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Credit Union of The Rockies

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Credit Union of The Rockies Rates & Review June 2026

Q: Is a member application needed to join Credit Union of The Rockies?

Yes, to access services at Credit Union of The Rockies, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union of The Rockies provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 19, 2026

You can compare Credit Union of The Rockies rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 3.00%. Savings rates are at 0.40% and money market rates are at 1.26%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Credit Union of The Rockies rates. MonitorBankRates evaluates the financial stability of Credit Union of The Rockies with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.98%. Rates were last updated on 06/19/2026.

Credit Union of The Rockies money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of The Rockies? Share your experience about Credit Union of The Rockies by leaving a review below, or read customer reviews before you decide to use Credit Union of The Rockies.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.98%

Excellent Lower than avg

Credit Union of The Rockies
Corporate Office

1010 Johnson Rd Ste 350
Golden, CO 80401 6031

https://www.cu-rockies.org/

Current Rate Availability

We do not have Credit Union of The Rockies rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Credit Union of The Rockies is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Credit Union of The Rockies rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union of The Rockies's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union of The Rockies

Website https://www.cu-rockies.org/

Address 1010 Johnson Rd Ste 350, Golden, CO 80401 6031

Phone 303-273-5200

Fax

President Martina Ferris

CEO Peter Bullard

Full-Time Employees 33

Part-Time Employees 0

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.98%

Return on Assets (ROA)

0.3903%

Return on Equity (ROE)

3.5090%

Non-Performing Loans Ratio (NPL)

0.71%

Total Assets

112,667,677

Total Amount of Shares and Deposits

99,750,418

Total Shares and Deposits < 1 Year

96,173,107

Total Shares and Deposits 1 3 Years

3,220,488

Total Shares and Deposits > 3 Years

356,823

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

11,182,905

Total Uninsured Shares and Deposits > $250K (F+J)

11,182,905

Total Insured Shares and Deposits > $250K (item 17 less item K)

88,567,513

Total Interest Expense (Sum of items 6 8)

729,408

Share Certificates

611

Number of Accounts for Share Drafts

5,289

IRA KEOGH Accounts

256

Number of Accounts for Regular Shares

9,642

Money Market Shares

1,130

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

16,477,036

Total Liabilities

100,717,341

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Credit Union of The Rockies earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Credit Union of The Rockies

How many branches does Credit Union of The Rockies operate?

Credit Union of The Rockies currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union of The Rockies?

Yes, to access services at Credit Union of The Rockies, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union of The Rockies does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union of The Rockies provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union of The Rockies offer online and mobile banking?

Most modern institutions like Credit Union of The Rockies provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cu-rockies.org/.