Best Money Market Rates in Colorado (CO) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Colorado money market rates include Meridian Trust Federal Credit UnionMeridian Trust Federal Credit Union8205 Wellington Blvd, Wellington, CO 80549A+5.0 ★Texas Ratio: 3.55% Momentum Money Market at 6.00% APY, Premier Members Credit UnionPremier Members Credit Union5505 Arapahoe Ave, Boulder, CO 80303A+5.0 ★Texas Ratio: 4.73% Money Market Including Business and IRA at 4.00% APY, Together Credit UnionTogether Credit Union1520 E Mulberry St, Fort Collins, CO 80524 3501A+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, Bankers Bank of the WestBankers Bank of the West1099 18th St, Denver, CO 80202A+5.0 ★Texas Ratio: 0.00% Money Market at 3.72% APY, and UMB BankUMB Bank1635 E Colfax Ave, Denver, CO 80218A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY.
To see how these money market rates in Colorado compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Colorado (CO) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Colorado and surrounding area. Last Updated and Verified: March 20, 2026
Colorado Money Market Rate Trends
Compare local Colorado MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — CO Avg
2.409%
▲ 1.726 from last week
Colorado high-yield MMA rates rose 1.726 points this week to 2.409% APY, up from 0.683% last week.
Standard MMA — CO Avg
1.397%
▲ 0.629 from last week
Colorado standard MMA rates rose 0.629 points this week to 1.397% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Colorado
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
Momentum Money Market
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Money Market Including Business and IRA
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Reverse Tiered Money Market 101
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
New money only
Bankers Bank of the West
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1099 18th St, Denver, CO 80202
Money Market
3.72%
$1,000,000
▼
Rate3.65%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 18, 2026
Details
Maximum Amount: $20,000,000
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Money Market
3.71%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
1635 E Colfax Ave, Denver, CO 80218
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Private Client Account****
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Platinum Perks Checking***
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Perks Checking**
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Best in Show Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
101 Adams St, Monte Vista, CO 81144
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01 & Above
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
101 Adams St, Monte Vista, CO 81144
Thrive Money Market & Above
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.01
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
Value Edge Money Market Account
3.45%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 15, 2026
Details
$10,000 minimum to open
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Non-Relationship Rate
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business Premier Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Premier Money Market Account
3.25%
$10,000
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
6384 Wetzel Ave, Fort Carson, CO 80913
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
APY for 6 months
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
101 Adams St, Monte Vista, CO 81144
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00 & Below
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
101 Adams St, Monte Vista, CO 81144
Thrive Money Market & Below
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
$24,999.00
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Flex Tier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Best in Show Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
Money Market Select
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
If requirements*** are met, the following rate will apply
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Business Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Canvas Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.35%
1113 S Abilene Ct, Aurora, CO 80012
High Yield Money Market Account
3.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 18, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Premier Money Market - Variable Rate
2.89%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
Value Edge Money Market Account
2.83%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Money Market Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
Gateway Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$25,000 and above
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Money Market Account Regular MM
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Money Market Max
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Accounts Fifth Tier
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Premier Money Market Account
2.70%
$10,000
▼
Rate2.66%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business Premier Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Member Money Market Account
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Premier Money Market - Variable Rate
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
Money Market
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
1910 N Academy Blvd, Colorado Springs, CO 80909 1504
Money Market Plus
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Business Money Market
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
High-Yield Money Marketing Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Tiered Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Yuma County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
401 MAIN ST, WRAY, CO 80758 1724
Money Market Accounts
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Account
2.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Accounts Fourth Tier
2.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Money Market - Variable Rate
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
Business Money Market Account
2.40%
$2,500
▼
Rate2.37%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Premier Money Market - Variable Rate
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Member Money Market Account
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Money Market Account
2.33%
$200,000
▼
Rate2.30%
Min Deposit$200,000
Min Balance—
UpdatedMar 18, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
Value Edge Money Market Account
2.32%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Money Market - Variable Rate
2.30%
$0
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Money Market Account
2.28%
$100,000
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedMar 18, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
Gateway Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance up to $24,999.99
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Jumbo Money Market Including Business and IRA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
As High As
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
High-Yield Money Marketing Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $50,000.00
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
Money Market Account
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
Premier Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Accounts Third Tier
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $999,999.99
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
Money Market Account
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
Money Market Account
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Money Market Account
2.12%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMar 18, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
Value Edge Money Market Account
2.08%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Money Market Tier 3
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
685 Citadel Dr E Ste 290 9, Colorado Springs, CO 80909
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
High-Yield Money Marketing Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
Money Market and IRA Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market personal personal savings money market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Money Market - Variable Rate
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
Value Edge Money Market Account
1.82%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
Money Market Deposit Account
1.76%
$10
▼
Rate1.75%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Minimum opening deposit is $10. No monthly maintenance fee or per item charges. No minimum balance required and no transaction limits. Fees could reduce the earnings on this account. Rates subject to change.
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
6384 Wetzel Ave, Fort Carson, CO 80913
Premier Money Market IRA
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Money Market Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $249,999.99
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
3033 E 1st Ave, Denver, CO 80206
Premium Personal and Business Money Market & IRA Variable
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
Money Market Deposit Account
1.51%
$10
▼
Rate1.50%
Min Deposit$10
Min Balance—
UpdatedMar 20, 2026
Details
Minimum opening deposit is $10. No monthly maintenance fee or per item charges. No minimum balance required and no transaction limits. Fees could reduce the earnings on this account. Rates subject to change.
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Public Funds Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Personal Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Business Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market personal personal savings money market
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Colorado and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Colorado
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Colorado.
Are Money Market accounts in Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do MMA rates change in Colorado?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Colorado
Here are some of the highest money market account APYs currently available in Colorado:
- Meridian Trust Federal Credit Union
Momentum Money Market — 6.00% APY - Premier Members Credit Union
Money Market Including Business and IRA — 4.00% APY - Together Credit Union
Money Market — 3.75% APY - Bankers Bank of the West
Money Market — 3.72% APY - UMB Bank
UMB Retail Money Market — 3.71% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in Colorado
