Ulster Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.02%, 6-month CD rates at 4.87% and 3-month CD rates at 5.30%. Current savings rates are at 1.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.40%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. Ulster Savings Bank's 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%, 30-Month CD rates are at 0.35%, 24-Month CD rates are at 0.30%. Ulster Savings Bank's savings rates are at 0.10%. Ulster Savings Bank's money market rates are at 0.15%. Ulster Savings Bank's 3-Year ARM rates are at 6.88%, 5-Year ARM rates are at 7.00%, 7-Year ARM rates are at 7.12%, 30-Year Fixed rates are at 7.00%, 20-Year Fixed rates are at 6.88%.

Ulster Savings Bank

To see how these rates compare to Ulster Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ulster Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ulster Savings Bank CD rates. You can also compare Ulster Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ulster Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ulster Savings Bank? Share your experience about Ulster Savings Bank by leaving a review below, or read customer reviews before you decide to use Ulster Savings Bank.

Ulster Savings Bank Texas Ratio

Ulster Savings Bank's Texas Ratio is at 9.92%, which is considered excellent. The Texas Ratio for Ulster Savings Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ulster Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.30%
24-Month CD
0.30%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.50%
Savings
0.10%
MMA
0.15%
30-Year Fixed
7.16%
Credit Card
N/A
Personal Loan
N/A
Ulster Savings Bank
180 Schwenk Dr
Kingston, NY 12401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Ulster Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ulster Savings Bank
Ulster Savings Bank
60-Month CD
0.50%
$500
Ulster Savings Bank
Ulster Savings Bank
48-Month CD
0.45%
$500
Ulster Savings Bank
Ulster Savings Bank
36-Month CD
0.40%
$500
Ulster Savings Bank
Ulster Savings Bank
30-Month CD
0.35%
$500
Ulster Savings Bank
Ulster Savings Bank
24-Month CD
0.30%
$50
Ulster Savings Bank
Ulster Savings Bank
18-Month CD
0.30%
$500
Ulster Savings Bank
Ulster Savings Bank
12-Month CD
0.25%
$500
Ulster Savings Bank
Ulster Savings Bank
Money Market
0.15%
$2,500
Ulster Savings Bank
Ulster Savings Bank
Smart Savings
0.10%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ulster Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
6.750%
6.997%
0.000
Ulster Savings Bank
Ulster Savings Bank
20-Year Fixed
6.875%
7.075%
0.000
Ulster Savings Bank
Ulster Savings Bank
30-Year Fixed
7.000%
7.155%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
7.125%
7.574%
0.000
Ulster Savings Bank
Ulster Savings Bank
5-Year ARM
7.000%
7.597%
0.000
Ulster Savings Bank
Ulster Savings Bank
3-Year ARM
6.875%
7.671%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ulster Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Neighbors Bank
Neighbors Bank
Savings
5.30%
$25,000
Alliant Credit Union
Alliant Credit Union
12-Month CD jumbo certificate
5.20%
$75,000
EagleBank
EagleBank
18-Month CD
5.08%
$1,000
Hughes Federal Credit Union
Hughes Federal Credit Union
36-Month CD
4.86%
$1,000
QNB Bank
QNB Bank
Business High Yield Money Market
4.70%
$2,500,000
BMO Alto
BMO Alto
60-Month CD
4.50%
$0
Greenstate Credit Union
Greenstate Credit Union
23-Month CD (Special)
4.50%
$1,000
705 Federal Credit Union
705 Federal Credit Union
12-Month CD certificate
4.32%
$500
Goldwater Bank
Goldwater Bank
60-Month CD
4.25%
$500
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
24-Month CD (special)
4.25%
$500
Texas Heritage National Bank
Texas Heritage National Bank
12-Month CD
4.18%
$1,000
Ambler Savings Bank
Ambler Savings Bank
18-Month (Bump-Up)
4.00%
$1,000
Farmers State Bank of Underwood
Kasasa Checking
4.00%
$0
City Credit Union
City Credit Union
36-Month CD
4.00%
$1,000
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
3.75%
$500
Mauch Chunk Trust Company
12-Month CD
3.75%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Platinum Money Market
3.56%
$500,000
KeySavings Bank
KeySavings Bank
Enterprise Enhanced Money Market
3.55%
$2,000
The Dolores State Bank
The Dolores State Bank
36-Month CD
3.55%
$1,000
Kendall Bank
Kendall Bank
12-Month CD
3.51%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
48-Month CD
3.48%
$50,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
6-Month CD
3.25%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
18-Month CD
3.04%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
48-Month CD
2.78%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
2.58%
$75,000
United Trust Bank
United Trust Bank
18-Month CD
2.53%
$1,000
FNB of Waterloo
FNB of Waterloo
60-Month CD
2.52%
$1,000
South Georgia Banking Company
South Georgia Banking Company
36-Month CD
2.52%
$1,000
Raritan State Bank
Raritan State Bank
48-Month CD
2.33%
$5,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
12-Month CD
2.02%
$500
Denison State Bank
Denison State Bank
18-Month CD
2.00%
$500
JTNB
JTNB
12-Month CD
1.50%
$1,000
NCS Bank
NCS Bank
36-Month CD
1.26%
$500
Androscoggin Savings Bank
Androscoggin Savings Bank
24-Month CD
0.75%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
48-Month CD
0.60%
$1,000
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
18-Month CD
0.50%
$500
Franklin Bank
Franklin Bank
36-Month CD
0.40%
$500
Perennial Bank
Perennial Bank
Passbook Savings
0.40%
$0
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
Bank of Pensacola
Bank of Pensacola
6-Month CD
0.30%
$0
Somerset Trust Company
Somerset Trust Company
18-Month CD
0.30%
$500
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
Hometown Bank of PA
Hometown Bank of PA
Passbook Savings
0.15%
$100
SNB St. Henry Bank
SNB St. Henry Bank
12-Month CD
0.10%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
Regular Share Savings
0.10%
$100
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
48-Month CD
0.05%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
Passbook Savings
0.05%
$10
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Variable Savings
0.02%
$100
Katahdin Trust Company
Katahdin Trust Company
Evergreen Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ulster Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ulster Savings Bank Information

