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Denver Community Credit Union DBA Zing Credit Union Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 10, 2026

Denver Community Credit Union DBA Zing Credit Union's Personal Loan Rates are at 9.99%. Denver Community Credit Union DBA Zing Credit Union's Credit Card Rates are at 12.99%. MonitorBankRates evaluates the financial stability of Denver Community Credit Union DBA Zing Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.87%. Rates last updated and verified on 09/10/2026.

Denver Community Credit Union DBA Zing Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Denver Community Credit Union DBA Zing Credit Union? Share your experience about Denver Community Credit Union DBA Zing Credit Union by leaving a review below, or read customer reviews before you decide to use Denver Community Credit Union DBA Zing Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.87%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Denver Community Credit Union DBA Zing Credit Union
Acoma-Main
1075 Acoma St
Denver, CO 80204-4326
https://www.myzing.com
Member NCUA

Denver Community Credit Union DBA Zing Credit Union Mortgage Rates

Product Rate Points APR Term View More
Conventional Fixed Rate 6.00% - 6.25% 15 yrs.
No additional details.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Conventional Fixed Rate 6.38% - 6.58% 20 yrs.
No additional details.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Conventional Fixed Rate 6.63% - 6.78% 30 yrs.
No additional details.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Fast Track Mortgage 6.50% - 6.85% 10 yrs.
No additional details.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
3% Down Payment Mortgage 7.00% - 7.16% 30 yrs.
No additional details.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%

Denver Community Credit Union DBA Zing Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.50%
No additional details.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Vehicle Loan - - 5.00% 60-month
Details Under $50,000; Rates are dependent on credit qualification, length of term, loan-to-value (LTV), age of vehicle, and if the vehicle is new or used. Vehicle Loan (Under $50,000) Payment Example: For a $10,000 loan with 60-month term payments at 5.00% APR, the monthly payment would be $18.87 per thousand borrowed.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Vehicle Loan - - 5.50% 60-month
Details Over $50,000; Rates are dependent on credit qualification, length of term, loan-to-value (LTV), age of vehicle, and if the vehicle is new or used. Vehicle Loan (Over $50,000) Payment Example: For a $50,000 loan with 60-month term payments at 5.50% APR, the monthly payment would be $19.10 per thousand borrowed.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%

Denver Community Credit Union DBA Zing Credit Union Credit Card Rates

Product Rate APR View More
Platinum Credit Card (Purchases and Balance Transfers) - 12.99%
Details Regular APR: 12.99%
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Platinum Credit Card (Cash Advance) - 18.00%
Details Regular APR: 18.00%
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%

Denver Community Credit Union DBA Zing Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 9.99%
Details $5,000+
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Business Signature Loans 10.25% 60-month
Details Business Signature Loans Payment Example: For a $10,000 with a 60-month term payments at 10.25% APR, the monthly payment would be $21.37 per thousand borrowed. 1% of borrowed amount due at loan closing.
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Personal Loan 12.99%
Details Up to $4,999.99
Last Updated 09/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.87%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Denver Community Credit Union DBA Zing Credit Union’s Texas Ratio stayed near 1.64% in Q2 2023 to 1.87% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 1.64% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.87% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$417M1.87%5.0A+
December 31, 2025$418M2.88%5.0A+
September 30, 2025$410M2.70%5.0A+
June 30, 2025$409M2.40%5.0A+
March 31, 2025$416M1.94%5.0A+
December 31, 2024$412M2.36%5.0A+
September 30, 2024$416M2.04%5.0A+
June 30, 2024$421M1.77%5.0A+
March 31, 2024$421M1.11%5.0A+
December 31, 2023$417M1.59%5.0A+
September 30, 2023$420M1.85%5.0A+
June 30, 2023$420M1.64%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Denver Community Credit Union DBA Zing Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Denver Community Credit Union DBA Zing Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Denver Community Credit Union DBA Zing Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Denver Community Credit Union DBA Zing Credit Union
Website https://www.myzing.com
Address 1075 Acoma St, Denver, CO 80204-4326
Phone 303-573-1170
Fax 303-626-0750
President Toni Shelton
CEO Shane Silvernale
Full-Time Employees 91
Part-Time Employees 0
Branch Locations 5
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.87%
Return on Assets (ROA)
0.0732%
Return on Equity (ROE)
0.5621%
Non-Performing Loans Ratio (NPL)
0.39%
Total Assets
416,660,477
Total Amount of Shares and Deposits
356,465,473
Total Shares and Deposits < 1 Year
338,704,757
Total Shares and Deposits 1 3 Years
13,416,171
Total Shares and Deposits > 3 Years
4,344,545
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,130,188
Total Uninsured Shares and Deposits > $250K (F+J)
22,130,188
Total Insured Shares and Deposits > $250K (item 17 less item K)
334,335,285
Total Interest Expense (Sum of items 6 8)
1,142,808
Share Certificates
3,483
Number of Accounts for Share Drafts
18,164
IRA KEOGH Accounts
644
Number of Accounts for Regular Shares
40,814
Money Market Shares
2,052
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
50,073,006
Total Liabilities
362,661,440
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Denver Community Credit Union DBA Zing Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Customer Reviews

Want to discuss Denver Community Credit Union DBA Zing Credit Union with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Denver Community Credit Union DBA Zing Credit Union
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Frequently Asked Questions About Denver Community Credit Union DBA Zing Credit Union

How many branches does Denver Community Credit Union DBA Zing Credit Union operate?

Denver Community Credit Union DBA Zing Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Denver Community Credit Union DBA Zing Credit Union?

Yes, to access services at Denver Community Credit Union DBA Zing Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Denver Community Credit Union DBA Zing Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Denver Community Credit Union DBA Zing Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Denver Community Credit Union DBA Zing Credit Union offer online and mobile banking?

Most modern institutions like Denver Community Credit Union DBA Zing Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myzing.com.

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