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Financial Plus Credit Union Flint, MI

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Financial Plus Credit Union Flint, MI Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Plus Credit Union Flint, MI provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 20, 2026

You can compare Financial Plus Credit Union Flint, MI rates to other rates in our database, including 12-month share certificate rates currently at 2.02%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 2.78%. Savings rates are at 0.15% and money market rates are at 0.26%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Financial Plus Credit Union Flint, MI rates. MonitorBankRates evaluates the financial stability of Financial Plus Credit Union Flint, MI with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.02%. Rates were last updated on 06/20/2026.

Financial Plus Credit Union Flint, MI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Plus Credit Union Flint, MI? Share your experience about Financial Plus Credit Union Flint, MI by leaving a review below, or read customer reviews before you decide to use Financial Plus Credit Union Flint, MI.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.02%

Excellent Lower than avg

Financial Plus Credit Union Flint, MI
FPCU Main Office Branch

G3381 Van Slyke Rd
Flint, MI 48507 3263

https://www.myfpcu.com

Current Rate Availability

We do not have Financial Plus Credit Union Flint, MI rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Financial Plus Credit Union Flint, MI is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Financial Plus Credit Union Flint, MI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Plus Credit Union Flint, MI's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Plus Credit Union Flint, MI

Website https://www.myfpcu.com

Address G3381 Van Slyke Rd, Flint, MI 48507 3263

Phone 810-244-2200

Fax 810-244-2711

President Lisa Wilson

CEO Brad Bergmooser

Full-Time Employees 275

Part-Time Employees 7

Branch Locations 12

ATM Locations 12

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.02%

Return on Assets (ROA)

0.7533%

Return on Equity (ROE)

6.2690%

Non-Performing Loans Ratio (NPL)

0.54%

Total Assets

1,536,473,387

Total Amount of Shares and Deposits

1,241,409,401

Total Shares and Deposits < 1 Year

1,139,897,907

Total Shares and Deposits 1 3 Years

86,054,736

Total Shares and Deposits > 3 Years

15,456,758

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

97,125,359

Total Uninsured Shares and Deposits > $250K (F+J)

97,125,359

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,144,284,042

Total Interest Expense (Sum of items 6 8)

17,186,295

Share Certificates

9,045

Number of Accounts for Share Drafts

59,566

IRA KEOGH Accounts

1,951

Number of Accounts for Regular Shares

98,207

Non Member Deposits

Money Market Shares

13,759

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

75,625,877

Total Liabilities

1,358,363,026

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Financial Plus Credit Union Flint, MI

How many branches does Financial Plus Credit Union Flint, MI operate?

Financial Plus Credit Union Flint, MI currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Plus Credit Union Flint, MI?

Yes, to access services at Financial Plus Credit Union Flint, MI, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Plus Credit Union Flint, MI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Plus Credit Union Flint, MI provides members with tools to manage their accounts and build a solid financial history.

Does Financial Plus Credit Union Flint, MI offer online and mobile banking?

Most modern institutions like Financial Plus Credit Union Flint, MI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfpcu.com.