What are the current interest rates at Credit Union Of Denver?

Current rates for Credit Union Of Denver include: 12-Month CD: 2.40%, 24-Month CD: 3.00%, 60-Month CD: 3.50%, Savings: 1.25%, MMA: 2.85%

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Credit Union Of Denver

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Credit Union Of Denver Rates & Review October 2026

Q: How many branches does Credit Union Of Denver operate?

Credit Union Of Denver currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Credit Union Of Denver?

Yes, to access services at Credit Union Of Denver, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Credit Union Of Denver does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union Of Denver provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Credit Union Of Denver's top rates as of October 13, 2026 are 4.00% APY on its Traditional CD - 12 Month, 1.25% APY on savings, 2.85% APY on money market accounts, 5.00% APY on checking, auto loans from 6.78% APR, and credit cards from 10.74% APR, according to rates verified by MonitorBankRates. Other Credit Union Of Denver CD rates include Traditional CD - 6 Month at 3.80%, Traditional CD - 60 Month at 3.50%, and Traditional CD - 48 Month at 3.45%. MonitorBankRates evaluates the financial stability of Credit Union Of Denver with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.33%. Rates last updated and verified on 10/13/2026.

Credit Union Of Denver money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Denver? Share your experience about Credit Union Of Denver by leaving a review below, or read customer reviews before you decide to use Credit Union Of Denver.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.33%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Credit Union Of Denver
ALAMEDA

9305 W ALAMEDA AVE
LAKEWOOD, CO 80226

https://www.cudenver.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Credit Union Of Denver CD Rates

Product	Rate	APY	Term
Traditional Certificate - 12 Month	-	4.00%	12 Month
Min Balance $1,000 Details Min. Balance to obtain APY; Compounds Monthly; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional Certificate - 6 Month	-	3.80%	6 Month
Min Balance $1,000 Details Min. Balance to obtain APY; Compounds Monthly; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional Certificate - 60 Month	-	3.50%	60 Month
Min Balance $1,000 Details Min. Balance to obtain APY; Compounds Monthly; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional Certificate - 48 Month	-	3.45%	48 Month
Min Balance $1,000 Details Min. Balance to obtain APY; Compounds Monthly; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional Certificate - 36 Month	-	3.40%	36 Month
Min Balance $1,000 Details Min. Balance to obtain APY; Compounds Monthly; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional Certificate - 24 Month	-	3.35%	24 Month
Min Balance $1,000 Details Min. Balance to obtain APY; Compounds Monthly; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
24 Month Term Starter Certificate	-	3.00%	24 Month
Min Balance $25 Details Starter Certificates - Add On Options; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
12 Month Term Starter Certificate	-	2.40%	12 Month
Min Balance $25 Details Starter Certificates - Add On Options; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional Certificate - 3 Month	-	1.35%	3 Month
Min Balance $500 Details Min. Balance to obtain APY; Compounds Monthly; Early withdrawal penalties may apply Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver Savings Rates

Product	Rate	APY
Holiday Savings	-	1.25%
Min Deposit $5 Min Balance $0 Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 1.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Estate Savings	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Membership Savings	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Secondary Savings	-	0.05%
Min Deposit $0 Min Balance $0 Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Trust Savings	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver Business Savings Rates

Product	Rate	APY	View More
Business Savings	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver Money Market Rates

