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Fitzsimons Federal Credit Union Rates & Review October 2026

Fitzsimons Federal Credit Union's 7-Month CD rates are at 4.00%. Fitzsimons Federal Credit Union's savings rates are at 0.05%. Fitzsimons Federal Credit Union's Personal Loan Rates are as low as 11.99%. MonitorBankRates evaluates the financial stability of Fitzsimons Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.13%. Rates last updated and verified on 10/23/2026.

Fitzsimons Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fitzsimons Federal Credit Union? Share your experience about Fitzsimons Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fitzsimons Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.13%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Fitzsimons Federal Credit Union
Fitzsimons Corporate Office
2201 N FITZSIMONS PKWY
AURORA, CO 80045-7505
https://www.fitzsimonscu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Fitzsimons Federal Credit Union CD Rates

Product Rate APY Term View More
7-Month Certificate - 4.00% 7-Month
Details Share & IRA Certificate promotion; schedule an appointment, apply online, or call 303-340-3343
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.13%

Fitzsimons Federal Credit Union Savings Rates

Product Rate APY View More
Share Savings Account 0.05% 0.05%
Details Dividends paid at 0.05%; Certificates on this page list a $500 starting amount and 3 to 60 month terms but no published rates
Last Updated 10/23/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.13%

Fitzsimons Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Auto - - 5.24%
Details As Low As; Rates effective as of October 23, 2026; Advertised as low as APR assumes excellent credit and maximum rate discounts; represents up to a 36-month term
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 23, 2026: 5.24% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.13%

Fitzsimons Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles Loan - 7.45% 1-60 months
Details As Low As; Rates effective as of October 23, 2026
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 7.45% APR
6.95%7.45%7.95%Oct 23, 2026: 7.45% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.13%
Recreational Vehicles Loan - 7.99%
Details As Low As; Rates effective as of October 23, 2026
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 23, 2026: 7.99% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.13%

Fitzsimons Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 11.99%
Details Rates effective as of: October 23, 2026
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 11.99% APR
11.49%11.99%12.49%Oct 23, 2026: 11.99% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.13%
Personal Line of Credit 12.99%
Details Rates effective as of: October 23, 2026
Last Updated 10/23/2026
Rate History
No change since Oct 23, 2026 · 12.99% APR
12.49%12.99%13.49%Oct 23, 2026: 12.99% APROct 23, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.13%

Fitzsimons Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Fitzsimons PIC Loan - - 28.00% 90 days
Details Partners Instant Cash (PIC) Loan; $1,000 loan amount; Total Cost for 90 days: $48.09; $20 non-refundable application fee; APR is Annual Percentage Rate
Last Updated 10/23/2026
Rate History
No change since Oct 22, 2026 · 28.00% APR · checked 2 times
27.50%28.00%28.50%Oct 22, 2026: 28.00% APROct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.13%

Financial Health History

Fitzsimons Federal Credit Union’s Texas Ratio rose from 5.18% in Q3 2023 to 9.13% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.18% A+ Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 9.13% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$211M9.13%5.0A
March 31, 2026$215M8.59%5.0A
December 31, 2025$214M11.78%5.0A
September 30, 2025$210M9.85%5.0A
June 30, 2025$213M10.54%5.0A
March 31, 2025$214M6.56%5.0A
December 31, 2024$217M6.02%5.0A
September 30, 2024$216M4.07%5.0A+
June 30, 2024$219M3.99%5.0A+
March 31, 2024$224M5.20%5.0A+
December 31, 2023$225M6.16%5.0A
September 30, 2023$221M5.18%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fitzsimons Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fitzsimons Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fitzsimons Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fitzsimons Federal Credit Union
Address 2201 N FITZSIMONS PKWY, AURORA, CO 80045-7505
Phone 303-340-3343
Fax 303-340-1772
President Lyle Artz
CEO Robert Fryberger, Jr
Full-Time Employees 41
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.13%
Return on Assets (ROA)
0.1086%
Return on Equity (ROE)
0.7541%
Non-Performing Loans Ratio (NPL)
1.97%
Total Assets
211,350,520
Total Amount of Shares and Deposits
169,625,810
Total Shares and Deposits < 1 Year
157,886,134
Total Shares and Deposits 1 3 Years
10,821,069
Total Shares and Deposits > 3 Years
918,606
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,193,521
Total Uninsured Shares and Deposits > $250K (F+J)
8,193,521
Total Insured Shares and Deposits > $250K (item 17 less item K)
161,432,289
Total Interest Expense (Sum of items 6 8)
1,115,208
Share Certificates
1,190
Number of Accounts for Share Drafts
6,348
IRA KEOGH Accounts
335
Number of Accounts for Regular Shares
13,501
Non Member Deposits
12
Money Market Shares
348
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,917,905
Total Liabilities
181,250,279
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Fitzsimons Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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Customer Reviews

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Frequently Asked Questions About Fitzsimons Federal Credit Union

Does Fitzsimons Federal Credit Union offer CDs?

Yes. Fitzsimons Federal Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Fitzsimons Federal Credit Union NCUA insured?

Yes. Fitzsimons Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Fitzsimons Federal Credit Union?

The highest CD rate MonitorBankRates has verified for Fitzsimons Federal Credit Union is 4.00% APY on its 7-Month CD, as of October 23, 2026.

What CD terms does Fitzsimons Federal Credit Union offer?

The Fitzsimons Federal Credit Union CD terms we track include 7 month terms. The institution may offer other terms or specials that are not listed here, so check with Fitzsimons Federal Credit Union for its full lineup.

What is the highest savings rate at Fitzsimons Federal Credit Union?

The highest savings rate MonitorBankRates has verified for Fitzsimons Federal Credit Union is 0.05% APY on its Savings Account, as of October 23, 2026.

What is the lowest auto loan rate at Fitzsimons Federal Credit Union?

The lowest auto loan rate MonitorBankRates has verified for Fitzsimons Federal Credit Union is 5.24% APR on its New and Used Auto, as of October 23, 2026.

What is the lowest personal loan rate at Fitzsimons Federal Credit Union?

The lowest personal loan rate MonitorBankRates has verified for Fitzsimons Federal Credit Union is 11.99% APR on its Personal Loan, as of October 23, 2026.

How many branches does Fitzsimons Federal Credit Union operate?

Fitzsimons Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fitzsimons Federal Credit Union?

Yes, to access services at Fitzsimons Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fitzsimons Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fitzsimons Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fitzsimons Federal Credit Union offer online and mobile banking?

Most modern institutions like Fitzsimons Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fitzsimonscu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Fitzsimons Federal Credit Union rates compare?

Fitzsimons Federal Credit Union's top rates are 4.00% APY on its 7-Month CD, 0.05% APY on savings and personal loans from 11.99% APR, verified by MonitorBankRates on October 23, 2026. To compare Fitzsimons Federal Credit Union with the top rates nationwide, see our best CD rates, best savings rates and best personal loan rates, updated daily from banks and credit unions across the country.

Current Fitzsimons Federal Credit Union Rates

  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.