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Mortgage Lenders and Brokers in Commerce City, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Commerce City, Colorado mortgage lenders include US Bank, N.A.US Bank, N.A.4850 E 62nd Ave, Commerce City, CO 80022A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA6025 E Parkway Dr, Commerce City, CO 80022A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association6565 E 73rd Ave, Commerce City, CO 80022A+5.0 ★Texas Ratio: 4.81%, BMO Harris Bank NABMO Harris Bank NA7326 Magnolia St, Commerce City, CO 80022A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.15580 E 104th Ave, Commerce City, CO 80022A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, and Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Commerce City, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Commerce City are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Commerce City, Colorado

Market share is the lender's share of all home loans closed in Commerce City, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in Commerce City 4850 E 62nd Ave, Commerce City, CO 80022 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	8 +9 HELOCs	0.4%	40%	$242,500	View
Wells Fargo Bank NA 2 offices in Commerce City 6025 E Parkway Dr, Commerce City, CO 80022 A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.3%	55.6%	$363,000	View
Keybank National Association 1 office in Commerce City 6565 E 73rd Ave, Commerce City, CO 80022 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, HELOC	3 +2 HELOCs	0.2%	25%	$171,666	View
BMO Harris Bank NA 1 office in Commerce City 7326 Magnolia St, Commerce City, CO 80022 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +2 HELOCs	0.2%	42.9%	$278,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Commerce City 15580 E 104th Ave, Commerce City, CO 80022 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +9 HELOCs	0.1%	66.7%	$395,000	View
Huntington National Bank 1 office in Commerce City 7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$155,000	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, HELOC	27 +10 HELOCs	1.4%	87.1%	$287,962	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, FHA, VA, HELOC	12 +6 HELOCs	0.6%	85.7%	$387,500	View
JPMorgan Chase Bank, NA 9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	12 +2 HELOCs	0.6%	80%	$326,666	View
Canvas Credit Union 7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20%	Conventional, HELOC	8 +39 HELOCs	0.4%	100%	$335,000	View
Bokf NA 15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, VA	8	0.4%	72.7%	$340,000	View
Colorado Credit Union 365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	6 +10 HELOCs	0.3%	66.7%	$133,333	View
Fidelis Catholic Federal Credit Union 6320 Wadsworth Blvd, Arvada, CO 80003 4838 A+5.0 ★Texas Ratio: 2.76%	Conventional	5	0.3%	100%	$135,000	View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	Conventional	4	0.2%	83.3%	$417,500	View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, FHA	3	0.2%	100%	$515,000	View
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional, VA	3	0.2%	75%	$528,333	View
On Tap Credit Union 5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06%	Conventional	3	0.2%	50%	$75,000	View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	Conventional, FHA, HELOC	2 +14 HELOCs	0.1%	40%	$370,000	View
Zions Bancorporation, N.A. 534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +8 HELOCs	0.1%	66.7%	$400,000	View
Bank of Colorado 365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	66.7%	$795,000	View
Colorado Federal Savings Bank 8400 E Prentice Ave, Greenwood Village, CO 80111 A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.1%	100%	$285,000	View
Foothills Credit Union 7990 W Alameda Ave, Lakewood, CO 80226 A-4.9 ★Texas Ratio: 15.96%	Conventional	2	0.1%	100%	$135,000	View
Armed Forces Bank, N.A. 6384 Wetzel Ave, Fort Carson, CO 80913 A+5.0 ★Texas Ratio: 4.81%	VA	2	0.1%	100%	$660,000	View
Premier Members Credit Union 12379 W 64th Ave, Arvada, CO 80004	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$185,000
Bank of America NA 5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$655,000	View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$395,000	View
ANB Bank 325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70%	Conventional	1	0.1%	100%	$45,000	View
The District Federal Credit Union 751 Chambers Rd, Aurora, CO 80011 7151 A5.0 ★Texas Ratio: 7.52%	Conventional	1	0.1%	100%	$85,000	View
NBH Bank 2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90%	FHA	1	0.1%	100%	$495,000	View
First Ciitizens Bank and Trust 1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$555,000	View
North Valley Bank 1210 E 1st Ave, Broomfield, CO 80020 A5.0 ★Texas Ratio: 13.05%	Conventional	1	0.1%	100%	$205,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$15,000	View
The Central Trust Bank 5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$295,000	View
Equitable Savings & Loan Assoc 201 Main Ave, Akron, CO 80720 A+5.0 ★Texas Ratio: 2.08%	Conventional	1	0.1%	100%	$405,000	View
Umb Bank NA 12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$55,000	View
Bellco Credit Union 13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +40 HELOCs	0%	n/a		View
Credit Union of Colorado, A Federal Credit Union 8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +10 HELOCs	0%	0%		View
Red Rocks CU 9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02%	HELOC	0 +4 HELOCs	0%	n/a		View
Credit Union of Denver 900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33%	HELOC	0 +4 HELOCs	0%	0%		View
First National Bank of Omaha 3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82%	HELOC	0 +4 HELOCs	0%	n/a		View
Alpine Bank 119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98%	HELOC	0 +1 HELOCs	0%	n/a		View
Coloramo Federal Credit Union 333 W Aspen Ave, Fruita, CO 81521 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +1 HELOCs	0%	n/a		View
