What are the current interest rates at Aberdeen Proving Ground FCU?

Current rates for Aberdeen Proving Ground FCU include: 12-Month CD: 3.75%, 18-Month CD: 3.30%, 24-Month CD: 3.25%, 60-Month CD: 3.30%, Savings: 2.00%, MMA: 2.00%

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Aberdeen Proving Ground FCU

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Aberdeen Proving Ground FCU Rates & Review October 2026

Q: Is a member application needed to join Aberdeen Proving Ground FCU?

Yes, to access services at Aberdeen Proving Ground FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aberdeen Proving Ground FCU provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Aberdeen Proving Ground FCU's top rates as of October 12, 2026 are 4.30% APY on its 9 Month Standard and IRA CD, 2.00% APY on savings, 2.00% APY on money market accounts, 4.00% APY on checking, 5.50% on its Jumbo 5/1 ARM mortgage, personal loans from 6.59% APR, and credit cards from 12.74% APR, according to rates verified by MonitorBankRates. Other Aberdeen Proving Ground FCU CD rates include 15 Month CD Special at 4.20%, 12 Month Jumbo CD at 3.85%, and 12 Month MyTimes Plus CD at 3.85%. Other Aberdeen Proving Ground FCU mortgage rates include Jumbo 7/1 ARM at 5.75%, Mortgage - 7/1 ARM at 5.75%, and Mortgage - 10/1 ARM at 6.12%. MonitorBankRates evaluates the financial stability of Aberdeen Proving Ground FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.35%. Rates last updated and verified on 10/12/2026.

Aberdeen Proving Ground FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aberdeen Proving Ground FCU? Share your experience about Aberdeen Proving Ground FCU by leaving a review below, or read customer reviews before you decide to use Aberdeen Proving Ground FCU.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.35%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Aberdeen Proving Ground FCU
Edgewood Operations Center

1321 Pulaski Hwy
Edgewood, MD 21040-1502

https://www.apgfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Aberdeen Proving Ground FCU CD Rates

Product	Rate	APY	Term
9 Month Standard and IRA Certificate	4.23%	4.30%	9 months
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
15 Month Certificate Special	4.13%	4.20%	15 Month
Min Deposit $100 Min Balance $100 Details The 15-month promotional Annual Percentage Yield (APY) listed is effective as of 07/24/2026. Rate and promotion are subject to change at any time, without notice. Fees may reduce earnings. 15-month certificate will automatically renew to an 18-month term upon maturity unless action is taken. Penalty for early withdrawal. Other restrictions may apply. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
12 Month Jumbo Certificate	3.79%	3.85%	12 months
Min Balance $50,000 Details Balance: $50,000 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
12 Month MyTimes Plus Certificate	3.79%	3.85%	12 Months
Min Balance $100 Details MyTimes Plus (members 65 and over): $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
6 Month Jumbo Certificate	3.79%	3.85%	6 months
Min Balance $50,000 Details Balance: $50,000 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
6 Month Standard and IRA Certificate	3.79%	3.85%	6 months
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.85% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
12 Month Standard and IRA Certificate	3.69%	3.75%	12 months
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
36 Month MyTimes Certificate	3.50%	3.55%	36 Months
Min Balance $100 Details MyTimes (members 50 and over): $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
48 Month Member Rewards Gold Certificate	3.50%	3.55%	48 months
Min Balance $100 Details Member Rewards Gold: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
60 Month Member Rewards Gold Certificate	3.50%	3.55%	60 months
Min Balance $100 Details Member Rewards Gold: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
48 Month Member Rewards Silver Certificate	3.38%	3.43%	48 months
Min Balance $100 Details Member Rewards Silver: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.43% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
60 Month Member Rewards Silver Certificate	3.38%	3.43%	60 months
Min Balance $100 Details Member Rewards Silver: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.43% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
18 Month Standard and IRA Certificate	3.25%	3.30%	18 months
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
24 Month Standard and IRA Certificate	3.25%	3.30%	24 months
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
24 Month Super Certificate	3.25%	3.30%	24 months
Min Balance $25,000 Details Balance: $25,000 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
30 Month Standard and IRA Certificate	3.25%	3.30%	30 months
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
30 Month Super Certificate	3.25%	3.30%	30 months
Min Balance $25,000 Details Balance: $25,000 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
48 Month Standard and IRA Certificate	3.25%	3.30%	48 months
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
48 Month Super Certificate	3.25%	3.30%	48 months
Min Balance $25,000 Details Balance: $25,000 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
60 Month Standard and IRA Certificate	3.25%	3.30%	60 months
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
60 Month Super Certificate	3.25%	3.30%	60 months
Min Balance $25,000 Details Balance: $25,000 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
25 Month Step-Up Certificate	3.21%	3.25%	25 month
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
45 Month Step-Up Certificate	3.21%	3.25%	45 month
Min Balance $100 Details Balance: $100 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
3 Month Jumbo Certificate	3.16%	3.20%	3 months
Min Balance $50,000 Details Balance: $50,000 Minimum Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 3.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Savings Rates

