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Mortgage Lenders and Brokers in Fort Collins, Colorado

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fort Collins, Colorado mortgage lenders include First Western Trust BankFirst Western Trust Bank3003 E Harmony Rd, Fort Collins, CO 80528A+5.0 ★Texas Ratio: 5.16%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4603 Boardwalk Dr, Fort Collins, CO 80525A+5.0 ★Texas Ratio: 3.68%, Bank of ColoradoBank of Colorado107 N College Ave, Fort Collins, CO 80524A+5.0 ★Texas Ratio: 3.16%, US Bank, N.A.US Bank, N.A.301 E Horsetooth Rd, Fort Collins, CO 80525A+5.0 ★Texas Ratio: 2.85%, First National Bank of OmahaFirst National Bank of Omaha1520 E Mulberry St, Fort Collins, CO 80524A+5.0 ★Texas Ratio: 4.82%, Wells Fargo Bank NAWells Fargo Bank NA3600 S College Ave, Fort Collins, CO 80525A+5.0 ★Texas Ratio: 5.36%, Alpine BankAlpine Bank1608 S College Ave, Fort Collins, CO 80525A+5.0 ★Texas Ratio: 1.98%, Bank of America NABank of America NA2610 E Harmony Rd, Fort Collins, CO 80528A+5.0 ★Texas Ratio: 4.14%, Adams Bank & TrustAdams Bank & Trust148 Remington St, Fort Collins, CO 80524A5.0 ★Texas Ratio: 10.02%, and ANB BankANB Bank2108 Milestone Dr, Fort Collins, CO 80525A+5.0 ★Texas Ratio: 3.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fort Collins, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Collins are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fort Collins, Colorado

