Ridgewood Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 4.04% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 12.74%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. Ridgewood Savings Bank's 24-Month CD (Treasury Indexed) rates are at 5.14%, 12-Month CD rates are at 4.25%, 24-Month CD rates are at 4.00%, 18-Month CD rates are at 4.00%, 60-Month CD rates are at 3.75%. Ridgewood Savings Bank's savings rates are at 3.50%. Ridgewood Savings Bank's money market rates are at 4.75%. Ridgewood Savings Bank's 30-Year Fixed rates are at 7.38%, 20-Year Fixed rates are at 7.25%, 15-Year Fixed rates are at 7.12%, 10-Year Fixed rates are at 7.00%.

Ridgewood Savings Bank

To see how these rates compare to Ridgewood Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ridgewood Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ridgewood Savings Bank CD rates. You can also compare Ridgewood Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ridgewood Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ridgewood Savings Bank? Share your experience about Ridgewood Savings Bank by leaving a review below, or read customer reviews before you decide to use Ridgewood Savings Bank.

Ridgewood Savings Bank Texas Ratio

Ridgewood Savings Bank's Texas Ratio is at 5.83%, which is considered excellent. The Texas Ratio for Ridgewood Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ridgewood Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
4.00%
24-Month CD
4.00%
36-Month CD
3.75%
48-Month CD
3.75%
60-Month CD
3.75%
Savings
3.50%
MMA
4.75%
30-Year Fixed
7.48%
Credit Card
N/A
Personal Loan
N/A
Ridgewood Savings Bank
7102 Forest Ave
Ridgewood, NY 11385
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Ridgewood Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD (Treasury Indexed)
5.14%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
Smart Move Money Market
4.75%
$10,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
4.25%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
18-Month CD
4.00%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
4.00%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
36-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
48-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
60-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
72-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
84-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
Smart Move Online Savings
3.50%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ridgewood Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
7.000%
7.220%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
7.125%
7.290%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
20-Year Fixed
7.250%
7.380%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
30-Year Fixed
7.375%
7.480%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ridgewood Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FNB Of Nokomis
FNB Of Nokomis
5-Month CD (special)
5.15%
$50,000
LifeStore Bank
LifeStore Bank
6-Month CD (special)
5.13%
$5,000
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
5.09%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
Your Choice Checking
5.00%
$100
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
6-Month CD (Accumulator)
4.80%
$500
Bank of Salem AR
Bank of Salem AR
12-Month CD
4.59%
$500
James Polk Stone Community Bank
James Polk Stone Community Bank
6-Month CD (special)
4.55%
$1,000
SSB of Wanamingo
SSB of Wanamingo
18-Month CD
4.50%
$500
Citizens Federal S&LA
Citizens Federal S&LA
18-Month CD
4.20%
$500
FinWise Bank
FinWise Bank
36-Month CD
4.06%
$500
Regional Missouri Bank
Regional Missouri Bank
60-Month CD
4.01%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
60-Month CD
4.00%
$250
Andrews Federal Credit Union
Andrews Federal Credit Union
48-Month CD
3.95%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
48-Month CD
3.75%
$100
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
3.56%
$1,000
Lake-Osceola State Bank
Lake-Osceola State Bank
25-Month CD (special)
3.55%
$10,000
Newburyport Bank
Newburyport Bank
18-Month CD
3.50%
$500
Bank Midwest
Bank Midwest
60-Month CD
3.45%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
18-Month CD term share
3.45%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
3-Month CD share certificate
3.30%
$500
Abound Federal Credit Union
Abound Federal Credit Union
48-month CD
3.25%
$500
GTE Financial Credit Union
GTE Financial Credit Union
60-Month CD
3.04%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
3.00%
$1,000
Kanza Bank
Kanza Bank
18-Month CD
3.00%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
36-Month CD (Jumbo)
2.75%
$100,000
Hibernia Bank
Hibernia Bank
24-Month CD
2.53%
$100
Hendricks County Bank and Trust
Hendricks County Bank and Trust
12-Month CD
2.53%
$1,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
12-Month CD
2.53%
$1,000
Bank of Old Monroe
Bank of Old Monroe
60-Month CD
2.52%
$1,000
North Star Bank
North Star Bank
18-Month CD
2.12%
$500
Heritage Bank Wood River, NE
36-Month CD
2.02%
$1,000
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
36-Month CD
2.00%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Presidential Checking
2.00%
$75,000
La Salle State Bank
La Salle State Bank
12-Month CD
1.51%
$1,000
Brentwood Bank
Brentwood Bank
12-Month CD
1.50%
$2,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
12-Month CD
1.00%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
12-Month CD
1.00%
$500
United Orient Bank
United Orient Bank
12-Month CD
1.00%
$500
Gouverneur S&L
Gouverneur S&L
48-Month CD
0.90%
$2,500
First National Bank in Pinckneyville
First National Bank in Pinckneyville
48-Month CD
0.75%
$500
State Bank Freeport, IL
State Bank Freeport, IL
60-Month CD
0.65%
$1,000
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Hoyne Savings Bank
Hoyne Savings Bank
24-Month CD
0.35%
$500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
24-Month CD
0.35%
$500
Artisans Bank
Artisans Bank
Statement Savings
0.10%
$50
Gouverneur S&L
Gouverneur S&L
Interest Checking
0.05%
$600
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Money Market
0.05%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Checking
0.05%
$500
Katahdin Trust Company
Katahdin Trust Company
Evergreen Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ridgewood Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ridgewood Savings Bank Information