Product	Rate	APY
U Educate Summer Savings Account	1.99%	2.00%
Min Balance $0 Details Balance: $0 to $10,000.00; The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. APY is accurate as of the last dividend declaration date. Fees may reduce earnings on the account.; Dividend rates may change after account is opened. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
U Educate Summer Savings Account	0.20%	0.20%
Min Balance $10,000 Details Balance: $10,000.01 and above; The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. APY is accurate as of the last dividend declaration date. Fees may reduce earnings on the account.; Dividend rates may change after account is opened. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Money Market Rates

Product	Rate	APY
High Yield Money Market Account	1.98%	2.00%
Min Balance $500,000 Details Balance: $500,000 - $749,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 2.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Money Market Account	1.48%	1.50%
Min Balance $200,000 Details Balance: $200,000 - $499,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Money Market Account	1.24%	1.25%
Min Balance $125,000 Details Balance: $125,000 - $199,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Money Market Account	0.99%	1.00%
Min Balance $75,000 Details Balance: $75,000 - $124,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.99%	1.00%
Min Balance $100,000 Details Balance: $100,000 and above Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.74%	0.75%
Min Balance $50,000 Details Balance: $50,000 to $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.49%	0.50%
Min Balance $25,000 Details Balance: $25,000 to $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.39%	0.40%
Min Balance $15,000 Details Balance: $15,000 to $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.34%	0.35%
Min Balance $0 Details Balance: $0 to $2,499.99 (fee applies) Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Tiered Money Market	0.34%	0.35%
Min Balance $2,500 Details Balance: $2,500 to $14,999.99 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Checking Rates

