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Mortgage Lenders and Brokers in Centennial, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Centennial, Colorado mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11277 E Arapahoe Rd, Centennial, CO 80112A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA7360 S Yosemite St, Centennial, CO 80112A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA6930 S University Blvd, Centennial, CO 80122A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA9335 E County Line Rd, Centennial, CO 80112A+5.0 ★Texas Ratio: 3.54%, Commerce BankCommerce Bank7481 E Arapahoe Rd, Centennial, CO 80112A+5.0 ★Texas Ratio: 0.89%, PNC Bank N.A.PNC Bank N.A.20299 E Smoky Hill Rd, Centennial, CO 80015A+5.0 ★Texas Ratio: 4.24%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.6702 S Potomac St, Centennial, CO 80112A+5.0 ★Texas Ratio: 3.72%, Keybank National AssociationKeybank National Association15590 E Broncos Pkwy, Centennial, CO 80112A+5.0 ★Texas Ratio: 4.81%, Umb Bank NAUmb Bank NA13700 E Arapahoe Rd, Centennial, CO 80112A+5.0 ★Texas Ratio: 1.78%, and Metrum Community Credit UnionMetrum Community Credit Union6980 S Holly Cir, Centennial, CO 80112 1018A+5.0 ★Texas Ratio: 0.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Centennial, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centennial are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Centennial, Colorado

