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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Security Service Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 23, 2026
Security Service Federal Credit Union's 15-Month CD rates are at 4.07%, 7-Month CD rates are at 4.07%. Security Service Federal Credit Union's savings rates are at 0.05%. Security Service Federal Credit Union's money market rates are at 2.53%. Security Service Federal Credit Union's checking rates are as high as 0.05%. Security Service Federal Credit Union's 15/15-Year Adjustable Rate Mortgage Jumbo rates are at 6.38%, 15/15-Year Adjustable Rate Mortgage rates are at 6.38%, 10/1-Year Adjustable Rate Mortgage Jumbo rates are at 6.25%, 10/1-Year Adjustable Rate Mortgage rates are at 6.25%, Mortgage - 30-Year VA Loan rates are at 7.25%. MonitorBankRates evaluates the financial stability of Security Service Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.91%. Rates last updated and verified on 10/23/2026. Security Service Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Service Federal Credit Union? Share your experience about Security Service Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Security Service Federal Credit Union. Security Service Federal Credit Union
La Cantera 16211 La Cantera Pkwy
https://www.ssfcu.org San Antonio, TX 78256-2668  Customer Reviews
5.0 ★ 1 review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Security Service Federal Credit Union CD Rates
Security Service Federal Credit Union Savings Rates
Security Service Federal Credit Union Money Market Rates
Security Service Federal Credit Union Checking Rates
Security Service Federal Credit Union Mortgage Rates
Security Service Federal Credit Union Home Equity & HELOC
Security Service Federal Credit Union Other Rates
Financial Health HistorySecurity Service Federal Credit Union’s Texas Ratio rose from 3.75% in Q3 2023 to 6.91% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Security Service Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Security Service Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Security Service Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Security Service Federal Credit Union
Website
https://www.ssfcu.org
Address
16211 La Cantera Pkwy,
San Antonio, TX 78256-2668
Phone
800-527-7328
Fax
210-444-3000
President
Margie Langford
CEO
Michael Chapman
Full-Time Employees
1,970
Part-Time Employees
55
Branch Locations
71
ATM Locations
21
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.91%
Return on Assets (ROA)
0.2664%
Return on Equity (ROE)
2.4033%
Non-Performing Loans Ratio (NPL)
1.03%
Total Assets
14,359,506,885
Total Amount of Shares and Deposits
11,223,954,030
Total Shares and Deposits < 1 Year
10,224,705,964
Total Shares and Deposits 1 3 Years
549,171,390
Total Shares and Deposits > 3 Years
450,076,676
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,425,791,867
Total Uninsured Shares and Deposits > $250K (F+J)
1,425,791,867
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,798,162,163
Total Interest Expense (Sum of items 6 8)
133,181,378
Share Certificates
89,732
Number of Accounts for Share Drafts
388,481
IRA KEOGH Accounts
21,306
Number of Accounts for Regular Shares
927,413
All other shares
13,041
Non Member Deposits
4
Money Market Shares
45,144
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,035,085,831
Total Liabilities
12,773,585,461
Source: NCUA — Last Updated 06/30/2026
Customer Reviewstomc.
February 8, 2024
Employees are great and friendly all the time.
Want to discuss Security Service Federal Credit Union with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for Security Service Federal Credit Union
Frequently Asked Questions About Security Service Federal Credit UnionDoes Security Service Federal Credit Union offer CDs?Yes. Security Service Federal Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page. Are CDs from Security Service Federal Credit Union NCUA insured?Yes. Security Service Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Security Service Federal Credit Union?The highest CD rate MonitorBankRates has verified for Security Service Federal Credit Union is 4.07% APY on its 15-Month CD, as of October 23, 2026. What CD terms does Security Service Federal Credit Union offer?The Security Service Federal Credit Union CD terms we track include 7 month and 15 month terms. The institution may offer other terms or specials that are not listed here, so check with Security Service Federal Credit Union for its full lineup. What is the highest savings rate at Security Service Federal Credit Union?The highest savings rate MonitorBankRates has verified for Security Service Federal Credit Union is 0.05% APY on its Savings, as of October 23, 2026. What is the highest money market rate at Security Service Federal Credit Union?The highest money market rate MonitorBankRates has verified for Security Service Federal Credit Union is 2.53% APY on its Money Market Plus, as of October 23, 2026. What is the highest checking rate at Security Service Federal Credit Union?The highest checking rate MonitorBankRates has verified for Security Service Federal Credit Union is 0.05% APY on its Power Protected Checking, as of October 23, 2026. What is the lowest mortgage rate at Security Service Federal Credit Union?The lowest mortgage rate MonitorBankRates has verified for Security Service Federal Credit Union is 6.25% rate on its 10/1-Year Adjustable Rate Mortgage Jumbo, as of October 23, 2026. How many branches does Security Service Federal Credit Union operate?Security Service Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Security Service Federal Credit Union?Yes, to access services at Security Service Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Security Service Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Security Service Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Security Service Federal Credit Union offer online and mobile banking?Most modern institutions like Security Service Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssfcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Security Service Federal Credit Union rates compare?Security Service Federal Credit Union's top rates are 4.07% APY on its 15-Month CD, 0.05% APY on savings, 2.53% APY on money market, 0.05% APY on checking and 6.25% on its 10/1-Year Adjustable Rate Mortgage Jumbo, verified by MonitorBankRates on October 23, 2026. To compare Security Service Federal Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best mortgage rates, updated daily from banks and credit unions across the country. Current Security Service Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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