Product	Rate	APY
High Yield Checking	3.93%	4.00%
Min Balance $0 Details Qualifications Required; Balance: $0 - $20,000; opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying direct deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a direct deposit include, but are not limited to, transfers from one account to another and deposits made at an ATM. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. To qualify, debit card transactions must process, post, and clear within the calendar month. High Yield Checking Accounts are limited to one account each per member (per membership). No monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Member Protect Checking	0.25%	0.25%
Min Balance $20,000 Details Balance: $20,000.01 +; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions* per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. A qualifying Direct Deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a Direct Deposit include, but are not limited to, transfers from one account to another, deposits from an internet payment service, and deposits made at an ATM. *To qualify, debit card transactions must process, post, and clear within the calendar month. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Checking	0.20%	0.20%
Min Balance $20,000 Details Qualifications Required: opt out of paper statements from APGFCU; have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account; complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account; Balance: $20,000.01 and above; opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying direct deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a direct deposit include, but are not limited to, transfers from one account to another and deposits made at an ATM. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. To qualify, debit card transactions must process, post, and clear within the calendar month. High Yield Checking Accounts are limited to one account each per member (per membership). No monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Member Protect Checking	0.15%	0.15%
Min Balance $10,000 Details Balance: $10,000.01 - $20,000; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions* per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. A qualifying Direct Deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a Direct Deposit include, but are not limited to, transfers from one account to another, deposits from an internet payment service, and deposits made at an ATM. *To qualify, debit card transactions must process, post, and clear within the calendar month. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
High Yield Checking	0.05%	0.05%
Details Qualifications Required: opt out of paper statements from APGFCU; have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account; complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account; Do Not Meet Criteria; Balance: No minimum balance; opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa Debit Card linked to the High Yield Checking Account. A qualifying direct deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a direct deposit include, but are not limited to, transfers from one account to another and deposits made at an ATM. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. To qualify, debit card transactions must process, post, and clear within the calendar month. High Yield Checking Accounts are limited to one account each per member (per membership). No monthly maintenance fees or penalties. Rates may change after account opening. Fees may reduce earnings on accounts. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Member Protect Checking	0.05%	0.05%
Min Balance $0 Details Balance: $0 - $10,000; The Member Protect Checking account has a $6.00 monthly fee. This fee is waived if you opt out of paper statements from APGFCU, have an ongoing qualifying direct deposit of at least $200 per month into your Member Protect Checking account, and complete a minimum of 20 qualifying Point-Of-Sale (POS) purchase transactions* per month using an APGFCU Visa Debit Card linked to the Member Protect Checking Account. Member Protect Checking is limited to one per member (per membership). APY is accurate as of the last dividend declaration date. No minimum balance to open. Fees may reduce earnings on account. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. A qualifying Direct Deposit is a recurring electronic credit of your salary, pension, Social Security, or other regular monthly income deposited to your account by your employer or an outside agency. Transactions that do not qualify as a Direct Deposit include, but are not limited to, transfers from one account to another, deposits from an internet payment service, and deposits made at an ATM. *To qualify, debit card transactions must process, post, and clear within the calendar month. Minimum purchase transaction is $1.00. Debit card transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Both PIN and signature POS transactions qualify. ATM transactions do not qualify. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Standard Checking	0.05%	0.05%
Details Dividends are earned from day of deposit to day of withdrawal, compounded and credited monthly. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Mortgage Rates

