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Mortgage Lenders and Brokers in Lakewood, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lakewood, Colorado mortgage lenders include FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5076 S Wadsworth Way, Lakewood, CO 80123A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1415 Carr St, Lakewood, CO 80214A+5.0 ★Texas Ratio: 2.85%, Bokf NABokf NA201 Wadsworth Blvd, Lakewood, CO 80226A+5.0 ★Texas Ratio: 1.05%, Bank of America NABank of America NA120 S Wadsworth Blvd, Lakewood, CO 80226A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA143 Union Blvd, Lakewood, CO 80228A+5.0 ★Texas Ratio: 5.36%, Credit Union of DenverCredit Union of Denver9305 W ALAMEDA AVE, LAKEWOOD, CO 80226A+5.0 ★Texas Ratio: 2.33%, Keybank National AssociationKeybank National Association1858 S Wadsworth Blvd, Lakewood, CO 80232A+5.0 ★Texas Ratio: 4.81%, Huntington National BankHuntington National Bank7070 W Alameda Ave, Lakewood, CO 80226A+5.0 ★Texas Ratio: 3.66%, and Foothills Credit UnionFoothills Credit Union7990 W Alameda Ave, Lakewood, CO 80226A-4.9 ★Texas Ratio: 15.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lakewood, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakewood are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lakewood, Colorado