Ulster Savings Bank
180 Schwenk Dr
Kingston, NY 12401
Ulster
Established Date: 04/13/1851
FDIC Certificate #: 15970
Date of FDIC Deposit Insurance: 07/01/1943
How Many Domestic U.S. Offices? 15
How Many Branches are There? 15
Is Ulster Savings Bank FDIC Insured? Yes
What is Ulster Savings Bank's Cert number? 15970
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ulster Savings Bank Financials

Total Assets:
$1,264,530,000
Total Deposits:
$1,059,741,000
Equity Capital:
$102,232,000
Domestic Deposits:
$1,059,741,000
Net Income:
$1,989,000
Return on Assets:
0.4281%
Quarterly Return on Assets:
0.6300%
Pretax Return on Assets:
0.7897%
Pretax Quarterly Return on Assets:
0.7900%
Return on Equity:
5.0500%
Quarterly Return on Equity:
7.8600%
Common Equity Tier 1 Capital Ratio:
13.6584%
Tier 1 Risk-Based Capital Ratio:
13.6584%
Leverage Tier 1 (Core Capital) Ratio:
9.3428%
Total Risk-Based Capital Ratio (YTD):
14.8983%
Total Interest Income (YTD):
3.1570%
 
 
Headquarters:
Kingston
FDIC Field Office:
Syracuse
Regulator:
FDIC
County:
Ulster
# of Offices:
15
Metropolitan Statistical Area (MSA):
Kingston, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Ascencia Bank, an Internet bank headquartered in Louisville, KY, is advertising a Personal Savings Account and a Money Market Account that has tiered interest rates.
mortgage-rates-30-year-mortgage-rates-down-to-507Mortgage rates were down slightly this week according to the most recent Primary Mortgage Market Survey released by Freddie Mac. Current mortgage rates are hovering above record lows.
mortgage-rates-home-mortgage-ratesThe average contract rate for a 30-year mortgage was unchanged this week at 5.34 percent with 1.15 points according to this week's Weekly Mortgage Applications Survey released by the Mortgage Bankers Association. The average contact rate for a 15-year mortgage increased slightly to 4.83 percent this week, up from the prior week's average mortgage contract rate of 4.81 percent. The average contract rate on a one-year adjustable rate mortgage (ARM) also increased, the rate this week is 6.58 percent, up from the previous week's average rate of 6.52 percent.

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Ulster Savings Bank Reviews

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