Market share is the lender's share of all home loans closed in Centennial, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Centennial 11277 E Arapahoe Rd, Centennial, CO 80112 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	26 +7 HELOCs	1.2%	89.7%	$558,461	View
Wells Fargo Bank NA 2 offices in Centennial 7360 S Yosemite St, Centennial, CO 80112 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	16	0.7%	76.2%	$388,750	View
Bank of America NA 1 office in Centennial 6930 S University Blvd, Centennial, CO 80122 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	11 +14 HELOCs	0.5%	92.3%	$819,545	View
BMO Harris Bank NA 4 offices in Centennial 9335 E County Line Rd, Centennial, CO 80112 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	11 +10 HELOCs	0.5%	100%	$639,545	View
Commerce Bank 1 office in Centennial 7481 E Arapahoe Rd, Centennial, CO 80112 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.3%	85.7%	$693,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 6 offices in Centennial 20299 E Smoky Hill Rd, Centennial, CO 80015 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +18 HELOCs	0.2%	80%	$352,500	View
Zions Bancorporation, N.A. 1 office in Centennial 6702 S Potomac St, Centennial, CO 80112 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	4 +15 HELOCs	0.2%	77.8%	$547,500	View
Keybank National Association 2 offices in Centennial 15590 E Broncos Pkwy, Centennial, CO 80112 A+5.0 ★Texas Ratio: 4.81%	Conventional, HELOC	4 +1 HELOCs	0.2%	66.7%	$192,500	View
Umb Bank NA 2 offices in Centennial 13700 E Arapahoe Rd, Centennial, CO 80112 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	1 +13 HELOCs	0%	100%	$995,000	View
Metrum Community Credit Union 6980 S Holly Cir, Centennial, CO 80112 1018 A+5.0 ★Texas Ratio: 0.80%	Conventional, HELOC	1 +4 HELOCs	0%	100%	$355,000	View
The Mortgage Company	Conventional	8	0.4%	100%	$365,000
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA, Jumbo	32	1.4%	97%	$563,437	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo, HELOC	27 +38 HELOCs	1.2%	70.7%	$326,111	View
Canvas Credit Union 6850 S Yosemite St, Centennial, CO 80112 A5.0 ★Texas Ratio: 9.20%	Conventional, VA, Jumbo, HELOC	25 +67 HELOCs	1.1%	96.2%	$499,800	View
US Bank, N.A. 9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	21 +44 HELOCs	0.9%	60%	$473,095	View
Elevations Credit Union 2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03%	Conventional, FHA, VA, Jumbo, HELOC	19 +8 HELOCs	0.8%	87.5%	$630,789	View
Bokf NA 15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	15 +13 HELOCs	0.7%	93.8%	$423,000	View
First Western Trust Bank 201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16%	Conventional, FHA, VA, Jumbo	14	0.6%	100%	$587,142	View
Westerra Credit Union 20991 E Smoky Hill Rd, Centennial, CO 80015 5184 A+5.0 ★Texas Ratio: 3.20%	Conventional, Jumbo, HELOC	9 +18 HELOCs	0.4%	64.3%	$578,333	View
Huntington National Bank 8085 S Chester St, Centennial, CO 80112 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.3%	100%	$1,078,333	View
Bank of Colorado 365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16%	Conventional, Jumbo, HELOC	5 +3 HELOCs	0.2%	100%	$1,135,000	View
The District Federal Credit Union 751 Chambers Rd, Aurora, CO 80011 7151 A5.0 ★Texas Ratio: 7.52%	Conventional	5	0.2%	100%	$99,000	View
Colorado Credit Union 365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	3 +10 HELOCs	0.1%	100%	$391,666	View
NBH Bank 2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$621,666	View
Fitzsimons Federal Credit Union 6359 S SOUTHLANDS PKWY, AURORA, CO 80016 5319 A5.0 ★Texas Ratio: 9.13%	Conventional	3	0.1%	75%	$161,666	View
Credit Union of Denver 900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33%	Conventional, HELOC	2 +12 HELOCs	0.1%	50%	$130,000	View
Premier Members Credit Union 10637 E Briarwood Cir, Centennial, CO 80112 1147	Conventional, HELOC	2 +5 HELOCs	0.1%	100%	$740,000
First Ciitizens Bank and Trust 1601 28th St, Boulder, CO 80301 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$615,000	View
The Central Trust Bank 5278 N Nevada Ave Ste 100, Colorado Springs, CO 80918 A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	66.7%	$660,000	View
ANB Bank 325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70%	Conventional	2	0.1%	100%	$75,000	View
High Plains Bank 235 S Ash St, Bennett, CO 80102 A+5.0 ★Texas Ratio: 5.77%	Conventional	2	0.1%	100%	$460,000	View
Affidian Credit Union 992 Potomac Cir, Aurora, CO 80011 A+5.0 ★Texas Ratio: 2.97%	Conventional	2	0.1%	100%	$105,000	View
North Valley Bank 1210 E 1st Ave, Broomfield, CO 80020 A5.0 ★Texas Ratio: 13.05%	Conventional	2	0.1%	100%	$550,000	View
Alpine Bank 119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98%	Conventional, HELOC	1 +6 HELOCs	0%	100%	$575,000	View
Air Academy Federal Credit Union 4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50%	Conventional, HELOC	1 +6 HELOCs	0%	100%	$75,000	View
Denver Fire Department FCU 12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31%	Conventional, HELOC	1 +2 HELOCs	0%	50%	$405,000	View
MidFirst Bank 840 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.93%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$465,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$695,000	View
