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Marion Center Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 11, 2026
Marion Center Bank's top rates as of October 11, 2026 are 4.00% APY on its 24-Month Certificate of Deposit, 0.75% APY on savings, 1.26% APY on money market accounts, 0.60% APY on checking, and 5.90% on its 10 Year Fixed: Purchase/Refinance mortgage, according to rates verified by MonitorBankRates. Other Marion Center Bank CD rates include 24-Months 24-Month fixed IRA at 4.00%, 12-Month Certificate of Deposit at 3.60%, and 12-Months 12-Month fixed IRA at 3.60%. Other Marion Center Bank mortgage rates include 10 Year Fixed: Construction at 5.90%, 15 Year Fixed: Purchase/Refinance at 6.15%, and 20 Year Fixed: Purchase/Refinance at 6.30%. MonitorBankRates evaluates the financial stability of Marion Center Bank with a 4.3 Star Rating, an B Overall Health Grade, and a Texas Ratio of 12.13%. Rates last updated and verified on 10/11/2026.
Marion Center Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion Center Bank? Share your experience about Marion Center Bank by leaving a review below, or read customer reviews before you decide to use Marion Center Bank.
Overall Health & Safety Grade
?
B
Solid HealthScore: 87/100
Overall Health & Safety Grade
Marion Center Bank has earned an overall safety grade of B (Solid, Score: 87/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
4.3
ExcellentOut of 5.0 Stars
MonitorBankRates Star Rating
Marion Center Bank has earned a Star Rating of 4.3 out of 5 stars (Excellent).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
12.13%
ExcellentHigher than avg
Marion Center Bank Texas Ratio
Marion Center Bank's Texas Ratio is 12.13%, which is considered excellent and is higher than the national average of 5.85%.
Marion Center Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
23.35% to 12.13% over 12 quarters, improvingFull history
Star Rating 1.1 to 4.3, Health Grade F to B
The Texas Ratio for this bank has improved since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Marion Center Bank CD Rates
Product
Rate
APY
Term
View More
24 month Certificate of Deposit
-
4.00%
24 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
24 month fixed IRA
-
4.00%
24 months
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
12 month Certificate of Deposit
-
3.60%
12 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
12 month fixed IRA
-
3.60%
12 months
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.60% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
6 month Certificate of Deposit
-
3.51%
6 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.51% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
6 month fixed IRA
-
3.51%
6 months
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.51% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
60 month Certificate of Deposit
-
3.33%
60 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.33% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
60 month fixed IRA
-
3.33%
60 months
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.33% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
30 month Certificate of Deposit
-
3.00%
30 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
30 month fixed IRA
-
3.00%
30 months
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
36 month Certificate of Deposit
-
3.00%
36 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
36 month fixed IRA
-
3.00%
36 months
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
48 month Certificate of Deposit
-
3.00%
48 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
48 month fixed IRA
-
3.00%
48 months
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
18 month Certificate of Deposit
-
0.10%
18 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
18 month fixed IRA
-
0.10%
18 months
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
3 month Certificate of Deposit
-
0.05%
3 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
1 month Certificate of Deposit
-
0.04%
1 month
No additional details.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.04% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Marion Center Bank Savings Rates
Product
Rate
APY
View More
IRA Statement Savings
-
0.75%
Min Deposit$100
Min Balance$100
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Holiday Club
-
0.50%
Min Deposit$25
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Statement Savings
-
0.50%
Min Deposit$100
Min Balance$100
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Vacation Club
-
0.50%
Min Deposit$25
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Marion Center Bank Money Market Rates
Product
Rate
APY
View More
Money Market Account
-
1.26%
Min Balance$200,000
DetailsBalance: $200,000 and over
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 1.26% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Money Market Account
-
0.90%
Min Balance$150,000
DetailsBalance: $150,000 - $199,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.90% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Money Market Account
-
0.80%
Min Balance$100,000
DetailsBalance: $100,000 - $149,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.80% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Money Market Account
-
0.70%
Min Balance$75,000
DetailsBalance: $75,000 - $99,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.70% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Money Market Account
-
0.60%
Min Balance$25,000
DetailsBalance: $25,000 - $74,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.60% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Money Market Account
-
0.50%
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 7 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Marion Center Bank Checking Rates
Product
Rate
APY
View More
Good Life Checking Account
-
0.60%
Min Deposit$250
Min Balance$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.60% APY · checked 2 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Good Life Perks Plus Checking Account
-
0.60%
Min Deposit$250
Min Balance$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.60% APY · checked 2 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Preferred Checking Account
-
0.50%
Min Deposit$1,000
Min Balance$1,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.50% APY · checked 2 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Marion Center Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
10 Year Fixed: Purchase/Refinance
5.90%
-
5.973%
10 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.47% → 5.97% ▲ 0.50 pts · high 5.97% / low 5.47%
Oct 1, 20265.97%▲ from 5.47%
Sep 15, 20265.47%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
10 Year Fixed: Construction
5.90%
-
6.18%
10 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.68% → 6.18% ▲ 0.50 pts · high 6.18% / low 5.68%
Oct 1, 20266.18%▲ from 5.68%
Sep 15, 20265.68%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
15 Year Fixed: Purchase/Refinance
6.15%
-
6.203%
15 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.70% → 6.20% ▲ 0.50 pts · high 6.20% / low 5.70%
Oct 1, 20266.20%▲ from 5.70%
Sep 15, 20265.70%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
20 Year Fixed: Purchase/Refinance
6.30%
-
6.343%
20 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.84% → 6.34% ▲ 0.50 pts · high 6.34% / low 5.84%
Oct 1, 20266.34%▲ from 5.84%
Sep 15, 20265.84%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
15 Year Fixed: Construction
6.15%
-
6.35%
15 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.85% → 6.35% ▲ 0.50 pts · high 6.35% / low 5.85%
Oct 1, 20266.35%▲ from 5.85%
Sep 15, 20265.85%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
20 Year Fixed: Construction
6.30%
-
6.46%
20 Year
No additional details.
