MonitorBankRates
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Best Money Market Rates in Cheyenne Wells, Colorado - July 2026

Current Cheyenne Wells, Colorado and the surrounding area money market deposit account rates include Credit Union of The RockiesCredit Union of The RockiesA+5.0 ★Texas Ratio: 3.98% Giddy Up Money Market at 52.80% APY, Meridian Trust Federal Credit UnionMeridian Trust Federal Credit UnionA+5.0 ★Texas Ratio: 3.44% Momentum Money Market at 6.00% APY, SunwardSunwardA+5.0 ★Texas Ratio: 3.78% Power Money Market Account at 5.04% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.75% APY, and Academy BankAcademy BankA+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.

Cheyenne Wells is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Colorado area are available to Cheyenne Wells residents, with money market rates as high as 52.80% APY from Credit Union of The Rockies. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Cheyenne Wells, Colorado and surrounding area. Last Updated and Verified: July 11, 2026

Compare the Best Money Market Rates Today in Cheyenne Wells, Colorado & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Credit Union of The Rockies
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Giddy Up Money Market
52.80%
$0
Rate43.15%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Qualifying balance up to $500.00

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Momentum Money Market
6.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Power Money Market Account
5.04%
$0
Rate4.93%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High Yield Money Market
3.75%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJul 11, 2026
Details

Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.75%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJul 11, 2026
Details

Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market
3.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

introductory rate for 6 months

Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Best in Show Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Premier Money Market Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Premier Money Market
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

For balances of $50,000 or more 3.25% APY*. Money Market Details

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Account
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Premier Money Market Account
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Thrive Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Power Money Market Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Business Money Market Plus
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Select
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

If requirements*** are met, the following rate will apply

Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Best in Show Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Flex Tier Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

$200,000 and up

Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Flex Tier Money Market and up
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

$200,000

Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Business Money Market Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
Money Market Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
Business Money Market Accounts
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Premier Money Market Account
2.70%
$0
Rate2.66%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Member Money Market Account
2.70%
$1,000
Rate2.66%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Premier Money Market Account
2.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Markets
2.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Best Rate

Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market
2.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Money Market as high as 2.50% APY*

Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
High-Yield Money Marketing Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Money Market Max*
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.90%
Money Market Max
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Momentum Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
Business Money Market Accounts
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Money Market Plus
2.50%
$100,000
Rate2.47%
Min Deposit$100,000
Min Balance
UpdatedJul 10, 2026
Details

Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Business Money Market
2.50%
$100,000
Rate2.47%
Min Deposit$100,000
Min Balance
UpdatedJul 10, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Member Money Market Account
2.35%
$1,000
Rate2.32%
Min Deposit$1,000
Min Balance
UpdatedJul 11, 2026
Details

Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.23%
Money Market Account
2.35%
$0
Rate2.33%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered rates based on balance.

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
IRA Money Market Account
2.33%
$0
Rate2.30%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

Minimum balance requirement = $500. Annual Percentage Yield. Dividend Rate/APY may change at any time.

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
IRA Money Market Account
2.28%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

Minimum balance requirement = $500. Annual Percentage Yield. Dividend Rate/APY may change at any time.

Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Money Market
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Qualifying balance up to $249,999.99

Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
Business Money Market Account
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
High-Yield Money Marketing Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market Account
2.22%
$0
Rate2.20%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

Minimum balance requirement = $500

Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
2.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market Account
2.17%
$0
Rate2.15%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

Minimum balance requirement = $500

Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.90%
Money Market Account
2.15%
$0
Rate2.13%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
IRA Money Market Account
2.12%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

Minimum balance requirement = $500. Annual Percentage Yield. Dividend Rate/APY may change at any time.

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Power Money Market Account
2.04%
$0
Rate2.02%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

Minimum balance requirement = $500

5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market
2.00%
$1,000
Rate1.98%
Min Deposit$1,000
Min Balance
UpdatedJul 8, 2026
Details

Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Flex Tier Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

$25,000 - $49,999.99

Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Money Market Savings Accounts Jumbo - and up)
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

$100,000

Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Business Money Market Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
High-Yield Money Marketing Savings Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Space Age Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
Mega Money Market
1.92%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Dividends are computed on the average daily balance, compounded and paid monthly.

Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.90%
Money Market Account
1.90%
$0
Rate1.89%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Health Savings Account, IRA, Roth IRA, SEP IRA & Coverdell ESA Tiered Money Market
1.85%
$0
Rate1.83%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Compounded/Credited: Monthly

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Tiered Money Market & Business Money Market
1.85%
$2,000
Rate1.83%
Min Deposit$2,000
Min Balance
UpdatedJul 11, 2026
Details

Compounded/Credited: Monthly

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fees could reduce the earnings on this account. Rates subject to change. Rates effective 7/1/2026

Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
1.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Money Market
1.61%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered Rate

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered rates based on balance.

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fees could reduce the earnings on this account. Rates subject to change. Rates effective 7/1/2026

5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market
1.50%
$1,000
Rate1.49%
Min Deposit$1,000
Min Balance
UpdatedJul 8, 2026
Details

Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Public Funds Money Market
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Balance: $100,000 & greater

Gunnison S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
Money Market
1.36%
$1
Rate1.35%
Min Deposit$1
Min Balance
UpdatedJul 8, 2026
Details

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Money Market Savings
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market
1.30%
$1,000
Rate1.29%
Min Deposit$1,000
Min Balance
UpdatedJul 8, 2026
Details

Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Money Market
1.21%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered Rate

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.21%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered rates based on balance.

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Money Market Savings
1.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market
1.15%
$1,000
Rate1.14%
Min Deposit$1,000
Min Balance
UpdatedJul 8, 2026
Details

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Power Money Market Account
1.04%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Public Funds Money Market
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Balance: $0.01 to $99,999

5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market
1.00%
$1,000
Rate0.99%
Min Deposit$1,000
Min Balance
UpdatedJul 8, 2026
Details

First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fees could reduce the earnings on this account. Rates subject to change. Rates effective 7/1/2026

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Money Market Savings
0.95%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
0.91%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered rates based on balance.

Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
Money Market Account
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Sunward
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Money Market Savings
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Money Market
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Tiered Rate

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Cheyenne Wells, Colorado and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Cheyenne Wells, CO Money Market Rate Trends

Compare local Cheyenne Wells, CO money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Colorado MMA Trends →
High-Yield MMA — CO Avg
3.279%
▼ 0.032 vs 7 days ago

Colorado high-yield MMA rates fell 0.032 points over the past 7 days to 3.279% APY.

Standard MMA — CO Avg
1.111%
Unchanged vs 7 days ago

Colorado standard MMA rates currently average 1.111% APY.

As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cheyenne Wells, Colorado money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cheyenne Wells, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cheyenne Wells, Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Cheyenne Wells, Colorado

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Colorado.

Are Money Market accounts in Cheyenne Wells, Colorado safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.

How often do MMA rates change in Cheyenne Wells, Colorado?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Cheyenne Wells, Colorado?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Cheyenne Wells, Colorado require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Cheyenne Wells, Colorado

Here are some of the highest money market account APYs currently available in Cheyenne Wells, Colorado and the surrounding area:
  • Credit Union of The Rockies
    Giddy Up Money Market — 52.80% APY
  • Meridian Trust Federal Credit Union
    Momentum Money Market — 6.00% APY
  • Sunward
    Power Money Market Account — 5.04% APY
  • The Huntington National Bank
    Huntington Relationship Money Market — 3.75% APY
  • Academy Bank
    Premier Money Market — 3.65% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Cheyenne Wells, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 11, 2026