The Golden 1 Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Golden 1 Credit Union's 22-Month CD rates are at 4.30%, 16-Month CD rates are at 4.30%, 48-Month CD rates are at 4.25%, 10-Month CD rates are at 4.25%. The Golden 1 Credit Union's savings rates are at 0.05%. The Golden 1 Credit Union's money market rates are at 1.00%. The Golden 1 Credit Union's 30-Year Fixed rates are at 6.75%, 10-Year ARM rates are at 6.38%, 15-Year Fixed rates are at 5.88%. The Golden 1 Credit Union's Personal Loan Rates are at 8.89. The Golden 1 Credit Union's Credit Card Rates are at 13.04.

The Golden 1 Credit Union

Compare The Golden 1 Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Golden 1 Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

The Golden 1 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Golden 1 Credit Union? Share your experience about The Golden 1 Credit Union by leaving a review below, or read customer reviews before you decide to use The Golden 1 Credit Union.

Overall, The Golden 1 Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
4.25%
60-Month CD
N/A
Savings
0.05%
MMA
1.00%
30-Year Fixed
6.76%
Credit Card
13.04%
Personal Loan
8.89%
The Golden 1 Credit Union
The Golden 1 Credit Union Corporate Office
8945 Cal Center Dr
Sacramento, CA 95826 3239
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare The Golden 1 Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Greene County Commercial Bank
Greene County Commercial Bank
Free e-checking
5.00%
$1
Bristol Morgan Bank
Bristol Morgan Bank
Rewards Checking
4.50%
$5,000
Garden Plain State Bank
Garden Plain State Bank
12-Month CD
4.32%
$1,000
OWB One World Bank
OWB One World Bank
18-Month CD
4.30%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
16-Month CD
4.30%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
22-Month CD
4.30%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
10-Month CD
4.25%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
4.25%
$500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
48-Month CD
4.06%
$2,000
CorTrust Bank
CorTrust Bank
24-Month CD
3.75%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
60-Month CD
3.75%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD
3.60%
$500
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
18-Month CD
3.50%
$500
Barrington Bank & Trust Company
Barrington Bank & Trust Company
23-Month CD
3.50%
$1,000
AVB Bank
AVB Bank
60-Month CD
3.12%
$1,000
The Bank of Romney
The Bank of Romney
60-Month CD
2.79%
$1,000
Bank of Washington
Bank of Washington
36-Month CD
2.60%
$500
TSB Bank
TSB Bank
36-Month CD
2.50%
$500
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
2.32%
$500
Bank of Hartington
Bank of Hartington
24-Month CD
2.27%
$1,000
Northumberland Bank
Northumberland Bank
24-Month CD
2.25%
$5,000
Northwestern Bank
Northwestern Bank
18-Month CD
2.17%
$1,000
Auburn Savings Bank
Auburn Savings Bank
Money Market Complete
2.15%
$500,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
36-Month CD
2.05%
$1,000
Addition Financial Credit Union
Addition Financial Credit Union
Growth+ Money Market
2.02%
$10,000
JTNB
JTNB
36-Month CD
2.00%
$1,000
Genesee Regional Bank
Genesee Regional Bank
18-Month CD
2.00%
$500
State Central Bank
State Central Bank
12-Month CD
1.76%
$10,000
TTNB Turbotville Bank
TTNB Turbotville Bank
30-Month CD
1.36%
$5,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
3-Month CD
1.30%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Money Market
1.26%
$1,000
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
30-Month CD
1.00%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Money Market
1.00%
$10,000
Mutual Security Credit Union
Mutual Security Credit Union
24-Month CD
1.00%
$500
PS Bank
PS Bank
60-Month CD
0.90%
$500
Kearny Bank
Kearny Bank
48-Month CD
0.70%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Regular Savings
0.65%
$10
First Federal Community Bank N.A.
First Federal Community Bank N.A.
36-Month CD
0.60%
$500
FSB of Rosemount
FSB of Rosemount
Classic Savings
0.60%
$10
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
5Star Bank
5Star Bank
Money Market
0.50%
$1,000
Chickasaw Community Bank
Chickasaw Community Bank
Kasasa Checking
0.50%
$100
Unico Bank
Unico Bank
18-Month CD
0.50%
$1,000
Abington Bank
Abington Bank
60-Month CD
0.50%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
60-Month CD
0.45%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
60-Month CD
0.40%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Catastrophe Savings
0.25%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD (Bump Rate)
0.20%
$5,000
First Hope Bank
First Hope Bank
24-Month CD
0.20%
$2,500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
36-Month CD
0.15%
$500
First Horizon
First Horizon
36-Month CD
0.10%
$1,000
United Southern Bank
United Southern Bank
Money Market
0.05%
$5,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Golden 1 Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.500%
5.526%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.500%
5.756%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.875%
5.894%
0.125
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
10 Year Fixed
5.625%
5.903%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.750%
5.912%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.949%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.029%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.990%
6.066%
0.000
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.094%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.000%
6.099%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.125%
6.159%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.196%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.875%
6.230%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
6.000%
6.260%
1.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.250%
6.269%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
6.125%
6.304%
0.000
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
6.000%
6.314%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.323%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare The Golden 1 Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare The Golden 1 Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

The Golden 1 Credit Union Information

Credit Union Name: The Golden 1 Credit Union
Full Time Employees: 1993
Part Time Employees: 38
President: Keri Thomas
CEO: Donna Bland
Branch Locations: 63
ATM Locations: 65
Corporate Office Address:
8945 Cal Center Dr
Sacramento, CA 95826 3239
Phone Number: 916-732-2900
Fax Number: 916-363-7064

The Golden 1 Credit Union Financials

Total Assets:
20,488,248,063
Total Amount of Shares and Deposits:
17,081,035,832
Total Shares and Deposits < 1 Year:
15,341,426,270
Total Shares and Deposits 1 3 Years:
1,642,300,517
Total Shares and Deposits > 3 Years:
97,309,045
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
798,577,300
Total Uninsured Shares and Deposits > $250K (F+J):
1,098,327,300
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,982,708,532
Total Interest Expense (Sum of items 6 8):
90,487,083
Share Certificates:
89,628
Number of Accounts for Share Drafts:
787,633
IRA KEOGH Accounts:
29,451
Number of Accounts for Regular Shares:
1,399,150
Non Member Deposits:
3
Money Market Shares:
97,969
Net Income (unless the amount is already included in Undivided Earnings):
29,937,374
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,051,615,813
Total Liabilities:
18,934,763,430
Show More

The Golden 1 Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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giantbank.com 2 Year Jumbo CD rates are now at 1.20 percent with a yield of 1.21 percent. View current 2 Year Jumbo CD rates at giantbank.com below.
Mortgage rates are lower today, 30 year mortgage rates are almost back down to the 4.00% level at 4.03%, down from yesterday's average 30 year mortgage rate of 4.07%. 15 year mortgage rates today are also lower averaging 3.33%, down from yesterday’s average 15 year mortgage rate of 3.35%.  
darby-direct-online-savings-accountDarby Direct, an online division of Darby Bank headquartered in Vidalia, Georgia, is offering an online savings account that currently has an annual percentage yield (APY) of 3.00 percent.

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The Golden 1 Credit Union Reviews

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