Product	Rate	APY
Mile High Money Market Accounts	-	2.85%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000 and over; Fifth Tier; Compounds Monthly Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 2.70% → 2.85% ▲ 0.15 pts · high 2.85% / low 2.70% Oct 13, 20262.85%▲ from 2.70% Sep 14, 20262.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Mile High Money Market Accounts	-	2.60%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Fourth Tier; Compounds Monthly Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 2.45% → 2.60% ▲ 0.15 pts · high 2.60% / low 2.45% Oct 13, 20262.60%▲ from 2.45% Sep 14, 20262.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Mile High Money Market Accounts	-	2.35%
Min Deposit $25,000 Min Balance $45,000 Details Balance: $45,000 - $99,999.99; Third Tier; Compounds Monthly Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 2.20% → 2.35% ▲ 0.15 pts · high 2.35% / low 2.20% Oct 13, 20262.35%▲ from 2.20% Sep 14, 20262.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Mile High Money Market Accounts	-	2.10%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $44,999.99; Second Tier; Compounds Monthly Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 1.95% → 2.10% ▲ 0.15 pts · high 2.10% / low 1.95% Oct 13, 20262.10%▲ from 1.95% Sep 14, 20261.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
High Yield Money Market Account	-	1.00%
Min Deposit $0 Min Balance $100,000 Details Balance: $100,000 and over; Tier: Fifth Tier; Compounds Monthly; Fee if balance below $10,000 minimum Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
High Yield Money Market Account	-	0.75%
Min Deposit $0 Min Balance $45,000 Details Balance: $45,000 - $99,999.99; Tier: Fourth Tier; Compounds Monthly; Fee if balance below $10,000 minimum Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
High Yield Money Market Account	-	0.60%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000 - $44,999.99; Tier: Third Tier; Compounds Monthly; Fee if balance below $10,000 minimum Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 0.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
High Yield Money Market Account	-	0.50%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Tier: Second Tier; Compounds Monthly; Fee if balance below $10,000 minimum Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Money Market Accounts	-	0.40%
Min Balance $100,000 Details Tier: Sixth Tier; Balance: $100,000 and over Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Money Market Accounts	-	0.35%
Min Balance $45,000 Details Tier: Fifth Tier; Balance: $45,000 - $99,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Money Market Accounts	-	0.30%
Min Balance $25,000 Details Tier: Fourth Tier; Balance: $25,000 - $44,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Money Market Accounts	-	0.25%
Min Balance $10,000 Details Tier: Third Tier; Balance: $10,000 - $24,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Money Market Accounts	-	0.20%
Min Balance $2,500 Details Tier: Second Tier; Balance: $2,500 - $9,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Money Market Accounts	-	0.05%
Min Balance $1,000 Details Tier: First Tier; Balance: $1,000 - $2,499.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver Checking Rates

Product	Rate	APY
Interest Rewards Checking	-	5.00%
Min Balance $0 Details Qualifications Required; Balance: Up to $10,000.00; Qualifying tier for monthly requirements; higher rate paid on balances up to $10,000.00 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Interest Checking	-	0.10%
Min Balance $1,000 Details Balance: $1,000 minimum to obtain APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity HELOC ~ 80% CLTV	-	-	6.50%
Details As Low As; Variable annual percentage rate (VAPR); current as of 10/01/2026; CLTV 80%; HELOC has 20-year term with 10-year draw and 10-year repayment; Best rate is 0.50% below Wall Street Journal Prime Rate, subject to 6.00% floor and 18.00% ceiling Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25% Oct 2, 20266.50%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Vehicle Loan - New/Used/Autos/Trucks/Classics	-	-	6.78%	73 to 84 months
Details As Low As; Rates as low as (APR) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.78% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New & Used RV Loan	-	8.25%	121 to 144 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 8.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
New & Used RV Loan	-	8.55%	145 to 180 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 8.55% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
New & Used RV Loan	-	8.75%	181 to 240 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 8.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver Credit Card Rates

Product	Rate	APR
MasterCard Platinum	-	10.74%
Details Published APR range: 10.74% to 17.74%. Variable Annual Percentage Rate (VAPR); no annual fee, no balance transfer fee, earns CURewards Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
MasterCard Secured	-	10.74%
Details Variable Annual Percentage Rate (VAPR); no annual fee, no balance transfer fee, earns CURewards Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Credit Union Of Denver Other Rates