Market share is the lender's share of all home loans closed in Fort Collins, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Western Trust Bank 1 office in Fort Collins 3003 E Harmony Rd, Fort Collins, CO 80528 A+5.0 ★Texas Ratio: 5.16%	Conventional, VA, Jumbo	152	5.8%	100%	$509,342	View
JPMorgan Chase Bank, NA 4 offices in Fort Collins 4603 Boardwalk Dr, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	48 +4 HELOCs	1.8%	90.9%	$445,000	View
Bank of Colorado 107 N College Ave, Fort Collins, CO 80524 A+5.0 ★Texas Ratio: 3.16%	Conventional, VA, Jumbo, HELOC	29 +14 HELOCs	1.1%	88.2%	$632,586	View
US Bank, N.A. 3 offices in Fort Collins 301 E Horsetooth Rd, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	26 +27 HELOCs	1%	77.1%	$492,307	View
First National Bank of Omaha 7 offices in Fort Collins 1520 E Mulberry St, Fort Collins, CO 80524 A+5.0 ★Texas Ratio: 4.82%	Conventional, VA, Jumbo, HELOC	20 +103 HELOCs	0.8%	76.9%	$351,000	View
Wells Fargo Bank NA 5 offices in Fort Collins 3600 S College Ave, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 5.36%	Conventional	14	0.5%	82.4%	$411,428	View
Alpine Bank 1 office in Fort Collins 1608 S College Ave, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 1.98%	Conventional, HELOC	10 +5 HELOCs	0.4%	84.6%	$178,000	View
Bank of America NA 1 office in Fort Collins 2610 E Harmony Rd, Fort Collins, CO 80528 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +13 HELOCs	0.3%	77.8%	$402,142	View
Adams Bank & Trust 2 offices in Fort Collins 148 Remington St, Fort Collins, CO 80524 A5.0 ★Texas Ratio: 10.02%	Conventional	7	0.3%	80%	$405,000	View
ANB Bank 1 office in Fort Collins 2108 Milestone Dr, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 3.70%	Conventional	6	0.2%	70%	$73,333	View
Glacier Bank 1 office in Fort Collins 2002 Caribou Dr, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA	6	0.2%	100%	$330,000	View
Keybank National Association 2 offices in Fort Collins 1130 Haxton Dr, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.2%	62.5%	$557,000	View
NBH Bank 1 office in Fort Collins 4532 Boardwalk Dr, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 2.90%	Conventional, VA	5	0.2%	83.3%	$215,000	View
BMO Harris Bank NA 1 office in Fort Collins 1075 W Horsetooth Rd, Fort Collins, CO 80526 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +11 HELOCs	0.1%	75%	$328,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5 offices in Fort Collins 2640 E Harmony Rd, Fort Collins, CO 80528 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +11 HELOCs	0.1%	100%	$261,666	View
First National Bank 1 office in Fort Collins 4532 Mcmurry Ave, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 2.40%	Conventional	3	0.1%	75%	$351,666	View
Academy Bank, N.A. 1 office in Fort Collins 1250 E Magnolia St, Fort Collins, CO 80524 A+5.0 ★Texas Ratio: 5.08%	Conventional	2	0.1%	100%	$700,000	View
Points West Community Bank 1 office in Fort Collins 3227 S Timberline Rd, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 0.27%	Conventional	2	0.1%	100%	$390,000	View
Mountain Valley Bank 1 office in Fort Collins 4645 Ziegler Rd, Fort Collins, CO 80528 A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0%	100%	$255,000	View
Equitable Savings & Loan Assoc 1 office in Fort Collins 300 E Horsetooth Rd, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 2.08%	Conventional	1	0%	100%	$295,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 4 offices in Fort Collins 1550 E Harmony Rd, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +12 HELOCs	0%	n/a		View
Union Bank and Trust Company 1 office in Fort Collins 123 N College Ave, Fort Collins, CO 80524 A+5.0 ★Texas Ratio: 2.09%	HELOC	0 +1 HELOCs	0%	n/a		View
Elevations Credit Union 2025 S College Ave, Fort Collins, CO 80525 A+5.0 ★Texas Ratio: 3.03%	Conventional, FHA, Jumbo, HELOC	102 +75 HELOCs	3.9%	92%	$403,431	View
FirstBank 1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo, HELOC	60 +29 HELOCs	2.3%	87%	$366,666	View
Canvas Credit Union 700 Whalers Way, Fort Collins, CO 80525 A5.0 ★Texas Ratio: 9.20%	Conventional, HELOC	33 +219 HELOCs	1.3%	100%	$414,090	View
Huntington National Bank 7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	9 +3 HELOCs	0.3%	90%	$947,222	View
Bokf NA 15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05%	Conventional, VA, HELOC	6 +1 HELOCs	0.2%	100%	$465,000	View
High Plains Bank 235 S Ash St, Bennett, CO 80102 A+5.0 ★Texas Ratio: 5.77%	Conventional	5	0.2%	100%	$217,000	View
Credit Union of Colorado, A Federal Credit Union 2420 E Harmony Rd, Fort Collins, CO 80528 3423 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	4 +28 HELOCs	0.2%	100%	$325,000	View
Weld Community Credit Union 2555 47th Ave, Greeley, CO 80634 3722 A+5.0 ★Texas Ratio: 0.70%	Conventional	3	0.1%	100%	$108,333	View
Premier Members Credit Union 12379 W 64th Ave, Arvada, CO 80004	Conventional, HELOC	2 +8 HELOCs	0.1%	100%	$360,000
Sunflower Bank, N.A. 1738 Pearl St, Boulder, CO 80302 A5.0 ★Texas Ratio: 10.77%	Conventional	2	0.1%	100%	$460,000	View
