|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Financial of Maryland FCU Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
First Financial of Maryland FCU's 9 Month CD Special New Money CDs - (Business) rates are at 4.00%, 12-Month CDs - (Share, IRA) Better Rewards rates are at 3.80%, 9-Month CDs - (Share, IRA) Better Rewards rates are at 3.60%, 6-Month CDs - (Share, IRA) Better Rewards rates are at 3.50%, 18-Month CDs - (Share, IRA) Better Rewards rates are at 3.45%. First Financial of Maryland FCU's savings rates are at 0.10%. First Financial of Maryland FCU's money market rates are at 0.10%. First Financial of Maryland FCU's 20 year Conventional Mortgage rates are at 5.12%, 20 year Fixed-Rate Mortgages rates are at 5.12%, 10/10/10 rates are at 5.50%, 30 year Conventional Mortgage rates are at 5.62%, 30 year Fixed-Rate Mortgages rates are at 5.62%. First Financial of Maryland FCU's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of First Financial of Maryland FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.57%. Rates were last updated on 03/18/2026. First Financial of Maryland FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Financial of Maryland FCU? Share your experience about First Financial of Maryland FCU by leaving a review below, or read customer reviews before you decide to use First Financial of Maryland FCU. First Financial of Maryland FCU
Loveton 72 Loveton Cir
https://www.firstfinancial.org Sparks, MD 21152 9202 
First Financial of Maryland FCU CD Rates
First Financial of Maryland FCU Savings Rates
First Financial of Maryland FCU Money Market Rates
First Financial of Maryland FCU Checking Rates
First Financial of Maryland FCU Mortgage Rates
First Financial of Maryland FCU Home Equity & HELOC
First Financial of Maryland FCU Auto Loan Rates
First Financial of Maryland FCU Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Financial of Maryland FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Financial of Maryland FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Financial of Maryland FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Financial of Maryland FCU
Website
https://www.firstfinancial.org
Address
72 Loveton Cir,
Sparks, MD 21152 9202
Phone
410-321-6060
Fax
410-321-6352
President
Robert Brenneman
CEO
Eric Church
Full-Time Employees
180
Part-Time Employees
0
Branch Locations
9
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.57%
Return on Assets (ROA)
0.1167%
Return on Equity (ROE)
0.6591%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
1,326,130,118
Total Amount of Shares and Deposits
1,099,460,866
Total Shares and Deposits < 1 Year
1,085,246,151
Total Shares and Deposits 1 3 Years
14,214,715
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
59,448,387
Total Uninsured Shares and Deposits > $250K (F+J)
59,448,387
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,040,012,479
Total Interest Expense (Sum of items 6 8)
11,033,327
Share Certificates
10,695
Number of Accounts for Share Drafts
53,984
IRA KEOGH Accounts
3,739
Number of Accounts for Regular Shares
93,754
All other shares
2,277
Money Market Shares
1,661
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
85,939,325
Total Liabilities
1,114,826,437
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Financial of Maryland FCUIs First Financial of Maryland FCU a safe place to deposit money?Yes, First Financial of Maryland FCU is considered a safe financial institution. With a Texas Ratio of 1.5687124556475%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Financial of Maryland FCU operate?First Financial of Maryland FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Financial of Maryland FCU?Yes, to access services at First Financial of Maryland FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Financial of Maryland FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Financial of Maryland FCU provides members with tools to manage their accounts and build a solid financial history. Does First Financial of Maryland FCU offer online and mobile banking?Most modern institutions like First Financial of Maryland FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstfinancial.org. Current First Financial of Maryland FCU Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Generations Community Federal Credit Union
Lakota Federal Credit Union
Barksdale Federal Credit Union
Merrimack Valley Credit Union
Capital Area Federal Credit Union
McPherson Co-op Credit Union
South Charleston Employees Federal Credit Union
Priority Credit Union
Central State Credit Union
Southcoast Federal Credit Union
First New York Federal Credit Union
Capital Credit Union
Tel-U-Watt Federal Credit Union
Texas Bay Credit Union
First Pioneers Federal Credit Union
City Co Federal Credit Union
Unitus Community Credit Union
GP Federal Credit Union
FAB Church Federal Credit Union
Biloxi Teachers Federal Credit Union
LAN FAIR
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