Denver Fire Department FCU 12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31%	HELOC	0 +1 HELOCs	0%	0%		View
Space Age Credit Union 3033 S Parker Rd Ste 800, Aurora, CO 80014 A-4.9 ★Texas Ratio: 16.29%	HELOC	0 +1 HELOCs	0%	n/a		View
Homeamerican Mortgage Corporation	Conventional, FHA, VA	95	4.9%	88.9%	$510,263
Loan Simple, Inc.	Conventional, FHA	42	2.2%	93.3%	$389,523
American Financing Corporation	Conventional, FHA, VA, Jumbo	30	1.5%	38.7%	$288,666
Ent Credit Union (68671)	Conventional, FHA, HELOC	6 +66 HELOCs	0.3%	60%	$396,666
Megastar Finanacial Corp	Conventional, FHA	5	0.3%	100%	$333,000
The Mortgage Company	Conventional, FHA, VA	5	0.3%	100%	$409,000
American Liberty Mortgage Inco	Conventional, FHA	4	0.2%	80%	$342,500
M2 Lending Solutions, LLC	Conventional, FHA	3	0.2%	100%	$488,333
Climb Credit Union	Conventional, HELOC	1 +13 HELOCs	0.1%	100%	$755,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$635,000	View
Peak Financial LLC	Conventional	1	0.1%	100%	$335,000
Ideal Home Loans LLC	FHA	1	0.1%	100%	$665,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$465,000
Denver Community Credit Union A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +4 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	244 +12 HELOCs	12.6%	90.3%	$477,459
Nest Home Lending, LLC	Conventional, FHA, VA	150	7.7%	98%	$324,266
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA	115	5.9%	83.6%	$334,391	View
Kbhs Home Loans, LLC	Conventional, FHA, VA	69	3.6%	95.9%	$485,144
Guild Mortgage Company	Conventional, FHA, VA	69	3.6%	97.4%	$328,043
loanDepot.com LLC	Conventional, FHA, VA, HELOC	57 +2 HELOCs	2.9%	72.5%	$478,157
DHI Mortgage Company, LTD.	Conventional, FHA, VA	57	2.9%	73.1%	$439,385
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	49 +1 HELOCs	2.5%	92.6%	$451,734
New American Funding, LLC.	Conventional, FHA, VA, HELOC	34 +3 HELOCs	1.8%	87.2%	$334,705
Freedom Mortgage Corporation	Conventional, FHA, VA	34	1.8%	88.6%	$457,352
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	31	1.6%	84.2%	$385,322
Guaranteed Rate, Inc.	Conventional, FHA, VA	30	1.5%	90.9%	$377,333
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	29 +2 HELOCs	1.5%	97.1%	$365,000
Newrez LLC	Conventional, FHA, VA	27	1.4%	63.6%	$387,962
Inspire Home Loans Inc.	Conventional, FHA, VA	25	1.3%	89.7%	$497,000
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA, VA	24	1.2%	96%	$348,333	View
Fairway Independent Mort Corp	Conventional, FHA	24	1.2%	96.2%	$379,583
Nationstar Mortgage	Conventional, FHA, VA	23	1.2%	71.9%	$208,043
The Loan Store, Inc	Conventional, FHA, VA, HELOC	18 +3 HELOCs	0.9%	95.5%	$491,666
Lennar Mortgage, LLC	Conventional, FHA, VA	18	0.9%	81.8%	$483,888
Synergy One Lending, Inc.	Conventional, FHA	17	0.9%	100%	$356,176
Mortgage Research Center	Conventional, VA, Jumbo	16	0.8%	66.7%	$583,125
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	15 +4 HELOCs	0.8%	75%	$347,666
Everett Financial, Inc.	Conventional, FHA, VA	15	0.8%	94.1%	$366,333
Tri Pointe Connect, LLC	Conventional, FHA, VA	14	0.7%	100%	$507,142
Union Home Mortgage Corp.	Conventional, FHA, VA	13	0.7%	93.3%	$468,846
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	13	0.7%	100%	$438,846
Guaranteed Rate Affinity, LLC	Conventional, FHA	12	0.6%	100%	$429,166
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	12	0.6%	75%	$435,833	View
Movement Mortgage, LLC	Conventional, FHA, VA	12	0.6%	100%	$408,333
Spring Eq, LLC	Conventional, HELOC	11 +3 HELOCs	0.6%	41.9%	$68,636
Home Mortgage Advisors, LLC	Conventional, FHA, VA, USDA, HELOC	10 +1 HELOCs	0.5%	100%	$312,000
Planet Home Lending, LLC	Conventional, FHA	10	0.5%	76.9%	$265,000
Kind Lending, LLC	Conventional, FHA, HELOC	8 +1 HELOCs	0.4%	100%	$398,750
Peoples Mortgage Company	Conventional, FHA	8	0.4%	100%	$327,500
Zillow Home Loans, LLC	Conventional, VA	8	0.4%	100%	$440,000
Paramount Residential Mortgage	Conventional, FHA	8	0.4%	88.9%	$407,500
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	8	0.4%	80%	$506,250	View
Village Capital & Investment	FHA	8	0.4%	85%	$528,750
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, Jumbo, HELOC	7 +2 HELOCs	0.4%	87.5%	$265,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.4%	38.1%	$357,857
Discover Bank	Conventional	7	0.4%	29.2%	$95,000
Equity Prime Mortgage LLC	FHA, VA	6	0.3%	85.7%	$506,666
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	6	0.3%	100%	$400,000	View
Summit Funding.Inc	Conventional, FHA	6	0.3%	100%	$305,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	6	0.3%	100%	$456,666	View
Amerisave Mortgage Company	Conventional, VA	5	0.3%	50%	$235,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, VA	5	0.3%	70%	$445,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA	5	0.3%	83.3%	$383,000	View
Keystone Funding, Inc	Conventional, FHA, VA	5	0.3%	100%	$513,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.3%	31.2%	$353,000
Primary Residential Mortgage, INC.	Conventional, FHA	4	0.2%	100%	$335,000
Golden Empire Mortgage, Inc.	Conventional, FHA	4	0.2%	100%	$302,500
Click n' Close, Inc.	Conventional, FHA	4	0.2%	100%	$222,500
Provident Funding Associates	Conventional	4	0.2%	100%	$467,500
American Pacific Mortgage Corporation	Conventional, FHA, VA	4	0.2%	100%	$465,000
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, FHA, VA	4	0.2%	100%	$442,500	View
Better Mortgage Corporation	Conventional, FHA	4	0.2%	50%	$185,000
Nmsi, Inc.	FHA	4	0.2%	100%	$555,000
Right Start Mortgage, Inc	Conventional, FHA	4	0.2%	100%	$282,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	3	0.2%	100%	$738,333	View
Originpoint, LLC	Conventional, VA	3	0.2%	100%	$321,666
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.2%	100%	$288,333
Canopy Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$381,666
NOVA Financial & Investment Corporation	Conventional, FHA	3	0.2%	75%	$438,333
AmWest Funding Corp	Conventional	3	0.2%	100%	$435,000
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	VA	3	0.2%	60%	$608,333	View
