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Financial Health Federal Credit Union

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Financial Health Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Health Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 25, 2026

Financial Health Federal Credit Union's 6-Month CD rates are at 4.00%. MonitorBankRates evaluates the financial stability of Financial Health Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.67%. Rates last updated and verified on 08/25/2026.

Financial Health Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Health Federal Credit Union? Share your experience about Financial Health Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Health Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.67%

Excellent Higher than avg

Financial Health Federal Credit Union
Financial Health Federal Credit Union

777 INDIANA AVE
Indianapolis, IN 46202 3101

https://financialhealthfcu.org

Financial Health Federal Credit Union CD Rates

Product	Rate	APY	Term	View More
6-Month CD	-	4.00%	6-Month
Min Deposit $500 Last Updated 08/25/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.67%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Financial Health Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Financial Health Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Health Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Health Federal Credit Union

Website https://financialhealthfcu.org

Address 777 INDIANA AVE, Indianapolis, IN 46202 3101

Phone 317-559-7175

Fax 317-559-7184

President Steven Jones

CEO Taya Butler

Full-Time Employees 17

Part-Time Employees 1

Branch Locations 6

ATM Locations 5

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.67%

Return on Assets (ROA)

0.8423%

Return on Equity (ROE)

7.0151%

Non-Performing Loans Ratio (NPL)

3.67%

Total Assets

31,324,254

Total Amount of Shares and Deposits

27,177,816

Total Shares and Deposits < 1 Year

26,835,275

Total Shares and Deposits 1 3 Years

336,069

Total Shares and Deposits > 3 Years

6,473

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

176,246

Total Uninsured Shares and Deposits > $250K (F+J)

176,246

Total Insured Shares and Deposits > $250K (item 17 less item K)

27,001,570

Total Interest Expense (Sum of items 6 8)

103,012

Share Certificates

253

Number of Accounts for Share Drafts

4,204

IRA KEOGH Accounts

Number of Accounts for Regular Shares

7,156

All other shares

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

263,837

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,972,789

Total Liabilities

27,599,587

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Financial Health Federal Credit Union

How many branches does Financial Health Federal Credit Union operate?

Financial Health Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Health Federal Credit Union?

Yes, to access services at Financial Health Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Health Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Health Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Financial Health Federal Credit Union offer online and mobile banking?

Most modern institutions like Financial Health Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://financialhealthfcu.org.