☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Colorado / Thornton

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Thornton, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Thornton, Colorado mortgage lenders include US Bank, N.A.US Bank, N.A.13700 Colorado Blvd, Thornton, CO 80602A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA10404 Colorado Blvd, Thornton, CO 80233A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA9828 Grant St, Thornton, CO 80229A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA12080 Colorado Blvd, Thornton, CO 80241A+5.0 ★Texas Ratio: 3.54%, Huntington National BankHuntington National Bank9660 Washington St, Thornton, CO 80229A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA7100 East 136th Avenue, Thornton, CO 80602A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.9801 Grant St, Thornton, CO 80229A+5.0 ★Texas Ratio: 4.24%, Keybank National AssociationKeybank National Association12801 Colorado Blvd, Thornton, CO 80241A+5.0 ★Texas Ratio: 4.81%, Academy Bank, N.A.Academy Bank, N.A.9901 Grant St, Thornton, CO 80229A+5.0 ★Texas Ratio: 5.08%, and FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Thornton, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thornton are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Thornton, Colorado

Market share is the lender's share of all home loans closed in Thornton, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 2 offices in Thornton 13700 Colorado Blvd, Thornton, CO 80602 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	22 +18 HELOCs	0.8%	61.1%	$198,181	View
JPMorgan Chase Bank, NA 3 offices in Thornton 10404 Colorado Blvd, Thornton, CO 80233 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	17 +7 HELOCs	0.6%	81%	$331,470	View
Wells Fargo Bank NA 3 offices in Thornton 9828 Grant St, Thornton, CO 80229 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	9	0.3%	90%	$425,000	View
BMO Harris Bank NA 2 offices in Thornton 12080 Colorado Blvd, Thornton, CO 80241 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	7 +18 HELOCs	0.2%	63.6%	$562,142	View
Huntington National Bank 1 office in Thornton 9660 Washington St, Thornton, CO 80229 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	6 +14 HELOCs	0.2%	75%	$433,333	View
Bank of America NA 2 offices in Thornton 7100 East 136th Avenue, Thornton, CO 80602 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +10 HELOCs	0.1%	100%	$427,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Thornton 9801 Grant St, Thornton, CO 80229 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, VA, HELOC	4 +10 HELOCs	0.1%	100%	$337,500	View
Keybank National Association 2 offices in Thornton 12801 Colorado Blvd, Thornton, CO 80241 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	4 +2 HELOCs	0.1%	50%	$382,500	View
Academy Bank, N.A. 1 office in Thornton 9901 Grant St, Thornton, CO 80229 A+5.0 ★Texas Ratio: 5.08%	Conventional, Jumbo	1	0%	100%	$995,000	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo, HELOC	36 +18 HELOCs	1.3%	65.5%	$282,222	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, FHA, HELOC	29 +12 HELOCs	1%	93.5%	$395,000	View
Bokf NA 15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	18 +8 HELOCs	0.6%	94.7%	$292,777	View
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA	14	0.5%	100%	$422,142	View
Canvas Credit Union 511 E 120th Ave, Thornton, CO 80233 A5.0 ★Texas Ratio: 9.20%	Conventional, HELOC	10 +111 HELOCs	0.4%	100%	$307,000	View
On Tap Credit Union 5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06%	Conventional	8	0.3%	100%	$87,500	View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, VA	7	0.2%	100%	$435,000	View
NBH Bank 2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90%	Conventional, FHA	6	0.2%	85.7%	$201,666	View
Fidelis Catholic Federal Credit Union 6320 Wadsworth Blvd, Arvada, CO 80003 4838 A+5.0 ★Texas Ratio: 2.76%	Conventional	6	0.2%	100%	$73,333	View
Premier Members Credit Union 755 E 144th Ave, Thornton, CO 80023	Conventional, HELOC	5 +33 HELOCs	0.2%	100%	$479,000
Colorado Credit Union 901 E 120th Ave, Thornton, CO 80233 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	4 +6 HELOCs	0.1%	80%	$292,500	View
Alpine Bank 119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98%	Conventional, HELOC	4 +1 HELOCs	0.1%	57.1%	$165,000	View
ANB Bank 325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70%	Conventional	4	0.1%	80%	$80,000	View
