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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
CLASS ACT Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
CLASS ACT's 12 Month IRA CD rates are at 4.30%, 12 Month CD rates are at 4.30%, 6 month IRA CD rates are at 4.10%, 6 Month CD rates are at 4.10%, 60 Month Bump Up CD rates are at 3.50%. CLASS ACT's savings rates are at 0.25%. CLASS ACT's money market rates are at 1.00%. CLASS ACT's Personal Loan Rates are at 7.74%. MonitorBankRates evaluates the financial stability of CLASS ACT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.68%. Rates were last updated on 03/18/2026. CLASS ACT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CLASS ACT? Share your experience about CLASS ACT by leaving a review below, or read customer reviews before you decide to use CLASS ACT. Farmers State Bank Yale, IA
Main Office 3620 Fern Valley Rd
http://www.classact.org Louisville, KY 40219 1917 
CLASS ACT CD Rates
CLASS ACT Savings Rates
CLASS ACT Money Market Rates
CLASS ACT Home Equity & HELOC
CLASS ACT Auto Loan Rates
CLASS ACT Credit Card Rates
CLASS ACT Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CLASS ACT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CLASS ACT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CLASS ACT's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CLASS ACT
Website
http://www.classact.org
Address
3620 Fern Valley Rd,
Louisville, KY 40219 1917
Phone
502-964-7575
Fax
502-966-2061
President
Ruth Ann Reteneller
CEO
Tom Anonson
Full-Time Employees
76
Part-Time Employees
13
Branch Locations
6
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.68%
Return on Assets (ROA)
0.9035%
Return on Equity (ROE)
8.2090%
Non-Performing Loans Ratio (NPL)
0.74%
Total Assets
336,745,000
Total Amount of Shares and Deposits
295,364,162
Total Shares and Deposits < 1 Year
289,398,899
Total Shares and Deposits 1 3 Years
4,833,002
Total Shares and Deposits > 3 Years
1,132,263
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,720,281
Total Uninsured Shares and Deposits > $250K (F+J)
8,720,281
Total Insured Shares and Deposits > $250K (item 17 less item K)
286,643,881
Total Interest Expense (Sum of items 6 8)
3,130,899
Share Certificates
2,147
Number of Accounts for Share Drafts
17,085
IRA KEOGH Accounts
885
Number of Accounts for Regular Shares
25,120
All other shares
3,006
Money Market Shares
1,839
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,216,050
Total Liabilities
298,836,057
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CLASS ACTIs CLASS ACT a safe place to deposit money?Yes, CLASS ACT is considered a safe financial institution. With a Texas Ratio of 4.680667990387%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CLASS ACT operate?CLASS ACT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CLASS ACT?Yes, to access services at CLASS ACT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CLASS ACT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CLASS ACT provides members with tools to manage their accounts and build a solid financial history. Does CLASS ACT offer online and mobile banking?Most modern institutions like CLASS ACT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.classact.org. Current CLASS ACT Rates
Retrieved from our database of financial products. Rates subject to change.
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