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UFCW COMMUNITY Rates & Review March 2026

UFCW COMMUNITY's 6 month CDs or IRA CDs rates are at 4.00%, 12 month CDs or IRA CDs rates are at 3.50%, 24 month CDs or IRA CDs rates are at 2.50%, 36 month CDs or IRA CDs rates are at 2.50%, 48 month CDs or IRA CDs rates are at 2.40%. UFCW COMMUNITY's Personal Loan Rates are at 3.70%. MonitorBankRates evaluates the financial stability of UFCW COMMUNITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.92%. Rates were last updated on 03/17/2026.

UFCW COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UFCW COMMUNITY? Share your experience about UFCW COMMUNITY by leaving a review below, or read customer reviews before you decide to use UFCW COMMUNITY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.92%
Excellent Lower than avg
Alliance Bank MN
Wyoming
377 Wyoming Ave
Wyoming, PA 18644
http://www.ufcwpa.org
Member NCUA

UFCW COMMUNITY CD Rates

Product Rate APY Term View More
6 month Share Certificates or IRA Certificates 3.94% 4.00% 6 Months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
12 month Share Certificates or IRA Certificates 3.46% 3.50% 12 Months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
24 month Share Certificates or IRA Certificates 2.48% 2.50% 24 Months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
36 month Share Certificates or IRA Certificates 2.48% 2.50% 36 Months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
48 month Share Certificates or IRA Certificates 2.38% 2.40% 48 Months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
60 month Share Certificates or IRA Certificates 2.28% 2.30% 60 Months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%

UFCW COMMUNITY Savings Rates

Product Rate APY View More
Christmas Club - 0.10%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Regular Share Account - 0.06%
Min Balance $5,000
Details Over $5,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Regular Share Account - 0.05%
Min Balance $100
Details Minimum Balance $100 to $4,995
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%

UFCW COMMUNITY Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.25% 120
Details LIMITED TIME ONLY Must meet Membership requirements to apply. May borrow up to 80% maximum loan to value (LTV). LIMITED TIME ONLY OPPORTUNITY. Effective 3/2/2026.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Home Equity Loan - - 5.70% 180
Details LIMITED TIME ONLY Must meet Membership requirements to apply. May borrow up to 80% maximum loan to value (LTV). LIMITED TIME ONLY OPPORTUNITY. Effective 3/2/2026.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Home Equity Loan - 1st Lien - - 6.49% 10 Years
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Home Equity Loan - 1st Lien - - 6.99% 15 Years
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%
Home Equity Loan - 2nd Lien - - 8.99% Up to 120 Months
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%

UFCW COMMUNITY Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.70% 60
Details Vehicle must be 2024 or newer with no more than 1,000 miles. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice. Contact any branch office for full loan details. Rates effective 3/2/2026.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.34%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for UFCW COMMUNITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UFCW COMMUNITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with UFCW COMMUNITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name UFCW COMMUNITY
Address 377 Wyoming Ave, Wyoming, PA 18644
Phone 570-693-0500
Fax 570-693-6161
President David Lewis
CEO Kimberly DeAngelo
Full-Time Employees 45
Part-Time Employees 2
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.92%
Return on Assets (ROA)
1.3042%
Return on Equity (ROE)
8.6145%
Non-Performing Loans Ratio (NPL)
1.24%
Total Assets
168,663,384
Total Amount of Shares and Deposits
145,948,355
Total Shares and Deposits < 1 Year
145,180,965
Total Shares and Deposits 1 3 Years
625,257
Total Shares and Deposits > 3 Years
142,130
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,274,469
Total Uninsured Shares and Deposits > $250K (F+J)
2,274,469
Total Insured Shares and Deposits > $250K (item 17 less item K)
143,673,886
Total Interest Expense (Sum of items 6 8)
766,226
Share Certificates
1,054
Number of Accounts for Share Drafts
11,593
IRA KEOGH Accounts
486
Number of Accounts for Regular Shares
17,280
All other shares
73
Money Market Shares
1,931
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,522,199
Total Liabilities
143,127,477
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About UFCW COMMUNITY

Is UFCW COMMUNITY a safe place to deposit money?

Yes, UFCW COMMUNITY is considered a safe financial institution. With a Texas Ratio of 2.9237183547074%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does UFCW COMMUNITY operate?

UFCW COMMUNITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join UFCW COMMUNITY?

Yes, to access services at UFCW COMMUNITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, UFCW COMMUNITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, UFCW COMMUNITY provides members with tools to manage their accounts and build a solid financial history.

Does UFCW COMMUNITY offer online and mobile banking?

Most modern institutions like UFCW COMMUNITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.ufcwpa.org.

Current UFCW COMMUNITY Rates

  • 12-Month CD3.50%
  • 24-Month CD2.50%
  • 60-Month CD2.30%
Retrieved from our database of financial products. Rates subject to change.