Credit Union of Colorado, A Federal Credit Union 3907 E 120th Ave, Thornton, CO 80233 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	3 +49 HELOCs	0.1%	100%	$108,333	View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	Conventional, HELOC	3 +23 HELOCs	0.1%	75%	$305,000	View
Denver Fire Department FCU 12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31%	Conventional, HELOC	3 +4 HELOCs	0.1%	100%	$118,333	View
The District Federal Credit Union 751 Chambers Rd, Aurora, CO 80011 7151 A5.0 ★Texas Ratio: 7.52%	Conventional	3	0.1%	100%	$88,333	View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	3	0.1%	75%	$561,666	View
Zions Bancorporation, N.A. 4151 E 136th Ave, Thornton, CO 80602 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	2 +19 HELOCs	0.1%	66.7%	$570,000	View
Credit Union of Denver 900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33%	Conventional, HELOC	2 +11 HELOCs	0.1%	28.6%	$145,000	View
Bank of Colorado 901 E 120th Ave, Thornton, CO 80233 A+5.0 ★Texas Ratio: 3.16%	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	66.7%	$230,000	View
Umb Bank NA 12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78%	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	50%	$200,000	View
First National Bank of Omaha 3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$165,000	View
Fitzsimons Federal Credit Union 6359 S SOUTHLANDS PKWY, AURORA, CO 80016 5319 A5.0 ★Texas Ratio: 9.13%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$295,000	View
Colorado Federal Savings Bank 8400 E Prentice Ave, Greenwood Village, CO 80111 A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0%	100%	$475,000	View
Air Academy Federal Credit Union 4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50%	Conventional	1	0%	100%	$545,000	View
Adams Bank & Trust 1201 Lake Ave, Berthoud, CO 80513 A5.0 ★Texas Ratio: 10.02%	Conventional	1	0%	50%	$55,000	View
Space Age Credit Union 3033 S Parker Rd Ste 800, Aurora, CO 80014 A-4.9 ★Texas Ratio: 16.29%	Conventional	1	0%	100%	$295,000	View
First Ciitizens Bank and Trust 1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$625,000	View
Encore Bank 1911 11th St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0%	100%	$525,000	View
RNB State Bank 2001 Main St, Longmont, CO 80501 A-4.3 ★Texas Ratio: 0.77%	Conventional	1	0%	100%	$135,000	View
Bellco Credit Union 9710 Washington St, Thornton, CO 80229 2162 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +165 HELOCs	0%	n/a		View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +12 HELOCs	0%	n/a		View
Red Rocks CU 9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02%	HELOC	0 +5 HELOCs	0%	n/a		View
Southstate Bank, National Association ★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +2 HELOCs	0%	n/a		View
First Interstate Bank ★ 1 stars, 1 review 2775 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +1 HELOCs	0%	n/a		View
The Central Trust Bank 5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12%	HELOC	0 +1 HELOCs	0%	n/a		View
Glacier Bank 105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87%	HELOC	0 +1 HELOCs	0%	n/a		View
American Financing Corporation	Conventional, FHA, VA	67	2.4%	46.9%	$260,970
Loan Simple, Inc.	Conventional, FHA	55	1.9%	98.2%	$348,454
Homeamerican Mortgage Corporation	Conventional, FHA, VA	37	1.3%	90.2%	$585,540
Ent Credit Union (68671)	Conventional, FHA, VA, Jumbo, HELOC	21 +78 HELOCs	0.7%	81.1%	$414,523
Megastar Finanacial Corp	Conventional, FHA, VA	13	0.5%	92.9%	$414,230
American Liberty Mortgage Inco	Conventional, FHA	7	0.2%	100%	$447,857
Universal Lending Corporation	Conventional, FHA	3	0.1%	100%	$688,333
Mortgage Solutions of Colorado	Conventional, VA	3	0.1%	100%	$448,333
Climb Credit Union	Conventional, Jumbo, HELOC	2 +34 HELOCs	0.1%	100%	$1,595,000
Peak Financial LLC	Conventional, FHA	2	0.1%	100%	$470,000
Ideal Home Loans LLC	Conventional	2	0.1%	100%	$265,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$745,000	View
M2 Lending Solutions, LLC	FHA	1	0%	100%	$395,000
The Mortgage Company	Conventional	1	0%	66.7%	$605,000
Denver Community Credit Union A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +3 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	427 +18 HELOCs	15%	91.4%	$466,569
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA	236	8.3%	85.3%	$320,889	View
Lennar Mortgage, LLC	Conventional, FHA, VA	130	4.6%	91.6%	$446,615