Colorado Credit Union 107 N College Ave, Fort Collins, CO 80524 A+5.0 ★Texas Ratio: 3.16%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$435,000	View
Westerra Credit Union 7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0%	100%	$1,165,000	View
MidFirst Bank 840 Pearl St, Boulder, CO 80302 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$2,175,000	View
Commerce Bank 15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$425,000	View
Columbia Bank 4600 S Syracuse St, Denver, CO 80237 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0%	100%	$605,000	View
TBK Bank, SSB 175 E 1st St, Akron, CO 80720 A5.0 ★Texas Ratio: 8.52%	Conventional	1	0%	100%	$325,000	View
Denver Fire Department FCU 12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0%	100%	$425,000	View
Fms Bank 520 Sherman St, Fort Morgan, CO 80701 A-5.0 ★Texas Ratio: 14.68%	Conventional	1	0%	100%	$415,000	View
RNB State Bank 2001 Main St, Longmont, CO 80501 A-4.3 ★Texas Ratio: 0.77%	Conventional	1	0%	100%	$175,000	View
Bellco Credit Union 1526 E Harmony Rd Unit 130, Fort Collins, CO 80525 8006 A5.0 ★Texas Ratio: 9.71%	HELOC	0 +15 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +10 HELOCs	0%	100%		View
Air Academy Federal Credit Union 4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50%	HELOC	0 +4 HELOCs	0%	100%		View
Credit Union of Denver 900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33%	HELOC	0 +3 HELOCs	0%	0%		View
Northern Colorado Credit Union 909 Mountain Ave, Berthoud, CO 80513 A+5.0 ★Texas Ratio: 5.45%	HELOC	0 +3 HELOCs	0%	n/a		View
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16%	HELOC	0 +2 HELOCs	0%	n/a		View
Umb Bank NA 12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Ent Credit Union (68671)	Conventional, FHA, Jumbo, HELOC	43 +114 HELOCs	1.6%	88.4%	$397,558
Megastar Finanacial Corp	Conventional, FHA, VA	28	1.1%	100%	$354,642
American Financing Corporation	Conventional, FHA, VA	15	0.6%	53.7%	$246,333
American Liberty Mortgage Inco	Conventional, VA	6	0.2%	100%	$556,666
Loan Simple, Inc.	Conventional, FHA	6	0.2%	100%	$431,666
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	4	0.2%	100%	$665,000	View
Climb Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	100%	$365,000
M2 Lending Solutions, LLC	FHA	1	0%	100%	$425,000
Ideal Home Loans LLC	Conventional	1	0%	100%	$285,000
Mortgage Solutions of Colorado	VA	1	0%	100%	$445,000
The Mortgage Company	Conventional	1	0%	100%	$645,000
Denver Community Credit Union A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +1 HELOCs	0%	n/a		View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	309 +7 HELOCs	11.8%	93.1%	$465,582
Rocket Mortgage A5.0 ★Texas Ratio: 10.44%	Conventional, FHA, VA, Jumbo	146	5.6%	87.1%	$330,205	View
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	129	4.9%	96.5%	$419,263
Jet HomeLoans, LP	Conventional, FHA, VA	108	4.1%	95.6%	$431,388
Group Mortgage, LLC	Conventional, FHA, VA, Jumbo	97	3.7%	99%	$439,742
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	64 +1 HELOCs	2.4%	97.3%	$406,562
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	53 +1 HELOCs	2%	100%	$482,547
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	52	2%	93%	$426,730
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	42 +3 HELOCs	1.6%	97.7%	$481,666
DHI Mortgage Company, LTD.	Conventional, FHA, VA	39	1.5%	90.9%	$415,512
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	38 +3 HELOCs	1.5%	90.9%	$417,368
Harmony Home Lending, LLC	Conventional	35	1.3%	97.2%	$427,857
Cmg Mortgage Inc	Conventional, FHA, USDA, Jumbo, HELOC	34 +25 HELOCs	1.3%	93.8%	$429,705
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	33	1.3%	82.5%	$368,636
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA, Jumbo	33	1.3%	94.3%	$470,757	View
Nationstar Mortgage	Conventional, FHA, VA	29	1.1%	93.5%	$205,000
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	28 +1 HELOCs	1.1%	90.3%	$405,000
Keystone Funding, Inc	Conventional, FHA, VA, Jumbo	28	1.1%	97%	$512,500
Provident Funding Associates	Conventional	26	1%	92.9%	$490,000
Newrez LLC	Conventional, VA, Jumbo	25	1%	79.4%	$418,600
Home Mortgage Advisors, LLC	Conventional, FHA, Jumbo, HELOC	23 +6 HELOCs	0.9%	100%	$432,391
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	21 +11 HELOCs	0.8%	84.6%	$365,000
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo, HELOC	18 +1 HELOCs	0.7%	100%	$528,333
Lower, LLC A+5.0 ★Texas Ratio: 5.32%	Conventional, FHA, VA	14	0.5%	100%	$329,285	View
New American Funding, LLC.	Conventional, FHA, HELOC	13 +1 HELOCs	0.5%	81.2%	$377,307
Resicentral LLC	Conventional, FHA	13	0.5%	100%	$371,153
Flat Branch Mortgage, Inc.	Conventional, VA, Jumbo	13	0.5%	100%	$459,615
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	13	0.5%	100%	$201,923	View
Mutual of Omaha Mortgage	Conventional, VA, Jumbo	12	0.5%	100%	$536,666
21St Mortgage	Conventional	11	0.4%	16.9%	$82,272
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	10	0.4%	36.1%	$75,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	10	0.4%	90.9%	$487,000	View