Market share is the lender's share of all home loans closed in Lakewood, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo, HELOC	51 +49 HELOCs	1.7%	76.8%	$418,333	View
JPMorgan Chase Bank, NA 4 offices in Lakewood 5076 S Wadsworth Way, Lakewood, CO 80123 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	40 +2 HELOCs	1.4%	83.3%	$523,500	View
US Bank, N.A. 4 offices in Lakewood 1415 Carr St, Lakewood, CO 80214 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	29 +47 HELOCs	1%	59.2%	$363,965	View
Bokf NA 1 office in Lakewood 201 Wadsworth Blvd, Lakewood, CO 80226 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, Jumbo, HELOC	17 +2 HELOCs	0.6%	100%	$487,941	View
Bank of America NA 1 office in Lakewood 120 S Wadsworth Blvd, Lakewood, CO 80226 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	16 +14 HELOCs	0.5%	94.1%	$548,125	View
Wells Fargo Bank NA 3 offices in Lakewood 143 Union Blvd, Lakewood, CO 80228 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	15	0.5%	75%	$492,333	View
Credit Union of Denver 9305 W ALAMEDA AVE, LAKEWOOD, CO 80226 A+5.0 ★Texas Ratio: 2.33%	Conventional, HELOC	13 +71 HELOCs	0.4%	68.4%	$89,615	View
Keybank National Association 3 offices in Lakewood 1858 S Wadsworth Blvd, Lakewood, CO 80232 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	10 +3 HELOCs	0.3%	58.8%	$306,000	View
Huntington National Bank 2 offices in Lakewood 7070 W Alameda Ave, Lakewood, CO 80226 A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, Jumbo, HELOC	9 +10 HELOCs	0.3%	60%	$615,000	View
Foothills Credit Union 7990 W Alameda Ave, Lakewood, CO 80226 A-4.9 ★Texas Ratio: 15.96%	Conventional	9	0.3%	100%	$231,666	View
BMO Harris Bank NA 2 offices in Lakewood 215 S Wadsworth Blvd, Lakewood, CO 80226 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	8 +12 HELOCs	0.3%	80%	$653,750	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 6 offices in Lakewood 303 S Saulsbury St, Lakewood, CO 80226 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +9 HELOCs	0.1%	50%	$555,000	View
Umb Bank NA 1 office in Lakewood 3290 S Wadsworth Blvd, Lakewood, CO 80227 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	2 +7 HELOCs	0.1%	100%	$505,000	View
ANB Bank 1 office in Lakewood 7950 W Alameda Avenue, Lakewood, CO 80226 A+5.0 ★Texas Ratio: 3.70%	Conventional	2	0.1%	100%	$210,000	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, FHA, Jumbo, HELOC	52 +10 HELOCs	1.8%	100%	$507,307	View
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA	26	0.9%	96.3%	$430,000	View
Westerra Credit Union 375 Union Blvd, Lakewood, CO 80228 A+5.0 ★Texas Ratio: 3.20%	Conventional, Jumbo, HELOC	21 +83 HELOCs	0.7%	91.3%	$465,952	View
Canvas Credit Union 7575 W 5th Ave, Lakewood, CO 80226 A5.0 ★Texas Ratio: 9.20%	Conventional, Jumbo, HELOC	21 +66 HELOCs	0.7%	100%	$510,714	View
On Tap Credit Union 5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06%	Conventional	12	0.4%	85.7%	$145,000	View
Zions Bancorporation, N.A. 534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	7 +24 HELOCs	0.2%	84.6%	$463,571	View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, Jumbo	7	0.2%	100%	$502,142	View
Credit Union of Colorado, A Federal Credit Union 9140 W 6th Ave, Lakewood, CO 80215 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	6 +46 HELOCs	0.2%	100%	$265,000	View
Bank of Colorado 275 Union Blvd, Lakewood, CO 80228 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	5 +2 HELOCs	0.2%	100%	$303,000	View
NBH Bank 2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	4 +1 HELOCs	0.1%	100%	$420,000	View
Colorado Federal Savings Bank 8400 E Prentice Ave, Greenwood Village, CO 80111 A+5.0 ★Texas Ratio: 3.16%	Conventional	4	0.1%	80%	$507,500	View
Colorado Credit Union 275 Union Blvd, Lakewood, CO 80228 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	3 +9 HELOCs	0.1%	100%	$278,333	View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	3 +7 HELOCs	0.1%	100%	$498,333	View
Premier Members Credit Union 12379 W 64th Ave, Arvada, CO 80004	Conventional, HELOC	3 +7 HELOCs	0.1%	100%	$221,666
MidFirst Bank 840 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.1%	100%	$1,071,666	View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	100%	$368,333	View
Alpine Bank 119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98%	Conventional, Jumbo	3	0.1%	100%	$901,666	View
FirsTier Bank 8771 Destination Way, Broomfield, CO 80021 F2.0 ★Texas Ratio: 51.03%	Conventional, Jumbo	3	0.1%	100%	$725,000	View