Guild Mortgage Company	Conventional, FHA, VA	81	2.9%	96.6%	$340,925
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	68	2.4%	96.2%	$400,882
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	59 +1 HELOCs	2.1%	92.4%	$495,000
Pennymac Loan Services LLC	Conventional, FHA, VA	54	1.9%	77.8%	$354,814
New American Funding, LLC.	Conventional, FHA, VA, HELOC	53 +2 HELOCs	1.9%	93%	$366,132
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	53 +1 HELOCs	1.9%	91.4%	$406,320
Nationstar Mortgage	Conventional, FHA, VA	50	1.8%	91.2%	$187,200
DHI Mortgage Company, LTD.	Conventional, FHA, VA	46	1.6%	80.7%	$568,913
Newrez LLC	Conventional, FHA, VA	44	1.5%	67.7%	$348,636
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	40 +7 HELOCs	1.4%	87%	$405,250
Freedom Mortgage Corporation	Conventional, FHA, VA	38	1.3%	90%	$473,157
21St Mortgage	Conventional	37	1.3%	30.2%	$103,108
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	34	1.2%	100%	$420,882
Kbhs Home Loans, LLC	Conventional, FHA, VA	32	1.1%	100%	$513,125
Spring Eq, LLC	Conventional, HELOC	31 +9 HELOCs	1.1%	47.1%	$93,064
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, Jumbo	28	1%	100%	$400,000	View
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA, VA	28	1%	96.6%	$403,928	View
Movement Mortgage, LLC	Conventional, FHA, VA	27	1%	100%	$378,703
Zillow Home Loans, LLC	Conventional, FHA, VA	27	1%	93.1%	$413,148
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	26 +5 HELOCs	0.9%	91.4%	$438,076
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	23 +12 HELOCs	0.8%	74.2%	$421,521
loanDepot.com LLC	Conventional, FHA, VA, HELOC	21 +5 HELOCs	0.7%	77.8%	$238,809
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	20	0.7%	47.6%	$109,500	View
Synergy One Lending, Inc.	Conventional, FHA, VA	19	0.7%	100%	$399,210
Everett Financial, Inc.	Conventional, FHA, VA, HELOC	17 +1 HELOCs	0.6%	100%	$398,529
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	16	0.6%	94.1%	$575,000	View
Taylor Morrison Home Funding, Inc.	Conventional, FHA	15	0.5%	88.2%	$429,000
Provident Funding Associates	Conventional	15	0.5%	93.8%	$501,000
Mortgage Research Center	Conventional, VA, Jumbo	15	0.5%	65.2%	$508,333
Summit Funding.Inc	Conventional, FHA	15	0.5%	100%	$358,333
NOVA Financial & Investment Corporation	Conventional, FHA	14	0.5%	93.3%	$345,000
Southern Lending Services, Ltd.	Conventional, VA	14	0.5%	100%	$519,285
Paramount Residential Mortgage	Conventional, FHA	14	0.5%	87.5%	$299,285
Golden Empire Mortgage, Inc.	Conventional, FHA	13	0.5%	100%	$297,307
Union Home Mortgage Corp.	Conventional, FHA, VA	13	0.5%	92.9%	$501,923
Peoples Mortgage Company	Conventional, FHA	13	0.5%	100%	$348,076
Amerisave Mortgage Company	Conventional, VA	12	0.4%	38.2%	$163,333
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	12	0.4%	100%	$440,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	11	0.4%	100%	$423,181	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	11	0.4%	85.7%	$476,818
Nmsi, Inc.	Conventional, FHA	11	0.4%	100%	$584,090
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	10	0.4%	100%	$517,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	10	0.4%	32.7%	$382,000
Discover Bank	Conventional	10	0.4%	27.8%	$96,000
Homeowners Financial Group, LLC	Conventional, FHA	10	0.4%	100%	$489,000
Sierra Pacific Mortgage Co. Inc	Conventional	10	0.4%	100%	$513,000
Keystone Funding, Inc	Conventional, FHA, VA	10	0.4%	100%	$492,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	10	0.4%	90.9%	$189,000	View
Home Mortgage Advisors, LLC	Conventional, FHA, VA, USDA, HELOC	9 +2 HELOCs	0.3%	91.7%	$393,888
Envoy Mortgage, Ltd	Conventional, FHA	9	0.3%	100%	$396,111
Resicentral LLC	Conventional, VA	9	0.3%	90%	$435,000
Planet Home Lending, LLC	Conventional, VA	9	0.3%	100%	$425,000
Primary Residential Mortgage, INC.	Conventional, FHA	7	0.2%	100%	$323,571
SWBC Mortgage Corporation	Conventional, FHA, VA	7	0.2%	100%	$506,428
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	Conventional, FHA	7	0.2%	100%	$425,000	View
Texana Bank	Conventional, FHA	7	0.2%	87.5%	$406,428
Primelending	Conventional, FHA	6	0.2%	100%	$358,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	6	0.2%	100%	$403,333	View
Summit Mortgage Corporation	Conventional, FHA	6	0.2%	100%	$343,333
Sage Home Loans Corporation	Conventional	5	0.2%	85.7%	$433,000
Kind Lending, LLC	Conventional, FHA	5	0.2%	71.4%	$439,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.2%	100%	$319,000