Product	Rate	Points	APY/APR	Term
Non-Owner Occupied Loan	-	-	8.09%
Details As Low As; Rates as low as (APR) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 8.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Representative Payee	-	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Secured Card Savings	-	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional IRA 12 Month Certificate	-	-	4.00%	12 Month
Min Balance $1,000 Details Min. Balance to obtain APY: $1,000 and over; Compounds Monthly; Individual Retirement Account Traditional-Roth-Coverdell ESA Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional IRA 24 Month Certificate	-	-	3.35%	24 Month
Min Balance $1,000 Details Min. Balance to obtain APY: $1,000 and over; Compounds Monthly; Individual Retirement Account Traditional-Roth-Coverdell ESA Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional IRA 36 Month Certificate	-	-	3.40%	36 Month
Min Balance $1,000 Details Min. Balance to obtain APY: $1,000 and over; Compounds Monthly; Individual Retirement Account Traditional-Roth-Coverdell ESA Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional IRA 48 Month Certificate	-	-	3.45%	48 Month
Min Balance $1,000 Details Min. Balance to obtain APY: $1,000 and over; Compounds Monthly; Individual Retirement Account Traditional-Roth-Coverdell ESA Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.45% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional IRA 6 Month Certificate	-	-	3.80%	6 Month
Min Balance $1,000 Details Min. Balance to obtain APY: $1,000 and over; Compounds Monthly; Individual Retirement Account Traditional-Roth-Coverdell ESA Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional IRA 60 Month Certificate	-	-	3.50%	60 Month
Min Balance $1,000 Details Min. Balance to obtain APY: $1,000 and over; Compounds Monthly; Individual Retirement Account Traditional-Roth-Coverdell ESA Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Traditional IRA Savings Account	-	-	1.00%
Min Balance $0 Details Balance: $0; Min. Balance to obtain APY: $0; Compounds Monthly; Individual Retirement Account Traditional-Roth-Coverdell ESA Rates Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Transfer to Minors	-	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Youth Share Accounts	2.00%	-	2.01%
Min Deposit $5 Min Balance $5 Details Ages: 0-17; Balance: $5 up to $1,000; Youth Account has a $5.00 minimum balance to open Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 2.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Youth Share Accounts	0.05%	-	0.05%
Min Deposit $1,000 Min Balance $1,000 Details Ages: 0-17; Balance: $1,000.01 and above; Youth Account has a $5.00 minimum balance to open Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Credit Union Of Denver’s Texas Ratio stayed near 1.95% in Q3 2023 to 2.33% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.2B	2.33%	5.0	A+
March 31, 2026	$1.2B	2.06%	5.0	A+
December 31, 2025	$1.2B	3.47%	5.0	A+
September 30, 2025	$1.2B	4.69%	5.0	A+
June 30, 2025	$1.2B	4.61%	5.0	A+
March 31, 2025	$1.2B	4.48%	5.0	A+
December 31, 2024	$1.2B	4.56%	5.0	A+
September 30, 2024	$1.2B	4.10%	5.0	A+
June 30, 2024	$1.2B	3.01%	5.0	A+
March 31, 2024	$1.5B	2.47%	5.0	A+
December 31, 2023	$1.5B	2.70%	5.0	A+
September 30, 2023	$1.4B	1.95%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Credit Union Of Denver is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Credit Union Of Denver rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union Of Denver's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union Of Denver

Website https://www.cudenver.com

Address 9305 W ALAMEDA AVE, LAKEWOOD, CO 80226

Phone 303-234-1700

Fax 303-239-1141

President FERNANDO ROCHA

CEO CHRISTOPHER WALLACE

Full-Time Employees 151

Part-Time Employees 2

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.33%

Return on Assets (ROA)

0.3178%

Return on Equity (ROE)

2.5143%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

1,180,509,852

Total Amount of Shares and Deposits

1,052,384,820

Total Shares and Deposits < 1 Year

1,009,910,785

Total Shares and Deposits 1 3 Years

23,702,641

Total Shares and Deposits > 3 Years

18,771,395

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

157,242,026

Total Uninsured Shares and Deposits > $250K (F+J)

157,242,026

Total Insured Shares and Deposits > $250K (item 17 less item K)

895,142,794

Total Interest Expense (Sum of items 6 8)

10,173,839

Share Certificates

8,087

Number of Accounts for Share Drafts

31,429

IRA KEOGH Accounts

2,622

Number of Accounts for Regular Shares

77,452

All other shares

3,596

Money Market Shares

4,147

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

76,193,459

Total Liabilities

1,057,606,511

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Credit Union Of Denver earned the Verified Healthy badge

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Frequently Asked Questions About Credit Union Of Denver

How many branches does Credit Union Of Denver operate?

Credit Union Of Denver currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union Of Denver?

Yes, to access services at Credit Union Of Denver, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union Of Denver does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union Of Denver provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union Of Denver offer online and mobile banking?

Most modern institutions like Credit Union Of Denver provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cudenver.com.