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Northwest Plus Credit Union

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Northwest Plus Credit Union Rates & Review June 2026

Q: Is a member application needed to join Northwest Plus Credit Union?

Yes, to access services at Northwest Plus Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northwest Plus Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 23, 2026

You can compare Northwest Plus Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 2.65%. Savings rates are at 0.15% and money market rates are at 0.26%. Mortgage rates on 30-year fixed loans are around 6.24%. All these rates can be compared to Northwest Plus Credit Union rates. MonitorBankRates evaluates the financial stability of Northwest Plus Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.55%. Rates were last updated on 06/23/2026.

Northwest Plus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Plus Credit Union? Share your experience about Northwest Plus Credit Union by leaving a review below, or read customer reviews before you decide to use Northwest Plus Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.55%

Excellent Lower than avg

Northwest Plus Credit Union
Everett

2821 Hewitt Ave
Everett, WA 98201

https://nwpluscu.com

Current Rate Availability

We do not have Northwest Plus Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Northwest Plus Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Northwest Plus Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northwest Plus Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Northwest Plus Credit Union

Website https://nwpluscu.com

Address 2821 Hewitt Ave, Everett, WA 98201

Phone 425-297-1000

Fax 425-297-1071

President Gary Heilman

CEO Torrie Ramos

Full-Time Employees 51

Part-Time Employees 1

Branch Locations 6

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.55%

Return on Assets (ROA)

0.4314%

Return on Equity (ROE)

3.2864%

Non-Performing Loans Ratio (NPL)

1.06%

Total Assets

313,116,333

Total Amount of Shares and Deposits

270,149,244

Total Shares and Deposits < 1 Year

266,645,294

Total Shares and Deposits 1 3 Years

2,646,663

Total Shares and Deposits > 3 Years

857,287

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

33,284,824

Total Uninsured Shares and Deposits > $250K (F+J)

33,536,328

Total Insured Shares and Deposits > $250K (item 17 less item K)

236,612,916

Total Interest Expense (Sum of items 6 8)

2,055,992

Share Certificates

1,075

Number of Accounts for Share Drafts

10,816

IRA KEOGH Accounts

235

Number of Accounts for Regular Shares

16,890

Non Member Deposits

Money Market Shares

516

Net Income (unless the amount is already included in Undivided Earnings)

1,350,642

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

36,041,666

Total Liabilities

275,761,681

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Northwest Plus Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Total Reviews

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Frequently Asked Questions About Northwest Plus Credit Union

How many branches does Northwest Plus Credit Union operate?

Northwest Plus Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Northwest Plus Credit Union?

Yes, to access services at Northwest Plus Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Northwest Plus Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northwest Plus Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Northwest Plus Credit Union offer online and mobile banking?

Most modern institutions like Northwest Plus Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://nwpluscu.com.