.73%
▼
Rate5.50%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1001 Boston Post Rd, Branford, CT, 06040
15-Year Fixed Rate
5.62%
5.76%
▼
Rate5.62%
APR5.76%
Points0.375
UpdatedMar 18, 2026
Details
Rates shown include 0.125% autopay and paperless discount.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1001 Boston Post Rd, Branford, CT, 06040
15-Year Fixed Rate
5.62%
5.77%
▼
Rate5.62%
APR5.77%
Points0.375
UpdatedMar 18, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
15 Year Fixed
5.75%
5.80%
▼
Rate5.75%
APR5.80%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
1336 E Main St, Ansonia, CT, 06032
15 Year Fixed
6.12%
6.41%
▼
Rate6.12%
APR6.41%
Points0.250
UpdatedMar 17, 2026
Details
No additional details available.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, New Haven, CT, 06511 5301
15 Year Fixed
6.50%
6.53%
▼
Rate6.50%
APR6.53%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1 Connecticut Ave, Dayville, CT, 06226
Non-Owner Occupied 15 Year Fixed
15
7.00%
7.12%
▼
Rate7.00%
APR7.12%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1 Connecticut Ave, Dayville, CT, 06226
Non-Owner Occupied 15 Year Fixed Balloon
15
7.25%
7.33%
▼
Rate7.25%
APR7.33%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
5 Year Adjustable (ARM)
5.62%
5.70%
▼
Rate5.62%
APR5.70%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
7 Year Adjustable (ARM)
5.62%
5.70%
▼
Rate5.62%
APR5.70%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
Jumbo Loans 5 Year Adjustable (ARM)
5.75%
5.76%
▼
Rate5.75%
APR5.76%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
Jumbo Loans 7 Year Adjustable (ARM)
5.75%
5.76%
▼
Rate5.75%
APR5.76%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT, 06001 2520
5/5 Adjustable As Low As
5.00%
5.87%
▼
Rate5.00%
APR5.87%
Points0.000
UpdatedMar 17, 2026
Details
As Low As; Review cap: 2% every five years after the fixed period. Lifetime cap: 6%.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, New Haven, CT, 06511 5301
5/1 Year Adjustable
60
5.25%
5.90%
▼
Rate5.25%
APR5.90%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, New Haven, CT, 06511 5301
7/1 Year Adjustable
84
5.50%
5.91%
▼
Rate5.50%
APR5.91%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT, 06001 2520
10Y/6M Adjustable As Low As
5.50%
5.92%
▼
Rate5.50%
APR5.92%
Points0.000
UpdatedMar 17, 2026
Details
As Low As; Maximum initial adjustment: 5%. Review cap: 2%. Lifetime cap: 5%.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT, 06001 2520
7Y/6M Adjustable As Low As
5.38%
5.99%
▼
Rate5.38%
APR5.99%
Points0.000
UpdatedMar 17, 2026
Details
As Low As; Maximum initial adjustment: 5%. Review cap: 2%. Lifetime cap: 5%.
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Bridgeport, CT, 06418 1326
5/5 ARM
4.99%
6.02%
▼
Rate4.99%
APR6.02%
Points0.000
UpdatedMar 15, 2026
Details
Terms and Conditions
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1 Connecticut Ave, Dayville, CT, 06226
Adjustable Rate Mortgages 5/1 ARM
5.50%
6.03%
▼
Rate5.50%
APR6.03%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1 Connecticut Ave, Dayville, CT, 06226
Adjustable Rate Mortgages 7/1 ARM
5.75%
6.07%
▼
Rate5.75%
APR6.07%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
1000 Oronoque Ln, Bridgeport, CT, 06418 1326
15/15 ARM
5.99%
6.07%
▼
Rate5.99%
APR6.07%
Points0.000
UpdatedMar 15, 2026
Details
Terms and Conditions
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1 Connecticut Ave, Dayville, CT, 06226
Adjustable Rate Mortgages 3/1 ARM
5.38%
6.10%
▼
Rate5.38%
APR6.10%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
10 Route 126, Bristol, CT, 06010
5 Year Adjustable Rate Mortgage
5.38%
6.11%
▼
Rate5.38%
APR6.11%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
10 Route 126, Bristol, CT, 06010
7 Year Adjustable Rate Mortgage
5.62%
6.14%
▼
Rate5.62%
APR6.14%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
Jumbo Loans 10 Year Adjustable (ARM)
6.12%
6.14%
▼
Rate6.12%
APR6.14%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
100 Battistoni Rd, Avon, CT, 06001
7/1 ARM
5.75%
6.14%
▼
Rate5.75%
APR6.14%
Points0.000
UpdatedMar 17, 2026
Details
Caps: 2/6