Colorado Federal Savings Bank 8400 E Prentice Ave, Greenwood Village, CO 80111 A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0%	100%	$305,000	View
Integrity Bank & Trust 702 S Nevada Ave, Colorado Spgs, CO 80903 A5.0 ★Texas Ratio: 7.47%	Conventional	1	0%	100%	$365,000	View
Space Age Credit Union 3033 S Parker Rd Ste 800, Aurora, CO 80014 A-4.9 ★Texas Ratio: 16.29%	Conventional	1	0%	100%	$85,000	View
First National Bank Colorado 2768 N Gate Blvd, Colorado Springs, CO 80921 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	1	0%	100%	$1,635,000	View
On Tap Credit Union 5675 Olde Wadsworth Blvd, Arvada, CO 80002 A5.0 ★Texas Ratio: 9.06%	Conventional	1	0%	100%	$15,000	View
Fidelis Catholic Federal Credit Union 6320 Wadsworth Blvd, Arvada, CO 80003 4838 A+5.0 ★Texas Ratio: 2.76%	Conventional	1	0%	100%	$135,000	View
First National Bank of Omaha 3033 Iris Ave, Boulder, CO 80301 A+5.0 ★Texas Ratio: 4.82%	Conventional, Jumbo	1	0%	100%	$845,000	View
Bellco Credit Union 13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +156 HELOCs	0%	n/a		View
Credit Union of Colorado, A Federal Credit Union 8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +24 HELOCs	0%	0%		View
Red Rocks CU 9332 Dorchester St, Highlands Ranch, CO 80129 A+5.0 ★Texas Ratio: 4.02%	HELOC	0 +8 HELOCs	0%	n/a		View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +5 HELOCs	0%	0%		View
CoreFirst Bank & Trust 10130 E Dry Creek Rd, Englewood, CO 80112 B+4.1 ★Texas Ratio: 2.49%	HELOC	0 +1 HELOCs	0%	n/a		View
American Financing Corporation	Conventional, FHA, VA	39	1.7%	51%	$345,000
Ent Credit Union (68671)	Conventional, FHA, VA, Jumbo, HELOC	31 +69 HELOCs	1.4%	88.9%	$555,645
Megastar Finanacial Corp	Conventional, FHA	14	0.6%	100%	$542,142
American Liberty Mortgage Inco	Conventional, FHA, VA, Jumbo	10	0.4%	100%	$548,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.3%	100%	$716,666	View
M2 Lending Solutions, LLC	Conventional	6	0.3%	100%	$603,333
Loan Simple, Inc.	Conventional, FHA	4	0.2%	80%	$467,500
Mortgage Solutions of Colorado	Conventional, VA	3	0.1%	100%	$568,333
Ideal Home Loans LLC	Conventional, FHA	2	0.1%	100%	$595,000
Pivot Financial Partners, Inc	Conventional	2	0.1%	100%	$290,000
Homeamerican Mortgage Corporation	Conventional	2	0.1%	100%	$635,000
Climb Credit Union	Conventional, HELOC	1 +20 HELOCs	0%	50%	$495,000
Denver Community Credit Union A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$45,000	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	371 +17 HELOCs	16.5%	91.1%	$534,730
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA, Jumbo, HELOC	219 +1 HELOCs	9.8%	93.1%	$372,945	View
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	76	3.4%	98.8%	$471,973
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	47	2.1%	90.9%	$582,872
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	45 +2 HELOCs	2%	97.8%	$564,555
The Loan Store, Inc	Conventional, FHA, HELOC	37 +3 HELOCs	1.7%	100%	$571,486
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	36 +4 HELOCs	1.6%	100%	$500,833
Nationstar Mortgage	Conventional, VA	32	1.4%	82.5%	$257,187
Union Home Mortgage Corp.	Conventional, FHA, VA	30	1.3%	100%	$523,000
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	29 +2 HELOCs	1.3%	93.5%	$496,034
Lennar Mortgage, LLC	Conventional, FHA, VA	28	1.2%	93.3%	$552,500
Provident Funding Associates	Conventional	27	1.2%	96.4%	$533,518
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	26 +1 HELOCs	1.2%	100%	$431,538
NOVA Financial & Investment Corporation	Conventional, FHA, VA, Jumbo	26	1.2%	93.5%	$550,384
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	25 +4 HELOCs	1.1%	100%	$469,800
Freedom Mortgage Corporation	Conventional, FHA, VA	25	1.1%	96.7%	$465,400
Fairway Independent Mort Corp	Conventional, FHA, VA	24	1.1%	100%	$420,416
Zillow Home Loans, LLC	Conventional, FHA, VA	23	1%	95.8%	$444,565
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA, VA	23	1%	100%	$425,869	View
V.I.P. Mortgage, Inc.	Conventional, FHA, Jumbo	22	1%	100%	$508,636
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	21	0.9%	87.5%	$579,761
Originpoint, LLC	Conventional, FHA, VA, Jumbo	19	0.8%	100%	$549,210
Newrez LLC	Conventional, FHA, VA, Jumbo	19	0.8%	57.6%	$499,736
Keystone Funding, Inc	Conventional, FHA, VA	17	0.8%	96%	$555,000
Spring Eq, LLC	Conventional, HELOC	16 +7 HELOCs	0.7%	48.6%	$101,875
Synergy One Lending, Inc.	Conventional, FHA, Jumbo	16	0.7%	94.4%	$472,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	15 +16 HELOCs	0.7%	88.2%	$314,333
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	15	0.7%	100%	$455,666	View
SWBC Mortgage Corporation	Conventional	14	0.6%	100%	$561,428
Home Mortgage Advisors, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	13 +4 HELOCs	0.6%	100%	$419,615
Mortgage Research Center	VA, Jumbo	13	0.6%	68.4%	$584,230
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	13	0.6%	100%	$225,000	View
Resicentral LLC	Conventional, FHA, VA, Jumbo	12	0.5%	92.9%	$498,333
Prosperity Home Mortgage, LLC	Conventional, Jumbo	12	0.5%	100%	$544,166
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	12	0.5%	100%	$420,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	11 +1 HELOCs	0.5%	81.2%	$315,909
Discover Bank	Conventional	11	0.5%	42.9%	$107,727
Sierra Pacific Mortgage Co. Inc	Conventional	11	0.5%	100%	$484,090
