Best Money Market Rates in Golden, Colorado - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Golden, Colorado and the surrounding area money market deposit account rates include Sunflower BankSunflower Bank615 24th St, Golden, CO 80401A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, On Tap Credit UnionOn Tap Credit Union816 Washington Ave, Golden, CO 80401A5.0 ★Texas Ratio: 8.39% Business Money Market Accounts at 2.75% APY, Credit Union Of ColoradoCredit Union Of Colorado1800 Jackson St, Golden, CO 80401A+5.0 ★Texas Ratio: 3.77% Business Money Market at 2.50% APY, Space Age Credit UnionSpace Age Credit Union2433 Ford St, Golden, CO 80401A5.0 ★Texas Ratio: 11.15% Mega Money Market at 1.92% APY, and Independent Bank Mckinney, TXIndependent Bank Mckinney, TX16800 W Colfax Ave, Golden, CO 80401A+5.0 ★Texas Ratio: 2.30% Business Money Markets at 0.50% APY. Money market rates as of June 11, 2026 according to verified data from MonitorBankRates.
Golden has 6 local institutions in our database, with money market rates as high as 3.45% APY from Sunflower Bank at 615 24th St, Golden, CO 80401. Use the table below to compare all available offers, including options from institutions serving the broader Colorado area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Golden, Colorado and surrounding area. Last Updated and Verified: June 11, 2026
Compare the Best Money Market Rates Today in Golden, Colorado & the Surrounding Area
up to
up to
up to
$50,000 +
$10,000 - $24,999
$2,500 - $9,999
No minimum balance.
Introductory rate
For balances of $50,000 or more 3.25% APY*
Variable rate; Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. For instance, if your balance reaches $2,000,001.00 or more, your entire balance would currently earn 0.25% APY. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
If requirements*** are met, the following rate will apply
$200,000
Best Rate1; 1 APY - Annual Percentage Yield. APY is accurate as of 01/01/2026. Rates subject to change without notice. Penalty may be imposed for early withdrawal, and fees may reduce earnings on the account. Call 303.978.2274 or visit a branch to open a CD.
Tiered balance rates. Rate range: 2.33% to 3.67%
Interest will be compounded and credited to your account each month using the daily balance method. Fees could reduce the earnings on this account. Rates subject to change.
Tiered balance rates. Rate range: 1.61% to 2.33%
Tiered rates based on balance.
Interest will be compounded and credited to your account each month using the daily balance method. Fees could reduce the earnings on this account. Rates subject to change.
Balances $250,000 to $499,999
Balances $250,000 to $499,999
Tiered balance rates. Rate range: 1.21% to 1.61%
Tiered rates based on balance.
Balances $100,000 to $249,999
Balances $100,000 to $249,999
Balances $50,000 to $99,999
Balances $50,000 to $99,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Golden, CO Money Market Rate Trends
Compare local Golden, CO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado high-yield MMA rates rose 0.033 points over the past 7 days to 3.344% APY.
Colorado standard MMA rates rose 0.012 points over the past 7 days to 1.088% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Golden, Colorado money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Golden, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Golden, Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Golden, Colorado
What is a Money Market Account (MMA)?
Are Money Market accounts in Golden, Colorado safe?
How often do MMA rates change in Golden, Colorado?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Golden, Colorado?
Best Money Market Rates in Golden, Colorado
- Sunflower Bank
Thrive Money Market — 3.45% APY - On Tap Credit Union
Business Money Market Accounts — 2.75% APY - Credit Union Of Colorado
Business Money Market — 2.50% APY - Space Age Credit Union
Mega Money Market — 1.92% APY - Independent Bank Mckinney, TX
Business Money Markets — 0.50% APY