Mortgage Research Center	VA	10	0.4%	50%	$409,000
Nbkc Bank	Conventional, VA	9	0.3%	90%	$602,777
Union Home Mortgage Corp.	Conventional	9	0.3%	100%	$513,888
Stg Mortgage Inc	Conventional, FHA, Jumbo	9	0.3%	100%	$436,111
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA, Jumbo	9	0.3%	100%	$501,666	View
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	8 +17 HELOCs	0.3%	84.6%	$421,250
Spring Eq, LLC	Conventional, HELOC	8 +6 HELOCs	0.3%	26.5%	$81,250
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.3%	47.8%	$443,750
Freedom Mortgage Corporation	Conventional, FHA, VA	8	0.3%	100%	$472,500
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	8	0.3%	100%	$335,000	View
Chevron Federal Credit Union	Conventional	8	0.3%	100%	$418,750
Sierra Pacific Mortgage Co. Inc	Conventional	8	0.3%	100%	$517,500
Blue Federal Credit Union	Conventional, HELOC	7 +34 HELOCs	0.3%	87.5%	$237,857
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional, Jumbo	7	0.3%	100%	$757,857	View
Kind Lending, LLC	Conventional, FHA	7	0.3%	53.8%	$446,428
Discover Bank	Conventional	7	0.3%	38.9%	$92,142
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, VA	7	0.3%	87.5%	$400,714	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	7	0.3%	87.5%	$502,142	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	7	0.3%	100%	$607,857	View
Paramount Residential Mortgage	Conventional, FHA	7	0.3%	100%	$393,571
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	6 +26 HELOCs	0.2%	60%	$98,333
Loanunited.Com, LLC	Conventional, FHA, VA	6	0.2%	100%	$475,000
Amerisave Mortgage Company	Conventional, FHA	6	0.2%	40%	$206,666
Arc Home LLC	Conventional	5	0.2%	100%	$439,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	5	0.2%	50%	$941,000	View
Pike Creek Mortgage Services, Inc.	Conventional	5	0.2%	100%	$439,000
Zillow Home Loans, LLC	Conventional, VA	5	0.2%	100%	$497,000
Vanderbilt Mortgage and Finance, Inc	Conventional	5	0.2%	16.3%	$97,000
AmWest Funding Corp	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	100%	$727,500
Geneva Financial LLC	Conventional, VA, HELOC	4 +1 HELOCs	0.2%	100%	$582,500
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	4	0.2%	100%	$312,500	View
Primary Residential Mortgage, INC.	Conventional, FHA	4	0.2%	100%	$565,000
Movement Mortgage, LLC	Conventional	4	0.2%	100%	$440,000
PHH Mortgage Corporation	Conventional, VA	4	0.2%	100%	$555,000
Synergy One Lending, Inc.	Conventional	4	0.2%	100%	$415,000
Prosperity Home Mortgage, LLC	Conventional, Jumbo	4	0.2%	100%	$447,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA, Jumbo	4	0.2%	100%	$955,000	View
Carrington Mortgage Services LLC	Conventional, VA	4	0.2%	100%	$222,500
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	3 +3 HELOCs	0.1%	100%	$465,000	View
Primelending	Conventional	3	0.1%	100%	$378,333
SWBC Mortgage Corporation	Conventional	3	0.1%	100%	$348,333
Everett Financial, Inc.	Conventional, FHA	3	0.1%	100%	$295,000
NOVA Financial & Investment Corporation	Conventional	3	0.1%	100%	$465,000
Sage Home Loans Corporation	Conventional, FHA	3	0.1%	100%	$545,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	3	0.1%	80%	$535,000	View
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 6.66%	Conventional, FHA	3	0.1%	100%	$295,000	View
Highlands Residential Mortgage, Ltd.	Conventional, Jumbo	3	0.1%	100%	$568,333
Planet Home Lending, LLC	FHA, VA	3	0.1%	75%	$508,333
American Pacific Mortgage Corporation	Conventional	3	0.1%	100%	$511,666
Nmsi, Inc.	Conventional	3	0.1%	100%	$408,333
Plaza Home Mortgage, Inc	Conventional, VA, Jumbo	3	0.1%	100%	$611,666
Top Flite Financial, Inc.	Conventional, FHA	3	0.1%	100%	$345,000
HomeBridge Financial Services, Inc	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$405,000
Genisys Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,150,000
Liberty Federal Credit Union	Conventional	2	0.1%	100%	$260,000
American Financial Resources LLC	Conventional, FHA	2	0.1%	100%	$400,000
Dacotah Bank A5.0 ★Texas Ratio: 12.58%	Conventional	2	0.1%	100%	$515,000	View
Canopy Mortgage, LLC	Conventional	2	0.1%	100%	$290,000
AdvantageFirst Lending Inc	VA	2	0.1%	100%	$640,000
American Financial Network, Inc.	VA	2	0.1%	100%	$475,000
Diamond Residential Mtg Corp	Conventional, FHA	2	0.1%	100%	$500,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$445,000	View
Select Lending Services, LLC	Conventional, VA	2	0.1%	100%	$370,000
Credit Human Federal Credit Un	Conventional	2	0.1%	37.5%	$75,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$435,000
Western Vista Federal Credit U	Conventional	2	0.1%	100%	$210,000
Weichert Financial Services	Conventional	2	0.1%	100%	$490,000
Homeowners Financial Group, LLC	Conventional	2	0.1%	100%	$560,000
Nfm, Inc	Conventional	2	0.1%	100%	$500,000
New Day Financial, LLC.	VA, Jumbo	2	0.1%	50%	$835,000
Northwest Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	2	0.1%	100%	$320,000	View
V.I.P. Mortgage, Inc.	Conventional	2	0.1%	100%	$420,000
Summit Funding.Inc	Conventional, FHA	2	0.1%	100%	$525,000