Fidelis Catholic Federal Credit Union 6320 Wadsworth Blvd, Arvada, CO 80003 4838 A+5.0 ★Texas Ratio: 2.76%	Conventional	3	0.1%	100%	$65,000	View
First Ciitizens Bank and Trust 1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$675,000	View
Bny Mellon, N.A. 100 Saint Paul St, Denver, CO 80206 A+5.0 ★Texas Ratio: 0.37%	Conventional	2	0.1%	100%	$495,000	View
Affidian Credit Union 992 Potomac Cir, Aurora, CO 80011 A+5.0 ★Texas Ratio: 2.97%	Conventional	2	0.1%	100%	$70,000	View
North Valley Bank 1210 E 1st Ave, Broomfield, CO 80020 A5.0 ★Texas Ratio: 13.05%	Conventional, Jumbo	2	0.1%	100%	$650,000	View
First National Bank Colorado 2768 N Gate Blvd, Colorado Springs, CO 80921 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$395,000	View
Denver Fire Department FCU 12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31%	Conventional, HELOC	1 +4 HELOCs	0%	50%	$45,000	View
The Central Trust Bank 5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$485,000	View
Evergreen National Bank 28145 Colorado Highway 74, Evergreen, CO 80439 A+5.0 ★Texas Ratio: 0.54%	Conventional	1	0%	100%	$635,000	View
Credit Union of the Rockies 111 E Main St Ste C, Frisco, CO 80443 A5.0 ★Texas Ratio: 10.44%	Conventional	1	0%	100%	$55,000	View
Fms Bank 520 Sherman St, Fort Morgan, CO 80701 A-5.0 ★Texas Ratio: 14.68%	Conventional	1	0%	100%	$235,000	View
First National Bank of Omaha 3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82%	Conventional, Jumbo	1	0%	100%	$1,185,000	View
Bellco Credit Union 570 S Wadsworth Blvd, Lakewood, CO 80226 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +126 HELOCs	0%	n/a		View
Red Rocks CU 9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02%	HELOC	0 +8 HELOCs	0%	n/a		View
Space Age Credit Union 3033 S Parker Rd Ste 800, Aurora, CO 80014 A-4.9 ★Texas Ratio: 16.29%	HELOC	0 +2 HELOCs	0%	n/a		View
Southstate Bank, National Association ★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +2 HELOCs	0%	n/a		View
Air Academy Federal Credit Union 4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50%	HELOC	0 +1 HELOCs	0%	n/a		View
Fitzsimons Federal Credit Union 6359 S SOUTHLANDS PKWY, AURORA, CO 80016 5319 A5.0 ★Texas Ratio: 9.13%	HELOC	0 +1 HELOCs	0%	n/a		View
American Financing Corporation	Conventional, FHA, VA	43	1.5%	46.7%	$227,790
Megastar Finanacial Corp	Conventional, FHA, VA, Jumbo	25	0.9%	100%	$447,400
Ent Credit Union (68671)	Conventional, FHA, VA, HELOC	24 +40 HELOCs	0.8%	92.5%	$480,833
American Liberty Mortgage Inco	Conventional, HELOC	14 +1 HELOCs	0.5%	93.3%	$516,428
Loan Simple, Inc.	Conventional, FHA	14	0.5%	100%	$295,714
Universal Lending Corporation	Conventional	9	0.3%	90%	$716,111
The Mortgage Company	Conventional, VA	9	0.3%	100%	$432,777
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	7	0.2%	100%	$699,285	View
M2 Lending Solutions, LLC	Conventional	5	0.2%	100%	$443,000
Pivot Financial Partners, Inc	Conventional	4	0.1%	100%	$417,500
Climb Credit Union	Conventional, Jumbo, HELOC	3 +39 HELOCs	0.1%	100%	$445,000
Denver Community Credit Union A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	3 +12 HELOCs	0.1%	100%	$111,666	View
Peak Financial LLC	Conventional, FHA	2	0.1%	100%	$450,000
Centennial Lending, LLC	Conventional	1	0%	50%	$265,000
Mortgage Solutions of Colorado	FHA	1	0%	100%	$415,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	505 +8 HELOCs	17.3%	94.3%	$476,762
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA, Jumbo	214	7.3%	81.2%	$378,130	View
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	96	3.3%	98%	$428,437
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	77 +2 HELOCs	2.6%	98.8%	$527,727
Lennar Mortgage, LLC	Conventional, FHA, VA, Jumbo	72	2.5%	93.5%	$643,194
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	60	2.1%	88.6%	$503,500
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	53 +6 HELOCs	1.8%	98.2%	$445,754
Fairway Independent Mort Corp	Conventional, FHA, VA	49	1.7%	98%	$403,367
The Loan Store, Inc	Conventional, FHA, HELOC	48 +7 HELOCs	1.6%	92.5%	$478,541
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	46 +2 HELOCs	1.6%	85.2%	$396,739
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	46 +1 HELOCs	1.6%	93.9%	$366,739
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA, Jumbo	43	1.5%	97.7%	$433,372	View
Zillow Home Loans, LLC	Conventional, FHA, VA, Jumbo	42	1.4%	97.7%	$481,666
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	39 +1 HELOCs	1.3%	93.2%	$491,666
