What are the current interest rates at Integrity Bank & Trust?

Current rates for Integrity Bank & Trust include: 12-Month CD: 3.29%, 18-Month CD: 3.19%, 24-Month CD: 3.03%, 36-Month CD: 2.83%, 48-Month CD: 2.52%, 60-Month CD: 2.78%, Savings: 0.10%, MMA: 0.80%

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Integrity Bank & Trust Rates & Review June 2026

Q: How many branches does Integrity Bank & Trust operate?

Integrity Bank & Trust currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Integrity Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Integrity Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 16, 2026

Integrity Bank & Trust's 9-Month rates are at 3.39%, 12-Month rates are at 3.29%, 6-Month rates are at 3.29%, 18-Month rates are at 3.19%, 2 Year rates are at 3.03%. Integrity Bank & Trust's savings rates are at 0.10%. Integrity Bank & Trust's money market rates are at 0.80%. MonitorBankRates evaluates the financial stability of Integrity Bank & Trust with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.24%. Rates were last updated on 06/16/2026.

Integrity Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Integrity Bank & Trust? Share your experience about Integrity Bank & Trust by leaving a review below, or read customer reviews before you decide to use Integrity Bank & Trust.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.24%

Excellent Higher than avg

Integrity Bank & Trust

1275 Village Ridge Pt
Monument, CO 80132

https://www.integritybankandtrust.com

Integrity Bank & Trust CD Rates

Product	Rate	APY	Term
9 Month	3.35%	3.39%	9 Month
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
12 Month	3.25%	3.29%	12 Month
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
6 Month	3.25%	3.29%	6 Month
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
18 Month	3.15%	3.19%	18 Month
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
2 Year	3.00%	3.03%	2 Year
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
3 Year	2.80%	2.83%	3 Year
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
5 Year	2.75%	2.78%	5 Year
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
3 Month	2.50%	2.52%	3 Month
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
4 Year	2.50%	2.52%	4 Year
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%

Integrity Bank & Trust Savings Rates

Product	Rate	APY
iHike Savings (best for ages 0-12)	1.00%	1.01%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Minor Savings (youth under 18)	1.00%	1.01%
No additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Health Savings Account	0.30%	0.30%
Min Balance $2,500 Details Balances $2,500.00 & greater Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Health Savings Account	0.25%	0.25%
Min Balance $1,000 Details Balances $1,000 to $2,499 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Health Savings Account	0.20%	0.20%
Min Balance $500 Details Balances $500 to $999 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Health Savings Account	0.15%	0.15%
Min Balance $100 Details Balances $100 to $499 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Health Savings Account	0.10%	0.10%
Min Balance $0 Details Balances $0.01 to $99 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%

Integrity Bank & Trust Money Market Rates

Product	Rate	APY
Business Money Market	1.40%	1.41%
Min Balance $250,000 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Personal Money Market	1.40%	1.41%
Min Balance $250,000 Details Balances $250,000 to $499,999 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Public Funds Money Market	1.40%	1.41%
Min Balance $100,000 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Business Money Market	1.20%	1.21%
Min Balance $100,000 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Personal Money Market	1.20%	1.21%
Min Balance $100,000 Details Balances $100,000 to $249,999 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Business Money Market	1.00%	1.01%
Min Balance $50,000 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Personal Money Market	1.00%	1.01%
Min Balance $50,000 Details Balances $50,000 to $99,999 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Public Funds Money Market	1.00%	1.01%
Min Balance $0 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Business Money Market	0.90%	0.91%
Min Balance $25,000 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Personal Money Market	0.90%	0.91%
Min Balance $25,000 Details Balances $25,000 to $49,999 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Business Money Market	0.80%	0.80%
Min Balance $0 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Personal Money Market	0.80%	0.80%
Min Balance $0 Details Balances $0.01 to $24,999 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%

Integrity Bank & Trust Checking Rates

Product	Rate	APY
Gold Rewards Checking	2.00%	2.02%
Min Balance $0 Details Qualifications Required: When the qualifications are met, the interest rate on your account and corresponding APY will be tiered. If your average daily balance is $10,000 or less, the interest rate paid on the entire balance will be 2.00% with an APY of 2.02%. An interest rate of 0.50% will be paid only for the portion of your average daily balance that is greater than $10,000.; Reward Rates (when qualifications are met). Qualifying balance up to $10,000.00. APY for this tier will range from 0.50% to 2.02%, depending on the account balance. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%
Gold Rewards Checking	0.05%	0.05%
Details Any Balance-Base Rate (when qualifications are not met). See Truth in Savings disclosure for additional details. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.24%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Integrity Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Integrity Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Integrity Bank & Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Integrity Bank & Trust

Bank Holding Company INTEGRITY CAPITAL HOLDINGS INC

Address 1275 Village Ridge Pt, Monument, CO 80132 · El Paso

Website https://www.integritybankandtrust.com

FDIC Certificate # 57587

Established 08/11/2003

FDIC Insurance Date 08/11/2003

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

8.24%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1897%

Return on Equity (ROE) 15.2300%

Non-Performing Loans (NPL) 0.23%

Total Assets $445,277,000

Total Deposits $362,335,000

Equity Capital $36,771,000

Net Income $4,958,000

Headquarters Monument

Total Branches and Offices 6

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Integrity Bank & Trust earned the Verified Healthy badge

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Frequently Asked Questions About Integrity Bank & Trust

How many branches does Integrity Bank & Trust operate?

Integrity Bank & Trust currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Integrity Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Integrity Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Does Integrity Bank & Trust offer online and mobile banking?

Most modern institutions like Integrity Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.integritybankandtrust.com.