Best Money Market Rates in Grand Junction, Colorado (CO) - April 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Grand Junction, Colorado and the surrounding area money market rates include Meridian Trust Federal Credit UnionMeridian Trust Federal Credit UnionA+5.0 ★Texas Ratio: 3.55% Momentum Money Market at 6.00% APY, Solera National BankSolera National BankA5.0 ★Texas Ratio: 9.99% Money Market High Yield Savings at 4.07% APY, Premier Members Credit UnionPremier Members Credit UnionA+5.0 ★Texas Ratio: 4.73% Money Market Including Business and IRA at 4.00% APY, Westerra Credit UnionWesterra Credit UnionA+5.0 ★Texas Ratio: 3.61% Money Market Select at 4.00% APY, and The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY. Money market rates as of April 13, 2026 according to verified data from MonitorBankRates.
Grand Junction has 5 local institutions in our database, with money market rates as high as 3.25% APY from Bellco Credit Union at 2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505. Use the table below to compare all available offers, including options from institutions serving the broader Colorado area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Grand Junction, Colorado and surrounding area. Last Updated and Verified: April 13, 2026
Compare the Best Money Market Rates Today in Grand Junction, Colorado & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
2478 Highway 6 and 50 Unit A, Grand Junction, CO 81505
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
202 Main St, Grand Junction, CO 81501
Business Money Market
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
Business Money Market Account
2.40%
$2,500
▼
Rate2.37%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $999,999.99
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $249,999.99
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $99,999.99
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
570 25 Rd, Grand Junction, CO 81505
Money Market Account
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $24,999.99
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
Momentum Money Market
6.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $2,000.00
Solera National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Money Market High Yield Savings
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Interest compounded daily and paid monthly.
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Reverse Tiered Money Market 101
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Money Market Including Business and IRA
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Money Market Select
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Bankers Bank of the West
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
3.72%
$1,000,000
▼
Rate3.65%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 2, 2026
Details
Maximum Amount: $20,000,000
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
introductory rate for 6 months
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Best in Show Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$24,999.01 & Above
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
$24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
months
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Flex Tier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Business Money Market Account and up
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
$1,000,000
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Business Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
$500,000 - $999,999.99
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
Best in Show Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Money Market Select
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
If requirements*** are met, the following rate will apply
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Premier Money Market - Variable Rate
2.89%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
money market account Regular MM
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
money market account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
Business Money Market Accounts Regular MM
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
Gateway Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$25,000 and above
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Accounts
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Premier Money Market - Variable Rate
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account
2.50%
$250,000
▼
Rate2.47%
Min Deposit$250,000
Min Balance—
UpdatedApr 9, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Account
2.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Accounts
2.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Money Market - Variable Rate
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Premier Money Market - Variable Rate
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
IRA Money Market Account
2.33%
$200,000
▼
Rate2.30%
Min Deposit$200,000
Min Balance—
UpdatedApr 6, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Money Market - Variable Rate
2.30%
$0
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
IRA Money Market Account
2.28%
$100,000
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 6, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account
2.25%
$50,000
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedApr 9, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Jumbo Money Market Including Business and IRA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
Gateway Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance up to $24,999.99
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
As High As
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Money Market Account
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Mile High Money Market Accounts
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Money Market Account
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market Account
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
IRA Money Market Account
2.12%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 6, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market Tier 3
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer or Business Tiered Money Market
2.02%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
$250,000.00 & Above
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Jumbo Money Market Savings Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Jumbo Money Market Including Business and IRA
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Options Jumbo
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Flex Tier Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Business Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
$250,000 - $499,999.99
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account
2.00%
$25,000
▼
Rate1.98%
Min Deposit$25,000
Min Balance—
UpdatedApr 9, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
Money Market and IRA Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market personal personal savings money market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Public Funds Money Market
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Money Market - Variable Rate
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.76%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
Money Market Deposit Account
1.51%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market personal personal savings money market
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Public Funds Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Business Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
Personal Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Money Market - Variable Rate
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate1.35%
Min Deposit$1
Min Balance—
UpdatedApr 11, 2026
Details
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market personal personal savings money market
1.30%
$1,000
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Grand Junction, Colorado and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Grand Junction, CO Money Market Rate Trends
Compare local Grand Junction, CO money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — CO Avg
3.465%
▲ 2.407 vs 7 days ago
Colorado high-yield MMA rates rose 2.407 points over the past 7 days to 3.465% APY.
Standard MMA — CO Avg
0.652%
▼ 0.927 vs 7 days ago
Colorado standard MMA rates fell 0.927 points over the past 7 days to 0.652% APY.
As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Grand Junction, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Grand Junction, Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Grand Junction, Colorado
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Colorado.
Are Money Market accounts in Grand Junction, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do MMA rates change in Grand Junction, Colorado?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Grand Junction, Colorado
Here are some of the highest money market account APYs currently available in Grand Junction, Colorado and the surrounding area:
- Meridian Trust Federal Credit Union
Momentum Money Market — 6.00% APY - Solera National Bank
Money Market High Yield Savings — 4.07% APY - Premier Members Credit Union
Money Market Including Business and IRA — 4.00% APY - Westerra Credit Union
Money Market Select — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Grand Junction, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 13, 2026
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