V.I.P. Mortgage, Inc.	Conventional, FHA, VA, Jumbo	32	1.1%	100%	$489,687
Freedom Mortgage Corporation	Conventional, FHA, VA	30	1%	87.8%	$442,000
Provident Funding Associates	Conventional	28	1%	93.5%	$547,857
Keystone Funding, Inc	Conventional, FHA, VA, Jumbo	28	1%	100%	$583,214
Synergy One Lending, Inc.	Conventional, FHA, VA, Jumbo	27	0.9%	100%	$423,518
Union Home Mortgage Corp.	Conventional, Jumbo, HELOC	26 +1 HELOCs	0.9%	100%	$547,307
Newrez LLC	Conventional, FHA, VA, Jumbo	26	0.9%	61.9%	$412,692
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	24 +16 HELOCs	0.8%	88.9%	$420,416
NOVA Financial & Investment Corporation	Conventional, FHA	23	0.8%	100%	$486,304
Guaranteed Rate Affinity, LLC	Conventional, FHA, Jumbo	21	0.7%	91.3%	$526,904
Nationstar Mortgage	Conventional, FHA, VA	20	0.7%	67.7%	$232,500
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	19	0.7%	54.2%	$313,947
loanDepot.com LLC	Conventional, FHA, VA	19	0.7%	82.6%	$291,842
Spring Eq, LLC	Conventional, HELOC	18 +4 HELOCs	0.6%	39.6%	$117,777
Resicentral LLC	Conventional, FHA, VA	18	0.6%	100%	$516,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	17	0.6%	89.5%	$226,176	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, Jumbo	16	0.5%	100%	$540,625	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	16	0.5%	84.2%	$520,000
Mortgage Research Center	FHA, VA	14	0.5%	70%	$557,142
Originpoint, LLC	Conventional, FHA	13	0.4%	86.7%	$480,384
SWBC Mortgage Corporation	Conventional, VA	13	0.4%	100%	$537,307
Planet Home Lending, LLC	Conventional, FHA, VA	13	0.4%	92.9%	$455,769
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	13	0.4%	100%	$598,076
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	12	0.4%	92.9%	$465,833	View
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	12	0.4%	80%	$500,833
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA, Jumbo	12	0.4%	100%	$550,833	View
Primelending	Conventional, Jumbo	11	0.4%	91.7%	$384,090
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo	11	0.4%	84.6%	$416,818
Sierra Pacific Mortgage Co. Inc	Conventional	11	0.4%	92.3%	$508,636
Kind Lending, LLC	Conventional, FHA, VA, Jumbo, HELOC	10 +1 HELOCs	0.3%	71.4%	$479,000
Nbkc Bank	Conventional	10	0.3%	90.9%	$590,000
Select Lending Services, LLC	Conventional, FHA, VA, USDA	9	0.3%	91.7%	$435,000
Nmsi, Inc.	Conventional, FHA, Jumbo	9	0.3%	100%	$627,222
Better Mortgage Corporation	Conventional, FHA, Jumbo, HELOC	8 +3 HELOCs	0.3%	80%	$557,500
Highlands Residential Mortgage, Ltd.	Conventional, FHA	8	0.3%	88.9%	$458,750
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	7 +8 HELOCs	0.2%	77.8%	$195,000
American Financial Resources LLC	Conventional	7	0.2%	100%	$432,142
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	7	0.2%	77.8%	$543,571
Discover Bank	Conventional	7	0.2%	28%	$129,285
Homeowners Financial Group, LLC	Conventional, VA, Jumbo	7	0.2%	100%	$645,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	7	0.2%	100%	$1,013,571	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	6 +11 HELOCs	0.2%	75%	$85,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.2%	100%	$323,333	View
Envoy Mortgage, Ltd	Conventional, FHA	6	0.2%	100%	$408,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA, VA	6	0.2%	100%	$558,333	View
Nfm, Inc	Conventional	6	0.2%	100%	$443,333
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	6	0.2%	66.7%	$455,000	View
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, FHA, VA	6	0.2%	100%	$270,000	View
Pike Creek Mortgage Services, Inc.	Conventional	6	0.2%	100%	$426,666
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	5 +11 HELOCs	0.2%	55.6%	$379,000
Sage Home Loans Corporation	Conventional	5	0.2%	88.9%	$493,000
Click n' Close, Inc.	Conventional, FHA	5	0.2%	100%	$321,000
Cardinal Financial Company, Li	Conventional, Jumbo	5	0.2%	83.3%	$429,000
Peoples Mortgage Company	Conventional	5	0.2%	100%	$387,000
American Pacific Mortgage Corporation	Conventional, FHA	5	0.2%	100%	$497,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	5	0.2%	83.3%	$563,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	5	0.2%	100%	$665,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	5	0.2%	100%	$565,000	View
Carrington Mortgage Services LLC	Conventional, FHA	5	0.2%	33.3%	$311,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.2%	71.4%	$377,000
Goodleap, LLC	FHA, VA, HELOC	4 +5 HELOCs	0.1%	66.7%	$402,500
Pentagon Federal Credit Union	Conventional, HELOC	4 +1 HELOCs	0.1%	66.7%	$597,500
Golden Empire Mortgage, Inc.	FHA	4	0.1%	100%	$342,500
