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 Home Savings Bank Salt Lake City, UT Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 3, 2026
Home Savings Bank Salt Lake City, UT's 12-Month CD rates are at 3.90%, 18-Month CD rates are at 3.90%, 21-Month CD "Bump It Up" rates are at 3.90%, 6-Month CD rates are at 3.85%, 24-Month CD rates are at 3.50%. Home Savings Bank Salt Lake City, UT's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Home Savings Bank Salt Lake City, UT with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 05/03/2026. Home Savings Bank Salt Lake City, UT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Savings Bank Salt Lake City, UT? Share your experience about Home Savings Bank Salt Lake City, UT by leaving a review below, or read customer reviews before you decide to use Home Savings Bank Salt Lake City, UT. 
Home Savings Bank Salt Lake City, UT CD Rates
Home Savings Bank Salt Lake City, UT Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Home Savings Bank Salt Lake City, UT is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Home Savings Bank Salt Lake City, UT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Home Savings Bank Salt Lake City, UT's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Home Savings Bank Salt Lake City, UT
Bank Holding Company
JGS JR FAMILY HOLDING CORP
Address
3539 S Main St,
Salt Lake City, UT 84115 · Salt Lake
Website
https://www.hsbutah.com
FDIC Certificate #
26798
Established
01/01/1979
FDIC Insurance Date
10/03/1986
Domestic Offices
1
Total Branches
1
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.9922%
Return on Equity (ROE)
6.3300%
Non-Performing Loans (NPL)
0.00%
Total Assets
$112,990,000
Total Deposits
$89,827,000
Equity Capital
$17,218,000
Net Income
$1,004,000
Headquarters
Salt Lake City
Total Offices
1
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsCJTk
December 17, 2025
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Frequently Asked Questions About Home Savings Bank Salt Lake City, UTIs Home Savings Bank Salt Lake City, UT a safe place to deposit money?Yes, Home Savings Bank Salt Lake City, UT is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Home Savings Bank Salt Lake City, UT operate?Home Savings Bank Salt Lake City, UT currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Home Savings Bank Salt Lake City, UT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Home Savings Bank Salt Lake City, UT provides members with tools to manage their accounts and build a solid financial history. Does Home Savings Bank Salt Lake City, UT offer online and mobile banking?Most modern institutions like Home Savings Bank Salt Lake City, UT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hsbutah.com. Current Home Savings Bank Salt Lake City, UT Rates
Retrieved from our database of financial products. Rates subject to change.
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