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1 Connecticut Ave, Dayville, CT, 06226
Adjustable Rate Mortgages 10/1 ARM
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
1336 E Main St, Ansonia, CT, 06032
7/6 ARM
5.50%
6.16%
▼
Rate5.50%
APR6.16%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
10/6 Jumbo ARM
30 Years
5.75%
6.20%
▼
Rate5.75%
APR6.20%
Points1.000
UpdatedMar 15, 2026
Details
Caps: 5% initial, 1% every six months, 5% lifetime
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
1336 E Main St, Ansonia, CT, 06032
5/6 ARM
5.25%
6.20%
▼
Rate5.25%
APR6.20%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
100 Battistoni Rd, Avon, CT, 06001
5/1 ARM
5.75%
6.21%
▼
Rate5.75%
APR6.21%
Points0.000
UpdatedMar 17, 2026
Details
Caps: 2/6
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
10 Year Adjustable (ARM)
6.12%
6.21%
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
1 Connecticut Ave, Dayville, CT, 06226
Adjustable Rate Mortgages 1/1 ARM
5.25%
6.23%
▼
Rate5.25%
APR6.23%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
7/6 Jumbo ARM
30 Years
5.62%
6.27%
▼
Rate5.62%
APR6.27%
Points1.000
UpdatedMar 15, 2026
Details
Caps: 5% initial, 1% every six months, 5% lifetime
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 Eagle Rd, Ansonia, CT, 06002
7/6-Month ARM
5.88%
6.27%
▼
Rate5.88%
APR6.27%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
7/6 Jumbo ARM
30 Years
5.88%
6.30%
▼
Rate5.88%
APR6.30%
Points0.000
UpdatedMar 15, 2026
Details
Caps: 5% initial, 1% every six months, 5% lifetime
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1006 Post Rd, Darien, CT, 06820
10 Year/6 Month Adjustable Rate Mortgage
6.00%
6.31%
▼
Rate6.00%
APR6.31%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
10/6 Jumbo ARM
30 Years
6.12%
6.36%
▼
Rate6.12%
APR6.36%
Points0.000
UpdatedMar 15, 2026
Details
Caps: 5% initial, 1% every six months, 5% lifetime
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1006 Post Rd, Darien, CT, 06820
7 Year/6 Month Adjustable Rate Mortgage
5.88%
6.38%
▼
Rate5.88%
APR6.38%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
5/6 Jumbo ARM
30 Years
5.62%
6.38%
▼
Rate5.62%
APR6.38%
Points1.000
UpdatedMar 15, 2026
Details
Caps: 2% initial, 1% every six months, 5% lifetime
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
5/6 Jumbo ARM
30 Years
5.88%
6.39%
▼
Rate5.88%
APR6.39%
Points0.000
UpdatedMar 15, 2026
Details
Caps: 2% initial, 1% every six months, 5% lifetime
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1006 Post Rd, Darien, CT, 06820
5 Year/6 Month Adjustable Rate Mortgage
5.75%
6.44%
▼
Rate5.75%
APR6.44%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, New Haven, CT, 06511 5301
10 Year Balloon / 7/1 ARM / 30 Amortization
6.75%
6.52%
▼
Rate6.75%
APR6.52%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
5/1 Yr ARM
15 or 30 Years
6.00%
6.57%
▼
Rate6.00%
APR6.57%
Points0.000
UpdatedMar 17, 2026
Details
Up to $806,500
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
3/1 Yr ARM
15 or 30 Years
5.75%
6.62%
▼
Rate5.75%
APR6.62%
Points0.000
UpdatedMar 17, 2026
Details
Up to $806,500
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
7/1 Year Adjustable
7 YRS
5.50%
6.70%
▼
Rate5.50%
APR6.70%
Points0.000
UpdatedMar 20, 2026
Details
Fully Indexed Rate: 6.500%; Remaining Term: 23 YRS
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06461 3048
5/6 ARM
5.50%
6.71%
▼
Rate5.50%
APR6.71%
Points0.000
UpdatedMar 20, 2026
Details
As Low As
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT, 06461 3048
5/6 ARM Hipoteca con tasa ajustable tan bajo como
5.50%
6.71%
▼
Rate5.50%
APR6.71%
Points0.000
UpdatedMar 20, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
3/1 Yr ARM
15 or 30 Years
6.25%
6.73%
▼
Rate6.25%
APR6.73%
Points0.000
UpdatedMar 17, 2026
Details
Over $806,500
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT, 06010
5/1 Yr ARM
15 or 30 Years
6.50%
6.74%
▼
Rate6.50%
APR6.74%
Points0.000
UpdatedMar 17, 2026
Details
Over $806,500
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT, 06460
5/1 Year Adjustable
5 YRS
5.38%
6.77%
▼
Rate5.38%
APR6.77%
Points0.000
UpdatedMar 20, 2026
Details