Product	Rate	Points	APR	Term
Jumbo 7/1 ARM	5.75%	0.000	6.575%	7/1 ARM
Details ARM interest rates and payments are subject to increase after the initial fixed-rate period (7 years for a 7/1 ARM). Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.24% → 6.58% ▲ 0.34 pts · high 6.58% / low 6.24% Oct 8, 20266.58%▲ from 6.24% Sep 16, 20266.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Mortgage - 7/1 ARM	5.75%	0.000	6.626%	7/1 ARM
Details ARM interest rates and payments are subject to increase after the initial fixed-rate period (7 years for a 7/1 ARM). Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.63% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Jumbo 5/1 ARM	5.50%	0.000	6.654%	5/1 ARM
Details ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM). Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.30% → 6.65% ▲ 0.35 pts · high 6.65% / low 6.30% Oct 8, 20266.65%▲ from 6.30% Sep 16, 20266.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Mortgage - 10/1 ARM	6.125%	0.000	6.654%	10/1 ARM
Details ARM interest rates and payments are subject to increase after the initial fixed-rate period (10 years for a 10/1 ARM). Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.65% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Mortgage - 5/1 ARM	5.50%	0.000	6.705%	5/1 ARM
Details ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM). Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.71% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Mortgage - 15 Year Fixed	7.00%	0.250	7.231%	15 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.23% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Jumbo 15 Year Fixed	7.125%	0.250	7.268%	15 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.27% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Jumbo 30 Year Fixed	7.50%	0.125	7.58%	30 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.58% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Mortgage - 20 Year Fixed	7.375%	0.375	7.582%	20 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.58% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
VA 30 Year Fixed	7.125%	0.250	7.583%	30 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.58% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Mortgage - 30 Year Fixed	7.50%	0.125	7.636%	30 Year
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 7.13% → 7.64% ▲ 0.51 pts · high 7.64% / low 7.13% Oct 12, 20267.64%▲ from 7.13% Sep 16, 20267.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
USDA 30 Year Fixed	7.125%	0.125	7.671%	30 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.67% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Mortgage - FHA 30 Year Fixed	7.125%	0.125	7.951%	30 Year
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.95% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan Refinance Rate	-	-	4.29%
Details As Low As Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.29% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan	-	5.49%	1-36 Months
Details Automated Payments APR as low as; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; Payment example is based on the maximum term listed in the range.; Minimum loan amount is $20,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Motorcycle Loan	-	5.74%	37-51 Months
Details Automated Payments APR as low as; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; Payment example is based on the maximum term listed in the range.; Minimum loan amount is $20,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Boat Loan	-	5.99%	97-180 months
Details Loan Amount: $25,000; Automated Payment Interest Rate requires establishing an automated loan payment from an APGFCU account to repay your loan. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Large and Small RV Loan	-	5.99%	97-180 Months
Details Loan Amount: $25,000; Payment per $1,000 borrowed: $8.43; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; APR = Annual Percentage Rate. The rates stated above are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.; Rates are honored for 30 days from the date of loan decision.; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; Payment example is based on the maximum term listed in the range. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Motorcycle Loan	-	6.24%	52-63 Months
Details Automated Payments APR as low as; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; Payment example is based on the maximum term listed in the range.; Minimum loan amount is $20,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Boat Loan	-	6.49%	73-96 months
Details Loan Amount: $25,000; Automated Payment Interest Rate requires establishing an automated loan payment from an APGFCU account to repay your loan. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Large and Small RV Loan	-	6.49%	73-96 Months
Details Loan Amount: $25,000; Payment per $1,000 borrowed: $13.38; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; APR = Annual Percentage Rate. The rates stated above are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.; Rates are honored for 30 days from the date of loan decision.; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; Payment example is based on the maximum term listed in the range. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Boat Loan	-	6.49%	97-180 months
Details Loan Amount: $25,000; Automated Payment Interest Rate available with automated loan payment from an APGFCU account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Motorcycle Loan	-	6.74%	64-75 Months
Details Automated Payments APR as low as; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; Payment example is based on the maximum term listed in the range.; Minimum loan amount is $20,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Boat Loan	-	6.74%	1-72 months
Details Automated Payment Interest Rate requires establishing an automated loan payment from an APGFCU account to repay your loan. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Large and Small RV Loan	-	6.74%	1-72 Months
Details Loan Amount:; Payment per $1,000 borrowed: $16.92; Large RVs: Travel Trailer Campers, Fifth-Wheel, Sport Utility RVs, and Types A or C Motor Home Loans; Small RVs: Pop-Up and Expandable Campers, Truck Bed Campers and Type B Motor Home Loans; APR = Annual Percentage Rate. The rates stated above are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.; Rates are honored for 30 days from the date of loan decision.; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; Payment example is based on the maximum term listed in the range. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Boat Loan	-	6.99%	73-96 months
Details Loan Amount: $25,000; Automated Payment Interest Rate available with automated loan payment from an APGFCU account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Used Boat Loan	-	7.24%	1-72 months
Details Automated Payment Interest Rate available with automated loan payment from an APGFCU account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 7.24% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Motorcycle Loan	-	7.74%	76-84 Months
Details Automated Payments APR as low as; To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; Payment example is based on the maximum term listed in the range.; Minimum loan amount is $20,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Student Loan Rates

Product	Rate	Points	APR	Term	View More
Education Loan	-	-	5.59%
Details Qualifications Required: To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; For a $3,000 Education loan for a term of 36 months with a 5.59% APR, the monthly payment will be $90.71. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.49% → 5.59% ▲ 0.10 pts · high 5.59% / low 5.49% Oct 4, 20265.59%▲ from 5.49% Sep 16, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Credit Card Rates

Product	Rate	APR	View More
Visa Platinum Preferred Credit Card	-	12.74%
Details Published APR range: 12.74% - 17.99%. Intro rate expires: 15 Months; Regular APR: 12.74% - 17.99% Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 12.49% → 12.74% ▲ 0.25 pts · high 12.74% / low 12.49% Oct 4, 202612.74%▲ from 12.49% Sep 25, 202612.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Personal Loan Rates