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.96% → 6.46% ▲ 0.50 pts · high 6.46% / low 5.96%
Oct 1, 20266.46%▲ from 5.96%
Sep 15, 20265.96%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
30 Year Fixed: Purchase/Refinance
6.65%
-
6.685%
30 Year
No additional details.
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 6.03% → 6.69% ▲ 0.65 pts · high 6.69% / low 6.03%
Oct 1, 20266.69%▲ from 6.18%
Sep 27, 20266.18%▲ from 6.03%
Sep 15, 20266.03%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
30 Year Fixed: Construction
6.65%
-
6.774%
30 Year
No additional details.
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 6.12% → 6.77% ▲ 0.66 pts · high 6.77% / low 6.12%
Oct 1, 20266.77%▲ from 6.27%
Sep 27, 20266.27%▲ from 6.12%
Sep 15, 20266.12%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Marion Center Bank Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
7.00%
-
7.00%
7 year draw period
Detailsvariable during the 7 year draw period
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Sep 27, 20267.00%▲ from 6.75%
Sep 15, 20266.75%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Marion Center Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
5 Year Fixed: Construction
5.90%
-
6.428%
5 Year
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.93% → 6.43% ▲ 0.50 pts · high 6.43% / low 5.93%
Oct 1, 20266.43%▲ from 5.93%
Sep 15, 20265.93%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
5 Year Fixed: Purchase/Refinance
5.90%
-
6.033%
5 Year
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.53% → 6.03% ▲ 0.50 pts · high 6.03% / low 5.53%
Oct 1, 20266.03%▲ from 5.53%
Sep 15, 20265.53%first recorded
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Prime Investment
-
-
0.60%
Min Deposit$5,000
Min Balance$1,000
DetailsBalance: $1,000 - $24,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.60% APY · checked 3 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Prime Investment
-
-
0.65%
Min Deposit$5,000
Min Balance$25,000
DetailsBalance: $25,000 and over
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.65% APY · checked 3 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Sprout
-
-
0.60%
Min Deposit$10
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.60% APY · checked 3 times
Institution Ratings
4.3
Star Rating
B
Health Grade
◈ Texas Ratio: 12.13%
Financial Health History
Marion Center Bank’s Texas Ratio fell from 23.35% in Q3 2023 to 12.13% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 1.1 to 4.3 and its Health Grade from F to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$425M
12.13%
4.3
B
March 31, 2026
$422M
16.14%
4.1
B-
December 31, 2025
$417M
8.31%
4.1
B+
September 30, 2025
$421M
11.30%
3.8
B-
June 30, 2025
$424M
8.53%
3.4
C+
March 31, 2025
$427M
9.15%
3.1
C
December 31, 2024
$410M
10.30%
2.9
C
September 30, 2024
$415M
14.23%
3.2
C
June 30, 2024
$417M
16.37%
2.3
D
March 31, 2024
$413M
16.40%
2.1
D
December 31, 2023
$401M
18.07%
2.2
D
September 30, 2023
$392M
23.35%
1.1
F
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Marion Center Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Marion Center Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Marion Center Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameMarion Center Bank
Bank Holding CompanyCOMMUNITY BANKERS CORP
Address
1271 Indian Springs Rd,
Indiana, PA 15701 · Indiana
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Marion Center Bank
Frequently Asked Questions About Marion Center Bank
How many branches does Marion Center Bank operate?
Marion Center Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Marion Center Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Marion Center Bank provides members with tools to manage their accounts and build a solid financial history.
Does Marion Center Bank offer online and mobile banking?
Most modern institutions like Marion Center Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marioncenterbank.com.
Current Marion Center Bank Rates
12-Month CD3.60%
18-Month CD0.10%
24-Month CD4.00%
36-Month CD3.00%
48-Month CD3.00%
60-Month CD3.33%
Savings0.75%
MMA1.26%
Retrieved from our database of financial products. Rates subject to change.