Leaderone Financial Corp.	Conventional	2	0.1%	66.7%	$285,000
Tomo Mortgage LLC	Conventional	2	0.1%	66.7%	$495,000
Village Capital & Investment	VA	2	0.1%	100%	$595,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +11 HELOCs	0%	33.3%	$105,000	View
Alliant Credit Union	Conventional, HELOC	1 +8 HELOCs	0%	100%	$465,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	50%	$575,000
Goodleap, LLC	FHA, HELOC	1 +2 HELOCs	0%	100%	$405,000
Meridian Trust Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$105,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$805,000	View
Elements Financial Federal Cre	Conventional, HELOC	1 +1 HELOCs	0%	100%	$315,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$655,000	View
Southwest Airlines FCU	Conventional	1	0%	100%	$55,000
Originpoint, LLC	Conventional	1	0%	100%	$635,000
Cornerstone First Mortgage, LLC	Conventional	1	0%	100%	$805,000
American Airlines Federal Cred	Conventional	1	0%	100%	$525,000
Msu Federal Credit Union	Conventional	1	0%	100%	$155,000
Royal United Mortgage LLC	Conventional	1	0%	100%	$45,000
Greenstate Credit Union	Conventional	1	0%	100%	$275,000
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional, Jumbo	1	0%	100%	$905,000	View
Envoy Mortgage, Ltd	Conventional	1	0%	100%	$195,000
Equity Prime Mortgage LLC	VA	1	0%	100%	$455,000
Allied Mortgage Group, Inc	FHA	1	0%	100%	$475,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0%	50%	$105,000	View
Golden Empire Mortgage, Inc.	Conventional	1	0%	100%	$695,000
AmeriHome Mortgage Company, LLC	FHA	1	0%	100%	$325,000
People First Federal Credit Union	Conventional	1	0%	100%	$145,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$805,000	View
Deephaven Mortgage LLC	Conventional, Jumbo	1	0%	50%	$1,355,000
Sammamish Mortgage Company	Conventional	1	0%	100%	$575,000
Core Bank A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0%	100%	$725,000	View
Michigan Mutual, Inc	Conventional	1	0%	100%	$375,000
Altitude Financial Corporation	Conventional	1	0%	100%	$805,000
Truity Federal Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$575,000	View
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0%	100%	$755,000	View
Nextmortgage, LLC	Conventional	1	0%	100%	$435,000
Citizens Equity First Credit U	Conventional, Jumbo	1	0%	100%	$965,000
LoanFlight Lending, LLC.	Conventional	1	0%	100%	$645,000
VanDyk Mortgage Corporation	Conventional	1	0%	100%	$405,000
Mountain America Federal Credit Union	Conventional	1	0%	100%	$275,000
Bay Equity LLC	Conventional	1	0%	100%	$545,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$455,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$525,000
Great Southern Bank A+5.0 ★Texas Ratio: 1.55%	Conventional, Jumbo	1	0%	100%	$995,000	View
Frontier Bank A+5.0 ★Texas Ratio: 1.54%	Conventional	1	0%	100%	$125,000	View
First Heritage Mortgage, LLC	Conventional	1	0%	100%	$695,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$495,000
Servis One, Inc	Conventional	1	0%	100%	$65,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$395,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$135,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	100%	$475,000	View
T2 Financial LLC	Conventional	1	0%	100%	$375,000
Castle & Cooke Mortgage, LLC	FHA	1	0%	100%	$425,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$385,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	100%	$585,000	View
Uniwyo Federal Credit Union	Conventional	1	0%	100%	$205,000
Mission Loans, LLC	FHA	1	0%	100%	$115,000
Wings Financial Credit Union ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 4.15%	Conventional	1	0%	100%	$345,000	View
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$225,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0%	100%	$285,000	View
Nations Direct Mortgage, LLC	Conventional	1	0%	100%	$305,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0%	100%	$445,000	View
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0%	100%	$305,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$805,000	View
Farm Credit Mid-America, Aca	Conventional	1	0%	100%	$335,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$105,000	View
Compass Mortgage, Inc.	Conventional	1	0%	100%	$525,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$505,000	View
Texana Bank	Conventional	1	0%	100%	$555,000
Enterprise Bank & Trust A5.0 ★Texas Ratio: 7.31%	Conventional	1	0%	100%	$305,000	View
Ark-La-Tex Financial Services LLC	FHA	1	0%	50%	$575,000
Vista Point Mortgage, LLC	Conventional	1	0%	100%	$455,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	100%	$345,000	View
Champions Funding, LLC	Conventional	1	0%	50%	$165,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$415,000	View
Star One Credit Union	Conventional	1	0%	100%	$355,000
JMAC Lending, Inc.	Conventional	1	0%	100%	$355,000
Figure Lending LLC	HELOC	0 +17 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Everence Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
F&A Federal Credit Union A+5.0 ★Texas Ratio: 4.11%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Fort Collins Mortgage Rate Trends

