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 Central Vermont Medical Centerinc CU Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 19, 2026
Central Vermont Medical Centerinc CU's New 6 month CD Special rates are at 5.00%, 36 Month CD rates are at 1.20%, 36 Month IRA CD rates are at 1.20%, 24 Month CD rates are at 1.00%, 24 Month IRA CD rates are at 1.00%. Central Vermont Medical Centerinc CU's money market rates are at 0.50%. Central Vermont Medical Centerinc CU's checking rates are as high as 0.05%. Central Vermont Medical Centerinc CU's RV, Boat and Powersport Loan Rates are as low as 5.00%. MonitorBankRates evaluates the financial stability of Central Vermont Medical Centerinc CU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.27%. Rates last updated and verified on 10/19/2026. Central Vermont Medical Centerinc CU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Vermont Medical Centerinc CU? Share your experience about Central Vermont Medical Centerinc CU by leaving a review below, or read customer reviews before you decide to use Central Vermont Medical Centerinc CU. Central Vermont Medical Centerinc CU
Central Vermont Medical Center Inc., Credit Union 130 Fisher Rd
https://www.cvmccu.org Berlin, VT 05602  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Central Vermont Medical Centerinc CU CD Rates
Central Vermont Medical Centerinc CU Savings Rates
Central Vermont Medical Centerinc CU Money Market Rates
Central Vermont Medical Centerinc CU Checking Rates
Central Vermont Medical Centerinc CU Auto Loan Rates
Financial Health HistoryCentral Vermont Medical Centerinc CU’s Texas Ratio rose from 4.57% in Q3 2023 to 5.27% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Central Vermont Medical Centerinc CU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Central Vermont Medical Centerinc CU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Central Vermont Medical Centerinc CU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Central Vermont Medical Centerinc CU
Website
https://www.cvmccu.org
Address
130 Fisher Rd,
Berlin, VT 05602
Phone
802-371-4211
Fax
802-371-5359
President
Kelly Holland
CEO
Patrick Reeves
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.27%
Return on Assets (ROA)
-0.2235%
Return on Equity (ROE)
-0.8633%
Non-Performing Loans Ratio (NPL)
4.52%
Total Assets
12,651,289
Total Amount of Shares and Deposits
9,298,763
Total Shares and Deposits < 1 Year
7,432,639
Total Shares and Deposits 1 3 Years
1,866,124
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,298,763
Total Interest Expense (Sum of items 6 8)
49,584
Share Certificates
78
Number of Accounts for Share Drafts
613
IRA KEOGH Accounts
19
Number of Accounts for Regular Shares
1,468
All other shares
190
Money Market Shares
59
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,435,532
Total Liabilities
9,376,125
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Central Vermont Medical Centerinc CUDoes Central Vermont Medical Centerinc CU offer CDs?Yes. Central Vermont Medical Centerinc CU offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page. Are CDs from Central Vermont Medical Centerinc CU NCUA insured?Yes. Central Vermont Medical Centerinc CU is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Central Vermont Medical Centerinc CU?The highest CD rate MonitorBankRates has verified for Central Vermont Medical Centerinc CU is 5.00% APY on its New 6 month CD Special, as of October 19, 2026. What CD terms does Central Vermont Medical Centerinc CU offer?The Central Vermont Medical Centerinc CU CD terms we track include 6 month, 12 month, 2 year and 3 year terms, with rates from 1.00% to 5.00% APY. The institution may offer other terms or specials that are not listed here, so check with Central Vermont Medical Centerinc CU for its full lineup. What is the highest money market rate at Central Vermont Medical Centerinc CU?The highest money market rate MonitorBankRates has verified for Central Vermont Medical Centerinc CU is 0.50% APY on its Money Market, as of October 19, 2026. What is the highest checking rate at Central Vermont Medical Centerinc CU?The highest checking rate MonitorBankRates has verified for Central Vermont Medical Centerinc CU is 0.05% APY on its Checking Account, as of October 19, 2026. What is the lowest auto loan rate at Central Vermont Medical Centerinc CU?The lowest auto loan rate MonitorBankRates has verified for Central Vermont Medical Centerinc CU is 5.00% APR on its Other Titled Vehicles - RVs, ATVs, Campers, Snow Machines, Boats Loan, as of October 19, 2026. How many branches does Central Vermont Medical Centerinc CU operate?Central Vermont Medical Centerinc CU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Central Vermont Medical Centerinc CU?Yes, to access services at Central Vermont Medical Centerinc CU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Central Vermont Medical Centerinc CU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Central Vermont Medical Centerinc CU provides members with tools to manage their accounts and build a solid financial history. Does Central Vermont Medical Centerinc CU offer online and mobile banking?Most modern institutions like Central Vermont Medical Centerinc CU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cvmccu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Central Vermont Medical Centerinc CU rates compare?Central Vermont Medical Centerinc CU's top rates are 5.00% APY on its New 6 month CD Special, 0.50% APY on money market, 0.05% APY on checking and RV, Boat and Powersport Loans from 5.00% APR, verified by MonitorBankRates on October 19, 2026. To compare Central Vermont Medical Centerinc CU with the top rates nationwide, see our best CD rates, best money market rates, best checking rates and best personal loan rates, updated daily from banks and credit unions across the country. Current Central Vermont Medical Centerinc CU Rates
Retrieved from our database of financial products. Rates subject to change.
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