Denver Community Credit Union DBA Zing Credit Union Rates and Review March 2026

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Denver Community Credit Union DBA Zing Credit Union's CDs of Deposit (CD) 12 month rates are at 3.75%, CDs of Deposit (CD) 48 month rates are at 3.70%, CDs of Deposit (CD) 60 month rates are at 3.70%, CDs of Deposit (CD) 36 month rates are at 3.65%, CDs of Deposit (CD) 6 month rates are at 3.60%. Denver Community Credit Union DBA Zing Credit Union's savings rates are at 0.10%. Denver Community Credit Union DBA Zing Credit Union's money market rates are at 0.75%. Denver Community Credit Union DBA Zing Credit Union's Conventional Fixed Rate rates are at 5.12%, Conventional Fixed Rate rates are at 5.25%, Conventional Fixed Rate rates are at 5.62%, Fast Track Mortgage* rates are at 5.50%, 3% Down Payment Mortgage* rates are at 6.12%. Denver Community Credit Union DBA Zing Credit Union's Personal Loan Rates are at 7.99%. Denver Community Credit Union DBA Zing Credit Union's Credit Card Rates are at 12.99%. MonitorBankRates evaluates the financial stability of Denver Community Credit Union DBA Zing Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.84%. Rates were last updated on 03/02/2026.

Denver Community Credit Union DBA Zing Credit Union

Denver Community Credit Union DBA Zing Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Denver Community Credit Union DBA Zing Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Denver Community Credit Union DBA Zing Credit Union Texas Ratio

Denver Community Credit Union DBA Zing Credit Union's Texas Ratio is at 2.84%, which is considered excellent. The Texas Ratio for Denver Community Credit Union DBA Zing Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Denver Community Credit Union DBA Zing Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

Denver Community Credit Union DBA Zing Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Denver Community Credit Union DBA Zing Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 99/100

Denver Community Credit Union DBA Zing Credit Union has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
3.75%
18-Month CD
N/A
24-Month CD
3.40%
36-Month CD
3.40%
48-Month CD
3.45%
60-Month CD
3.45%
Savings
0.10%
MMA
0.75%
30-Year Fixed
N/A
Credit Card
12.99%
Personal Loan
7.99%

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/02/2026

Denver Community Credit Union DBA Zing Credit Union
Acoma Main
1075 Acoma St
Denver, CO 80204 4326
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

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Denver Community Credit Union DBA Zing Credit Union CD Rates

Product Rate APY Term View More
Certificates of Deposit (CD) 12 month 3.69% 3.75% 12 Months
Min Deposit$100
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 48 month 3.64% 3.70% 48 Months
Min Deposit$100,000
Min Balance$100,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 60 month 3.64% 3.70% 60 Months
Min Deposit$100,000
Min Balance$100,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 36 month 3.59% 3.65% 36 Months
Min Deposit$100,000
Min Balance$100,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 6 month 3.54% 3.60% 6 Months
Min Deposit$100
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 48 month 3.40% 3.45% 48 Months
Min Deposit$100
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 60 month 3.40% 3.45% 60 Months
Min Deposit$100
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 24 month 3.35% 3.40% 24 Months
Min Deposit$100
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 36 month 3.35% 3.40% 36 Months
Min Deposit$100
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Certificates of Deposit (CD) 3 month 3.25% 3.30% 3 Months
Min Deposit$100
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Denver Community Credit Union DBA Zing Credit Union Savings Rates

Product Rate APY View More
Non-Profit Reserve Savings** 2.08% 2.10%
Min Balance$100,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Non-Profit Reserve Savings** 1.83% 1.85%
Min Balance$50,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Share Savings 0.10% 0.10%
Min Deposit$5
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Special Savings 0.10% 0.10%
Min Balance$100
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Denver Community Credit Union DBA Zing Credit Union Money Market Rates

Product Rate APY View More
Tiered Money Market & Business Money Market 1.83% 1.85%
Min Deposit$2,000
Min Balance$250,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Tiered Money Market & Business Money Market 1.64% 1.65%
Min Deposit$2,000
Min Balance$75,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Tiered Money Market & Business Money Market 1.24% 1.25%
Min Deposit$2,000
Min Balance$20,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Tiered Money Market & Business Money Market 0.75% 0.75%
Min Deposit$2,000
Min Balance$2,000
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Denver Community Credit Union DBA Zing Credit Union Checking Rates

