Farmers State Bank (Marion, IA) Rates and Review March 2026

  1. Home
  2. Banks
  3. Farmers State Bank (Marion, IA) Deposit Rates
Farmers State Bank (Marion, IA)'s Fixed Rate CDs 12-Month rates are at 3.55%, 18-Months Flexible Term CD Special 9-18-Month rates are at 3.55%, Fixed Rate CDs 24-Month rates are at 3.00%, Fixed Rate CDs 6-Month rates are at 2.50%, Fixed Rate CDs 60-Month rates are at 1.05%. Farmers State Bank (Marion, IA)'s savings rates are at 0.00%. Farmers State Bank (Marion, IA)'s money market rates are at 0.40%. Farmers State Bank (Marion, IA)'s Mortgage Rate Relief rates are at 4.88%, 15-Year Fixed rates are at 0.00%, VA Loans rates are at 5.50%, 15-Year Fixed rates are at 5.25%, 30-Year Fixed rates are at 0.00%. MonitorBankRates evaluates the financial stability of Farmers State Bank (Marion, IA) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 03/04/2026.

Farmers State Bank (Marion, IA)

Rate Updates and Availability

Farmers State Bank (Marion, IA) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank (Marion, IA)? Share your experience about Farmers State Bank (Marion, IA) by leaving a review below, or read customer reviews before you decide to use Farmers State Bank (Marion, IA).

Farmers State Bank (Marion, IA) Texas Ratio

Farmers State Bank (Marion, IA)'s Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Farmers State Bank (Marion, IA) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Exceptional
Out of 5.0 Stars

Farmers State Bank (Marion, IA) has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Farmers State Bank (Marion, IA) is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+
Exceptional Health
Score: 100/100

Farmers State Bank (Marion, IA) has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
3.55%
18-Month CD
3.55%
24-Month CD
3.00%
36-Month CD
0.85%
48-Month CD
0.95%
60-Month CD
1.05%
Savings
0.00%
MMA
0.40%
30-Year Fixed
5.62%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/04/2026

Farmers State Bank (Marion, IA)
1240 8th Ave
Marion, IA 52302
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCEPTIONAL
🏆

Credit Unions:
Embed the badge above on your site.

Farmers State Bank (Marion, IA) CD Rates

Product Rate APY Term View More
Fixed Rate CDs 12 month 3.50% 3.55% 12
Min Deposit$1,000
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Flexible Term CD Special 9-18 month 3.50% 3.55% 18 Months
Min Deposit$1,000
DetailsYou Pick the Term
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 24 month 2.97% 3.00% 24
Min Deposit$1,000
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 6 month 2.48% 2.50% 6
Min Deposit$1,000
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 60 month 1.05% 1.05% 60
Min Deposit$1,000
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 48 month 0.95% 0.95% 48
Min Deposit$1,000
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 36 month 0.85% 0.85% 36
Min Deposit$1,000
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 3 month 0.35% 0.35% 3
Min Deposit$1,000
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 1 Month 0.30% 0.30% 1
Min Deposit$1,000
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Savings Rates

Product Rate APY View More
Health Savings Account 2.96% 3.00%
Min Deposit$100
Min Balance$50,000
Details$100.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 2.97% 3.00%
Min Deposit$10,000
Min Balance$250,000
Details$10,000.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 2.47% 2.50%
Min Deposit$100
Min Balance$25,000
Details$100.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 2.23% 2.25%
Min Deposit$10,000
Min Balance$100,000
Details$10,000.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 1.49% 1.50%
Min Deposit$100
Min Balance$10,000
Details$100.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 1.00% 1.00%
Min Deposit$10,000
Min Balance$50,000
Details$10,000.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.50% 0.50%
Min Deposit$100
Details$100.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FSBee Club Savings 0.40% 0.40%
Min Deposit$5
Min Balance$20,000
Details$5.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings Account 0.40% 0.40%
Min Deposit$50
Min Balance$20,000
Details$50.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 0.40% 0.40%
Min Deposit$10,000
Min Balance$25,000
Details$10,000.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings 0.40% 0.40%
Min Deposit$5
Min Balance$20,000
Details$5.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FSBee Club Savings 0.20% 0.20%
Min Deposit$5
Min Balance$1,000
Details$5.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings Account 0.20% 0.20%
Min Deposit$50
Min Balance$1,000
Details$50.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 0.20% 0.20%
Min Deposit$10,000
Min Balance$10,000
Details$10,000.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings 0.20% 0.20%
Min Deposit$5
Min Balance$1,000
Details$5.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FSBee Club Savings 0.05% 0.05%
Min Deposit$5
Details$5.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings Account 0.05% 0.05%
Min Deposit$50
Min Balance$100
Details$50.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings 0.05% 0.05%
Min Deposit$5
Details$5.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings Account - 0.00%
Min Deposit$50
Details$50.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account - 0.00%
Min Deposit$10,000
Details$10,000.00 deposit required to open account; Online account opening is not available - please stop by any FSB Branch to get started!
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Money Market Rates