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	4 +9 HELOCs	0.1%	100%	$142,500
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	4 +1 HELOCs	0.1%	80%	$382,500	View
Originpoint, LLC	Conventional, FHA	4	0.1%	100%	$362,500
Canopy Mortgage, LLC	Conventional, FHA	4	0.1%	100%	$360,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	4	0.1%	100%	$500,000	View
Nbkc Bank	Conventional, VA	4	0.1%	80%	$545,000
Loanunited.Com, LLC	Conventional, FHA, VA	4	0.1%	80%	$480,000
Bay Equity LLC	Conventional	4	0.1%	83.3%	$600,000
Stg Mortgage Inc	Conventional	4	0.1%	100%	$305,000
T2 Financial LLC	Conventional, FHA	4	0.1%	100%	$377,500
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, FHA	4	0.1%	80%	$392,500	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	4	0.1%	80%	$302,500	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	4	0.1%	100%	$485,000
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	3 +7 HELOCs	0.1%	75%	$581,666
Better Mortgage Corporation	Conventional, HELOC	3 +4 HELOCs	0.1%	37.5%	$395,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	75%	$508,333	View
American Financial Resources LLC	Conventional, FHA	3	0.1%	75%	$351,666
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.1%	100%	$398,333
AdvantageFirst Lending Inc	FHA, VA	3	0.1%	100%	$481,666
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	3	0.1%	100%	$501,666	View
Group Mortgage, LLC	Conventional, VA	3	0.1%	100%	$541,666
Network Funding, L.P.	Conventional, FHA	3	0.1%	100%	$491,666
Flexpoint, Inc.	Conventional	3	0.1%	100%	$318,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	3	0.1%	60%	$285,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	3	0.1%	75%	$491,666	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.1%	75%	$411,666	View
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	3	0.1%	100%	$538,333
Top Flite Financial, Inc.	Conventional	3	0.1%	100%	$378,333
Southwest Funding LP	Conventional, FHA	3	0.1%	100%	$291,666
Champions Funding, LLC	Conventional	3	0.1%	60%	$581,666
JMAC Lending, Inc.	Conventional, FHA	3	0.1%	100%	$565,000
Blue Federal Credit Union	Conventional, HELOC	2 +16 HELOCs	0.1%	100%	$230,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$345,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$130,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	FHA, VA	2	0.1%	100%	$565,000	View
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional	2	0.1%	100%	$355,000	View
Alameda Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$160,000
Liberty Federal Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,190,000
Equity Prime Mortgage LLC	FHA	2	0.1%	100%	$620,000
Allied Mortgage Group, Inc	Conventional	2	0.1%	100%	$200,000
Toll Brothers Mortgage Company	Conventional, Jumbo	2	0.1%	100%	$810,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional, VA	2	0.1%	100%	$545,000	View
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$465,000
Emporium Tpo LLC	Conventional	2	0.1%	100%	$405,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0.1%	100%	$260,000	View
Fidelity Lending Solutions Inc	Conventional	2	0.1%	100%	$420,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$200,000
Nqm Funding, LLC	Conventional	2	0.1%	100%	$320,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	2	0.1%	66.7%	$445,000
First Alliance Home Mortgage, LLC	FHA	2	0.1%	100%	$290,000
Select Lending Services, LLC	Conventional	2	0.1%	100%	$415,000
Securitynational Mortgage Company	Conventional	2	0.1%	100%	$400,000
Highlands Residential Mortgage, Ltd.	Conventional	2	0.1%	100%	$365,000
New Day Financial, LLC.	FHA, VA	2	0.1%	42.9%	$390,000
Land Home Financial Services,	FHA	2	0.1%	100%	$575,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$425,000	View
BoxCar Mortgage, LLC	FHA	2	0.1%	66.7%	$465,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$870,000
American Pacific Mortgage Corporation	VA	2	0.1%	100%	$560,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$460,000	View
Pike Creek Mortgage Services, Inc.	Conventional	2	0.1%	100%	$595,000
Citadel Servicing Corporation	Conventional, Jumbo	2	0.1%	100%	$680,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	2	0.1%	100%	$470,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	2	0.1%	100%	$415,000	View
Carrington Mortgage Services LLC	Conventional, FHA	2	0.1%	37.5%	$510,000
Village Capital & Investment	FHA	2	0.1%	70%	$395,000
Alliant Credit Union	FHA, HELOC	1 +6 HELOCs	0%	100%	$475,000