Product Rate APY View More
Preferred Checking - 0.00%
Min Balance$2,500
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Denver Community Credit Union DBA Zing Credit Union Mortgage Rates

Product Rate Points APR Term View More
Conventional Fixed Rate 5.13% - 5.37% 15
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Conventional Fixed Rate 5.25% - 5.44% 20
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Conventional Fixed Rate 5.63% - 5.77% 30
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Fast Track Mortgage* 5.50% - 5.85% 10
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
3% Down Payment Mortgage* 6.13% - 6.28% 30
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Business Credit Card (Cash Advance) - - 18.00%
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Denver Community Credit Union DBA Zing Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.50%
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Denver Community Credit Union DBA Zing Credit Union Credit Card Rates

Product Rate APR View More
Business Credit Card (Purchases) - 12.99%
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Platinum Credit Card - 12.99%
DetailsPurchases and Balance Transfers
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Business Credit Card (Cash Advance) - 18.00%
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Platinum Credit Card - 18.00%
DetailsCash Advance
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Denver Community Credit Union DBA Zing Credit Union Personal Loan Rates

Product Rate APR View More
Recreational Vehicle (Off road motorcycles, personal watercraft, snow mobiles) - 7.99%
No additional details.
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Personal Loan - 9.99%
Details$5,000+
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%
Personal Loan - 12.99%
DetailsUp to $4,999.99
Last Updated 03/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.84%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Denver Community Credit Union DBA Zing Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Denver Community Credit Union DBA Zing Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Denver Community Credit Union DBA Zing Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Denver Community Credit Union DBA Zing Credit Union
Street Address 1075 Acoma St
City / State / Zip Denver, CO 80204 4326
Phone Number 303-573-1170
Fax Number 303-626-0750
President Andrew Blunt
CEO Shane Silvernale
Full Time Employees 94
Part Time Employees 0
Branch Locations 5
ATM Locations 4

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.84%
Return on Assets (ROA)
0.2047%
Return on Equity (ROE)
1.5646%
Non-Performing Loans Ratio (NPL)
0.55%
Total Assets
409,853,657
Total Amount of Shares and Deposits
350,619,442
Total Shares and Deposits < 1 Year
332,915,073
Total Shares and Deposits 1 3 Years
13,389,986
Total Shares and Deposits > 3 Years
4,314,381
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,767,906
Total Uninsured Shares and Deposits > $250K (F+J)
20,767,906
Total Insured Shares and Deposits > $250K (item 17 less item K)
329,851,536
Total Interest Expense (Sum of items 6 8)
3,719,256
Share Certificates
3,512
Number of Accounts for Share Drafts
16,849
IRA KEOGH Accounts
663
Number of Accounts for Regular Shares
41,799
Money Market Shares
2,066
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
37,648,734
Total Liabilities
357,405,243
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

hJdO
★★★★★
December 17, 2025
GbtC
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Denver Community Credit Union DBA Zing Credit Union

Is Denver Community Credit Union DBA Zing Credit Union a safe place to deposit money?

Yes, Denver Community Credit Union DBA Zing Credit Union is considered a safe financial institution. With a Texas Ratio of 2.84%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Denver Community Credit Union DBA Zing Credit Union operate?

Denver Community Credit Union DBA Zing Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Denver Community Credit Union DBA Zing Credit Union?

Yes, to access services at Denver Community Credit Union DBA Zing Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Current Denver Community Credit Union DBA Zing Credit Union Rates

  • 12-Month CD3.75%
  • 24-Month CD3.40%
  • 36-Month CD3.40%
  • 48-Month CD3.45%
  • 60-Month CD3.45%
  • Savings0.10%
  • MMA0.75%
  • Credit Card12.99%
  • Personal Loan7.99%
Retrieved from our database of financial products. Rates subject to change.

Is there a first-time homebuyer program?

Currently, Denver Community Credit Union DBA Zing Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Denver Community Credit Union DBA Zing Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Denver Community Credit Union DBA Zing Credit Union offer online and mobile banking?

Most modern institutions like Denver Community Credit Union DBA Zing Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myzing.com.