Amerisave Mortgage Company	Conventional, FHA	4	0.1%	33.3%	$52,500
AmWest Funding Corp	Conventional, FHA, VA	4	0.1%	100%	$452,500
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	Conventional, FHA	4	0.1%	100%	$382,500	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, VA	4	0.1%	100%	$390,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	4	0.1%	100%	$670,000	View
Nexera Holding LLC	Conventional, Jumbo	4	0.1%	100%	$355,000
Ark-La-Tex Financial Services LLC	Conventional	4	0.1%	100%	$390,000
Home Mortgage Advisors, LLC	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.1%	100%	$861,666
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$565,000	View
Primary Residential Mortgage, INC.	Conventional, FHA	3	0.1%	100%	$198,333
Orchard Mortgage, LLC	Conventional	3	0.1%	100%	$365,000
Loanunited.Com, LLC	VA, Jumbo	3	0.1%	100%	$625,000
Deephaven Mortgage LLC	Conventional	3	0.1%	75%	$201,666
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	3	0.1%	100%	$561,666	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	3	0.1%	100%	$518,333
Intercap Lending Inc	Conventional	3	0.1%	100%	$375,000
Builders Choice Mortgage LLC	Conventional	3	0.1%	100%	$321,666
Bay Equity LLC	Conventional	3	0.1%	100%	$565,000
Stg Mortgage Inc	Conventional	3	0.1%	100%	$558,333
American Internet Mortgage, Inc.	Conventional	3	0.1%	100%	$438,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	3	0.1%	75%	$505,000	View
Nations Lending Corporation A-5.0 ★Texas Ratio: 14.43%	Conventional, FHA	3	0.1%	100%	$448,333	View
Summit Funding.Inc	Conventional, FHA	3	0.1%	100%	$268,333
Texana Bank	Conventional, FHA	3	0.1%	100%	$445,000
Alliant Credit Union	Conventional, Jumbo, HELOC	2 +18 HELOCs	0.1%	100%	$620,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$475,000	View
Arc Home LLC	Conventional	2	0.1%	100%	$370,000
Genisys Credit Union	Conventional	2	0.1%	100%	$335,000
Greenstate Credit Union	Conventional, Jumbo	2	0.1%	100%	$715,000
Servion	Conventional, FHA	2	0.1%	100%	$570,000
Equity Prime Mortgage LLC	Conventional, FHA	2	0.1%	100%	$415,000
PHH Mortgage Corporation	Conventional	2	0.1%	66.7%	$555,000
Group Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$575,000
Nqm Funding, LLC	Conventional	2	0.1%	100%	$430,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	Conventional, Jumbo	2	0.1%	100%	$745,000	View
Flexpoint, Inc.	Conventional	2	0.1%	100%	$310,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA	2	0.1%	100%	$445,000	View
Castle & Cooke Mortgage, LLC	Conventional	2	0.1%	100%	$435,000
Mission Loans, LLC	Conventional	2	0.1%	100%	$125,000
Summit Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$280,000
Thrivent Bank	Conventional	2	0.1%	100%	$120,000
Goprime Mortgage, Inc.	VA	2	0.1%	100%	$555,000
Leaderone Financial Corp.	Conventional, FHA	2	0.1%	100%	$330,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	2	0.1%	100%	$620,000	View
Tomo Mortgage LLC	Conventional	2	0.1%	66.7%	$515,000
EMM Loans LLC	FHA	1	0%	100%	$405,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$215,000	View
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional	1	0%	100%	$715,000	View
American Airlines Federal Cred	Conventional	1	0%	100%	$565,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0%	100%	$715,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$295,000
Brighton Bank	Conventional	1	0%	100%	$595,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$615,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0%	100%	$1,065,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$635,000	View
Filo Mortgage, LLC	Conventional	1	0%	100%	$775,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$685,000	View
Oaktree Funding Corp	Conventional	1	0%	100%	$485,000
Princeton Mortgage Corporation	VA	1	0%	100%	$615,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$455,000
AdvantageFirst Lending Inc	FHA	1	0%	50%	$195,000
American Financial Network, Inc.	Conventional	1	0%	100%	$295,000
Fidelity Lending Solutions Inc	Conventional	1	0%	100%	$365,000
Diamond Residential Mtg Corp	Conventional	1	0%	100%	$625,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$365,000	View
Nest Home Lending, LLC	Conventional	1	0%	100%	$425,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$715,000	View
HomeXpress Mortgage Corp.	Conventional	1	0%	50%	$285,000
First State Bank of St Charles	Conventional	1	0%	100%	$735,000
Michigan Mutual, Inc	Conventional	1	0%	100%	$425,000
Royal Pacific Funding	Conventional, Jumbo	1	0%	100%	$945,000