Daily average mortgage rates for Colorado compared with the national average, updated every evening.

30-Year Fixed CO Avg

7.497%

▲ 0.086 vs 7 days ago

15-Year Fixed CO Avg

7.004%

▲ 0.048 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fort Collins, Colorado

Looking for mortgage lenders near me or mortgage brokers near me in Fort Collins? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Collins in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fort Collins, CO

Use these to narrow the list above. Each category shows how many Fort Collins, CO lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 130 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 77 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 49 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 48 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CO 36 lenders headquartered in Colorado, the closest thing to a mortgage lender near you

Who Lends in Fort Collins, CO

Independent mortgage companies closed 69.7 percent of home loans in Fort Collins, Colorado in 2025, banks 20.2 percent and credit unions 10.1 percent. FirstBank was the largest mortgage company, First Western Trust Bank the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, First Western Trust Bank led with 152 loans.

69.7%

Mortgage companies

20.2%

Banks

10.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.

More Colorado Mortgage Lender Pages

All Colorado lenders 874 lenders Colorado Springs 345 lenders Denver 409 lenders Aurora 343 lenders Lakewood 242 lenders Thornton 247 lenders Castle Rock 266 lenders Arvada 247 lenders Centennial 247 lenders Pueblo 179 lenders Commerce City 209 lenders Parker 214 lenders Westminster 216 lenders

Frequently Asked Questions About Mortgage Lenders in Fort Collins, CO

Who is the largest mortgage lender in Fort Collins, CO?

By home loans closed in 2025, First Western Trust Bank was the largest mortgage lender in Fort Collins, Colorado with 152 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fort Collins, CO have the highest approval rates?

Among lenders with meaningful volume in Fort Collins, Colorado, First Western Trust Bank approved the highest share of completed applications in 2025 at 100 percent, against a 86.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fort Collins, CO mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Fort Collins, Colorado in 2025, led by Jet HomeLoans, LP with 43. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fort Collins, CO lender list?

Yes. 77 banks and 49 credit unions closed home loans in Fort Collins, Colorado in 2025, alongside 130 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fort Collins, CO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fort Collins, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Collins, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Collins. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.