Mortgage Rates Colorado (CO) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Colorado. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Colorado as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: Premier Members Credit UnionPremier Members Credit Union10339 Federal Blvd, Arvada, CO, 80002A+5.0 ★Texas Ratio: 4.73% at 5.50%, Ent Credit UnionEnt Credit Union1 Mount Baldy Dr, Aurora, CO, 80011 7809A+5.0 ★Texas Ratio: 4.95% at 6.12%, Wells FargoWells Fargo10001 Wadsworth Pkwy, Arvada, CO, 80002A5.0 ★Texas Ratio: 7.44% at 6.25%, Westerra Credit UnionWesterra Credit Union10169 S Parker Rd, Arvada, CO, 80003A+5.0 ★Texas Ratio: 3.61% at 6.38%, and U.S. BankU.S. Bank1017 N Market Plz, Arvada, CO, 80002A5.0 ★Texas Ratio: 6.46% at 6.38%.
Mortgage rates in Colorado (CO) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Colorado borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 18, 2026
Colorado Mortgage Rate Trends
Compare local Colorado mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — CO Avg
6.368%
▲ 0.283 from last week
For buyers in Colorado, the broader Colorado 30-year fixed average mortgage rate rose 0.283 points this week to 6.368%, according to MonitorBankRates trend data.
15-Year Fixed — CO Avg
5.894%
▼ 1.877 from last week
For buyers in Colorado, the broader Colorado 15-year fixed average mortgage rate fell 1.877 points this week to 5.894%, according to MonitorBankRates trend data.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Mortgage Rates Today in Colorado
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
10339 Federal Blvd, Arvada, CO, 80002
30 Year Fixed
30
5.50%
5.57%
▼
Rate5.50%
APR5.57%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
30-Year Fixed-Rate First-Time Home Buyer (FTHB)
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
30-Year Fixed-Rate
6.25%
6.31%
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
10001 Wadsworth Pkwy, Arvada, CO, 80002
30-Year Fixed Rate
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO, 80003
30-Year Fixed - Purchase
6.38%
6.42%
▼
Rate6.38%
APR6.42%
Points-0.125
UpdatedMar 15, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
30-year fixed refinance
30-year
6.38%
6.54%
▼
Rate6.38%
APR6.54%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
30-Year Fixed
6.50%
6.57%
▼
Rate6.50%
APR6.57%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
10339 Federal Blvd, Arvada, CO, 80002
15 Year Fixed
15
5.12%
5.23%
▼
Rate5.12%
APR5.23%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
15-Year Fixed-Rate
5.62%
5.72%
▼
Rate5.62%
APR5.72%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
10001 Wadsworth Pkwy, Arvada, CO, 80002
15-Year Fixed Rate
5.50%
5.73%
▼
Rate5.50%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO, 80003
15-Year Fixed - Purchase
5.88%
5.95%
▼
Rate5.88%
APR5.95%
Points-0.250
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
15-Year Fixed
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
Jumbo Five Year Conv ARM (5yr/5yr) 30-Year Term
5.50%
5.64%
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
Jumbo Seven Year SOFR ARM (7yr/6mo) 30-Year Term
5.38%
5.92%
▼
Rate5.38%
APR5.92%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO, 80003
Jumbo 7/6M SOFR ARM - Purchase
5.50%
5.95%
▼
Rate5.50%
APR5.95%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
Jumbo Five Year SOFR ARM (5yr/6mo) 30-Year Term
5.25%
6.00%
▼
Rate5.25%
APR6.00%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
10/1-Year Adjustable Rate Mortgage Jumbo
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
15/15-Year Adjustable Rate Mortgage Jumbo
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
15/15-Year Adjustable Rate Mortgage
6.00%
6.11%
▼
Rate6.00%
APR6.11%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO, 80017
5/1 ARM
5.62%
6.14%
▼
Rate5.62%
APR6.14%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO, 80017
Jumbo 5/1 ARM
5.75%
6.15%
▼
Rate5.75%
APR6.15%
Points0.000
UpdatedMar 15, 2026
Details
Margin: 2.50%; Percentage Caps†: 2/2/6; CMT Index: 3.975%
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO, 80003
7/6M SOFR ARM - Purchase
5.88%
6.16%
▼
Rate5.88%
APR6.16%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO, 80017
3/1 ARM
5.50%
6.17%
▼
Rate5.50%
APR6.17%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.75%
6.20%
▼
Rate5.75%
APR6.20%
Points0.680
UpdatedMar 15, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO, 80017
Jumbo 3/1 ARM
5.63%
6.21%
▼
Rate5.63%
APR6.21%
Points0.000
UpdatedMar 15, 2026
Details
Margin: 2.50%; Percentage Caps†: 2/2/6; CMT Index: 3.975%
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
5.88%
6.21%
▼
Rate5.88%
APR6.21%
Points0.760
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
10/1-Year Adjustable Rate Mortgage
5.88%
6.25%
▼
Rate5.88%
APR6.25%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
10001 Wadsworth Pkwy, Arvada, CO, 80002
7/6-Month ARM
5.88%
6.27%
▼
Rate5.88%
APR6.27%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO, 80017
7/1 ARM
6.12%
6.27%
▼
Rate6.12%
APR6.27%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO, 80017
Jumbo 7/1 ARM
6.13%
6.27%
▼
Rate6.13%
APR6.27%
Points0.000
UpdatedMar 15, 2026
Details
Margin: 2.50%; Percentage Caps†: 2/2/6; CMT Index: 3.975%
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
5.88%
6.29%
▼
Rate5.88%
APR6.29%
Points0.932
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.12%
6.32%
▼
Rate6.12%
APR6.32%
Points0.725
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.12%
6.38%
▼
Rate6.12%
APR6.38%
Points0.936
UpdatedMar 15, 2026
Details
No additional details available.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Adjustable Rate Mortgage 5/6mo ARM