Fully Indexed Rate: 6.500%; Remaining Term: 25 YRS
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Danielson, CT, 06239
Fixed Rate Jumbo Mortgages (Purchase or Refinance)
10 year
5.38%
5.43%
▼
Rate5.38%
APR5.43%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Danielson, CT, 06239
Fixed Rate Jumbo Mortgages (Purchase or Refinance)
15 Year
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
Jumbo Loans 10 Year Fixed
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
Jumbo Loans 20 Year Fixed
5.88%
5.89%
▼
Rate5.88%
APR5.89%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
Jumbo Loans 15 Year Fixed
5.88%
5.90%
▼
Rate5.88%
APR5.90%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Danielson, CT, 06239
Fixed Rate Jumbo Mortgages (Purchase or Refinance)
20 Year
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
Jumbo Fixed Mortgage
15 Year
5.75%
6.01%
▼
Rate5.75%
APR6.01%
Points1.000
UpdatedMar 15, 2026
Details
over $83,275,050
Centreville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
100 Averill Rd, Danielson, CT, 06239
Fixed Rate Jumbo Mortgages (Purchase or Refinance)
30 Year
6.00%
6.02%
▼
Rate6.00%
APR6.02%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
Jumbo Fixed Mortgage
15 Year
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 15, 2026
Details
over $83,275,050
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT, 06516 2047
Jumbo Loans 30 Year Fixed
6.12%
6.14%
▼
Rate6.12%
APR6.14%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
Jumbo Fixed Mortgage
30 Year
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points1.000
UpdatedMar 15, 2026
Details
over $83,275,050
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
Jumbo Fixed Mortgage
20 Year
6.00%
6.21%
▼
Rate6.00%
APR6.21%
Points1.000
UpdatedMar 15, 2026
Details
over $83,275,050
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
10 Route 126, Bristol, CT, 06010
Buyer's Boost - Purchase - No PMI - 30 Year Fixed Rate Jumbo
6.25%
6.28%
▼
Rate6.25%
APR6.28%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
Jumbo Fixed Mortgage
30 Year
6.25%
6.31%
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 15, 2026
Details
over $83,275,050
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
1266 E Main St, Mystic, CT, 06355
Jumbo Fixed Mortgage
20 Year
6.25%
6.33%
▼
Rate6.25%
APR6.33%
Points0.000
UpdatedMar 15, 2026
Details
over $83,275,050
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
112 Boston Ave, Bethel, CT, 06468
30 Year Fixed FHA
5.50%
6.29%
▼
Rate5.50%
APR6.29%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 Eagle Rd, Ansonia, CT, 06002
30-Year Fixed-Rate VA
5.62%
5.82%
▼
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Connecticut directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Connecticut. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Connecticut
How does my credit score affect my rate in Connecticut?
Your credit score is a major factor. Generally, borrowers in Connecticut with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Connecticut because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Connecticut?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Connecticut, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Connecticut, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Connecticut?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Connecticut, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Connecticut?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Connecticut offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Connecticut?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Connecticut?
- Milford Bank: 5.62% (30 Year Fixed - First Time Buyer (Milford, Stratford, West Haven and Orange only))
- Newtown Savings Bank: 5.75% (30 Year Fixed Rate)
- Riverbank Federal Credit Union: 5.75% (30 Year Fixed)
- SUMA Federal Credit Union: 5.88% (30 Year Fixed Mortgage)
- American Eagle Financial Credit Union: 5.88% (30-Year Fixed As Low As)
Mortgage Rates reflect actual verified offers from lenders actively lending to Connecticut borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Mortgage Rates by City in Connecticut