Product Rate APY View More
Money Market Account 2.10% 2.12%
Min Deposit$1,000
Min Balance$250,000
Details$1,000.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.90% 1.92%
Min Deposit$1,000
Min Balance$100,000
Details$1,000.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.15% 1.16%
Min Deposit$1,000
Min Balance$50,000
Details$1,000.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.70% 0.70%
Min Deposit$1,000
Min Balance$10,000
Details$1,000.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.40% 0.40%
Min Deposit$1,000
Details$1,000.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Checking Rates

Product Rate APY View More
High-Yield Rewards Checking 3.45% 3.50%
Min Deposit$1,000
Details$1,000.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High-Yield Rewards Checking 0.15% 0.15%
Min Deposit$1,000
Details$1,000.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Benefits Checking 0.10% 0.10%
Min Deposit$100
Min Balance$20,000
Details$100.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Benefits Checking 0.05% 0.05%
Min Deposit$100
Details$100.00 deposit required to open account
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checking Plus 0.05% 0.05%
Min Balance$2,500
DetailsThis account is limited to sole proprietorship, nonprofits and government entities. Minimum balance to receive interest rate $2,500.00.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checking Plus - 0.00%
DetailsThis account is limited to sole proprietorship, nonprofits and government entities. Minimum balance to receive interest rate $2,500.00.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Mortgage Rates

Product Rate Points APR Term View More
Mortgage Rate Relief 4.88% - 4.94% 360
No additional details.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15-Year Fixed - - 5.25%
No additional details.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VA Loans 5.50% - 5.50%
No additional details.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15-Year Fixed 5.25% - 5.53% 180
No additional details.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30-Year Fixed - - 5.63%
No additional details.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30-Year Fixed 5.63% - 5.79% 360
No additional details.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VA Loan 5.50% - 5.81% 360
No additional details.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VA Loans 5.50% - 5.81% 360
No additional details.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) Variable Rate - - 6.75%
DetailsAPR assumes a credit score of 700 or above, a loan amount of $10,000.00, and a loan to value (LTV) of less than 80%.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Line of Credit (HELOC) Fixed Rate - - 6.95%
DetailsAPR assumes a credit score of 700 or above, a loan amount of $10,000.00, and a loan to value (LTV) of less than 80%.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loan 6.95% - 7.01%
DetailsAPR assumes a credit score of 700 or above, a loan amount of $10,000.00 and a loan to value of less than 80%.
Last Updated 03/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers State Bank (Marion, IA) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers State Bank (Marion, IA) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers State Bank (Marion, IA)'s official website for the most current offers and terms.

Bank Profile & Overview

Farmers State Bank (Marion, IA)
1240 8th Ave
Marion, IA 52302
Linn
Established Date: 08/27/1927
FDIC Certificate #: 14209
Date of FDIC Deposit Insurance: 04/09/1934
Bank Holding Company: NEIGHBOR INSURANCE AGENCY INC
How Many Domestic U.S. Offices? 9
How Many Branches are There? 9
Is Farmers State Bank (Marion, IA) FDIC Insured? Yes
What is Farmers State Bank (Marion, IA)'s Cert number? 14209
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

MonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
0.9208%
Return on Equity (ROE):
7.6500%
Non-Performing Loans (NPL):
0.00%
Total Assets:
$1,110,296,000
Total Deposits:
$911,491,000
Equity Capital:
$150,873,000
Net Income:
$16,402,000
Headquarters:
Marion
Regulator:
FDIC
# of Offices:
9
Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Farmers State Bank (Marion, IA) yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Farmers State Bank (Marion, IA)
Your Name:
Your Rating:

Frequently Asked Questions About Farmers State Bank (Marion, IA)

How do I open an account at Farmers State Bank (Marion, IA)?

You can typically open an account at Farmers State Bank (Marion, IA) by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Farmers State Bank (Marion, IA) provides a range of mortgage and home equity products.

Is Farmers State Bank (Marion, IA) a safe place to deposit money?

Yes, Farmers State Bank (Marion, IA) is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Farmers State Bank (Marion, IA) offer online and mobile banking?

Most modern institutions like Farmers State Bank (Marion, IA) provide digital access including online balance checks and transfers.

Current Farmers State Bank (Marion, IA) Rates

ProductAPY
12-Month CD3.55%
18-Month CD3.55%
24-Month CD3.00%
36-Month CD0.85%
48-Month CD0.95%
60-Month CD1.05%
Savings0.00%
MMA0.40%
30-Year Fixed5.62%

Rates subject to change.