Ridgewood Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.66%, 6-month CD rates at 4.29% and 3-month CD rates at 3.75%. Current savings rates are at 0.16% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 8.75%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Ridgewood Savings Bank's 12-Month CD rates are at 3.75%, 84-Month CD rates are at 3.55%, 72-Month CD rates are at 3.55%, 18-Month CD rates are at 3.55%, 24-Month CD rates are at 3.50%. Ridgewood Savings Bank's money market rates are at 4.05%. Ridgewood Savings Bank's 30-Year Fixed rates are at 6.88%, 20-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.38%, 10-Year Fixed rates are at 6.25%.

Ridgewood Savings Bank

To see how these rates compare to Ridgewood Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ridgewood Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ridgewood Savings Bank CD rates. You can also compare Ridgewood Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ridgewood Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ridgewood Savings Bank? Share your experience about Ridgewood Savings Bank by leaving a review below, or read customer reviews before you decide to use Ridgewood Savings Bank.

Ridgewood Savings Bank Texas Ratio

Ridgewood Savings Bank's Texas Ratio is at 8.65%, which is considered excellent. The Texas Ratio for Ridgewood Savings Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ridgewood Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.75%
18-Month CD
3.55%
24-Month CD
3.50%
36-Month CD
3.35%
48-Month CD
3.35%
60-Month CD
3.35%
Savings
N/A
MMA
4.05%
30-Year Fixed
6.97%
Credit Card
N/A
Personal Loan
N/A
Ridgewood Savings Bank
7102 Forest Ave
Ridgewood, NY 11385
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Ridgewood Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Ridgewood Savings Bank
Ridgewood Savings Bank
Smart Move Money Market
4.05%
$10,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
3.75%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
18-Month CD
3.55%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
72-Month CD
3.55%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
84-Month CD
3.55%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
3.50%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
36-Month CD
3.35%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
48-Month CD
3.35%
$100
Ridgewood Savings Bank
Ridgewood Savings Bank
60-Month CD
3.35%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ridgewood Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
6.250%
6.470%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
6.375%
6.530%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
20-Year Fixed
6.625%
6.750%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
30-Year Fixed
6.875%
6.970%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ridgewood Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Jenius Bank
Jenius Bank
Savings
4.50%
$0
Community Commerce Bank
Community Commerce Bank
18-Month CD
4.28%
$10,000
Raymond James Bank
Raymond James Bank
18-Month CD
4.20%
$1,000
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
18-Month CD
4.15%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
12-Month CD
4.11%
$250
Ixonia Bank
Ixonia Bank
12-Month CD
4.00%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
60-Month CD
3.82%
$100
A+ Federal Credit Union
A+ Federal Credit Union
36-Month CD
3.76%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
12-Month CD
3.71%
$500
EverBank
EverBank
30-Month CD
3.50%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
48-Month CD
3.30%
$1,000
Pathway Bank
Pathway Bank
24-Month CD
3.25%
$1,000
First National Bank in Marlow
First National Bank in Marlow
60-Month CD
3.15%
$500
Academy Bank
Academy Bank
48-Month CD
3.03%
$500
River Bank
River Bank
24-Month CD
3.03%
$1,000
Haven Savings Bank
Haven Savings Bank
Step-Up Money Market
3.00%
$25,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
36-Month CD
2.93%
$1,000
SSB of Wanamingo
SSB of Wanamingo
60-Month CD
2.85%
$500
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
PCB Payne County Bank
PCB Payne County Bank
3-Month CD
2.65%
$1,000
Benton State Bank
Benton State Bank
24-Month CD
2.52%
$500
The Dolores State Bank
The Dolores State Bank
48-Month CD
2.52%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
18-Month CD
2.52%
$1,000
Axiom Bank
Axiom Bank
60-Month CD
2.50%
$500
InFirst Bank
InFirst Bank
6-Month CD
2.50%
$500
Abri Credit Union
Abri Credit Union
24-Month CD
2.25%
$500
Department of Commerce FCU
Department of Commerce FCU
Money Market
2.02%
$20,000
Ascendia Bank
Ascendia Bank
18-Month CD
2.00%
$500
Republic Bank of Chicago
Republic Bank of Chicago
36-Month CD
1.50%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
24-Month CD
1.36%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
30-Month CD
1.00%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
18-Month CD
0.75%
$500
Federation Bank
Federation Bank
24-Month CD
0.70%
$500
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
American Savings Bank, FSB
American Savings Bank, FSB
60-Month CD
0.60%
$1,000
Mayville State Bank
Mayville State Bank
36-Month CD
0.45%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
Money Market
0.40%
$25,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
18-Month CD
0.35%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
24-Month CD
0.35%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
12-Month CD
0.30%
$1,000
Hometown Bank of PA
Hometown Bank of PA
18-Month CD
0.30%
$1,000
Peoples Bank Taylorsville, KY
48-Month CD
0.30%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Savings
0.15%
$0
Seasons Federal Credit Union
Seasons Federal Credit Union
Interest Checking
0.10%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
Money Market
0.05%
$0
Kitsap Bank
Kitsap Bank
Statement Savings
0.05%
$100
Town & Country B&T Co.
Town & Country B&T Co.
3-Month CD
0.05%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
Simply Savings
0.03%
$50
Pennsville National Bank
Pennsville National Bank
Money Market
0.02%
$5,000
Greene County Commercial Bank
Greene County Commercial Bank
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Ridgewood Savings Bank Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Ridgewood Savings Bank Information

