Mortgage Lenders and Brokers in Golden, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Golden, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6380 Mcintyre Pkwy, Golden, CO 80403A+5.0 ★Texas Ratio: 3.68%, On Tap Credit UnionOn Tap Credit Union816 Washington Ave, Golden, CO 80401A5.0 ★Texas Ratio: 9.06%, US Bank, N.A.US Bank, N.A.1801 Jackson St, Golden, CO 80401A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA701 13th St, Golden, CO 80401A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA1301 Jackson St, Golden, CO 80401A+5.0 ★Texas Ratio: 5.36%, Credit Union of the RockiesCredit Union of the Rockies1010 Johnson Rd Ste 120, Golden, CO 80401 6041A5.0 ★Texas Ratio: 10.44%, Umb Bank NAUmb Bank NA770 Heritage Rd, Golden, CO 80401A+5.0 ★Texas Ratio: 1.78%, Keybank National AssociationKeybank National Association1222 Arapahoe St, Golden, CO 80401A+5.0 ★Texas Ratio: 4.81%, Bokf NABokf NA1707 Cole Boulevard, Golden, CO 80401A+5.0 ★Texas Ratio: 1.05%, and Southstate Bank, National AssociationSouthstate Bank, National Association16800 W Colfax Ave, Golden, CO 80401A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Golden, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Golden are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Golden, Colorado
Market share is the lender's share of all home loans closed in Golden, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Golden 6380 Mcintyre Pkwy, Golden, CO 80403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
3.4% | 100% | $801,363 | View |
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816 Washington Ave, Golden, CO 80401 A5.0 ★Texas Ratio: 9.06% |
Conventional | 9 | 2.8% | 71.4% | $258,333 | View |
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1 office in Golden 1801 Jackson St, Golden, CO 80401 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 8 +7 HELOCs |
2.5% | 80% | $666,250 | View |
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1 office in Golden 701 13th St, Golden, CO 80401 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.3% | 100% | $990,000 | View |
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1 office in Golden 1301 Jackson St, Golden, CO 80401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 1.3% | 80% | $995,000 | View |
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1010 Johnson Rd Ste 120, Golden, CO 80401 6041 A5.0 ★Texas Ratio: 10.44% |
Conventional | 2 | 0.6% | 66.7% | $270,000 | View |
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1 office in Golden 770 Heritage Rd, Golden, CO 80401 A+5.0 ★Texas Ratio: 1.78% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.3% | 100% | $1,255,000 | View |
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1 office in Golden 1222 Arapahoe St, Golden, CO 80401 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $525,000 | View |
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1 office in Golden 1707 Cole Boulevard, Golden, CO 80401 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $255,000 | View |
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★ 5 stars, 1 review 1 office in Golden 16800 W Colfax Ave, Golden, CO 80401 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1 office in Golden 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo, HELOC | 9 +6 HELOCs |
2.8% | 100% | $985,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo, HELOC | 6 +5 HELOCs |
1.9% | 87.5% | $743,333 | View |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.9% | 75% | $1,041,666 | View |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.9% | 100% | $758,333 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.9% | 100% | $951,666 | View |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $710,000 | View |
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201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 2 | 0.6% | 100% | $515,000 | View |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $155,000 | View |
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119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 50% | $2,015,000 | View |
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325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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1401 Lawrence St, Denver, CO 80202 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,045,000 | View |
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5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 1 | 0.3% | 100% | $955,000 | View |
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1307 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 1.54% |
Conventional, Jumbo | 1 | 0.3% | 100% | $425,000 | View |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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1800 Jackson St, Golden, CO 80401 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.9% | 100% | $1,035,000 | View |
American Financing Corporation
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Conventional | 3 | 0.9% | 75% | $115,000 | |
Ent Credit Union (68671)
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Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.6% | 100% | $1,080,000 | |
M2 Lending Solutions, LLC
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Conventional | 1 | 0.3% | 100% | $595,000 | |
American Liberty Mortgage Inco
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Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | |
Megastar Finanacial Corp
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VA | 1 | 0.3% | 100% | $795,000 | |
Climb Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 35 +1 HELOCs |
11% | 94.6% | $687,857 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, Jumbo | 23 | 7.2% | 85.7% | $543,260 | View |
21St Mortgage
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Conventional | 12 | 3.8% | 52.2% | $100,833 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 9 | 2.8% | 100% | $729,444 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 8 | 2.5% | 100% | $826,250 | |
Guild Mortgage Company
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Conventional, Jumbo | 7 | 2.2% | 100% | $680,714 | |
Provident Funding Associates
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Conventional | 7 | 2.2% | 100% | $580,714 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1.9% | 100% | $681,666 | View |
NOVA Financial & Investment Corporation
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Conventional | 6 | 1.9% | 100% | $410,000 | |
Zillow Home Loans, LLC
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Conventional, Jumbo | 6 | 1.9% | 100% | $506,666 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 6 | 1.9% | 100% | $658,333 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
1.6% | 100% | $719,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 4 +1 HELOCs |
1.3% | 100% | $687,500 | |
Newrez LLC
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Conventional, Jumbo | 4 | 1.3% | 100% | $507,500 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 1.3% | 66.7% | $80,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 4 | 1.3% | 100% | $500,000 | |
Keystone Funding, Inc
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Conventional, VA, Jumbo | 4 | 1.3% | 100% | $762,500 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $911,666 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 0.9% | 50% | $258,333 | |
Canopy Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $681,666 | |
Synergy One Lending, Inc.
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Conventional | 3 | 0.9% | 100% | $628,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 100% | $508,333 | |
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A+5.0 ★Texas Ratio: 5.32% |
Conventional, Jumbo | 3 | 0.9% | 100% | $771,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.9% | 100% | $625,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $245,000 | |
Originpoint, LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $970,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,065,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.6% | 66.7% | $630,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 2 | 0.6% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 0.6% | 100% | $805,000 | View |
VanDyk Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $690,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 0.6% | 100% | $760,000 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $810,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.6% | 100% | $575,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.6% | 100% | $745,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 2 | 0.6% | 100% | $690,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 100% | $730,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,300,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $675,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
Everett Financial, Inc.
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VA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
Nbkc Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,025,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,055,000 | View |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $595,000 | |
First State Bank of St Charles
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Conventional, Jumbo | 1 | 0.3% | 100% | $915,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
MLB Residential Lending, LLC
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VA | 1 | 0.3% | 100% | $625,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Peoples Mortgage Company
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VA, Jumbo | 1 | 0.3% | 100% | $835,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $805,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,225,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,785,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Texana Bank
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Conventional | 1 | 0.3% | 100% | $685,000 | |
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C-3.7 ★Texas Ratio: 31.20% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Golden Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Golden, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Golden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Golden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Golden, CO
Use these to narrow the list above. Each category shows how many Golden, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Golden, CO
Independent mortgage companies closed 66.8 percent of home loans in Golden, Colorado in 2025, banks 22.9 percent and credit unions 10.3 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and On Tap Credit Union the largest credit union. Among lenders headquartered in Colorado, On Tap Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Golden, CO
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Golden, Colorado with 11 loans, about 3.4 percent of the market. The largest lender headquartered in Colorado was On Tap Credit Union with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Golden, Colorado in 2025, led by US Bank, N.A. with 1. 11 lenders closed VA loans, led by Keystone Funding, Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 23 credit unions closed home loans in Golden, Colorado in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Golden, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Golden, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Golden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