Product	APR	Term
Personal Loan	6.59%	1-36 months
Details Includes .25% auto pay rate discount. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.49% → 6.59% ▲ 0.10 pts · high 6.59% / low 6.49% Oct 4, 20266.59%▲ from 6.49% Sep 16, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Personal Loan	8.29%	37-48 months
Details Includes .25% auto pay rate discount. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 8.19% → 8.29% ▲ 0.10 pts · high 8.29% / low 8.19% Oct 4, 20268.29%▲ from 8.19% Sep 16, 20268.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Personal Loan	9.29%	49-60 months
Details Includes .25% auto pay rate discount. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 9.19% → 9.29% ▲ 0.10 pts · high 9.29% / low 9.19% Oct 4, 20269.29%▲ from 9.19% Sep 16, 20269.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Personal Loan	10.54%	61-72 months
Details Includes .25% auto pay rate discount. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 10.44% → 10.54% ▲ 0.10 pts · high 10.54% / low 10.44% Oct 4, 202610.54%▲ from 10.44% Sep 16, 202610.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Personal Loan	10.79%	73-84 months
Details Includes .25% auto pay rate discount. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 10.69% → 10.79% ▲ 0.10 pts · high 10.79% / low 10.69% Oct 4, 202610.79%▲ from 10.69% Sep 16, 202610.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Aberdeen Proving Ground FCU Other Rates

Product	Rate	Points	APY/APR	Term
Easy Cash Line of Credit	-	-	10.99%	Revolving
Details Published APR range: 10.99% - 17.99%. Variable APR as low as; The Easy Cash Personal Line of Credit is a variable-rate, risk-based product and is based on Wall Street Journal Prime plus a margin. Simple Interest will be applied to your outstanding balance. APGFCU members cannot exceed $50,000 in unsecured debt to include Open-End and Closed-End Personal Loans, Visa Credit Card limits, and Easy Cash Personal Line of Credit limits. Minimum monthly payment of 2% of the outstanding balance or $25.00. APR = Annual Percentage Rate. The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Home Improvement Loan	-	-	6.09%
Details Qualifications Required: To qualify for the Automated Payment Interest Rate, at the time of loan settlement you must establish an automated loan payment from an APGFCU account to repay your loan.; For a $3,000 Home Improvement loan for a term of 36 months with a 6.09% APR, the monthly payment will be $91.39. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.99% → 6.09% ▲ 0.10 pts · high 6.09% / low 5.99% Oct 4, 20266.09%▲ from 5.99% Sep 16, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Home Loan	-	-	9.29%	1-180 months
Details Loan Amount: $24,999 and below; Rates reflect a 0.25% discount for Automated Payments. To qualify for the Automated Payment Interest Rate, at the time of loan settlement, you must establish an automated payment from an APGFCU account to repay your loan. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 9.09% → 9.29% ▲ 0.20 pts · high 9.29% / low 9.09% Oct 4, 20269.29%▲ from 9.19% Oct 2, 20269.19%▲ from 9.09% Sep 16, 20269.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Home Loan	-	-	9.54%	1-240 months
Details Loan Amount: $25,000 to $49,999; Rates reflect a 0.25% discount for Automated Payments. To qualify for the Automated Payment Interest Rate, at the time of loan settlement, you must establish an automated payment from an APGFCU account to repay your loan. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 9.34% → 9.54% ▲ 0.20 pts · high 9.54% / low 9.34% Oct 4, 20269.54%▲ from 9.44% Oct 2, 20269.44%▲ from 9.34% Sep 16, 20269.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
New Home Loan	-	-	9.79%	1-240 months
Details Loan Amount: $50,000 and above; Rates reflect a 0.25% discount for Automated Payments. To qualify for the Automated Payment Interest Rate, at the time of loan settlement, you must establish an automated payment from an APGFCU account to repay your loan. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 9.59% → 9.79% ▲ 0.20 pts · high 9.79% / low 9.59% Oct 4, 20269.79%▲ from 9.69% Oct 2, 20269.69%▲ from 9.59% Sep 16, 20269.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%
Regular Shares	0.20%	-	0.20%
Min Balance $5 Details The dividend rate and the annual percentage yield may change every month. Dividends will be compounded every quarter and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. Fees may reduce earnings on the account. APY is accurate as of the last dividend declaration date. DIVIDEND RATES MAY CHANGE AFTER ACCOUNT IS OPENED. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.35%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Aberdeen Proving Ground FCU’s Texas Ratio fell from 6.68% in Q3 2023 to 4.35% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.7B	4.35%	5.0	A+
March 31, 2026	$2.6B	3.85%	5.0	A+
December 31, 2025	$2.6B	5.79%	5.0	A+
September 30, 2025	$2.5B	5.98%	5.0	A+
June 30, 2025	$2.5B	6.40%	5.0	A
March 31, 2025	$2.4B	5.60%	5.0	A+
December 31, 2024	$2.4B	7.80%	5.0	A
September 30, 2024	$2.4B	6.92%	5.0	A
June 30, 2024	$2.4B	6.76%	5.0	A
March 31, 2024	$2.4B	6.95%	5.0	A
December 31, 2023	$2.3B	7.74%	5.0	A
September 30, 2023	$2.2B	6.68%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Aberdeen Proving Ground FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Aberdeen Proving Ground FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aberdeen Proving Ground FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aberdeen Proving Ground FCU