Everett Financial, Inc.	Conventional, FHA, Jumbo, HELOC	9 +1 HELOCs	0.4%	100%	$441,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.4%	44%	$227,222
Kind Lending, LLC	Conventional, VA, Jumbo	9	0.4%	60%	$553,888
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	9	0.4%	90%	$660,555	View
Mutual of Omaha Mortgage	Conventional, FHA	9	0.4%	100%	$489,444
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	9	0.4%	100%	$585,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.4%	100%	$388,750	View
Homeowners Financial Group, LLC	Conventional, FHA, Jumbo	8	0.4%	100%	$651,250
Nbkc Bank	Conventional, VA	7	0.3%	100%	$555,000
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	Conventional, FHA, VA, Jumbo	7	0.3%	90%	$547,857	View
Bay Equity LLC	Conventional, Jumbo	7	0.3%	100%	$557,857
Nfm, Inc	Conventional, FHA	7	0.3%	100%	$472,142
Nmsi, Inc.	Conventional	7	0.3%	100%	$486,428
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.3%	100%	$611,666	View
Sage Home Loans Corporation	Conventional, VA, Jumbo	6	0.3%	100%	$681,666
PHH Mortgage Corporation	Conventional, FHA, VA	6	0.3%	85.7%	$456,666
Amerisave Mortgage Company	Conventional, FHA	6	0.3%	35.3%	$275,000
Planet Home Lending, LLC	Conventional, VA	6	0.3%	100%	$413,333
Better Mortgage Corporation	Conventional, FHA, HELOC	5 +5 HELOCs	0.2%	62.5%	$313,000
American Financial Resources LLC	Conventional, FHA, VA	5	0.2%	100%	$535,000
Golden Empire Mortgage, Inc.	Conventional, FHA	5	0.2%	100%	$379,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.2%	83.3%	$539,000	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.2%	55.6%	$481,000
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	4 +7 HELOCs	0.2%	80%	$265,000
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	4 +3 HELOCs	0.2%	57.1%	$457,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.2%	100%	$332,500	View
Select Lending Services, LLC	Conventional	4	0.2%	100%	$672,500
Click n' Close, Inc.	Conventional, FHA	4	0.2%	100%	$335,000
LoanFlight Lending, LLC.	Conventional, FHA	4	0.2%	100%	$642,500
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	4	0.2%	100%	$582,500	View
Highlands Residential Mortgage, Ltd.	Conventional	4	0.2%	100%	$382,500
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	4	0.2%	100%	$637,500	View
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, VA	4	0.2%	80%	$630,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	4	0.2%	100%	$440,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	4	0.2%	100%	$957,500	View
Champions Funding, LLC	Conventional, Jumbo	4	0.2%	66.7%	$600,000
Primelending	Conventional	3	0.1%	100%	$628,333
Primary Residential Mortgage, INC.	Conventional, VA, Jumbo	3	0.1%	100%	$505,000
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.1%	100%	$465,000
AmeriHome Mortgage Company, LLC	Conventional, VA	3	0.1%	60%	$625,000
Toll Brothers Mortgage Company	Conventional, VA, Jumbo	3	0.1%	83.3%	$731,666
Filo Mortgage, LLC	Conventional	3	0.1%	100%	$355,000
AdvantageFirst Lending Inc	Conventional, FHA	3	0.1%	75%	$281,666
American Pacific Mortgage Corporation	Conventional, VA	3	0.1%	100%	$545,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	3	0.1%	100%	$741,666	View
Nexera Holding LLC	Conventional	3	0.1%	100%	$421,666
Texana Bank	Conventional	3	0.1%	100%	$691,666
Leaderone Financial Corp.	Conventional, VA	3	0.1%	75%	$228,333
Village Capital & Investment	FHA, VA, Jumbo	3	0.1%	88.9%	$711,666
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$430,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	2 +2 HELOCs	0.1%	100%	$580,000	View
Blue Federal Credit Union	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	50%	$860,000
Goodleap, LLC	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	100%	$375,000
AmWest Funding Corp	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$555,000
Mission Loans, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$335,000
Genisys Credit Union	Conventional, Jumbo	2	0.1%	100%	$660,000
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional	2	0.1%	100%	$575,000	View
Alameda Mortgage Corporation	Conventional, Jumbo	2	0.1%	100%	$605,000
Liberty Federal Credit Union	Conventional	2	0.1%	100%	$255,000
Envoy Mortgage, Ltd	Conventional, FHA	2	0.1%	100%	$435,000
Orchard Mortgage, LLC	Conventional	2	0.1%	100%	$425,000
Allied Mortgage Group, Inc	Conventional, VA	2	0.1%	100%	$790,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.1%	100%	$610,000	View
American Financial Network, Inc.	Conventional, Jumbo	2	0.1%	66.7%	$675,000
Network Funding, L.P.	Conventional	2	0.1%	100%	$615,000
Flexpoint, Inc.	Conventional	2	0.1%	100%	$460,000
SIRVA Mortgage, Inc.	Conventional, VA	2	0.1%	100%	$625,000
American Heritage Lending, LLC	Conventional, Jumbo	2	0.1%	100%	$835,000
Stg Mortgage Inc	Conventional	2	0.1%	100%	$620,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$580,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	100%	$535,000	View
Peoples Mortgage Company	Conventional	2	0.1%	100%	$630,000
BoxCar Mortgage, LLC	Conventional, VA	2	0.1%	100%	$435,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$365,000	View
Pike Creek Mortgage Services, Inc.	Conventional	2	0.1%	100%	$635,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	66.7%	$455,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$575,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	66.7%	$585,000	View