Goodleap, LLC	Conventional, HELOC	1 +2 HELOCs	0%	33.3%	$165,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0%	50%	$495,000	View
Arc Home LLC	Conventional	1	0%	100%	$605,000
EMM Loans LLC	Conventional	1	0%	100%	$485,000
Panorama Mortgage Group, LLC	Conventional	1	0%	100%	$345,000
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$605,000	View
Royal United Mortgage LLC	Conventional	1	0%	50%	$125,000
Fundloans Capital	Conventional	1	0%	100%	$285,000
Greenstate Credit Union	Conventional	1	0%	100%	$215,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$445,000
Orchard Mortgage, LLC	Conventional	1	0%	100%	$295,000
Guidance Residential, LLC	Conventional	1	0%	100%	$465,000
PHH Mortgage Corporation	Conventional	1	0%	25%	$395,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$155,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$515,000	View
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$135,000	View
General Mortgage Capital Corporation	Conventional	1	0%	100%	$255,000
Catalyst Mortgage	FHA	1	0%	100%	$485,000
Nest Home Lending, LLC	Conventional	1	0%	100%	$105,000
M Squared Financial LLC	Conventional	1	0%	100%	$375,000
Acre Mortgage & Financial, Inc.	Conventional	1	0%	100%	$795,000
HomeXpress Mortgage Corp.	Conventional	1	0%	33.3%	$635,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	FHA	1	0%	100%	$445,000	View
Intercap Lending Inc	Conventional	1	0%	100%	$425,000
Credit Human Federal Credit Un	Conventional	1	0%	25%	$55,000
East Coast Capital Corp.	FHA	1	0%	100%	$545,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$355,000	View
First Colony Mortgage Corporat	FHA	1	0%	100%	$685,000
Real Genius LLC	Conventional	1	0%	100%	$495,000
Chevron Federal Credit Union	Conventional	1	0%	100%	$75,000
Elements Financial Federal Cre	Conventional	1	0%	100%	$455,000
Ameritrust Mortgage Corporation A+5.0 ★Texas Ratio: 4.29%	Conventional	1	0%	100%	$525,000	View
Nfm, Inc	Conventional	1	0%	100%	$355,000
Servis One, Inc	Conventional	1	0%	100%	$55,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	50%	$235,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$635,000
Intelliloan, Inc.	Conventional	1	0%	100%	$675,000
Altra Federal Credit Union	Conventional	1	0%	100%	$285,000
Hometown Equity Mortgage, LLC	Conventional	1	0%	50%	$485,000
Chickasaw Community Bank A5.0 ★Texas Ratio: 13.31%	FHA	1	0%	100%	$655,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0%	100%	$165,000	View
Affinity Federal Credit Union	Conventional	1	0%	100%	$475,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$575,000	View
Pentagon Federal Credit Union	VA	1	0%	100%	$625,000
Iserve Residential Lending	Conventional	1	0%	100%	$305,000
Genway Home Mortgage, Inc.	Conventional	1	0%	100%	$155,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$335,000
Nations Direct Mortgage, LLC	Conventional	1	0%	100%	$375,000
Right Start Mortgage, Inc	FHA	1	0%	50%	$405,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0%	100%	$545,000	View
Local Bank A5.0 ★Texas Ratio: 8.28%	Conventional	1	0%	100%	$515,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$565,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$545,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0%	50%	$415,000	View
Nexera Holding LLC	Conventional	1	0%	100%	$535,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0%	7.7%	$95,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0%	100%	$375,000
Geneva Financial LLC	Conventional	1	0%	100%	$805,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$395,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$565,000	View
Flyhomes Mortgage LLC	Conventional	1	0%	100%	$185,000
Figure Lending LLC	HELOC	0 +20 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +20 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +9 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Wings Financial Credit Union ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 4.15%	HELOC	0 +2 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mountain America Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Midwestone Bank	HELOC	0 +1 HELOCs	0%	n/a
Firefighters First Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Thornton Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Thornton, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Thornton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thornton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Thornton, CO