Website https://www.apgfcu.com

Address 1321 Pulaski Hwy, Edgewood, MD 21040-1502

Phone 410-272-4000

Fax 410-612-2316

President Timothy Sherwood

CEO Becky Smith

Full-Time Employees 423

Part-Time Employees 11

Branch Locations 18

ATM Locations 18

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.35%

Return on Assets (ROA)

0.4519%

Return on Equity (ROE)

4.8814%

Non-Performing Loans Ratio (NPL)

0.53%

Total Assets

2,689,803,841

Total Amount of Shares and Deposits

2,394,153,483

Total Shares and Deposits < 1 Year

2,203,217,863

Total Shares and Deposits 1 3 Years

93,559,237

Total Shares and Deposits > 3 Years

97,376,383

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

140,070,958

Total Uninsured Shares and Deposits > $250K (F+J)

140,070,958

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,254,082,525

Total Interest Expense (Sum of items 6 8)

20,193,397

Share Certificates

25,879

Number of Accounts for Share Drafts

76,794

IRA KEOGH Accounts

5,676

Number of Accounts for Regular Shares

177,977

Money Market Shares

2,902

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

178,380,815

Total Liabilities

2,438,007,082

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Aberdeen Proving Ground FCU earned the Verified Healthy badge

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Frequently Asked Questions About Aberdeen Proving Ground FCU

How many branches does Aberdeen Proving Ground FCU operate?

Aberdeen Proving Ground FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aberdeen Proving Ground FCU?

Yes, to access services at Aberdeen Proving Ground FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aberdeen Proving Ground FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aberdeen Proving Ground FCU provides members with tools to manage their accounts and build a solid financial history.

Does Aberdeen Proving Ground FCU offer online and mobile banking?

Most modern institutions like Aberdeen Proving Ground FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.apgfcu.com.

Current Aberdeen Proving Ground FCU Rates

12-Month CD3.75%
18-Month CD3.30%
24-Month CD3.25%
60-Month CD3.30%
Savings2.00%
MMA2.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Aberdeen Proving Ground FCU Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Aberdeen Proving Ground FCU Texas Ratio

Aberdeen Proving Ground FCU Health Trend

Aberdeen Proving Ground FCU CD Rates

Aberdeen Proving Ground FCU Savings Rates

Aberdeen Proving Ground FCU Money Market Rates

Aberdeen Proving Ground FCU Checking Rates

Aberdeen Proving Ground FCU Mortgage Rates

Aberdeen Proving Ground FCU Auto Loan Rates

Aberdeen Proving Ground FCU RV, Boat and Powersport Loan Rates

Aberdeen Proving Ground FCU Student Loan Rates

Aberdeen Proving Ground FCU Credit Card Rates

Aberdeen Proving Ground FCU Personal Loan Rates

Aberdeen Proving Ground FCU Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Aberdeen Proving Ground FCU earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Aberdeen Proving Ground FCU

How many branches does Aberdeen Proving Ground FCU operate?

Is a member application needed to join Aberdeen Proving Ground FCU?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Aberdeen Proving Ground FCU offer online and mobile banking?

Current Aberdeen Proving Ground FCU Rates

Compare to Other Credit Unions