Carrington Mortgage Services LLC	VA	2	0.1%	36.4%	$590,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +16 HELOCs	0%	33.3%	$155,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0%	100%	$205,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$825,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0%	100%	$465,000
Tower Federal Credit Union A+5.0 ★Texas Ratio: 5.32%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$605,000	View
Baxter Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$205,000
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	1	0%	100%	$665,000	View
Arc Home LLC	Conventional, Jumbo	1	0%	100%	$1,765,000
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	VA	1	0%	100%	$745,000	View
Generations Bank A5.0 ★Texas Ratio: 10.01%	Conventional	1	0%	100%	$575,000	View
Fundloans Capital	Conventional	1	0%	100%	$715,000
Greenstate Credit Union	Conventional	1	0%	100%	$465,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, Jumbo	1	0%	100%	$865,000	View
Servion	VA	1	0%	100%	$505,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$195,000	View
MortgageOne, Inc	Conventional	1	0%	100%	$785,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$785,000
Acrisure Mortgage, LLC	Conventional	1	0%	100%	$655,000
Equity Prime Mortgage LLC	FHA	1	0%	100%	$205,000
Norwich Commercial Group Inc	Conventional	1	0%	100%	$445,000
Guidance Residential, LLC	Conventional	1	0%	100%	$275,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$765,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$475,000	View
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$45,000	View
Deephaven Mortgage LLC	Conventional	1	0%	100%	$85,000
Vantage West Credit Union	Conventional	1	0%	100%	$455,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$525,000	View
Nest Home Lending, LLC	Conventional	1	0%	100%	$425,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$645,000	View
Bayshore Mortgage Funding	Conventional	1	0%	100%	$685,000
Royal Pacific Funding	Conventional	1	0%	100%	$205,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 3.64%	Conventional	1	0%	100%	$525,000	View
Intercap Lending Inc	Conventional	1	0%	100%	$325,000
MLB Residential Lending, LLC	FHA	1	0%	100%	$615,000
Bank Fund Staff Federal Credit	Conventional	1	0%	100%	$235,000
ClearPath Lending	VA	1	0%	100%	$655,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$125,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$455,000	View
First Colony Mortgage Corporat	Conventional	1	0%	100%	$735,000
Real Genius LLC	Conventional	1	0%	100%	$645,000
Congressional Federal Credit Union	Conventional	1	0%	100%	$425,000
Delta Community Credit Union	Conventional	1	0%	100%	$825,000
Cardinal Financial Company, Li	Conventional	1	0%	66.7%	$505,000
New Day Financial, LLC.	VA	1	0%	20%	$795,000
Evergreen Moneysource Mortgage Company	Conventional	1	0%	100%	$375,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$575,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$95,000	View
Franklin Loan Corporation	Conventional	1	0%	100%	$695,000
T2 Financial LLC	Conventional	1	0%	50%	$655,000
Castle & Cooke Mortgage, LLC	Conventional	1	0%	100%	$585,000
Hometown Equity Mortgage, LLC	Conventional	1	0%	100%	$645,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$685,000
Wintrust Bank, N.A. A+5.0 ★Texas Ratio: 3.24%	Conventional, Jumbo	1	0%	100%	$855,000	View
Nasa Federal Credit Union	Conventional	1	0%	100%	$65,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	100%	$505,000	View
Emet Lending Group, Inc.	Conventional	1	0%	100%	$485,000
Uif Corporation	Conventional	1	0%	100%	$575,000
Iserve Residential Lending	Conventional	1	0%	100%	$405,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$395,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$665,000	View
Nations Direct Mortgage, LLC	VA	1	0%	100%	$695,000
Summit Mortgage Corporation	FHA	1	0%	100%	$445,000
ClearEdge Lending LLC	Conventional	1	0%	100%	$525,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	1	0%	100%	$1,185,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$495,000
Hunt Mortgage Corporation	Conventional	1	0%	100%	$425,000
Toyota Financial Savings Bank	Conventional	1	0%	100%	$675,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$365,000	View
Tomo Mortgage LLC	Conventional	1	0%	100%	$575,000
Cake Mortgage Corp.	Conventional	1	0%	100%	$375,000
Star One Credit Union	Conventional	1	0%	100%	$595,000
JMAC Lending, Inc.	FHA	1	0%	100%	$375,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +23 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +22 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +8 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Midwestone Bank	HELOC	0 +3 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Equity First Credit U	HELOC	0 +1 HELOCs	0%	n/a
Chevron Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 4.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a
Consumers Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Centennial Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Centennial, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Centennial? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centennial in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Centennial, CO