5.62%
6.88%
▼
Rate5.62%
APR6.88%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Jumbo 5/6mo ARM
5.62%
6.88%
▼
Rate5.62%
APR6.88%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Adjustable Rate Mortgage 7/6mo ARM FTHB
6.12%
7.13%
▼
Rate6.12%
APR7.13%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
10-Year Power Rate Fixed Jumbo
4.88%
5.15%
▼
Rate4.88%
APR5.15%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
15-Year Power Rate Fixed Jumbo
5.00%
5.20%
▼
Rate5.00%
APR5.20%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
10339 Federal Blvd, Arvada, CO, 80002
30 Year Fixed Jumbo
30
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
Jumbo 15-Year Fixed
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
20-Year Power Rate Fixed Jumbo
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
30-Year Power Rate Fixed Jumbo
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO, 80003
Jumbo 15-Year Fixed - Purchase
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
Jumbo 20-Year Fixed
5.88%
5.92%
▼
Rate5.88%
APR5.92%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
10-Year Fixed Jumbo
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
15-Year Fixed Jumbo
6.00%
6.05%
▼
Rate6.00%
APR6.05%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Jumbo 15-Year
15
5.88%
6.07%
▼
Rate5.88%
APR6.07%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
20-Year Fixed Jumbo
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
Jumbo 30-Year Fixed
6.25%
6.29%
▼
Rate6.25%
APR6.29%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
First National Bank Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
117 Main St, Colorado Springs, CO, 80132
One-Time-Close Construction Loans Jumbo
6.74%
6.34%
▼
Rate6.74%
APR6.34%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO, 80003
Jumbo 30-Year Fixed - Purchase
6.38%
6.41%
▼
Rate6.38%
APR6.41%
Points0.250
UpdatedMar 15, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Jumbo loans 15-year
15-year
6.25%
6.49%
▼
Rate6.25%
APR6.49%
Points0.640
UpdatedMar 15, 2026
Details
No additional details available.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO, 80524 3501
Jumbo 30-Year
30
6.38%
6.49%
▼
Rate6.38%
APR6.49%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
30-Year Fixed Jumbo
6.50%
6.53%
▼
Rate6.50%
APR6.53%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Jumbo loans 20-year
20-year
6.38%
6.58%
▼
Rate6.38%
APR6.58%
Points0.735
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Jumbo loans 30-year
30-year
6.50%
6.65%
▼
Rate6.50%
APR6.65%
Points0.685
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
FHA 15-Year Fixed
5.12%
6.60%
▼
Rate5.12%
APR6.60%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Federal Housing Administration (FHA) loans 30-year
30-year
5.88%
6.76%
▼
Rate5.88%
APR6.76%
Points0.932
UpdatedMar 15, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
FHA 30-Year Fixed
5.75%
7.08%
▼
Rate5.75%
APR7.08%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
15-Year FHA
7.00%
7.46%
▼
Rate7.00%
APR7.46%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
1 Garden Ctr, Aurora, CO, 80014 4934
30-Year FHA
7.25%
7.54%
▼
Rate7.25%
APR7.54%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
VA 15-Year Fixed
5.12%
5.54%
▼
Rate5.12%
APR5.54%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
10001 Wadsworth Pkwy, Arvada, CO, 80002
30-Year Fixed-Rate VA
5.62%
5.82%
▼
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO, 80011 7809
VA 30-Year Fixed
5.75%
6.00%
▼
Rate5.75%
APR6.00%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Zions Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
1001 17th St, Aspen, CO, 80021
30-Year VA Fixed
30
5.88%
6.18%
▼
Rate5.88%
APR6.18%
Points0.000
UpdatedMar 15, 2026
Details
Advertised APR assumes excellent credit. Your APR may be higher.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO, 80003
30-Year Fixed VA - Purchase
6.25%
6.41%
▼
Rate6.25%
APR6.41%
Points-0.250
UpdatedMar 15, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
1017 N Market Plz, Arvada, CO, 80002
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.46%
▼
Rate6.12%
APR6.46%
Points0.509
UpdatedMar 15, 2026
Details
No additional details available.
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Colorado directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Colorado. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Colorado
How does my credit score affect my rate in Colorado?
Your credit score is a major factor. Generally, borrowers in Colorado with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Colorado because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Colorado?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Colorado, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Colorado, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Colorado?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Colorado, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Colorado?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Colorado offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Colorado?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Colorado?
- Premier Members Credit Union: 5.50% (30 Year Fixed)
- Ent Credit Union: 6.12% (30-Year Fixed-Rate First-Time Home Buyer (FTHB))
- Wells Fargo: 6.25% (30-Year Fixed Rate)
- Westerra Credit Union: 6.38% (30-Year Fixed - Purchase)
- U.S. Bank: 6.38% (30-year fixed refinance)
Mortgage Rates reflect actual verified offers from lenders actively lending to Colorado borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 18, 2026
Mortgage Rates by City in Colorado