Use these to narrow the list above. Each category shows how many Thornton, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 160 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 67 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 44 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 103 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 61 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 18 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 41 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Thornton, CO

Independent mortgage companies closed 84.8 percent of home loans in Thornton, Colorado in 2025, banks 10.2 percent and credit unions 5 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, FirstBank led with 36 loans.

84.8%

Mortgage companies

10.2%

Banks

Credit unions

21%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders Westminster 216 lenders

Frequently Asked Questions About Mortgage Lenders in Thornton, CO

Who is the largest mortgage lender in Thornton, CO?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Thornton, Colorado with 22 loans, about 0.8 percent of the market. The largest lender headquartered in Colorado was FirstBank with 36 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Thornton, CO have the highest approval rates?

Among lenders with meaningful volume in Thornton, Colorado, Loan Simple, Inc. approved the highest share of completed applications in 2025 at 98.2 percent, against a 80.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Thornton, CO mortgage lenders offer FHA, VA and USDA loans?

103 lenders closed FHA loans in Thornton, Colorado in 2025, led by United Wholesale Mortgage with 92. 61 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Thornton, CO lender list?

Yes. 67 banks and 44 credit unions closed home loans in Thornton, Colorado in 2025, alongside 160 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Thornton, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Thornton, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thornton, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thornton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.