ClearPath Lending	VA	3	0.2%	100%	$585,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.2%	100%	$471,666	View
BoxCar Mortgage, LLC	Conventional, FHA, Jumbo	3	0.2%	100%	$538,333
Mission Loans, LLC	Conventional	3	0.2%	100%	$121,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	75%	$95,000	View
Angel Oak Mortgage Solutions LLC	Conventional	3	0.2%	100%	$338,333
Nexera Holding LLC	Conventional, Jumbo	3	0.2%	100%	$625,000
Plaza Home Mortgage, Inc	Conventional	3	0.2%	60%	$368,333
Alliant Credit Union	Conventional, VA, HELOC	2 +6 HELOCs	0.1%	100%	$650,000
Pentagon Federal Credit Union	VA, HELOC	2 +1 HELOCs	0.1%	66.7%	$510,000
Envoy Mortgage, Ltd	FHA	2	0.1%	100%	$410,000
Nbkc Bank	Conventional, VA	2	0.1%	100%	$400,000
Orchard Mortgage, LLC	Conventional	2	0.1%	100%	$475,000
Loanunited.Com, LLC	FHA, VA	2	0.1%	66.7%	$335,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	2	0.1%	100%	$425,000	View
Resicentral LLC	Conventional, FHA	2	0.1%	66.7%	$565,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	100%	$480,000
Nextmortgage, LLC	FHA, USDA	2	0.1%	100%	$315,000
Bay Equity LLC	Conventional	2	0.1%	100%	$355,000
Homeowners Financial Group, LLC	Conventional, VA	2	0.1%	100%	$455,000
Stg Mortgage Inc	FHA	2	0.1%	100%	$525,000
Land Home Financial Services,	FHA	2	0.1%	100%	$515,000
Churchill Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$285,000
Franklin Loan Corporation	FHA	2	0.1%	100%	$345,000
Baxter Credit Union	Conventional	2	0.1%	66.7%	$250,000
Pike Creek Mortgage Services, Inc.	Conventional	2	0.1%	100%	$395,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	2	0.1%	100%	$345,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$350,000	View
Ark-La-Tex Financial Services LLC	Conventional	2	0.1%	100%	$550,000
JMAC Lending, Inc.	Conventional	2	0.1%	100%	$330,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$365,000	View
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	33.3%	$845,000
Arc Home LLC	Conventional, Jumbo	1	0.1%	100%	$1,045,000
Panorama Mortgage Group, LLC	Conventional	1	0.1%	100%	$455,000
Southwest Airlines FCU	Conventional	1	0.1%	100%	$225,000
Arbor Bank A5.0 ★Texas Ratio: 10.07%	Conventional	1	0.1%	100%	$455,000	View
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$495,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$235,000
Primelending	Conventional	1	0.1%	100%	$475,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$475,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.1%	100%	$565,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$635,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$645,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$355,000
Norwich Commercial Group Inc	VA	1	0.1%	100%	$575,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$525,000	View
TruHome Solutions, LLC	FHA	1	0.1%	100%	$675,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	100%	$25,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$55,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$105,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$685,000	View
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$175,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$315,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$395,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$345,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$555,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$495,000
Ez Fundings Inc	FHA	1	0.1%	100%	$535,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$445,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$635,000
Flat Branch Mortgage, Inc.	VA	1	0.1%	100%	$375,000
Weichert Financial Services	Conventional	1	0.1%	100%	$455,000
Greenbox Loans	Conventional	1	0.1%	100%	$205,000
Nfm, Inc	VA	1	0.1%	100%	$385,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$615,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$375,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	50%	$285,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$425,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$455,000	View
Saygo Home Loans, LLC	VA	1	0.1%	100%	$675,000
Emet Lending Group, Inc.	FHA	1	0.1%	100%	$505,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$235,000	View
Geo-Corp, Inc.	FHA	1	0.1%	100%	$455,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$425,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$875,000
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$365,000
Prosperity Home Mortgage, LLC	VA	1	0.1%	50%	$665,000
Mutual of Omaha Mortgage	VA	1	0.1%	16.7%	$575,000
Veritas Funding, LLC	VA	1	0.1%	100%	$365,000
Summit Mortgage Corporation	FHA	1	0.1%	100%	$465,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$465,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$375,000	View
21St Mortgage	Conventional	1	0.1%	33.3%	$85,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	100%	$15,000
Texana Bank	Conventional	1	0.1%	50%	$745,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$265,000	View
Top Flite Financial, Inc.	VA	1	0.1%	100%	$355,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$465,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	66.7%	$155,000	View
Southwest Funding LP	Conventional	1	0.1%	100%	$555,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$475,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$455,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +14 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Blue Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Cadence Bank	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Midwestone Bank	HELOC	0 +1 HELOCs	0%	n/a
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 4.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Blaze Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Commerce City Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Commerce City, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Commerce City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Commerce City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Commerce City, CO