Ridgewood Savings Bank
7102 Forest Ave
Ridgewood, NY 11385
Queens
Established Date: 06/18/1921
FDIC Certificate #: 16026
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 38
How Many Branches are There? 38
Is Ridgewood Savings Bank FDIC Insured? Yes
What is Ridgewood Savings Bank's Cert number? 16026
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ridgewood Savings Bank Financials

Total Assets:
$6,996,423,000
Total Deposits:
$5,559,007,000
Equity Capital:
$821,096,000
Domestic Deposits:
$5,559,007,000
Net Income:
$7,922,000
Return on Assets:
0.5057%
Quarterly Return on Assets:
0.4500%
Pretax Return on Assets:
0.5219%
Pretax Quarterly Return on Assets:
0.5200%
Return on Equity:
4.4500%
Quarterly Return on Equity:
3.8600%
Leverage Tier 1 (Core Capital) Ratio:
13.1750%
Total Interest Income (YTD):
3.5621%
 
 
Headquarters:
Ridgewood
FDIC Field Office:
New York City
Regulator:
FDIC
County:
Queens
# of Offices:
38
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

National CD Rates: Best CD Rates on 4 Year Certificates of Deposit at 1.98%

Right now on our national list of the highest CD rates on 4 year certificates of deposit Discover and Penfed are listed with the highest CD rates. The bank and credit union are offering 4 year CD rates at 1.98% with CD yields at 2.00%. That rate is considerably better than the current national average 4 year CD rate of 1.38% as reported by MonitorBankRates.com.Find the best CD rates at banks by searching our rate tables here: Best CD Rates.     Read more...

New York CD Rates: Best 5 Year CD Yields at 2.75%

Right now on our list of 5 year New York CD rates two banks have the best CD rates. Bay Ridge Federal Credit Union and Ponce de Leon Federal Savings Bank are both offering 5 year CD rates at 2.71% with a CD yield of 2.75%. That rate is considerably higher than the current national average 5 year rate of 1.74% as reported by Monitor Bank Rates.You can find the highest CD rates in your state by searching our rate tables at CDRates.MonitorBankRates.com. Both national rates and local rates are listed.The second highest CD rates on our list in New York are from Brooklyn Federal Savings Bank, Ridgewood Savings Bank Federal Savings Bank and Dime Savings Bank are all offering 60 month CD rates at 2.47% with a yield of 2.50%. Dime requires that new money be deposited at the bank to earn the rate and yield.     Read more...

Best Savings Account Rates and Money Market Rates - February 1, 2010

Savings account rates and money market rates have been very low for the past 18 months, current rates are averaging 0.351 percent for a savings account/money market account with a balance of $2,500.best-savings-account-rates-and-money-market-rates-february-1-2010Savings rates and money market account rates are expected to go higher sometime later this year when the Fed starts raising interest rates.Looking for Savings Account Rates and Money Market Account Rates? Find the best rates in your area by searching our savings account rate tables. Saving Account Rates/Money Market Rates.     Read more...

Top 25 One Year Bank CD Rates

top-25-one-year-bank-cd-rates//cdrates.monitorbankrates.com The average one year certificate of deposit rate is only 1.01 percent right now but CD rates will start heading higher sometime in 2010. The FOMC meets tomorrow and Thursday to decide the direction of interest rates.The Fed is expected to keep the Fed fund rate in the targeted range of zero percent to one quarter percent for now but will raise rates later this year. When the Fed funds rate heads higher banks will finally start raising CD rates and savings account rates.Looking for CD Rates? Find the best CD rates here. Highest CD Rates.     Read more...

Explore Other Rate Deals

Online Savings Rates Increase in 2019Online savings rates continue to move higher during the first week of 2019 as several banks increased rates. The best online savings rate for the first week of 2019 goes to CIT Bank with a rate of 2.45 percent on their Savings Builder savings account. The minimum opening deposit is $25,000.
Mortgage rates are lower today, following 10 year Treasury yields lower. Average 30 year mortgage rates today declined to 3.88 percent, down from the prior week's average rate of 3.92 percent. Mortgage rates might move sharply higher or lower this week after the Federal Open Market Committee (FOMC) wraps up their two day meeting tomorrow.
Home mortgage rates are higher in the Mortgage Bankers Association's Weekly Applications Survey. The average contract rate on 30 year home mortgages was 4.56 percent for the week ending November 26, 2010, up from the prior week’s average 30 year mortgage rate of 4.50 percent. 30 year mortgage rates haven’t been higher in the survey since August, 2010. Average mortgage discount points on 30 year home mortgage loans increased to 0.96 points, up from the prior week’s average of 0.88 points.

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Ridgewood Savings Bank Reviews

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