Use these to narrow the list above. Each category shows how many Centennial, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 146 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 71 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 52 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 62 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 70 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 60 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 45 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Centennial, CO

Independent mortgage companies closed 78.5 percent of home loans in Centennial, Colorado in 2025, banks 15 percent and credit unions 6.6 percent. The Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Metrum Community Credit Union the largest credit union. Among lenders headquartered in Colorado, Zions Bancorporation, N.A. led with 4 loans.

78.5%

Mortgage companies

15%

Banks

6.6%

Credit unions

10%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Fort Collins 231 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders Westminster 216 lenders

Frequently Asked Questions About Mortgage Lenders in Centennial, CO

Who is the largest mortgage lender in Centennial, CO?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Centennial, Colorado with 26 loans, about 1.2 percent of the market. The largest lender headquartered in Colorado was Zions Bancorporation, N.A. with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Centennial, CO have the highest approval rates?

Among lenders with meaningful volume in Centennial, Colorado, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.8 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Centennial, CO mortgage lenders offer FHA, VA and USDA loans?

62 lenders closed FHA loans in Centennial, Colorado in 2025, led by United Wholesale Mortgage with 48. 70 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Centennial, CO lender list?

Yes. 71 banks and 52 credit unions closed home loans in Centennial, Colorado in 2025, alongside 146 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Centennial, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Centennial, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centennial, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centennial. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.