Use these to narrow the list above. Each category shows how many Commerce City, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 142 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 57 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 89 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 65 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 14 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 41 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Commerce City, CO

Independent mortgage companies closed 89 percent of home loans in Commerce City, Colorado in 2025, banks 7 percent and credit unions 4 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, FirstBank led with 27 loans.

89%

Mortgage companies

Banks

Credit unions

35%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Parker 214 lenders Westminster 216 lenders

Frequently Asked Questions About Mortgage Lenders in Commerce City, CO

Who is the largest mortgage lender in Commerce City, CO?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Commerce City, Colorado with 8 loans, about 0.4 percent of the market. The largest lender headquartered in Colorado was FirstBank with 27 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Commerce City, CO have the highest approval rates?

Among lenders with meaningful volume in Commerce City, Colorado, Nest Home Lending, LLC approved the highest share of completed applications in 2025 at 98 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Commerce City, CO mortgage lenders offer FHA, VA and USDA loans?

89 lenders closed FHA loans in Commerce City, Colorado in 2025, led by Nest Home Lending, LLC with 87. 65 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Commerce City, CO lender list?

Yes. 57 banks and 33 credit unions closed home loans in Commerce City, Colorado in 2025, alongside 142 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Commerce City, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Commerce City, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Commerce City, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Commerce City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.