Ridgewood Savings Bank
7102 Forest Ave
Ridgewood, NY 11385
Queens
Established Date: 06/18/1921
FDIC Certificate #: 16026
Date of FDIC Deposit Insurance: 07/01/1943
How Many Domestic U.S. Offices? 37
How Many Branches are There? 37
Is Ridgewood Savings Bank FDIC Insured? Yes
What is Ridgewood Savings Bank's Cert number? 16026
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ridgewood Savings Bank Financials

Total Assets:
$6,919,023,000
Total Deposits:
$5,501,130,000
Equity Capital:
$793,977,000
Domestic Deposits:
$5,501,130,000
Net Income:
$13,228,000
Return on Assets:
0.3357%
Quarterly Return on Assets:
0.7700%
Pretax Return on Assets:
0.9948%
Pretax Quarterly Return on Assets:
0.9900%
Return on Equity:
2.8900%
Quarterly Return on Equity:
6.7500%
Leverage Tier 1 (Core Capital) Ratio:
12.3414%
Total Interest Income (YTD):
2.9721%
 
 
Headquarters:
Ridgewood
FDIC Field Office:
New York City
Regulator:
FDIC
County:
Queens
# of Offices:
37
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

National CD Rates: Best CD Rates on 4 Year Certificates of Deposit at 1.98%

Right now on our national list of the highest CD rates on 4 year certificates of deposit Discover and Penfed are listed with the highest CD rates. The bank and credit union are offering 4 year CD rates at 1.98% with CD yields at 2.00%. That rate is considerably better than the current national average 4 year CD rate of 1.38% as reported by MonitorBankRates.com.Find the best CD rates at banks by searching our rate tables here: Best CD Rates.     Read more...

New York CD Rates: Best 5 Year CD Yields at 2.75%

Right now on our list of 5 year New York CD rates two banks have the best CD rates. Bay Ridge Federal Credit Union and Ponce de Leon Federal Savings Bank are both offering 5 year CD rates at 2.71% with a CD yield of 2.75%. That rate is considerably higher than the current national average 5 year rate of 1.74% as reported by Monitor Bank Rates.You can find the highest CD rates in your state by searching our rate tables at CDRates.MonitorBankRates.com. Both national rates and local rates are listed.The second highest CD rates on our list in New York are from Brooklyn Federal Savings Bank, Ridgewood Savings Bank Federal Savings Bank and Dime Savings Bank are all offering 60 month CD rates at 2.47% with a yield of 2.50%. Dime requires that new money be deposited at the bank to earn the rate and yield.     Read more...

Best Savings Account Rates and Money Market Rates - February 1, 2010

Savings account rates and money market rates have been very low for the past 18 months, current rates are averaging 0.351 percent for a savings account/money market account with a balance of $2,500.best-savings-account-rates-and-money-market-rates-february-1-2010Savings rates and money market account rates are expected to go higher sometime later this year when the Fed starts raising interest rates.Looking for Savings Account Rates and Money Market Account Rates? Find the best rates in your area by searching our savings account rate tables. Saving Account Rates/Money Market Rates.     Read more...

Top 25 One Year Bank CD Rates

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Explore Other Rate Deals

Eight banks and one credit union in our database changed some of their CD rates this past week. Most of the CD rate changes were higher, which was nice to see. EverBank CD rates were changed more than once this past week, the most recent changes are at the top of the rate list below.

10 year U.S. Treasury yields are higher today and above 2.00 percent for the first time since April 2012 as the Commerce Department reported 4th quarter GDP contracted 0.1 percent. The decrease in GDP was a surprise since economists estimated the number would come in at plus 1.0 percent.
Wells Fargo reported record profits yesterday largely from their mortgage banking operations. The bank received $190 billion in mortgage applications in the quarter, a large percentage of the applications came in the month of March when mortgage interest rates started to drop.

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Ridgewood Savings Bank Reviews

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