Apci Federal Credit Union	Conventional	1	0%	100%	$465,000
Network Funding, L.P.	Conventional	1	0%	100%	$505,000
Nextmortgage, LLC	VA	1	0%	100%	$615,000
East Coast Capital Corp.	Conventional	1	0%	100%	$555,000
Securitynational Mortgage Company	Conventional	1	0%	100%	$525,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$645,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$205,000
Greenbox Loans	Conventional	1	0%	100%	$155,000
Delta Community Credit Union	Conventional	1	0%	100%	$55,000
New Day Financial, LLC.	VA	1	0%	66.7%	$215,000
Shoreham Bank	FHA	1	0%	100%	$25,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$185,000
T2 Financial LLC	Conventional	1	0%	100%	$375,000
BoxCar Mortgage, LLC	Conventional	1	0%	100%	$265,000
Hometown Equity Mortgage, LLC	VA	1	0%	20%	$505,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$235,000
Gardner Financial Services	Conventional	1	0%	100%	$585,000
Inspire Home Loans Inc.	FHA	1	0%	100%	$435,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$495,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$345,000	View
Iserve Residential Lending	FHA	1	0%	100%	$635,000
Logan Finance Corporation	Conventional	1	0%	100%	$295,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$235,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$725,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$655,000	View
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	1	0%	100%	$995,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	100%	$285,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$625,000	View
Jonah Bank of Wyoming A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$505,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0%	100%	$375,000	View
Reliance First Capital, LLC	Conventional	1	0%	100%	$455,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	FHA	1	0%	100%	$455,000	View
Champions Funding, LLC	Conventional	1	0%	100%	$535,000
Village Capital & Investment	VA	1	0%	75%	$595,000
Star One Credit Union	Conventional	1	0%	100%	$525,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Blue Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Citizens Equity First Credit U	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Lakewood Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lakewood, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Lakewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakewood in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lakewood, CO

Use these to narrow the list above. Each category shows how many Lakewood, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 149 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 70 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 40 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 55 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 64 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 47 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Lakewood, CO

Independent mortgage companies closed 79.2 percent of home loans in Lakewood, Colorado in 2025, banks 13.1 percent and credit unions 7.7 percent. FirstBank was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Credit Union of Denver the largest credit union. Among lenders headquartered in Colorado, FirstBank led with 51 loans.

79.2%

Mortgage companies

13.1%

Banks

7.7%

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders Westminster 216 lenders

Frequently Asked Questions About Mortgage Lenders in Lakewood, CO

Who is the largest mortgage lender in Lakewood, CO?

By home loans closed in 2025, FirstBank was the largest mortgage lender in Lakewood, Colorado with 51 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lakewood, CO have the highest approval rates?

Among lenders with meaningful volume in Lakewood, Colorado, Elevations Credit Union approved the highest share of completed applications in 2025 at 100 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lakewood, CO mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Lakewood, Colorado in 2025, led by United Wholesale Mortgage with 53. 55 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lakewood, CO lender list?

Yes. 70 banks and 40 credit unions closed home loans in Lakewood, Colorado in 2025, alongside 149 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lakewood, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lakewood, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakewood, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.